Security & Support
Security
Beem’s bank-level security protects sensitive personal information and prevents unauthorised use.
Privacy
All deposits are protected by our member banks and partners. Personally identifiable data is never stored in our infrastructure.
Support
Check our Help Center or message your friends at Beem right here or from our app.
Trusted by
1 million+ Americans
FAQs
- Send money to ANYONE - even if they are not on Beem! (they can receive in bank/card/gift card/prepaid card too)
- Gift cards, 2,500+ retailers (Instant, Free)
- Pre-paid VISA or Mastercard (Instant, Free)
- Your bank issued debit card (Instant, $4/transfer)
- Your bank account (ACH, 3-5 business days, Free)
- Digital or physical check (coming soon)
- Virtual credit card (coming soon)
What is Beem?
Beem is the #1 Smart Wallet App that helps you stay on top of your finances. With Beem, you can get instant cash without interest and without credit checks through the Everdraft™. You can also send money online to anyone in the USA, file taxes for free, use a budget planner to plan, spend and save money better, and avail credit monitoring and identity theft protection.
How much instant cash can I get with Everdraft™?
You can get $10 to $1,000 in instant cash advance using the Everdraft™ feature. In addition to your unlocked Everdraft™ amount, you can also unlock more cash using the Beem boost feature to get a cash boost on your Everdraft™ amount.
Who can get cash through Beem? How do we get started?
Any legal resident of the USA over the age 18 years, can apply to get cash advance through Beem through the Everdraft™ feature. If you qualify, you will be able to access it through the app.
To start, simply download the app, create an account and complete the onboarding process!
What can I do with my cash?
Once you unlock your Everdraft amount, you can access instant cash in multiple ways:
I’m here for more than just emergency cash. What else can I do with Beem?
Beem now offers more features, like your AI powered BFF - the Better Financial Feed™ for budget planning, Credit monitoring, Identity theft protection and more.
What are the charges to use Beem?
Beem’s Basic plan is absolutely free - you can avail tax filing, cashbacks, sending money, budget planning (trial) and exclusive offers in insurance plans. To access additional features like instant cash, budget planning, credit monitoring, identity theft protection and more you can opt for one of our monthly subscription plans starting from $2.47. See more about plans here
How secure is my personal and financial information with Beem?
Beem is PCI-DSS certified, which means we use the gold-standard security systems to prevent any data leaks. We also employ best in the industry cybersecurity experts who use the same systems used by top global banks and new age fin-tech companies. Our system is encrypted end-to-end, may it be data transmission or data storage. So go ahead and get cash now, worry free.