Beem Wallet
Bigger & Better
Beem is your all-in-one wallet—FDIC insured, AI-driven, with daily cashback and a free companion card that helps boost your credit.
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Get up to $1,000
for Emergencies
Access future deposits today instantly with Everdraft. No credit checks, no interest, no income restrictions, no due dates & no tips.
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Use Beem Card to
Build Credit
Grow your credit faster—monthly reporting to bureaus combined with credit score tracking and actionable insights
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Find Jobs, Deals
& Compare Prices
Meet your everyday money needs—earn through side gigs, compare prices and cut costs with deals with Beem AI
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Earn More with
Every Spend
Designed for everyday needs—Beem gives you up to 10% cashback on food, fuel, clothing, and travel to help you save while you spend.
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Beem into
Better Health
Access Dental care, vision, tele-consultation benefits, and more. Protect your finances while protecting your health.
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Protect Yourself
Against Job Loss
Get up to $1000 for loss of income due to any Job-Loss or Disability
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Get upto $1000
instant cash
instant cash
- Access future deposits for emergencies with Everdraft. No interest. No credit card checks. No due dates
Direct Deposit,
insure Up to $250K
insure Up to $250K
- Securely direct deposit, ACH, or wire funds & access your Everdraft cash-all in your FDIC-insured Smart wallet
Spend using your
free Beem Card
free Beem Card
- Your wallet includes a free Credit builder card. Using it with Apple wallet, Google wallet & more. Grow your credit on every transaction
Build credit with
every transaction
every transaction
- Even ATM withdrawals. Monthly reporting to all bureaus combined with credit score tracking and actionable insights
Earn more with
every spend
Earn at over
3000+ merchants
your wallet
Your own personal
AI assistant
AI assistant
- Take control of your finances. save more, spend smarter, budget better and earn more - all powered by AI agents
Find jobs, compare prices,
complete tasks with Beem AI
Put your AI assistant to work & curate your everyday needs
JobsGPT
Find side gigs and remote jobs tailored just for you, instantly
DealsGPT
Get the best discounts on everyday essentials
PriceGPT
Compare prices across stores to make smarter shopping decisions
BudgetGPT
Track spending and stay on budget with AI-powered insights
Found you a $16/hr job
Earn extra cash this weekend
Join Beemers
everywhere
everywhere
- Make money moves with people in your comunity. Discover money-saving tips, plan finances, split expenses & unlock the best deals together
Do more with Beem
Fast personal loans, health program, & so much more!
Get up to $1000 instant cash
Access future deposits for emergencies. No interest & no credit checks!
Save up to 40% on interest rates
Get personal loans up to $100k! Compare & find the best offers.
Get up to $1000 if you lose your job
Access an extra layer of protection against loss of income.
Get up to $1000 instant cash
Access future deposits for emergencies. No interest & no credit checks!
Save up to 40% on interest rates
Get personal loans up to $100k! Compare & find the best offers.
Get up to $1000 if you lose your job
Access an extra layer of protection against loss of income.
Get up to $1000 instant cash
Access future deposits for emergencies. No interest & no credit checks!
Save up to 40% on interest rates
Get personal loans up to $100k! Compare & find the best offers.
Get up to $1000 if you lose your job
Access an extra layer of protection against loss of income.
Easy to use and navigate! No hoops to jump thru!
Every other week this app is my hero. Like most ppl I often struggle to pay all of my bills on time or go grocery shopping. I often...
Alex
Absolutely life-saving!
This app has been a game changer for my budget. It helps me send money instantly without worrying about fees.
Sophie
Smooth experience
Transfers are fast, and the interface is intuitive. I never have to waste time figuring things out.
Mark
Highly recommend
I was skeptical at first, but now I can’t imagine going back to my old payment methods.
Emma
Frequently asked questions by Beeeeemers!
Beem is the #1 Smart Wallet App that helps you stay on top of your finances. With Beem, you can get instant cash without interest and without credit checks through the Everdraft™. You can also send money online to anyone in the USA, file taxes for free, use a budget planner to plan, spend and save money better, and avail credit monitoring and identity theft protection.