Make Smarter
Money Moves,
As A Team
Plan purchases, split costs, find deals, and build credit, side by side with friends and AI on Beem Activities.
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Smart Threads
- Purpose-built chats for budgets, bills, trips, and savings. Add friends, attach receipts. AI handles splits, prices, and reminders.
Personal Hub
- Your money inbox—transactions, alerts, and decisions in one place. Snooze, pay, or act in a tap.


Friends Activity
- See pay/requests, goals hit, and shared deals. Clear IOUs fast—share only what you choose.
Global Feed
- Discover money tips and verified deals from the community. Join threads and save as a team together.



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Frequently asked questions by Beeeeemers!
STM plans are flexible health insurance solutions for individuals facing gaps between jobs, aging out of family policies, or waiting for Open Enrollment. They offer customizable coverage durations, telemedicine perks, and discounts on everyday items.