Skip to content

Better than Banking.
Direct Deposit &
Use the Beem Card

Set up direct deposit with Beem to insure your funds up to $250k. spend using the Beem Card to build credit & unlock exclusive rewards

Heart Emoji
Family
avatar1
Trusted by
5 Million+
FDIC IconsAAA Footer

Unlock the Power of Direct Deposit

Bank-level security
for your account
Your Beem direct deposit account is FDIC insured, giving you the same protection as traditional banks.
Left hand money

Coming Soon

A smarter way to get paid early
Soon you will be able to set up direct deposit and start receiving your paycheck up to two days earlier with Beem.
new-img
Unlock Instant Cash up to $1000
Enjoy instant cash with Everdraft™, fee-free transfers, and rewards on everyday spending—all for FREE!
new-img

How it Works

Here’s how Direct Deposit of your funds with the Beem Smart Wallet works in three simple steps.
steps

Sign up in minutes

Sign up in minutes using your phone number. No credit checks, no complicated forms. Just quick & simple access to your Beem account.

steps
steps

Connect to your Payroll

Link your employer or benefits provider directly to Beem. Choose how much you want to deposit in either full or partial payments.

steps
steps

Get paid directly & unlock perksh

Once set up, enjoy easy and secure access to your funds, along with additional benefits.

steps

Why choose Direct Deposit

personal-loan-online

Instant fee waiver

    • Get up to $1000 instantly with Everdraft™ and enjoy fee-free instant transfers. No subscription or transfer fees, just fast, straightforward access to your money.

Spend smart,earn more

    • Get rewarded with cashback on everyday purchases and unlock exclusive perks. Turn your spending into smarter savings.
personal-loan-online
User 1
User 1

The Only Account Builtfor Your Future

With Beem, you're not just banking, you're building credit, gaining financial control, and unlocking the future you deserve.

User 2
User 2

Do more with Beem

Fast personal loans, health program, & so much more!

Get up to $1000 instant cash

Access future deposits for emergencies. No interest & no credit checks!

Promo
icon-0icon-1

Send money for free to anyone on any app

Send gift cards, pre-paid cards, & more. Even to those without a bank account!

Promo
icon-0icon-1

Save up to 40% on interest rates

Get personal loans up to $100k! Compare & find the best offers.

Promo
icon-0icon-1

Get up to $1000 instant cash

Access future deposits for emergencies. No interest & no credit checks!

Promo
icon-0icon-1

Send money for free to anyone on any app

Send gift cards, pre-paid cards, & more. Even to those without a bank account!

Promo
icon-0icon-1

Save up to 40% on interest rates

Get personal loans up to $100k! Compare & find the best offers.

Promo
icon-0icon-1

Get up to $1000 instant cash

Access future deposits for emergencies. No interest & no credit checks!

Promo
icon-0icon-1

Send money for free to anyone on any app

Send gift cards, pre-paid cards, & more. Even to those without a bank account!

Promo
icon-0icon-1

Save up to 40% on interest rates

Get personal loans up to $100k! Compare & find the best offers.

Promo
icon-0icon-1

Frequently asked questions by Beeeeemers!

Nope, you do not need to pay to send money online to any other individual living in the US! You do not need a subscription either. And to add to it, the recipient need not even have a bank account to receive money from you.