Better than Banking.
Direct Deposit &
Use the Beem Card
Set up direct deposit with Beem to insure your funds up to $250k. spend using the Beem Card to build credit & unlock exclusive rewards
+1



Trusted by
5 Million+


Unlock the Power of Direct Deposit
Bank-level security
for your account
for your account
Your Beem direct deposit account is FDIC insured, giving you the same protection as traditional banks.

Coming Soon
A smarter way to get paid early
Soon you will be able to set up direct deposit and start receiving your paycheck up to two days earlier with Beem.

Unlock Instant Cash up to $1000
Enjoy instant cash with Everdraft™, fee-free transfers, and rewards on everyday spending—all for FREE!

How it Works
Here’s how Direct Deposit of your funds with the Beem Smart Wallet works in three simple steps.

Sign up in minutes
Sign up in minutes using your phone number. No credit checks, no complicated forms. Just quick & simple access to your Beem account.


Connect to your Payroll
Link your employer or benefits provider directly to Beem. Choose how much you want to deposit in either full or partial payments.


Get paid directly & unlock perksh
Once set up, enjoy easy and secure access to your funds, along with additional benefits.


Why choose Direct Deposit

Instant fee waiver
- Get up to $1000 instantly with Everdraft™ and enjoy fee-free instant transfers. No subscription or transfer fees, just fast, straightforward access to your money.
Spend smart,earn more
- Get rewarded with cashback on everyday purchases and unlock exclusive perks. Turn your spending into smarter savings.



The Only Account Built
for Your Future
With Beem, you're not just banking, you're building credit, gaining financial control, and unlocking the future you deserve.


Do more with Beem
Fast personal loans, health program, & so much more!
Frequently asked questions by Beeeeemers!
Nope, you do not need to pay to send money online to any other individual living in the US! You do not need a subscription either. And to add to it, the recipient need not even have a bank account to receive money from you.