{"id":133872,"date":"2026-06-25T08:39:10","date_gmt":"2026-06-25T03:09:10","guid":{"rendered":"https:\/\/trybeem.com\/blog\/how-much-does-car-insurance-cost-best-cost-prices\/"},"modified":"2026-06-25T08:49:53","modified_gmt":"2026-06-25T03:19:53","slug":"how-much-does-car-insurance-cost-best-cost-prices","status":"publish","type":"post","link":"https:\/\/trybeem.com\/blog\/how-much-does-car-insurance-cost-best-cost-prices\/","title":{"rendered":"How Much Does Car Insurance Cost? A Comprehensive Guide for 2026"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#average-car-insurance-cost-in-2026\">Average Car Insurance Cost in 2026<\/a><ul><\/ul><\/li><li><a href=\"#what-factors-affect-car-insurance-costs\">What Factors Affect Car Insurance Costs?<\/a><ul><\/ul><\/li><li><a href=\"#where-you-live-matters\">Where You Live Matters<\/a><ul><\/ul><\/li><li><a href=\"#how-coverage-levels-impact-insurance-costs\">How Coverage Levels Impact Insurance Costs<\/a><ul><\/ul><\/li><li><a href=\"#how-credit-scores-affect-insurance-rates\">How Credit Scores Affect Insurance Rates<\/a><ul><\/ul><\/li><li><a href=\"#average-cost-by-driver-profile\">Average Cost by Driver Profile<\/a><ul><\/ul><\/li><li><a href=\"#why-car-insurance-rates-increased-in-2026\">Why Car Insurance Rates Increased in 2026<\/a><ul><\/ul><\/li><li><a href=\"#optional-coverages-that-affect-pricing\">Optional Coverages That Affect Pricing<\/a><ul><\/ul><\/li><li><a href=\"#how-deductibles-affect-insurance-costs\">How Deductibles Affect Insurance Costs<\/a><ul><\/ul><\/li><li><a href=\"#how-telematics-programs-influence-pricing\">How Telematics Programs Influence Pricing<\/a><ul><\/ul><\/li><li><a href=\"#hidden-factors-that-affect-your-premium\">Hidden Factors That Affect Your Premium<\/a><ul><\/ul><\/li><li><a href=\"#how-much-does-minimum-coverage-really-save\">How Much Does Minimum Coverage Really Save?<\/a><ul><\/ul><\/li><li><a href=\"#ways-to-lower-car-insurance-costs-in-2026\">Ways to Lower Car Insurance Costs in 2026<\/a><ul><\/ul><\/li><li><a href=\"#common-car-insurance-discounts-drivers-miss\">Common Car Insurance Discounts Drivers Miss<\/a><ul><\/ul><\/li><li><a href=\"#how-beem-helps-drivers-find-better-insurance-options\">How Beem Helps Drivers Find Better Insurance Options<\/a><\/li><li><a href=\"#mistakes-that-can-increase-your-insurance-costs\">Mistakes That Can Increase Your Insurance Costs<\/a><ul><\/ul><\/li><li><a href=\"#how-much-insurance-do-you-actually-need\">How Much Insurance Do You Actually Need?<\/a><\/li><li><a href=\"#why-insurance-quotes-vary-so-much-between-companies\">Why Insurance Quotes Vary So Much Between Companies<\/a><\/li><li><a href=\"#how-your-vehicles-age-affects-insurance-costs\">How Your Vehicle&#8217;s Age Affects Insurance Costs<\/a><\/li><li><a href=\"#why-your-insurance-premium-changes-at-renewal\">Why Your Insurance Premium Changes at Renewal<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><li><a href=\"#fa-qs\">FAQs<\/a><ul><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Car insurance is one of the most important expenses associated with vehicle ownership, yet it remains one of the most misunderstood. Many drivers assume insurance costs are based solely on the car they drive, but in reality, insurers evaluate dozens of factors before determining your premium.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In 2026, car insurance rates continue rising across the United States due to increasing repair costs, advanced vehicle technology, severe weather events, higher medical expenses, and growing claim payouts. As a result, understanding how insurance pricing works has become more important than ever.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Whether you&#8217;re purchasing your first policy, comparing providers, or trying to reduce your current premium, this guide explains how much car insurance costs, what affects pricing, and how to find the best coverage for your budget.<\/p>\n\n\n\n<h2 id=\"average-car-insurance-cost-in-2026\" class=\"wp-block-heading\"><strong>Average Car Insurance Cost in 2026<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The average cost of car insurance varies significantly depending on your location, vehicle, driving record, age, and coverage level.<\/p>\n\n\n\n<h3 id=\"national-average-annual-premiums\" class=\"wp-block-heading\"><strong>National Average Annual Premiums<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Coverage Type<\/strong><\/td><td><strong>Average Annual Cost<\/strong><\/td><\/tr><tr><td>Minimum Coverage<\/td><td>$700\u2013$1,500<\/td><\/tr><tr><td>Full Coverage<\/td><td>$1,800\u2013$3,500<\/td><\/tr><tr><td>High-Risk Driver Coverage<\/td><td>$3,000\u2013$8,000+<\/td><\/tr><tr><td>Teen Driver Coverage<\/td><td>$4,000\u2013$10,000+<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">While these averages provide a useful benchmark, individual premiums can differ substantially based on personal circumstances.<\/p>\n\n\n\n<h2 id=\"what-factors-affect-car-insurance-costs\" class=\"wp-block-heading\"><strong>What Factors Affect Car Insurance Costs?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance companies use complex rating systems to calculate risk.<\/p>\n\n\n\n<h3 id=\"driving-record\" class=\"wp-block-heading\"><strong>Driving Record<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Your driving history remains one of the largest pricing factors.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Drivers with:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Clean records<\/li>\n\n\n\n<li>No accidents<\/li>\n\n\n\n<li>No moving violations<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">typically receive the lowest premiums.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Meanwhile:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Speeding tickets<\/li>\n\n\n\n<li>At-fault accidents<\/li>\n\n\n\n<li>DUIs<\/li>\n\n\n\n<li>Reckless driving violations<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">can significantly increase costs.<\/p>\n\n\n\n<h3 id=\"age-and-driving-experience\" class=\"wp-block-heading\"><strong>Age and Driving Experience<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Younger drivers generally pay higher premiums because they have less driving experience and statistically file more claims.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Average cost patterns often look like:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Age Group<\/strong><\/td><td><strong>Typical Insurance Cost<\/strong><\/td><\/tr><tr><td>Teen Drivers<\/td><td>Highest<\/td><\/tr><tr><td>20s<\/td><td>High<\/td><\/tr><tr><td>30s\u201350s<\/td><td>Lowest<\/td><\/tr><tr><td>Seniors 70+<\/td><td>Moderate increase<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Drivers usually see their lowest rates during middle-age years when risk levels stabilize.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Check this out:&nbsp;<a href=\"https:\/\/trybeem.com\/car-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Save up to 40% on car insurance<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 id=\"vehicle-type\" class=\"wp-block-heading\"><strong>Vehicle Type<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The vehicle you drive plays a major role in insurance pricing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Insurers evaluate:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Repair costs<\/li>\n\n\n\n<li>Theft rates<\/li>\n\n\n\n<li>Safety ratings<\/li>\n\n\n\n<li>Replacement value<\/li>\n\n\n\n<li>Performance characteristics<\/li>\n<\/ul>\n\n\n\n<h3 id=\"cars-often-associated-with-lower-insurance-rates\" class=\"wp-block-heading\"><strong>Cars Often Associated With Lower Insurance Rates<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Toyota Corolla<\/li>\n\n\n\n<li>Honda Civic<\/li>\n\n\n\n<li>Subaru Outback<\/li>\n\n\n\n<li>Toyota Camry<\/li>\n\n\n\n<li>Honda CR-V<\/li>\n\n\n\n<li>Hyundai Elantra<\/li>\n<\/ul>\n\n\n\n<h3 id=\"cars-that-often-cost-more-to-insure\" class=\"wp-block-heading\"><strong>Cars That Often Cost More to Insure<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Luxury vehicles<\/li>\n\n\n\n<li>Sports cars<\/li>\n\n\n\n<li>High-performance models<\/li>\n\n\n\n<li>Electric vehicles with expensive repair costs<\/li>\n\n\n\n<li>Vehicles with high theft rates<\/li>\n<\/ul>\n\n\n\n<h2 id=\"where-you-live-matters\" class=\"wp-block-heading\"><strong>Where You Live Matters<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Location significantly affects premiums.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance companies analyze:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Accident frequency<\/li>\n\n\n\n<li>Crime rates<\/li>\n\n\n\n<li>Weather risks<\/li>\n\n\n\n<li>Population density<\/li>\n\n\n\n<li>Repair costs<\/li>\n\n\n\n<li>Uninsured driver rates<\/li>\n<\/ul>\n\n\n\n<h3 id=\"states-with-higher-insurance-costs\" class=\"wp-block-heading\"><strong>States With Higher Insurance Costs<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Some of the most expensive states often include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Florida<\/li>\n\n\n\n<li>Louisiana<\/li>\n\n\n\n<li>Michigan<\/li>\n\n\n\n<li>Nevada<\/li>\n\n\n\n<li>California<\/li>\n<\/ul>\n\n\n\n<h3 id=\"states-with-lower-insurance-costs\" class=\"wp-block-heading\"><strong>States With Lower Insurance Costs<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Some of the least expensive states often include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Maine<\/li>\n\n\n\n<li>Vermont<\/li>\n\n\n\n<li>Idaho<\/li>\n\n\n\n<li>New Hampshire<\/li>\n\n\n\n<li>North Dakota<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Even within the same state, ZIP code differences can dramatically affect pricing.<\/p>\n\n\n\n<h2 id=\"how-coverage-levels-impact-insurance-costs\" class=\"wp-block-heading\"><strong>How Coverage Levels Impact Insurance Costs<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The amount of coverage you choose directly affects your premium.<\/p>\n\n\n\n<h3 id=\"liability-only-coverage\" class=\"wp-block-heading\"><strong>Liability-Only Coverage<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Liability insurance typically covers:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Injuries to others<\/li>\n\n\n\n<li>Property damage you cause<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">It generally represents the lowest-cost option but offers limited protection.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read: <a href=\"https:\/\/trybeem.com\/blog\/does-car-insurance-cover-vandalism\/\" target=\"_blank\" data-type=\"post\" data-id=\"203803\" rel=\"noreferrer noopener\">Does Car Insurance Cover Vandalism?<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 id=\"full-coverage-insurance\" class=\"wp-block-heading\"><strong>Full Coverage Insurance<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Full coverage usually includes:<\/p>\n\n\n\n<h4 id=\"liability-coverage\" class=\"wp-block-heading\"><strong>Liability Coverage<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Protects against damage and injuries you cause to others.<\/p>\n\n\n\n<h4 id=\"collision-coverage\" class=\"wp-block-heading\"><strong>Collision Coverage<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Pays for damage to your own vehicle after accidents.<\/p>\n\n\n\n<h4 id=\"comprehensive-coverage\" class=\"wp-block-heading\"><strong>Comprehensive Coverage<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Covers non-collision events such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Theft<\/li>\n\n\n\n<li>Vandalism<\/li>\n\n\n\n<li>Hail damage<\/li>\n\n\n\n<li>Flooding<\/li>\n\n\n\n<li>Fire<\/li>\n\n\n\n<li>Falling objects<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Full coverage costs more but provides broader protection.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2024\/02\/Cheapest-Car-Insurance-in-Arizona-1024x576.webp\" alt=\"Cheapest Car Insurance in Arizona\" class=\"wp-image-299518\" srcset=\"https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2024\/02\/Cheapest-Car-Insurance-in-Arizona-1024x576.webp 1024w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2024\/02\/Cheapest-Car-Insurance-in-Arizona-300x169.webp 300w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2024\/02\/Cheapest-Car-Insurance-in-Arizona-768x432.webp 768w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2024\/02\/Cheapest-Car-Insurance-in-Arizona-1536x864.webp 1536w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2024\/02\/Cheapest-Car-Insurance-in-Arizona.webp 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 id=\"how-credit-scores-affect-insurance-rates\" class=\"wp-block-heading\"><strong>How Credit Scores Affect Insurance Rates<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many insurers still use credit-based insurance scores when pricing policies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Drivers with stronger credit profiles often receive lower premiums because insurers associate better credit management with lower claim risk.<\/p>\n\n\n\n<h3 id=\"potential-premium-differences\" class=\"wp-block-heading\"><strong>Potential Premium Differences<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Credit Tier<\/strong><\/td><td><strong>Average Premium Impact<\/strong><\/td><\/tr><tr><td>Excellent Credit<\/td><td>Lowest rates<\/td><\/tr><tr><td>Good Credit<\/td><td>Moderate rates<\/td><\/tr><tr><td>Fair Credit<\/td><td>Higher rates<\/td><\/tr><tr><td>Poor Credit<\/td><td>Highest rates<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Some states restrict or prohibit credit-based insurance pricing, but it remains a major factor in many regions.<\/p>\n\n\n\n<h2 id=\"average-cost-by-driver-profile\" class=\"wp-block-heading\"><strong>Average Cost by Driver Profile<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Different drivers pay different premiums even when driving similar vehicles.<\/p>\n\n\n\n<h3 id=\"driver-with-clean-record\" class=\"wp-block-heading\"><strong>Driver With Clean Record<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Average annual premium:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">$1,500\u2013$2,500<\/p>\n\n\n\n<h3 id=\"driver-with-one-speeding-ticket\" class=\"wp-block-heading\"><strong>Driver With One Speeding Ticket<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Average annual premium:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">$2,000\u2013$3,500<\/p>\n\n\n\n<h3 id=\"driver-with-at-fault-accident\" class=\"wp-block-heading\"><strong>Driver With At-Fault Accident<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Average annual premium:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">$2,500\u2013$5,000<\/p>\n\n\n\n<h3 id=\"driver-with-dui\" class=\"wp-block-heading\"><strong>Driver With DUI<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Average annual premium:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">$3,000\u2013$7,000+<\/p>\n\n\n\n<h3 id=\"teen-driver\" class=\"wp-block-heading\"><strong>Teen Driver<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Average annual premium:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">$4,000\u2013$10,000+<\/p>\n\n\n\n<h2 id=\"why-car-insurance-rates-increased-in-2026\" class=\"wp-block-heading\"><strong>Why Car Insurance Rates Increased in 2026<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance premiums continue climbing nationwide due to several industry-wide trends.<\/p>\n\n\n\n<h3 id=\"vehicle-repairs-are-more-expensive\" class=\"wp-block-heading\"><strong>Vehicle Repairs Are More Expensive<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Modern vehicles contain:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cameras<\/li>\n\n\n\n<li>Sensors<\/li>\n\n\n\n<li>Radar systems<\/li>\n\n\n\n<li>Advanced driver-assistance technology<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Even minor collisions often require expensive repairs.<\/p>\n\n\n\n<h3 id=\"extreme-weather-claims-are-rising\" class=\"wp-block-heading\"><strong>Extreme Weather Claims Are Rising<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Hurricanes, hailstorms, floods, and wildfires continue increasing insurance claim frequency and severity.<\/p>\n\n\n\n<h3 id=\"medical-costs-continue-rising\" class=\"wp-block-heading\"><strong>Medical Costs Continue Rising<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Accident-related medical expenses remain one of the largest liability costs for insurers.<\/p>\n\n\n\n<h3 id=\"labor-costs-have-increased\" class=\"wp-block-heading\"><strong>Labor Costs Have Increased<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Repair shops continue facing technician shortages, driving up labor expenses.<\/p>\n\n\n\n<h2 id=\"optional-coverages-that-affect-pricing\" class=\"wp-block-heading\"><strong>Optional Coverages That Affect Pricing<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many drivers add optional protections that increase premiums but provide valuable coverage.<\/p>\n\n\n\n<h3 id=\"rental-reimbursement\" class=\"wp-block-heading\"><strong>Rental Reimbursement<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pays for rental vehicles while your car is being repaired after covered claims.<\/p>\n\n\n\n<h3 id=\"roadside-assistance\" class=\"wp-block-heading\"><strong>Roadside Assistance<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Provides help with:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Flat tires<\/li>\n\n\n\n<li>Towing<\/li>\n\n\n\n<li>Battery jumps<\/li>\n\n\n\n<li>Lockouts<\/li>\n<\/ul>\n\n\n\n<h3 id=\"gap-insurance\" class=\"wp-block-heading\"><strong>Gap Insurance<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Covers the difference between:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Vehicle value<\/li>\n\n\n\n<li>Remaining loan balance<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This is particularly useful for financed vehicles.<\/p>\n\n\n\n<h3 id=\"accident-forgiveness\" class=\"wp-block-heading\"><strong>Accident Forgiveness<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Prevents rate increases after qualifying accidents.<\/p>\n\n\n\n<h2 id=\"how-deductibles-affect-insurance-costs\" class=\"wp-block-heading\"><strong>How Deductibles Affect Insurance Costs<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Your deductible represents the amount you pay before insurance coverage begins.<\/p>\n\n\n\n<h3 id=\"lower-deductible\" class=\"wp-block-heading\"><strong>Lower Deductible<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Example:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">$250 deductible<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Advantages:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lower out-of-pocket costs after claims<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Disadvantages:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Higher monthly premiums<\/li>\n<\/ul>\n\n\n\n<h3 id=\"higher-deductible\" class=\"wp-block-heading\"><strong>Higher Deductible<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Example:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">$1,000 deductible<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Advantages:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lower monthly premiums<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Disadvantages:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Higher upfront costs when filing claims<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Choosing the right deductible depends on your financial situation and risk tolerance.<\/p>\n\n\n\n<h2 id=\"how-telematics-programs-influence-pricing\" class=\"wp-block-heading\"><strong>How Telematics Programs Influence Pricing<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Usage-based insurance continues expanding in 2026.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These programs monitor driving habits through:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Smartphone apps<\/li>\n\n\n\n<li>Plug-in devices<\/li>\n\n\n\n<li>Connected vehicle systems<\/li>\n<\/ul>\n\n\n\n<h3 id=\"behaviors-often-rewarded\" class=\"wp-block-heading\"><strong>Behaviors Often Rewarded<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Smooth braking<\/li>\n\n\n\n<li>Safe speeds<\/li>\n\n\n\n<li>Reduced nighttime driving<\/li>\n\n\n\n<li>Lower mileage<\/li>\n\n\n\n<li>Limited phone usage<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Safe drivers can sometimes receive meaningful discounts through these programs.<\/p>\n\n\n\n<h2 id=\"hidden-factors-that-affect-your-premium\" class=\"wp-block-heading\"><strong>Hidden Factors That Affect Your Premium<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many drivers overlook several lesser-known pricing factors.<\/p>\n\n\n\n<h3 id=\"annual-mileage\" class=\"wp-block-heading\"><strong>Annual Mileage<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Drivers who spend less time on the road often receive lower rates.<\/p>\n\n\n\n<h3 id=\"marital-status\" class=\"wp-block-heading\"><strong>Marital Status<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Married drivers frequently qualify for better pricing.<\/p>\n\n\n\n<h3 id=\"prior-insurance-history\" class=\"wp-block-heading\"><strong>Prior Insurance History<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Continuous coverage helps reduce premiums.<\/p>\n\n\n\n<h3 id=\"occupation\" class=\"wp-block-heading\"><strong>Occupation<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Some professions receive insurer-specific discounts.<\/p>\n\n\n\n<h3 id=\"homeownership\" class=\"wp-block-heading\"><strong>Homeownership<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Homeowners often qualify for bundled policy savings.<\/p>\n\n\n\n<h2 id=\"how-much-does-minimum-coverage-really-save\" class=\"wp-block-heading\"><strong>How Much Does Minimum Coverage Really Save?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many drivers choose minimum coverage to reduce costs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While minimum coverage offers lower premiums, it may leave you responsible for substantial expenses after accidents.<\/p>\n\n\n\n<h3 id=\"what-minimum-coverage-usually-does-not-cover\" class=\"wp-block-heading\"><strong>What Minimum Coverage Usually Does Not Cover<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your vehicle repairs<\/li>\n\n\n\n<li>Theft<\/li>\n\n\n\n<li>Vandalism<\/li>\n\n\n\n<li>Hail damage<\/li>\n\n\n\n<li>Flood damage<\/li>\n\n\n\n<li>Falling objects<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The lower monthly premium can sometimes lead to larger financial risks later.<\/p>\n\n\n\n<h2 id=\"ways-to-lower-car-insurance-costs-in-2026\" class=\"wp-block-heading\"><strong>Ways to Lower Car Insurance Costs in 2026<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">There are several proven strategies to reduce premiums.<\/p>\n\n\n\n<h3 id=\"compare-multiple-quotes\" class=\"wp-block-heading\"><strong>Compare Multiple Quotes<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Different insurers calculate risk differently.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The same driver can receive dramatically different quotes from multiple companies.<\/p>\n\n\n\n<h3 id=\"bundle-insurance-policies\" class=\"wp-block-heading\"><strong>Bundle Insurance Policies<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Combining:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Auto insurance<\/li>\n\n\n\n<li>Homeowners insurance<\/li>\n\n\n\n<li>Renters insurance<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">often unlocks discounts.<\/p>\n\n\n\n<h3 id=\"maintain-good-credit\" class=\"wp-block-heading\"><strong>Maintain Good Credit<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Better credit frequently results in lower premiums.<\/p>\n\n\n\n<h3 id=\"increase-deductibles\" class=\"wp-block-heading\"><strong>Increase Deductibles<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Higher deductibles generally lower monthly costs.<\/p>\n\n\n\n<h3 id=\"take-advantage-of-safe-driver-discounts\" class=\"wp-block-heading\"><strong>Take Advantage of Safe Driver Discounts<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Many insurers reward:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Accident-free records<\/li>\n\n\n\n<li>Defensive driving courses<\/li>\n\n\n\n<li>Telematics participation<\/li>\n<\/ul>\n\n\n\n<h3 id=\"review-coverage-annually\" class=\"wp-block-heading\"><strong>Review Coverage Annually<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance needs change over time.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Regular reviews help ensure you&#8217;re not overpaying.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"538\" src=\"https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2026\/02\/beem-app-in-2026-optimized-1024x538.webp\" alt=\"beem app in 2026\" class=\"wp-image-290872\" srcset=\"https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2026\/02\/beem-app-in-2026-optimized-1024x538.webp 1024w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2026\/02\/beem-app-in-2026-optimized-300x158.webp 300w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2026\/02\/beem-app-in-2026-optimized-768x403.webp 768w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2026\/02\/beem-app-in-2026-optimized.webp 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 id=\"common-car-insurance-discounts-drivers-miss\" class=\"wp-block-heading\"><strong>Common Car Insurance Discounts Drivers Miss<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many policyholders overlook valuable savings opportunities.<\/p>\n\n\n\n<h3 id=\"low-mileage-discounts\" class=\"wp-block-heading\"><strong>Low-Mileage Discounts<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Drivers working remotely or commuting less may qualify.<\/p>\n\n\n\n<h3 id=\"multi-vehicle-discounts\" class=\"wp-block-heading\"><strong>Multi-Vehicle Discounts<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Insuring multiple vehicles often reduces costs.<\/p>\n\n\n\n<h3 id=\"good-student-discounts\" class=\"wp-block-heading\"><strong>Good Student Discounts<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Students with strong academic performance frequently receive lower premiums.<\/p>\n\n\n\n<h3 id=\"automatic-payment-discounts\" class=\"wp-block-heading\"><strong>Automatic Payment Discounts<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Enrolling in autopay may unlock additional savings.<\/p>\n\n\n\n<h3 id=\"paperless-policy-discounts\" class=\"wp-block-heading\"><strong>Paperless Policy Discounts<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Many insurers reward digital policy management.<\/p>\n\n\n\n<h2 id=\"how-beem-helps-drivers-find-better-insurance-options\" class=\"wp-block-heading\"><strong>How Beem Helps Drivers Find Better Insurance Options<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Car insurance shopping can feel overwhelming, especially when comparing multiple companies, coverage levels, deductibles, and pricing structures.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/trybeem.com\/car-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Beem Car Insurance<\/a> simplifies the process by helping drivers compare policies, evaluate coverage options, and identify plans that fit both their protection needs and budget.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In addition to insurance support, <a href=\"https:\/\/apps.apple.com\/us\/app\/beem-cash-advance-banking\/id1525101476\" target=\"_blank\" rel=\"noreferrer noopener\">Beem<\/a> offers financial wellness tools designed to help users manage transportation costs, prepare for unexpected expenses, and make smarter financial decisions overall.<\/p>\n\n\n\n<h2 id=\"mistakes-that-can-increase-your-insurance-costs\" class=\"wp-block-heading\"><strong>Mistakes That Can Increase Your Insurance Costs<\/strong><\/h2>\n\n\n\n<h3 id=\"buying-coverage-based-only-on-price\" class=\"wp-block-heading\"><strong>Buying Coverage Based Only on Price<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The cheapest policy may leave important gaps in protection.<\/p>\n\n\n\n<h3 id=\"letting-coverage-lapse\" class=\"wp-block-heading\"><strong>Letting Coverage Lapse<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Even short gaps can trigger future rate increases.<\/p>\n\n\n\n<h3 id=\"ignoring-annual-policy-reviews\" class=\"wp-block-heading\"><strong>Ignoring Annual Policy Reviews<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Failing to update your policy may result in paying for unnecessary coverage.<\/p>\n\n\n\n<h3 id=\"underestimating-annual-mileage\" class=\"wp-block-heading\"><strong>Underestimating Annual Mileage<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Providing inaccurate mileage estimates can create underwriting issues.<\/p>\n\n\n\n<h3 id=\"filing-small-claims-unnecessarily\" class=\"wp-block-heading\"><strong>Filing Small Claims Unnecessarily<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Frequent small claims may increase future premiums.<\/p>\n\n\n\n<h2 id=\"how-much-insurance-do-you-actually-need\" class=\"wp-block-heading\"><strong>How Much Insurance Do You Actually Need?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The right amount of insurance depends on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Vehicle value<\/li>\n\n\n\n<li>Financial situation<\/li>\n\n\n\n<li>Driving habits<\/li>\n\n\n\n<li>State requirements<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Drivers with newer vehicles often benefit from full coverage, while older vehicles may justify different coverage strategies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The goal is balancing affordability with meaningful protection.<\/p>\n\n\n\n<h2 id=\"why-insurance-quotes-vary-so-much-between-companies\" class=\"wp-block-heading\"><strong>Why Insurance Quotes Vary So Much Between Companies<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many drivers are surprised by how different quotes can be.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance companies use proprietary algorithms that weigh factors differently.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">One insurer may heavily prioritize:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Driving history<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">while another focuses more on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Credit profile<\/li>\n\n\n\n<li>Vehicle type<\/li>\n\n\n\n<li>ZIP code<\/li>\n\n\n\n<li>Claims history<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This is why shopping around remains one of the most effective ways to reduce costs.<\/p>\n\n\n\n<h2 id=\"how-your-vehicles-age-affects-insurance-costs\" class=\"wp-block-heading\"><strong>How Your Vehicle&#8217;s Age Affects Insurance Costs<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many drivers assume newer vehicles always cost more to insure, but the reality is more nuanced.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Newer vehicles often have higher premiums because they cost more to repair or replace. Advanced safety technology, sensors, cameras, and electronic systems can significantly increase repair costs after even minor accidents.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Older vehicles, on the other hand, may cost less to insure because their replacement value is lower. However, older cars may lack modern safety features, which can influence certain coverage costs. In some cases, drivers of older vehicles choose to drop collision or comprehensive coverage if the vehicle&#8217;s value no longer justifies the premium.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding the relationship between your vehicle&#8217;s age and its actual market value can help you make smarter coverage decisions and potentially reduce insurance expenses.<\/p>\n\n\n\n<h2 id=\"why-your-insurance-premium-changes-at-renewal\" class=\"wp-block-heading\"><strong>Why Your Insurance Premium Changes at Renewal<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many drivers are surprised when their premium increases despite having no accidents or traffic violations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance companies regularly reassess risk based on factors that extend beyond individual driving behavior. Changes in repair costs, local accident trends, weather-related claims, theft rates, medical expenses, and insurer-wide claim payouts can all affect renewal pricing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Additionally, factors such as moving to a different ZIP code, changes in annual mileage, adding drivers to your policy, or shifts in your credit profile may impact your premium.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Reviewing your policy at every renewal helps ensure you&#8217;re still receiving competitive pricing and taking advantage of all available discounts.<\/p>\n\n\n\n<h2 id=\"conclusion\" class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Car insurance costs in 2026 are influenced by far more than just the vehicle you drive. Factors such as location, driving history, age, credit profile, coverage level, and insurer-specific pricing models all play a role in determining your premium.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While national averages provide a helpful starting point, your actual insurance cost depends on your individual risk profile and coverage needs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The best approach is to compare multiple quotes, understand your coverage options, take advantage of available discounts, and regularly review your policy to ensure you&#8217;re getting the right protection at the best possible price.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Check out&nbsp;<a href=\"https:\/\/trybeem.com\/budget-tracker-planner\" target=\"_blank\" rel=\"noreferrer noopener\">Beem<\/a>&nbsp;for on-point financial insights and recommendations to spend, save, plan and protect your money like an expert. Download the&nbsp;<a href=\"https:\/\/apps.apple.com\/us\/app\/beem-cash-advance-banking\/id1525101476\" target=\"_blank\" rel=\"noreferrer noopener\">Beem<\/a>&nbsp;app today!<\/p>\n\n\n\n<h2 id=\"fa-qs\" class=\"wp-block-heading\"><strong>FAQs<\/strong><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1782356700662\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>1. How much does car insurance cost per month in 2026?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The average monthly cost ranges from about $60 to over $300 depending on coverage type, driving history, location, and vehicle. Drivers with clean records typically pay less than those with accidents or violations. Full coverage policies usually cost significantly more than minimum liability coverage. Your actual premium will depend on the insurer&#8217;s risk assessment and pricing model.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782356701566\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>2. Why is car insurance so expensive in 2026?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Insurance costs have increased due to rising vehicle repair expenses, advanced automotive technology, higher medical costs, severe weather claims, and labor shortages in repair facilities. Even minor accidents now often involve expensive sensor and camera repairs. Insurers are adjusting premiums to offset these growing claim costs. These industry-wide factors are affecting drivers across most states.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782356710414\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>3. What is considered full coverage car insurance?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Full coverage generally includes liability insurance, collision coverage, and comprehensive coverage. This combination protects against accidents, theft, vandalism, weather-related damage, and other covered losses. While it costs more than minimum coverage, it provides broader financial protection. Many lenders also require full coverage for financed vehicles.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782356717920\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>4. How can I reduce my car insurance premium?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can lower premiums by comparing quotes, improving your credit score, increasing deductibles, maintaining a clean driving record, and taking advantage of available discounts. Telematics programs may also reward safe driving habits with lower rates. Reviewing your coverage annually can help eliminate unnecessary costs. Small adjustments often add up to meaningful savings over time.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782356723933\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>5. Does my credit score affect car insurance rates?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>In many states, insurers use credit-based insurance scores when calculating premiums. Drivers with stronger credit histories often qualify for lower rates because insurers associate them with lower claim risk. However, some states restrict or prohibit the use of credit information. The impact varies depending on where you live and which insurer you choose.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782356730566\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>6. Is minimum coverage enough to protect me?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Minimum coverage satisfies state legal requirements but often provides limited protection. It generally does not cover damage to your own vehicle from accidents, theft, vandalism, or weather events. While it lowers premiums, it may leave you responsible for significant out-of-pocket expenses after a loss. Evaluating your vehicle value and financial situation can help determine whether additional coverage is worthwhile.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>It is essential to know the average cost of car insurance to make an informed decision on your personalized insurance policy. This guide will help in understanding how certain factors affect the cost of your car insurance policy.<\/p>\n","protected":false},"author":6,"featured_media":168535,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2315],"tags":[3413,3414,3415,3416],"edited-by":[],"class_list":["post-133872","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-insurance","tag-car-insurance-cost","tag-car-insurance-prices","tag-cost-of-car-insurance","tag-how-much-car-insurance-cost"],"acf":[],"_links":{"self":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/133872","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/comments?post=133872"}],"version-history":[{"count":5,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/133872\/revisions"}],"predecessor-version":[{"id":300112,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/133872\/revisions\/300112"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media\/168535"}],"wp:attachment":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media?parent=133872"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/categories?post=133872"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/tags?post=133872"},{"taxonomy":"edited-by","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/edited-by?post=133872"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}