{"id":166348,"date":"2024-02-09T06:43:36","date_gmt":"2024-02-09T06:43:36","guid":{"rendered":"https:\/\/trybeem.com\/blog\/?p=166348"},"modified":"2024-05-09T12:34:21","modified_gmt":"2024-05-09T12:34:21","slug":"cheapest-car-insurance-in-ohio","status":"publish","type":"post","link":"https:\/\/trybeem.com\/blog\/cheapest-car-insurance-in-ohio\/","title":{"rendered":"Cheapest Car Insurance in Ohio"},"content":{"rendered":"\n

The third-highest rate of any state in the nation, 11.4% of Buckeye drivers say they had been in an accident within the last seven years. However, Ohio has 11% fewer traffic deaths per mile traveled than the national average, meaning that incidents there are less likely to be fatal than those nationwide. <\/p>\n\n\n\n

If you’re a driver in the Buckeye State, you’re probably wondering about Ohio’s cheapest car insurance options. Auto insurance is necessary, but affordable coverage can be a challenge. To help you in your search, we’ve compiled a list of some of the best cheap car insurance options in Ohio in September 2023. Remember that insurance rates can vary based on several factors, including your driving history, the type of coverage you need, and your location. To find the best deals on car insurance, check out Beem with up to 40% off<\/a>. <\/p>\n\n\n\n

<\/div>\n\n\n\n

The Cheapest Car Insurance Companies in Ohio<\/h2>\n\n\n\n

Ohio has significantly lower average cheap auto insurance<\/a> rates than the rest of the country. Our data show that Ohio drivers pay an average yearly vehicle insurance premium of $1,010, lower than the $1,442 national average. In Ohio, State Farm offers the most affordable basic coverage. For some classes of drivers in the state, American Family and Nationwide are also the most economical insurance providers.<\/p>\n\n\n\n

    \n
  1. State Farm<\/li>\n\n\n\n
  2. Nationwide<\/li>\n\n\n\n
  3. American Family<\/li>\n\n\n\n
  4. Auto-Owners Insurance Co<\/li>\n\n\n\n
  5. Grange Insurance<\/li>\n\n\n\n
  6. Progressive<\/li>\n\n\n\n
  7. Erie<\/li>\n\n\n\n
  8. GEICO<\/li>\n<\/ol>\n\n\n\n\t\t
    \n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\n\n\n

    How We Chose the Cheapest Companies in Ohio<\/h2>\n\n\n\n

    We considered several factors to determine the cheapest car insurance in Ohio for September 2023, including customer reviews, the coverage options offered, and pricing. It’s important to note that the rates mentioned below are approximate and may vary depending on your circumstances. We recommend getting personalized quotes from these companies to find the most accurate and affordable coverage for your needs. To find the best deals all in one place, check out Beem\u2019s marketplace with up to 40% off<\/a>.<\/p>\n\n\n\n

    Cheap Car Insurance in Ohio<\/h2>\n\n\n\n

    State Farm<\/h3>\n\n\n\n

    State Farm is known for offering Cheap Car Insurance in Ohio. They have a variety of coverage options and discounts, making it easier for drivers to find an affordable policy. State Farm’s excellent customer service and financial stability also contribute to its popularity.<\/p>\n\n\n\n

    Nationwide  <\/h3>\n\n\n\n

    Nationwide is another reputable insurance provider in Ohio. They offer various coverage options and discounts, including safe driver and multi-policy discounts. Nationwide’s strong presence in the state ensures accessibility to a vast network of agents.<\/p>\n\n\n\n

    American Family<\/h3>\n\n\n\n

    American Family Insurance often provides affordable options for Ohio drivers. They have a reputation for offering customizable policies, allowing you to tailor the coverage to your needs. American Family also offers discounts for safe driving and bundling policies.<\/p>\n\n\n\n

    Auto-Owners Insurance Co<\/h3>\n\n\n\n

    Auto-Owners is a regional insurer with a strong presence in Ohio. While they may be less well-known nationally, they often provide competitive rates to Ohio residents. They are known for their exceptional customer service.<\/p>\n\n\n\n

    Grange Insurance  <\/h3>\n\n\n\n

    Grange Insurance is another regional provider that offers competitive rates in Ohio. They provide various coverage options, including auto, home, and umbrella insurance<\/a>. Grange is known for its personalized service and local expertise.<\/p>\n\n\n\n

    Progressive<\/h3>\n\n\n\n

    Progressive is a well-known insurer nationwide, and they often offer competitive rates in Ohio. They are known for their user-friendly online tools and discounts, such as the Snapshot program, which rewards safe driving habits.<\/p>\n\n\n\n

    Erie<\/h3>\n\n\n\n

    Erie Insurance is a regional company with a strong presence in Ohio. They are known for offering competitive rates and excellent customer service. Erie offers a wide range of coverage options and discounts for Ohio drivers.<\/p>\n\n\n\n

    GEICO<\/h3>\n\n\n\n

    GEICO is a national insurer with a strong presence in Ohio. While they may not always be the cheapest option, they offer a convenient online experience and a range of discounts that make them competitive for many drivers.<\/p>\n\n\n\n

    See also know about: Seven smart ways<\/a><\/p>\n\n\n\n

    Ohio Rates for Teen Drivers<\/h2>\n\n\n\n

    If you have a teenager who loves to drive in your household, you’re probably concerned about the cost of adding them to your insurance policy. Young drivers typically face higher insurance rates due to their lack of experience. However, many insurance companies offer discounts for teen drivers who maintain good grades, complete driver’s education courses, or participate in safe driving programs. The best way to find the most affordable coverage for your teen driver is to shop around and compare rates on Beem, where you can get up to 40% off<\/a>.<\/p>\n\n\n\n

    \"ohio<\/figure>\n\n\n\n

    Cheapest for 20-Year-Old Drivers<\/h2>\n\n\n\n

    State Farm, GEICO, and Progressive are known for offering competitive rates to young drivers in Ohio. They often provide discounts for good grades, safe driving, and bundling policies.<\/p>\n\n\n\n

    Cheapest Full Coverage Car Insurance in Ohio for 20-Year-Olds <\/h3>\n\n\n\n

    GEICO, Progressive, and Nationwide are among the companies that may offer relatively affordable full coverage options for 20-year-olds in Ohio. However, remember that full coverage includes comprehensive and collision insurance, which can be more expensive.<\/p>\n\n\n\n

    Cheapest Minimum Coverage Car Insurance in Ohio for 20-Year-Olds <\/h3>\n\n\n\n

    If you’re looking for the minimum required coverage in Ohio (liability insurance), consider State Farm, American Family, or Erie. These companies often offer competitive rates for basic coverage.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 20-Year-Olds with Poor Credit <\/h3>\n\n\n\n

    Young drivers with poor credit may face higher insurance rates. However, Progressive, State Farm, and GEICO are known for offering relatively competitive rates to individuals with lower credit scores. It’s essential to compare quotes to find the best deal.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 20-Year-Olds with One Speeding Ticket <\/h3>\n\n\n\n

    After receiving a speeding ticket, your rates may increase. However, companies like Nationwide, Auto-Owners Insurance Co, and Grange Insurance might offer reasonable rates to 20-year-olds with one speeding ticket. Be sure to shop around for the best rates.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 20-Year-Olds with One At-Fault Crash <\/h3>\n\n\n\n

    Having an at-fault crash on your record can lead to higher premiums. Companies like American Family, Erie, and Auto-Owners Insurance Co may still offer relatively competitive rates to 20-year-olds with one at-fault crash. Compare the insurance quotes to find the most affordable option for you.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 20-Year-Olds After a DUI <\/h3>\n\n\n\n

    Getting a DUI can significantly impact your insurance rates and your ability to find affordable coverage. While finding cheap insurance after a DUI is challenging, some companies like Progressive, GEICO, and Nationwide may offer more competitive rates than others. However, expect significantly higher premiums in this situation.<\/p>\n\n\n\n

    Cheapest for 30-Year-Old Drivers<\/h2>\n\n\n\n

    State Farm, GEICO, and Nationwide often offer competitive rates to 30-year-old drivers<\/a> in Ohio. They provide various discounts and coverage options to meet your needs.<\/p>\n\n\n\n

    Cheapest Full Coverage Car Insurance in Ohio for 30-Year-Olds<\/h3>\n\n\n\n

    GEICO, Progressive, and State Farm are known for providing affordable full coverage options for 30-year-olds in Ohio. Full coverage includes comprehensive and collision insurance. This offers more protection but is more expensive.<\/p>\n\n\n\n

    Cheapest Minimum Coverage Car Insurance in Ohio for 30-Year-Olds<\/h3>\n\n\n\n

    For the minimum required coverage in Ohio (liability insurance), consider State Farm, American Family, or Erie. These companies often offer competitive rates for basic coverage.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 30-Year-Olds with Poor Credit<\/h3>\n\n\n\n

    If you have poor credit, it can impact your insurance rates. However, Progressive, State Farm, and GEICO may offer reasonable rates to 30-year-olds with lower credit scores. Comparing quotes is essential to find the best deal.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 30-Year-Olds with One Speeding Ticket<\/h3>\n\n\n\n

    After a speeding ticket, your rates may increase. Nevertheless, companies like Nationwide, Auto-Owners Insurance Co, and Grange Insurance could offer competitive rates to 30-year-olds with one speeding ticket. Shopping around for quotes is crucial.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 30-Year-Olds with One At-Fault Crash<\/h3>\n\n\n\n

    Having an at-fault crash on your record can lead to higher premiums. However, some companies, such as American Family, Erie, and Auto-Owners Insurance Co, may still offer relatively competitive rates to 30-year-olds with one at-fault crash. Compare the insurance quotes to find the most affordable option.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 30-Year-Olds After a DUI<\/h3>\n\n\n\n

    Getting a DUI can significantly impact your insurance rates, regardless of your age. While finding cheap insurance after a DUI is challenging, some companies like Progressive, GEICO, and Nationwide may offer more competitive rates than others. Expect substantially higher premiums in this situation.<\/p>\n\n\n\n

    Cheapest for 40-Year-Old Drivers<\/h2>\n\n\n\n

    State Farm, GEICO, and Nationwide often offer competitive rates to 40-year-old drivers in Ohio. They provide various discounts and coverage options to meet your needs.<\/p>\n\n\n\n

    Cheapest Full Coverage Car Insurance in Ohio for 40-Year-Olds<\/h3>\n\n\n\n

    GEICO, Progressive, and State Farm are known for providing affordable full coverage options for 40-year-olds in Ohio. Full coverage comes with both comprehensive and collision insurance, which offers more protection but is more expensive.<\/p>\n\n\n\n

    Cheapest Minimum Coverage Car Insurance in Ohio for 40-Year-Olds<\/h3>\n\n\n\n

    For the minimum required coverage in Ohio (liability insurance), consider State Farm, American Family, or Erie. These companies often offer competitive rates for basic coverage.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 40-Year-Olds with Poor Credit<\/h3>\n\n\n\n

    While poor credit can impact your rates, 40-year-olds often receive more lenient treatment from insurers. Nevertheless, Progressive, State Farm, and GEICO may still offer reasonable rates to individuals with lower credit scores. Comparing quotes is essential to find the best deal.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 40-Year-Olds with One Speeding Ticket<\/h3>\n\n\n\n

    After receiving a speeding ticket, your rates may increase slightly. However, companies like Nationwide, Auto-Owners Insurance Co, and Grange Insurance could offer competitive rates to 40-year-olds with one speeding ticket. Shopping around for quotes is essential.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 40-Year-Olds with One At-Fault Crash<\/h3>\n\n\n\n

    Having an at-fault crash on your record can lead to higher premiums. However, some companies, such as American Family, Erie, and Auto-Owners Insurance Co, may still offer relatively competitive rates to 40-year-olds with one at-fault crash. Compare the insurance quotes to find the most affordable option.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 40-Year-Olds After a DUI<\/h3>\n\n\n\n

    While a DUI can significantly impact your insurance rates, 40-year-olds may still have access to more affordable rates than younger drivers. Some companies like Progressive, GEICO, and Nationwide may offer more competitive rates. Nevertheless, expect higher premiums in this situation.<\/p>\n\n\n\n

    Cheapest for 50-Year-Old Drivers<\/h2>\n\n\n\n

    50-year-old drivers often enjoy lower insurance rates<\/a> due to their experience on the road. Companies like State Farm, GEICO, and Nationwide typically offer competitive rates for this age group. They provide various discounts and coverage options to meet your needs.<\/p>\n\n\n\n

    Cheapest Full Coverage Car Insurance in Ohio for 50-Year-Olds<\/h3>\n\n\n\n

    GEICO, Progressive, and State Farm are known for providing affordable full coverage options for 50-year-olds in Ohio. Full coverage covers both comprehensive and collision insurance, offering more protection but at a higher cost.<\/p>\n\n\n\n

    Cheapest Minimum Coverage Car Insurance in Ohio for 50-Year-Olds<\/h3>\n\n\n\n

    For minimum required coverage in Ohio (liability insurance), consider State Farm, American Family, or Erie. These companies often offer competitive rates for basic coverage.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 50-Year-Olds with Poor Credit<\/h3>\n\n\n\n

    While poor credit can impact your rates, 50-year-olds often receive more favorable treatment from insurers. Nevertheless, Progressive, State Farm, and GEICO may still offer reasonable rates to individuals with lower credit scores. Comparing quotes is essential to find the best deal.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 50-Year-Olds with One Speeding Ticket<\/h3>\n\n\n\n

    After receiving a speeding ticket, your rates may increase slightly. However, companies like Nationwide, Auto-Owners Insurance Co, and Grange Insurance could offer competitive rates to 50-year-olds with one speeding ticket. Shopping around for quotes is essential.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 50-Year-Olds with One At-Fault Crash<\/h3>\n\n\n\n

    Having an at-fault crash on your record can lead to higher premiums. However, some companies, such as American Family, Erie, and Auto-Owners Insurance Co, may still offer relatively competitive rates to 50-year-olds with one at-fault crash. Compare the insurance quotes to find the most affordable option.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 50-Year-Olds After a DUI<\/h3>\n\n\n\n

    While a DUI can impact your insurance rates, 50-year-olds may still have access to more affordable rates than younger drivers. Some companies like Progressive, GEICO, and Nationwide may offer more competitive rates. Nevertheless, expect higher premiums in this situation.<\/p>\n\n\n\n

    \"cheapest<\/figure>\n\n\n\n

    Cheapest for 60-Year-Old Drivers<\/h2>\n\n\n\n

    At 60 years old, drivers typically enjoy lower insurance rates due to their experience. Companies like State Farm, GEICO, and Nationwide often provide competitive rates for this age group.<\/p>\n\n\n\n

    Cheapest Full Coverage Car Insurance in Ohio for 60-Year-Olds<\/h3>\n\n\n\n

    GEICO, Progressive, and State Farm are known for offering affordable full coverage options for 60-year-olds in Ohio. Full coverage comes with both comprehensive and collision insurance, offering more protection but at a higher cost.<\/p>\n\n\n\n

    Cheapest Minimum Coverage Car Insurance in Ohio for 60-Year-Olds<\/h3>\n\n\n\n

    For minimum required coverage in Ohio (liability insurance), consider State Farm, American Family, or Erie. These companies often offer competitive rates for basic coverage.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 60-Year-Olds with Poor Credit<\/h3>\n\n\n\n

    While poor credit can affect your rates, 60-year-olds typically receive more favorable treatment from insurers. Nevertheless, Progressive, State Farm, and GEICO may still offer reasonable rates to individuals with lower credit scores. Comparing quotes is crucial.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 60-Year-Olds with One Speeding Ticket<\/h3>\n\n\n\n

    After receiving a speeding ticket, your rates may increase slightly. However, companies like Nationwide, Auto-Owners Insurance Co, and Grange Insurance might offer competitive rates to 60-year-olds with one speeding ticket. Shopping around for quotes is essential.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 60-Year-Olds with One At-Fault Crash<\/h3>\n\n\n\n

    Having an at-fault crash on your record can lead to higher premiums. However, some companies, such as American Family, Erie, and Auto-Owners Insurance Co, may still offer relatively competitive rates to 60-year-olds with one at-fault crash. Compare the insurance quotes to find the most affordable option.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 60-Year-Olds After a DUI<\/h3>\n\n\n\n

    While a DUI can impact your insurance rates, 60-year-olds may still have access to more affordable rates compared to younger drivers. Some companies like Progressive, GEICO, and Nationwide may offer more competitive rates. Nevertheless, expect higher premiums in this situation.<\/p>\n\n\n\n

    Cheapest for 70-Year-Old Drivers<\/h2>\n\n\n\n

    At 70 years old, drivers generally benefit from lower insurance rates due to their experience and safe driving record. Companies like State Farm, GEICO, and Nationwide often offer competitive rates for this age group.<\/p>\n\n\n\n

    Cheapest Full Coverage Car Insurance in Ohio for 70-Year-Olds<\/h3>\n\n\n\n

    GEICO, Progressive, and State Farm are known for offering affordable full coverage options for 70-year-olds in Ohio. Full coverage has both comprehensive and collision insurance, offering more protection but at a higher cost.<\/p>\n\n\n\n

    Cheapest Minimum Coverage Car Insurance in Ohio for 70-Year-Olds<\/h3>\n\n\n\n

    For minimum required coverage in Ohio (liability insurance), consider State Farm, American Family, or Erie. These companies often offer competitive rates for basic coverage.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 70-Year-Olds with Poor Credit<\/h3>\n\n\n\n

    While poor credit can impact your rates, 70-year-olds typically receive more lenient treatment from insurers. Nevertheless, Progressive, State Farm, and GEICO may still offer reasonable rates to individuals with lower credit scores. Comparing quotes is essential to find the best deal.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 70-Year-Olds with One Speeding Ticket<\/h3>\n\n\n\n

    After receiving a speeding ticket, your rates may increase slightly. However, companies like Nationwide, Auto-Owners Insurance Co, and Grange Insurance might offer competitive rates to 70-year-olds with one speeding ticket. Shopping around for quotes is essential.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 70-Year-Olds with One At-Fault Crash<\/h3>\n\n\n\n

    Having an at-fault crash on your record can lead to higher premiums. However, some companies, such as American Family, Erie, and Auto-Owners Insurance Co, may still offer relatively competitive rates to 70-year-olds with one at-fault crash. Compare all insurance quotes to find the most affordable option.<\/p>\n\n\n\n

    Cheapest Auto Insurance in Ohio for 70-Year-Olds After a DUI<\/h3>\n\n\n\n

    While a DUI can impact your insurance rates, 70-year-olds may still have access to more affordable rates than younger drivers. Some companies like Progressive, GEICO, and Nationwide may offer more competitive rates. Nevertheless, expect higher premiums in this situation.<\/p>\n\n\n\n

    Age<\/strong><\/td>Average monthly full coverage premium in Ohio<\/strong><\/td>Average annual full coverage premium in Ohio<\/strong><\/td><\/tr>
    Age 16*<\/td>$235<\/td>$2,825<\/td><\/tr>
    Age 18<\/td>$269<\/td>$4,429<\/td><\/tr>
    Age 20<\/td>$271<\/td>$3,247<\/td><\/tr>
    Age 25<\/td>$145<\/td>$1,740<\/td><\/tr>
    Age 30<\/td>$113<\/td>$1,361<\/td><\/tr>
    Age 40<\/td>$106<\/td>$1,274<\/td><\/tr>
    Age 50<\/td>$97<\/td>$1,168<\/td><\/tr>
    Age 60<\/td>$95<\/td>$1,136<\/td><\/tr>
    Age 70<\/td>$107<\/td>$1,281<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    How Much Is Full Coverage Car Insurance in Ohio?<\/h2>\n\n\n\n

    Car insurance is mandatory for all drivers in Ohio, but the cost can vary significantly depending on several factors. Whether you’re looking for full coverage car insurance or liability-only coverage, understanding the average costs can help you make an informed decision about your insurance coverage<\/a>.<\/p>\n\n\n\n

    Average Annual Car Insurance Rates in Ohio by Company<\/h2>\n\n\n\n

    When it comes to car insurance in Ohio, it’s crucial to compare rates from different insurance providers to find the best deal. Several factors influence your car insurance premium, including your age, driving history, location, and the coverage options you choose. Here’s a breakdown of average annual car insurance rates in Ohio by company<\/p>\n\n\n\n

    State Farm<\/h3>\n\n\n\n

    On average, State Farm offers some of the most competitive rates in Ohio. Their premiums are often affordable, making them an excellent option for many drivers.<\/p>\n\n\n\n

    GEICO<\/h3>\n\n\n\n

    GEICO is another popular choice in Ohio, known for its competitive rates. They provide various discounts, which can help further reduce your premium.<\/p>\n\n\n\n

    Progressive<\/h3>\n\n\n\n

    Progressive has a range of coverage options and often provides competitive rates in Ohio. They are especially well-known for their user-friendly online tools.<\/p>\n\n\n\n

    Nationwide<\/h3>\n\n\n\n

    Nationwide is a reliable choice for Ohio drivers, offering competitive rates and a broad network of agents and service centers.<\/p>\n\n\n\n

    American Family<\/h3>\n\n\n\n

    American Family Insurance provides customizable coverage options, and their rates are often competitive for Ohio drivers.<\/p>\n\n\n\n

    Erie<\/h3>\n\n\n\n

    Erie Insurance is a regional favorite in Ohio, known for its competitive rates, excellent customer service, and strong financial stability.<\/p>\n\n\n\n

    How Much Is Liability-Only Coverage Car Insurance in Ohio?<\/h2>\n\n\n\n