{"id":166660,"date":"2026-07-24T00:23:33","date_gmt":"2026-07-23T18:53:33","guid":{"rendered":"https:\/\/trybeem.com\/blog\/?p=166660"},"modified":"2026-07-24T00:25:28","modified_gmt":"2026-07-23T18:55:28","slug":"cheap-car-insurance-in-virginia","status":"publish","type":"post","link":"https:\/\/trybeem.com\/blog\/cheap-car-insurance-in-virginia\/","title":{"rendered":"Cheap Car Insurance in Virginia: The 2026 Driver&#8217;s Complete Guide to Saving More"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#virginias-minimum-coverage-requirements-in-2026\">Virginia&#8217;s Minimum Coverage Requirements in 2026<\/a><\/li><li><a href=\"#the-cheapest-car-insurance-companies-in-virginia-2026-rates\">The Cheapest Car Insurance Companies in Virginia: 2026 Rates<\/a><\/li><li><a href=\"#cheap-car-insurance-by-age-group-in-virginia\">Cheap Car Insurance by Age Group in Virginia<\/a><ul><\/ul><\/li><li><a href=\"#how-driving-incidents-affect-your-rate-in-virginia\">How Driving Incidents Affect Your Rate in Virginia<\/a><ul><\/ul><\/li><li><a href=\"#full-coverage-vs-minimum-coverage-which-makes-sense-for-you\">Full Coverage vs. Minimum Coverage: Which Makes Sense for You?<\/a><ul><\/ul><\/li><li><a href=\"#practical-ways-to-lower-your-virginia-car-insurance-premium-right-now\">Practical Ways to Lower Your Virginia Car Insurance Premium Right Now<\/a><ul><\/ul><\/li><li><a href=\"#virginias-fault-system-and-what-it-means-for-your-coverage-decisions\">Virginia&#8217;s Fault System and What It Means for Your Coverage Decisions<\/a><\/li><li><a href=\"#final-thoughts\">Final Thoughts<\/a><ul><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Car insurance costs across the United States have been climbing for the better part of three years, and Virginia drivers are not immune to that pressure. As of mid-2026, the average American pays close to $1,780 annually for full coverage auto insurance, a figure that would have seemed extreme just a few years ago. Against that backdrop, Virginia remains one of the more driver-friendly states for premiums, but &#8220;more affordable than average&#8221; does not mean cheap by default.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This guide breaks down everything you need to know about finding genuinely cheap car insurance in Virginia right now, from how insurers set your rate in 2026 to the best companies by age group, coverage tier, and driving history. Whether you are a 19-year-old getting your first policy or a 65-year-old looking to trim a retiree budget, there is a smarter path forward.<\/p>\n\n\n\n<h2 id=\"virginias-minimum-coverage-requirements-in-2026\" class=\"wp-block-heading\"><strong>Virginia&#8217;s Minimum Coverage Requirements in 2026<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The state minimum has not changed since the July 2024 mandate went into full effect. All registered vehicles in Virginia must carry at a minimum:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bodily injury liability of $30,000 per person and $60,000 per accident (the limits increased from 25\/50 in early 2025)<\/li>\n\n\n\n<li>Property damage liability of $20,000 per accident<\/li>\n\n\n\n<li>Uninsured and underinsured motorist coverage matching the bodily injury limits<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The increase to 30\/60 liability minimums was intended to better protect accident victims. It also pushed minimum-coverage-only premiums up by an average of $8 to $12 per month for most drivers, which is worth factoring into your budget if you were relying on older rate comparisons.<\/p>\n\n\n\n<h2 id=\"the-cheapest-car-insurance-companies-in-virginia-2026-rates\" class=\"wp-block-heading\"><strong>The Cheapest Car Insurance Companies in Virginia: 2026 Rates<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The table below reflects average annual premium estimates across major insurers available in Virginia as of June 2026. Individual rates will vary based on your zip code, age, vehicle, and driving record.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>Average Annual Premium (Full Coverage)<\/strong><\/td><td><strong>Average Monthly<\/strong><\/td><\/tr><tr><td>USAA<\/td><td>$830<\/td><td>$69<\/td><\/tr><tr><td>Erie Insurance<\/td><td>$970<\/td><td>$81<\/td><\/tr><tr><td>State Farm<\/td><td>$1,050<\/td><td>$88<\/td><\/tr><tr><td>Geico<\/td><td>$1,080<\/td><td>$90<\/td><\/tr><tr><td>Nationwide<\/td><td>$1,105<\/td><td>$92<\/td><\/tr><tr><td>Travelers<\/td><td>$1,140<\/td><td>$95<\/td><\/tr><tr><td>Progressive<\/td><td>$1,190<\/td><td>$99<\/td><\/tr><tr><td>Allstate<\/td><td>$1,730<\/td><td>$144<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">USAA remains the most competitive option available, though eligibility is limited to active military members, veterans, and their immediate families. Erie Insurance continues to punch above its weight for drivers who want both low rates and strong claims service. State Farm and Geico are the most accessible choices for the general population and routinely appear at or near the top in value across multiple driver profiles.<\/p>\n\n\n\n<h2 id=\"cheap-car-insurance-by-age-group-in-virginia\" class=\"wp-block-heading\"><strong>Cheap Car Insurance by Age Group in Virginia<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Age is one of the most powerful variables in how your premium gets calculated. Here is a breakdown of what drivers in different life stages are paying in Virginia in 2026, along with which companies tend to offer the best value.<\/p>\n\n\n\n<h3 id=\"teen-drivers-ages-16-to-19\" class=\"wp-block-heading\"><strong>Teen Drivers (Ages 16 to 19)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Teen drivers face the steepest insurance premiums of any age group. In Virginia, a 17-year-old male on his own policy can expect to pay between $3,900 and $5,200 annually for full coverage, while female teens of the same age typically see quotes in the $3,200 to $4,400 range. The gap between genders narrows significantly once drivers reach their mid-20s.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The most practical cost-reduction strategy for teens is staying on a parent&#8217;s policy rather than taking out a separate one, which can cut the incremental premium by 30% to 50%. Erie Insurance and State Farm consistently offer the most competitive rates for teen drivers added to family policies in Virginia.<\/p>\n\n\n\n<h3 id=\"young-adults-ages-20-to-29\" class=\"wp-block-heading\"><strong>Young Adults (Ages 20 to 29)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The cost of insurance drops measurably as drivers move out of their teens, but 20-somethings still pay more than most age brackets. A 25-year-old Virginia driver with a clean record can expect full coverage to run between $1,100 and $1,500 annually, depending on vehicle and location. Geico and State Farm are the most competitive at this age tier for standard profiles.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For 20-year-olds specifically, three factors can dramatically change the picture. Maintaining a clean record through the transition from teen to adult driving is the single biggest lever. Completing a state-approved defensive driving course typically earns a 5% to 10% discount with most major carriers. And driving a vehicle with a strong safety rating rather than a high-performance model can shave another $200 to $400 per year off the full coverage quote.<\/p>\n\n\n\n<h3 id=\"drivers-in-their-30-s\" class=\"wp-block-heading\"><strong>Drivers in Their 30s<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The 30s are when most Virginia drivers finally see genuinely affordable premiums, assuming they have maintained a clean record through their 20s. Average full coverage for a 35-year-old with no violations runs around $950 to $1,150 annually. Erie, State Farm, and Virginia Farm Bureau are the most frequently cited affordable options for this demographic.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">One consideration specific to 30-somethings: this is typically when homeownership becomes possible, and bundling auto and homeowners insurance with the same company can reduce your <a href=\"https:\/\/trybeem.com\/car-insurance\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/trybeem.com\/car-insurance\" rel=\"noreferrer noopener\">car insurance<\/a> premium by 10% to 15%. That discount alone can be worth $100 to $175 annually at average Virginia rates.<\/p>\n\n\n\n<h3 id=\"drivers-in-their-40-s\" class=\"wp-block-heading\"><strong>Drivers in Their 40s<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Middle-aged drivers hit the sweet spot for insurance pricing. A 45-year-old Virginia driver with a clean record and a standard vehicle should expect full coverage to run between $870 and $1,050 per year. The 40s are also when telematics programs tend to pay off most reliably, since driving habits have typically stabilized, and the tech-savvy driver can demonstrate their record in real time.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If your annual mileage has dropped due to remote work, flag this with your insurer. Many carriers in Virginia have updated their low-mileage thresholds, and some now offer meaningful discounts to drivers who put fewer than 8,000 miles per year on their vehicles.<\/p>\n\n\n\n<h3 id=\"drivers-in-their-50-s-and-60-s\" class=\"wp-block-heading\"><strong>Drivers in Their 50s and 60s<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Rates begin to tick upward again slightly once drivers pass 70, but the 50s and 60s represent the cheapest years for most Virginia drivers. Annual premiums for full coverage in this bracket often fall between $820 and $1,020. AARP partnerships with insurers such as The Hartford offer additional discounts to drivers over 50 who complete a mature driver safety course.<\/p>\n\n\n\n<h3 id=\"senior-drivers-age-70-and-older\" class=\"wp-block-heading\"><strong>Senior Drivers (Age 70 and Older)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Virginia drivers 70 and above typically see modest premium increases compared to their rates in their 60s. The combination of slightly higher accident risk statistics in this demographic and longer potential claim payouts for medical costs leads most actuarial models to charge more. Rates for 70-year-olds with clean records average between $1,050 and $1,300 annually for full coverage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The best strategy for senior drivers is to shop actively every 12 months. Loyalty to a single insurer rarely rewards drivers over 70 the way it might reward a 40-year-old with a long tenure and bundled policies.<\/p>\n\n\n\n<h2 id=\"how-driving-incidents-affect-your-rate-in-virginia\" class=\"wp-block-heading\"><strong>How Driving Incidents Affect Your Rate in Virginia<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A clean driving record is your most valuable financial asset when it comes to insurance. Here is what different types of incidents typically add to your annual premium in Virginia.<\/p>\n\n\n\n<h3 id=\"speeding-tickets\" class=\"wp-block-heading\"><strong>Speeding Tickets<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A single speeding ticket in Virginia typically adds $200 to $400 to your annual premium at renewal, depending on the severity of the violation. Tickets for going 20 miles per hour or more over the limit carry heavier surcharges than minor infractions. Most violations fall off your insurance record after three years, and completing a driver improvement course can prevent some points from being applied in the first place.<\/p>\n\n\n\n<h3 id=\"at-fault-accidents\" class=\"wp-block-heading\"><strong>At-Fault Accidents<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">An at-fault accident with a claim typically increases your Virginia premium by $400 to $700 per year and stays on your insurance record for three to five years. If you are in this situation, Travelers and Erie tend to offer the most competitive post-accident rates for Virginia drivers with otherwise clean records.<\/p>\n\n\n\n<h3 id=\"dui-convictions\" class=\"wp-block-heading\"><strong>DUI Convictions<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A DUI conviction is the most serious driving record event in terms of insurance impact. Virginia drivers with a DUI on record can expect their premiums to increase by $700 to $1,400 annually. The conviction remains on your driving record for 11 years in Virginia, though its impact on insurance rates typically softens after three to five years of clean driving. Virginia Farm Bureau and Erie Insurance are among the more accessible options for DUI-affected drivers in the state.<\/p>\n\n\n\n<h3 id=\"poor-credit-history\" class=\"wp-block-heading\"><strong>Poor Credit History<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Virginia is one of the states that permits insurers to use credit history as a rating factor. Drivers with poor credit can pay 40% to 80% more than similarly situated drivers with strong credit scores. Improving your credit score over 12 to 24 months is one of the most underutilized strategies for reducing car insurance costs, because the benefits compound with every tier of credit improvement.<\/p>\n\n\n\n<h2 id=\"full-coverage-vs-minimum-coverage-which-makes-sense-for-you\" class=\"wp-block-heading\"><strong>Full Coverage vs. Minimum Coverage: Which Makes Sense for You?<\/strong><\/h2>\n\n\n\n<h3 id=\"understanding-what-full-coverage-actually-includes\" class=\"wp-block-heading\"><strong>Understanding What Full Coverage Actually Includes<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Full coverage is not a single policy type but a shorthand for liability, collision, and comprehensive. Collision covers damage to your vehicle resulting from an accident, regardless of fault. Comprehensive covers theft, weather damage, vandalism, and animal strikes. Together with liability, these three form the standard full coverage package.<\/p>\n\n\n\n<h3 id=\"when-minimum-coverage-might-be-appropriate\" class=\"wp-block-heading\"><strong>When Minimum Coverage Might Be Appropriate<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Carrying only the state minimum makes sense in a limited set of circumstances. If your vehicle is older than 10 years and worth less than $4,000, the cost of adding collision and comprehensive may not be justifiable. The general rule of thumb is to drop those coverages when the combined annual premium for collision and comprehensive exceeds 10% of your vehicle&#8217;s actual cash value.<\/p>\n\n\n\n<h3 id=\"when-full-coverage-is-worth-every-dollar\" class=\"wp-block-heading\"><strong>When Full Coverage Is Worth Every Dollar<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you are financing or leasing your vehicle, your lender will require full coverage regardless of the vehicle&#8217;s age. Beyond that, if your vehicle has significant resale value or you would have difficulty replacing it out of pocket after a total loss, full coverage is the wiser financial choice even if it costs more in the short term.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Also Read<\/strong>: <a href=\"https:\/\/trybeem.com\/blog\/will-insurance-cover-an-unregistered-car\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/trybeem.com\/blog\/will-insurance-cover-an-unregistered-car\/\" rel=\"noreferrer noopener\">Will Insurance Cover an Unregistered Car in 2026? What Every Driver Must Know<\/a><\/p>\n\n\n\n<h2 id=\"practical-ways-to-lower-your-virginia-car-insurance-premium-right-now\" class=\"wp-block-heading\"><strong>Practical Ways to Lower Your Virginia Car Insurance Premium Right Now<\/strong><\/h2>\n\n\n\n<h3 id=\"shop-and-compare-at-every-renewal\" class=\"wp-block-heading\"><strong>Shop and Compare at Every Renewal<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Rate competitiveness shifts constantly as insurers adjust their books of business in different regions. A company that was the cheapest option for you 18 months ago may not be the cheapest option today. Set a reminder to collect at least three to five quotes every time your policy approaches renewal.<\/p>\n\n\n\n<h3 id=\"use-telematics-to-your-advantage\" class=\"wp-block-heading\"><strong>Use Telematics to Your Advantage<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you are a safe, low-mileage driver, enrolling in a telematics or usage-based insurance program is one of the fastest ways to reduce your premium. In Virginia, programs like State Farm&#8217;s Drive Safe and Save, Progressive&#8217;s Snapshot, and Allstate&#8217;s Drivewise are available, and safe-driver discounts of 15% to 25% are common for drivers who score well.<\/p>\n\n\n\n<h3 id=\"bundle-your-policies-strategically\" class=\"wp-block-heading\"><strong>Bundle Your Policies Strategically<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Auto and home bundling remains one of the most reliable discount categories. If you own a home, renters policy, umbrella, or life insurance policy, consolidating those under one insurer can reduce your auto premium by 8% to 18%, depending on the carrier.<\/p>\n\n\n\n<h3 id=\"raise-your-deductible-with-a-safety-net-in-place\" class=\"wp-block-heading\"><strong>Raise Your Deductible with a Safety Net in Place<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Increasing your collision deductible from $500 to $1,000 typically reduces your collision premium by 10% to 15%. This is a smart trade-off only if you have that deductible amount readily accessible in savings. Do not raise your deductible to a level you could not actually cover following an accident.<\/p>\n\n\n\n<h3 id=\"ask-about-every-discount-category\" class=\"wp-block-heading\"><strong>Ask About Every Discount Category<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Many discounts go unclaimed simply because drivers do not ask about them. Discounts worth asking about in Virginia include good student (for young drivers on your policy), paperless billing, autopay, vehicle safety features, occupational affiliations, and military or federal employee status.<\/p>\n\n\n\n<h2 id=\"virginias-fault-system-and-what-it-means-for-your-coverage-decisions\" class=\"wp-block-heading\"><strong>Virginia&#8217;s Fault System and What It Means for Your Coverage Decisions<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Virginia operates under a traditional tort-based fault system, not a no-fault system. This matters practically in several ways. When an accident occurs, the party who caused it bears financial responsibility for the resulting damages and injuries. The injured party can file a claim against the at-fault driver&#8217;s liability insurance or pursue a personal injury lawsuit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This system makes adequate liability limits more important than they might be in a no-fault state, where personal injury protection (PIP) plays a larger role. Given that Virginia&#8217;s minimum bodily injury limits are now $30,000 per person, drivers who have meaningful personal assets should seriously consider carrying limits of $100,000 per person and $300,000 per accident. The premium difference between minimum limits and 100\/300 limits is often only $150 to $250 annually, while the financial protection gap is enormous.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Also Read:<\/strong> <a href=\"https:\/\/trybeem.com\/blog\/does-car-insurance-cover-engine-failure\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/trybeem.com\/blog\/does-car-insurance-cover-engine-failure\/\" rel=\"noreferrer noopener\">Does Car Insurance Cover Engine Failure? What Drivers Need to Know<\/a><\/p>\n\n\n\n<h2 id=\"final-thoughts\" class=\"wp-block-heading\"><strong>Final Thoughts<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Virginia remains one of the better states for drivers who want <a href=\"https:\/\/apps.apple.com\/us\/app\/beem-cash-advance-banking\/id1525101476\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/apps.apple.com\/us\/app\/beem-cash-advance-banking\/id1525101476\" rel=\"noreferrer noopener\">affordable car insurance<\/a> without sacrificing real protection. The combination of a competitive insurer market, rates that trail the national average, and a wide range of available discounts gives Virginia drivers genuine leverage when they shop carefully.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The key habits that produce the lowest long-term premiums are consistent: maintain a clean driving record, check your rates at every renewal, bundle policies where possible, and take advantage of telematics programs if your driving habits support it. Small, deliberate choices made at each renewal cycle add up to thousands of dollars saved over the life of your driving years.<\/p>\n\n\n\n<h3 id=\"fa-qs-about-cheap-car-insurance-in-virginia\" class=\"wp-block-heading\"><strong>FAQs About Cheap Car Insurance in Virginia<\/strong><\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1784829315973\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \"><strong>Is car insurance legally required for all vehicles in Virginia in 2026?<\/strong><\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Yes. As of July 2024, Virginia has fully eliminated the Uninsured Motor Vehicle fee loophole. Every registered vehicle in the state must now carry active liability insurance meeting the state minimums. Driving without insurance in Virginia can result in license suspension, vehicle registration revocation, and fines.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1784831461115\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \"><strong>What is the minimum liability coverage Virginia drivers must carry in 2026?<\/strong><\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Virginia&#8217;s current minimum liability requirements are $30,000 for bodily injury per person, $60,000 per accident, and $20,000 for property damage per accident. The state also requires uninsured and underinsured motorist coverage at matching bodily injury limits. These minimums increased in early 2025 from the prior 25\/50\/20 structure.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1784831473884\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \"><strong>How much does a DUI affect car insurance rates in Virginia?<\/strong><\/h2>\n<div class=\"rank-math-answer \">\n\n<p>A DUI conviction typically raises a Virginia driver&#8217;s annual car insurance premium by $700 to $1,400, depending on the insurer and the driver&#8217;s prior history. Most carriers treat a DUI as a serious rating factor for three to five years, though the conviction stays on your Virginia DMV record for 11 years. Shopping with regional carriers like Virginia Farm Bureau and Erie Insurance after a DUI often yields better results than sticking with a large national insurer.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1784831486784\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \"><strong>Can a credit score affect my car insurance rates in Virginia?<\/strong><\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Yes. Virginia allows insurers to use credit-based insurance scores as a rating factor. Drivers with poor credit can pay significantly higher premiums than drivers with excellent credit, even with identical driving records and vehicles. Actively working to improve your credit score over time is one of the most effective long-term strategies for reducing your insurance costs in Virginia.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Car insurance costs across the United States have been climbing for the better part of three years, and Virginia drivers are not immune to that pressure. As of mid-2026, the average American pays close to $1,780 annually for full coverage auto insurance, a figure that would have seemed extreme just a few years ago. Against [&hellip;]<\/p>\n","protected":false},"author":77,"featured_media":168613,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2315],"tags":[4761,3444,3305,4760,4762],"edited-by":[],"class_list":["post-166660","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-insurance","tag-best-car-insurance-in-virginia","tag-car-insurance-costs","tag-cheap-car-insurance","tag-cheap-car-insurance-in-virginia","tag-virginias-best-car-insurance"],"acf":[],"_links":{"self":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/166660","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/users\/77"}],"replies":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/comments?post=166660"}],"version-history":[{"count":5,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/166660\/revisions"}],"predecessor-version":[{"id":301270,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/166660\/revisions\/301270"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media\/168613"}],"wp:attachment":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media?parent=166660"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/categories?post=166660"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/tags?post=166660"},{"taxonomy":"edited-by","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/edited-by?post=166660"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}