{"id":208263,"date":"2026-06-23T22:09:02","date_gmt":"2026-06-23T16:39:02","guid":{"rendered":"https:\/\/trybeem.com\/blog\/?p=208263"},"modified":"2026-06-23T22:09:04","modified_gmt":"2026-06-23T16:39:04","slug":"cheapest-car-insurance-in-new-hampshire","status":"publish","type":"post","link":"https:\/\/trybeem.com\/blog\/cheapest-car-insurance-in-new-hampshire\/","title":{"rendered":"Cheapest Car Insurance in New Hampshire in 2026: Best Affordable Coverage Options"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#why-car-insurance-is-cheaper-in-new-hampshire\">Why Car Insurance Is Cheaper in New Hampshire<\/a><ul><li><a href=\"#lower-population-density\">Lower Population Density<\/a><\/li><li><a href=\"#fewer-severe-weather-claims\">Fewer Severe Weather Claims<\/a><\/li><li><a href=\"#lower-vehicle-theft-rates\">Lower Vehicle Theft Rates<\/a><\/li><li><a href=\"#lower-legal-claim-costs\">Lower Legal Claim Costs<\/a><\/li><\/ul><\/li><li><a href=\"#is-car-insurance-required-in-new-hampshire\">Is Car Insurance Required in New Hampshire?<\/a><ul><li><a href=\"#bodily-injury-liability\">Bodily Injury Liability<\/a><\/li><li><a href=\"#property-damage-liability\">Property Damage Liability<\/a><\/li><li><a href=\"#uninsured-motorist-coverage\">Uninsured Motorist Coverage<\/a><\/li><li><a href=\"#medical-payments-coverage\">Medical Payments Coverage<\/a><\/li><\/ul><\/li><li><a href=\"#average-cost-of-car-insurance-in-new-hampshire-in-2026\">Average Cost of Car Insurance in New Hampshire in 2026<\/a><\/li><li><a href=\"#cheapest-car-insurance-companies-in-new-hampshire\">Cheapest Car Insurance Companies in New Hampshire<\/a><ul><li><a href=\"#geico\">Geico<\/a><\/li><li><a href=\"#progressive\">Progressive<\/a><\/li><li><a href=\"#usaa\">USAA<\/a><\/li><li><a href=\"#concord-group\">Concord Group<\/a><\/li><li><a href=\"#hanover\">Hanover<\/a><\/li><\/ul><\/li><li><a href=\"#cheapest-car-insurance-for-young-drivers-in-new-hampshire\">Cheapest Car Insurance for Young Drivers in New Hampshire<\/a><ul><li><a href=\"#why-rates-are-higher-for-teens\">Why Rates Are Higher for Teens<\/a><\/li><li><a href=\"#ways-young-drivers-can-save\">Ways Young Drivers Can Save<\/a><\/li><\/ul><\/li><li><a href=\"#cheapest-car-insurance-for-high-risk-drivers\">Cheapest Car Insurance for High-Risk Drivers<\/a><ul><li><a href=\"#companies-that-often-remain-competitive\">Companies That Often Remain Competitive<\/a><\/li><li><a href=\"#how-violations-affect-premiums\">How Violations Affect Premiums<\/a><\/li><\/ul><\/li><li><a href=\"#full-coverage-vs-minimum-coverage-in-new-hampshire\">Full Coverage vs Minimum Coverage in New Hampshire<\/a><ul><li><a href=\"#minimum-coverage\">Minimum Coverage<\/a><\/li><li><a href=\"#full-coverage\">Full Coverage<\/a><\/li><\/ul><\/li><li><a href=\"#factors-that-affect-insurance-rates-in-new-hampshire\">Factors That Affect Insurance Rates in New Hampshire<\/a><ul><li><a href=\"#age\">Age<\/a><\/li><li><a href=\"#driving-record\">Driving Record<\/a><\/li><li><a href=\"#credit-based-insurance-scores\">Credit-Based Insurance Scores<\/a><\/li><li><a href=\"#vehicle-type\">Vehicle Type<\/a><\/li><li><a href=\"#zip-code\">ZIP Code<\/a><\/li><\/ul><\/li><li><a href=\"#why-insurance-costs-are-rising-even-in-affordable-states\">Why Insurance Costs Are Rising Even in Affordable States<\/a><ul><li><a href=\"#vehicle-repairs-are-more-expensive\">Vehicle Repairs Are More Expensive<\/a><\/li><li><a href=\"#parts-and-labor-inflation\">Parts and Labor Inflation<\/a><\/li><li><a href=\"#severe-weather-events\">Severe Weather Events<\/a><\/li><li><a href=\"#medical-costs-continue-rising\">Medical Costs Continue Rising<\/a><\/li><\/ul><\/li><li><a href=\"#best-discounts-available-in-new-hampshire\">Best Discounts Available in New Hampshire<\/a><ul><li><a href=\"#multi-policy-discounts\">Multi-Policy Discounts<\/a><\/li><li><a href=\"#safe-driver-discounts\">Safe Driver Discounts<\/a><\/li><li><a href=\"#low-mileage-discounts\">Low Mileage Discounts<\/a><\/li><li><a href=\"#good-student-discounts\">Good Student Discounts<\/a><\/li><li><a href=\"#telematics-programs\">Telematics Programs<\/a><\/li><\/ul><\/li><li><a href=\"#how-new-hampshire-drivers-can-save-more-in-2026\">How New Hampshire Drivers Can Save More in 2026<\/a><ul><li><a href=\"#compare-quotes-annually\">Compare Quotes Annually<\/a><\/li><li><a href=\"#adjust-deductibles-carefully\">Adjust Deductibles Carefully<\/a><\/li><li><a href=\"#eliminate-unnecessary-coverage\">Eliminate Unnecessary Coverage<\/a><\/li><li><a href=\"#maintain-continuous-coverage\">Maintain Continuous Coverage<\/a><\/li><\/ul><\/li><li><a href=\"#why-full-coverage-is-becoming-more-important\">Why Full Coverage Is Becoming More Important<\/a><ul><li><a href=\"#new-vehicle-technology-increases-repair-bills\">New Vehicle Technology Increases Repair Bills<\/a><\/li><li><a href=\"#weather-related-risks-remain-unpredictable\">Weather-Related Risks Remain Unpredictable<\/a><\/li><\/ul><\/li><li><a href=\"#common-mistakes-drivers-make-when-shopping-for-insurance\">Common Mistakes Drivers Make When Shopping for Insurance<\/a><ul><li><a href=\"#choosing-the-cheapest-policy-without-comparing-coverage\">Choosing the Cheapest Policy Without Comparing Coverage<\/a><\/li><li><a href=\"#ignoring-deductibles\">Ignoring Deductibles<\/a><\/li><li><a href=\"#not-updating-policies-after-life-changes\">Not Updating Policies After Life Changes<\/a><\/li><li><a href=\"#failing-to-shop-around\">Failing to Shop Around<\/a><\/li><\/ul><\/li><li><a href=\"#how-beem-helps-drivers-find-affordable-car-insurance\">How Beem Helps Drivers Find Affordable Car Insurance<\/a><\/li><li><a href=\"#additional-costs-new-hampshire-drivers-often-overlook\">Additional Costs New Hampshire Drivers Often Overlook<\/a><ul><li><a href=\"#deductibles\">Deductibles<\/a><\/li><li><a href=\"#rental-car-reimbursement\">Rental Car Reimbursement<\/a><\/li><li><a href=\"#roadside-assistance\">Roadside Assistance<\/a><\/li><li><a href=\"#gap-insurance\">Gap Insurance<\/a><\/li><\/ul><\/li><li><a href=\"#why-new-hampshire-remains-one-of-the-best-states-for-affordable-car-insurance\">Why New Hampshire Remains One of the Best States for Affordable Car Insurance<\/a><ul><li><a href=\"#lower-traffic-congestion\">Lower Traffic Congestion<\/a><\/li><li><a href=\"#lower-population-density-1\">Lower Population Density<\/a><\/li><li><a href=\"#lower-claim-frequency\">Lower Claim Frequency<\/a><\/li><li><a href=\"#strong-insurance-competition\">Strong Insurance Competition<\/a><\/li><\/ul><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><li><a href=\"#fa-qs\">FAQs<\/a><\/li><li><a href=\"#faq-question-1782230162991\">1. What is the average cost of car insurance in New Hampshire in 2026?<\/a><\/li><li><a href=\"#faq-question-1782230167732\">2. Which company offers the cheapest car insurance in New Hampshire?<\/a><\/li><li><a href=\"#faq-question-1782230172020\">3. Is car insurance legally required in New Hampshire?<\/a><\/li><li><a href=\"#faq-question-1782230176108\">4. Why is car insurance cheaper in New Hampshire?<\/a><\/li><li><a href=\"#faq-question-1782230187972\">5. Is minimum coverage enough in New Hampshire?<\/a><\/li><li><a href=\"#faq-question-1782230192509\">6. How can I lower my car insurance premium in New Hampshire?<\/a><\/li><li><a href=\"#faq-question-1782230197100\">7. Does my city affect how much I pay for insurance?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">New Hampshire continues to rank among the most affordable states for car insurance in 2026. Compared to national averages, drivers in the Granite State generally pay significantly less for both minimum and full coverage policies. Lower population density, reduced traffic congestion, fewer large urban centers, and lower claim frequency all contribute to the state&#8217;s relatively inexpensive insurance market.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, affordable does not automatically mean every driver gets a low rate. Your age, ZIP code, vehicle type, driving history, coverage level, and insurer can still dramatically impact what you pay.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Whether you&#8217;re a new driver, a senior, a high-risk motorist, or simply looking to lower your premium, understanding New Hampshire&#8217;s insurance landscape can help you find better coverage at a more affordable price.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you&#8217;re comparing providers, <a href=\"https:\/\/trybeem.com\/car-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Beem\u2019s Car Insurance Marketplace<\/a> helps drivers explore multiple insurance options in one place, making it easier to identify policies that balance affordability with protection.<\/p>\n\n\n\n<h2 id=\"why-car-insurance-is-cheaper-in-new-hampshire\" class=\"wp-block-heading\">Why Car Insurance Is Cheaper in New Hampshire<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">New Hampshire consistently ranks among the least expensive states for auto insurance. Several factors help keep premiums lower than national averages.<\/p>\n\n\n\n<h3 id=\"lower-population-density\" class=\"wp-block-heading\">Lower Population Density<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Compared to states with major metropolitan congestion, New Hampshire has:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Less traffic volume<\/li>\n\n\n\n<li>Fewer multi-vehicle accidents<\/li>\n\n\n\n<li>Lower overall claim frequency<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This reduces insurer risk exposure.<\/p>\n\n\n\n<h3 id=\"fewer-severe-weather-claims\" class=\"wp-block-heading\">Fewer Severe Weather Claims<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">While New Hampshire experiences winter weather, it generally avoids some of the extreme catastrophe losses seen in states affected by:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Hurricanes<\/li>\n\n\n\n<li>Wildfires<\/li>\n\n\n\n<li>Major flooding events<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Lower catastrophe risk often translates into lower premiums.<\/p>\n\n\n\n<h3 id=\"lower-vehicle-theft-rates\" class=\"wp-block-heading\">Lower Vehicle Theft Rates<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Areas with fewer vehicle theft claims tend to experience reduced comprehensive insurance costs.<\/p>\n\n\n\n<h3 id=\"lower-legal-claim-costs\" class=\"wp-block-heading\">Lower Legal Claim Costs<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Compared to certain high-litigation states, New Hampshire generally experiences fewer costly insurance lawsuits and injury settlements.<\/p>\n\n\n\n<h2 id=\"is-car-insurance-required-in-new-hampshire\" class=\"wp-block-heading\">Is Car Insurance Required in New Hampshire?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">New Hampshire remains unique as the only state that does not require most drivers to carry auto insurance. However, drivers must still demonstrate financial responsibility if they cause an accident.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you choose to carry insurance, standard minimum coverage typically includes:<\/p>\n\n\n\n<h3 id=\"bodily-injury-liability\" class=\"wp-block-heading\">Bodily Injury Liability<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>$25,000 per person<\/li>\n\n\n\n<li>$50,000 per accident<\/li>\n<\/ul>\n\n\n\n<h3 id=\"property-damage-liability\" class=\"wp-block-heading\">Property Damage Liability<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>$25,000 per accident<\/li>\n<\/ul>\n\n\n\n<h3 id=\"uninsured-motorist-coverage\" class=\"wp-block-heading\">Uninsured Motorist Coverage<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Coverage limits generally mirror bodily injury liability requirements.<\/p>\n\n\n\n<h3 id=\"medical-payments-coverage\" class=\"wp-block-heading\">Medical Payments Coverage<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Minimum medical payments coverage typically starts at $1,000. While insurance may not be mandatory for every driver, most experts strongly recommend maintaining coverage because the costs of an accident can easily exceed personal savings.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read: <a href=\"https:\/\/trybeem.com\/blog\/wp-admin\/post.php?post=202104&amp;action=edit\" target=\"_blank\" rel=\"noreferrer noopener\">Does Allstate Car Insurance Cover Rental Cars? Complete 2026 Guide<\/a><\/p>\n\n\n\n<h2 id=\"average-cost-of-car-insurance-in-new-hampshire-in-2026\" class=\"wp-block-heading\">Average Cost of Car Insurance in New Hampshire in 2026<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance costs vary by source and coverage level, but New Hampshire remains substantially below the national average.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Coverage Type<\/strong><\/td><td><strong>Average Annual Cost<\/strong><\/td><\/tr><tr><td>Minimum Coverage<\/td><td>$466\u2013$624<\/td><\/tr><tr><td>Full Coverage<\/td><td>$1,047\u2013$1,900<\/td><\/tr><tr><td>Monthly Full Coverage Average<\/td><td>$82\u2013$141<\/td><\/tr><tr><td>Monthly Minimum Coverage Average<\/td><td>$39\u2013$52<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Even with recent nationwide premium increases, New Hampshire remains one of the least expensive states for auto insurance.<\/p>\n\n\n\n<h2 id=\"cheapest-car-insurance-companies-in-new-hampshire\" class=\"wp-block-heading\">Cheapest Car Insurance Companies in New Hampshire<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Rates vary by driver profile, but several insurers consistently rank among the most affordable options in the state.<\/p>\n\n\n\n<h3 id=\"geico\" class=\"wp-block-heading\">Geico<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Geico continues to offer competitive rates for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Safe drivers<\/li>\n\n\n\n<li>Young adults<\/li>\n\n\n\n<li>Drivers seeking strong discount programs<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The company remains one of the most affordable options across multiple driver categories.<\/p>\n\n\n\n<h3 id=\"progressive\" class=\"wp-block-heading\">Progressive<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Progressive often provides strong pricing for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Drivers with previous violations<\/li>\n\n\n\n<li>High-risk drivers<\/li>\n\n\n\n<li>Customers seeking usage-based discounts<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Progressive also performs well for drivers needing flexible policy options.<\/p>\n\n\n\n<h3 id=\"usaa\" class=\"wp-block-heading\">USAA<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">For military members and eligible families, USAA frequently delivers some of the lowest rates available. However, eligibility restrictions apply.<\/p>\n\n\n\n<h3 id=\"concord-group\" class=\"wp-block-heading\">Concord Group<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">As a New Hampshire-based insurer, Concord Group consistently earns attention for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Competitive pricing<\/li>\n\n\n\n<li>Strong local presence<\/li>\n\n\n\n<li>High collision repair satisfaction ratings<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The company often performs especially well for drivers seeking regional insurers.<\/p>\n\n\n\n<h3 id=\"hanover\" class=\"wp-block-heading\">Hanover<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Hanover regularly appears among the cheapest options for both liability-only and full-coverage policies in New Hampshire.<\/p>\n\n\n\n<h2 id=\"cheapest-car-insurance-for-young-drivers-in-new-hampshire\" class=\"wp-block-heading\">Cheapest Car Insurance for Young Drivers in New Hampshire<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Younger drivers typically face the highest insurance premiums because insurers associate inexperience with a higher risk of accidents.<\/p>\n\n\n\n<h3 id=\"why-rates-are-higher-for-teens\" class=\"wp-block-heading\">Why Rates Are Higher for Teens<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance companies evaluate:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Driving experience<\/li>\n\n\n\n<li>Claim frequency<\/li>\n\n\n\n<li>Accident statistics<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Teen drivers consistently generate higher claim rates than older age groups.<\/p>\n\n\n\n<h3 id=\"ways-young-drivers-can-save\" class=\"wp-block-heading\">Ways Young Drivers Can Save<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Young drivers may reduce premiums by:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Staying on family policies<\/li>\n\n\n\n<li>Maintaining good grades<\/li>\n\n\n\n<li>Completing defensive driving courses<\/li>\n\n\n\n<li>Choosing safe vehicles<\/li>\n\n\n\n<li>Increasing deductibles when appropriate<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read: <a href=\"https:\/\/trybeem.com\/blog\/wp-admin\/post.php?post=152120&amp;action=edit\" target=\"_blank\" rel=\"noreferrer noopener\">Best Affordable Car Insurance for High-Risk Drivers: Top Quotes in 2026<\/a><\/p>\n\n\n\n<h2 id=\"cheapest-car-insurance-for-high-risk-drivers\" class=\"wp-block-heading\">Cheapest Car Insurance for High-Risk Drivers<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Drivers with:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Speeding tickets<\/li>\n\n\n\n<li>At-fault accidents<\/li>\n\n\n\n<li>DUI convictions<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">often experience substantial premium increases.<\/p>\n\n\n\n<h3 id=\"companies-that-often-remain-competitive\" class=\"wp-block-heading\">Companies That Often Remain Competitive<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Several insurers continue offering relatively affordable rates for higher-risk drivers, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Progressive<\/li>\n\n\n\n<li>State Farm<\/li>\n\n\n\n<li>USAA (if eligible)<\/li>\n\n\n\n<li>Concord Group<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Shopping aggressively becomes especially important after driving violations.<\/p>\n\n\n\n<h3 id=\"how-violations-affect-premiums\" class=\"wp-block-heading\">How Violations Affect Premiums<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In New Hampshire, major violations can significantly increase annual premiums. DUI-related increases remain among the largest pricing penalties.<\/p>\n\n\n\n<h2 id=\"full-coverage-vs-minimum-coverage-in-new-hampshire\" class=\"wp-block-heading\">Full Coverage vs Minimum Coverage in New Hampshire<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many drivers focus solely on finding the cheapest premium. However, choosing the right coverage level matters just as much.<\/p>\n\n\n\n<h3 id=\"minimum-coverage\" class=\"wp-block-heading\">Minimum Coverage<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Minimum coverage primarily protects other people and their property when you cause an accident.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It generally includes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Liability protection<\/li>\n\n\n\n<li>State-required coverage<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Minimum coverage is usually the least expensive option.<\/p>\n\n\n\n<h3 id=\"full-coverage\" class=\"wp-block-heading\">Full Coverage<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Full coverage typically adds:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Collision insurance<\/li>\n\n\n\n<li>Comprehensive insurance<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This protects your own vehicle from:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Accidents<\/li>\n\n\n\n<li>Theft<\/li>\n\n\n\n<li>Hail damage<\/li>\n\n\n\n<li>Flooding<\/li>\n\n\n\n<li>Vandalism<\/li>\n\n\n\n<li>Falling objects<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">As vehicle repair costs continue rising, full coverage often provides stronger financial protection.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/09\/Car-Insurance-for-Seasonal-and-Part-Time-Drivers-1024x576.jpg\" alt=\"Car Insurance\" class=\"wp-image-276811\" srcset=\"https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/09\/Car-Insurance-for-Seasonal-and-Part-Time-Drivers-1024x576.jpg 1024w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/09\/Car-Insurance-for-Seasonal-and-Part-Time-Drivers-300x169.jpg 300w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/09\/Car-Insurance-for-Seasonal-and-Part-Time-Drivers-768x432.jpg 768w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/09\/Car-Insurance-for-Seasonal-and-Part-Time-Drivers-1536x864.jpg 1536w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/09\/Car-Insurance-for-Seasonal-and-Part-Time-Drivers.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 id=\"factors-that-affect-insurance-rates-in-new-hampshire\" class=\"wp-block-heading\">Factors That Affect Insurance Rates in New Hampshire<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Even within a low-cost state, premiums can vary significantly.<\/p>\n\n\n\n<h3 id=\"age\" class=\"wp-block-heading\">Age<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Younger drivers generally pay more.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Middle-aged drivers often receive the most favorable rates.<\/p>\n\n\n\n<h3 id=\"driving-record\" class=\"wp-block-heading\">Driving Record<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Tickets, accidents, and DUI convictions can substantially increase premiums.<\/p>\n\n\n\n<h3 id=\"credit-based-insurance-scores\" class=\"wp-block-heading\">Credit-Based Insurance Scores<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In many states, insurers continue to use credit-related factors in pricing calculations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Drivers with stronger credit profiles often receive lower premiums.<\/p>\n\n\n\n<h3 id=\"vehicle-type\" class=\"wp-block-heading\">Vehicle Type<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Insurers evaluate:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Theft risk<\/li>\n\n\n\n<li>Repair costs<\/li>\n\n\n\n<li>Safety ratings<\/li>\n\n\n\n<li>Historical claims data<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Luxury vehicles typically cost more to insure.<\/p>\n\n\n\n<h3 id=\"zip-code\" class=\"wp-block-heading\">ZIP Code<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Even within New Hampshire, urban areas such as Manchester often experience higher premiums than rural locations.<\/p>\n\n\n\n<h2 id=\"why-insurance-costs-are-rising-even-in-affordable-states\" class=\"wp-block-heading\">Why Insurance Costs Are Rising Even in Affordable States<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Although New Hampshire remains relatively inexpensive, drivers are still experiencing premium increases.<\/p>\n\n\n\n<h3 id=\"vehicle-repairs-are-more-expensive\" class=\"wp-block-heading\">Vehicle Repairs Are More Expensive<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Modern vehicles contain:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cameras<\/li>\n\n\n\n<li>Sensors<\/li>\n\n\n\n<li>Advanced safety systems<\/li>\n\n\n\n<li>Complex electronics<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Even minor collisions now involve expensive repairs.<\/p>\n\n\n\n<h3 id=\"parts-and-labor-inflation\" class=\"wp-block-heading\">Parts and Labor Inflation<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Rising repair costs continue to impact claim payouts nationwide.<\/p>\n\n\n\n<h3 id=\"severe-weather-events\" class=\"wp-block-heading\">Severe Weather Events<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">While New Hampshire avoids many major catastrophe risks, insurers still absorb rising national weather-related losses that affect pricing across markets.<\/p>\n\n\n\n<h3 id=\"medical-costs-continue-rising\" class=\"wp-block-heading\">Medical Costs Continue Rising<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Liability claims increasingly include higher medical expenses, contributing to premium growth.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read: <a href=\"https:\/\/trybeem.com\/blog\/wp-admin\/post.php?post=207470&amp;action=edit\" target=\"_blank\" rel=\"noreferrer noopener\">Cheapest Car Insurance in Oklahoma (2026): Your Complete Guide to Saving More<\/a><\/p>\n\n\n\n<h2 id=\"best-discounts-available-in-new-hampshire\" class=\"wp-block-heading\">Best Discounts Available in New Hampshire<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many insurers offer discounts that can meaningfully reduce premiums.<\/p>\n\n\n\n<h3 id=\"multi-policy-discounts\" class=\"wp-block-heading\">Multi-Policy Discounts<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Bundling auto insurance with:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Home insurance<\/li>\n\n\n\n<li>Renters insurance<\/li>\n\n\n\n<li>Condo insurance<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">often generates substantial savings.<\/p>\n\n\n\n<h3 id=\"safe-driver-discounts\" class=\"wp-block-heading\">Safe Driver Discounts<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Drivers with clean records frequently qualify for lower rates.<\/p>\n\n\n\n<h3 id=\"low-mileage-discounts\" class=\"wp-block-heading\">Low Mileage Discounts<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Drivers who spend less time on the road may qualify for reduced premiums.<\/p>\n\n\n\n<h3 id=\"good-student-discounts\" class=\"wp-block-heading\">Good Student Discounts<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Young drivers maintaining strong academic performance often receive discounts.<\/p>\n\n\n\n<h3 id=\"telematics-programs\" class=\"wp-block-heading\">Telematics Programs<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Usage-based insurance programs monitor driving habits and may reward safe driving behavior with lower premiums.<\/p>\n\n\n\n<h2 id=\"how-new-hampshire-drivers-can-save-more-in-2026\" class=\"wp-block-heading\">How New Hampshire Drivers Can Save More in 2026<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance pricing has become increasingly personalized.<\/p>\n\n\n\n<h3 id=\"compare-quotes-annually\" class=\"wp-block-heading\">Compare Quotes Annually<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Insurers regularly update pricing models.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Drivers who compare rates each year often uncover meaningful savings opportunities.<\/p>\n\n\n\n<h3 id=\"adjust-deductibles-carefully\" class=\"wp-block-heading\">Adjust Deductibles Carefully<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Higher deductibles generally lower premiums but increase out-of-pocket costs after a claim.<\/p>\n\n\n\n<h3 id=\"eliminate-unnecessary-coverage\" class=\"wp-block-heading\">Eliminate Unnecessary Coverage<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Older vehicles with low market values may no longer justify certain coverages.<\/p>\n\n\n\n<h3 id=\"maintain-continuous-coverage\" class=\"wp-block-heading\">Maintain Continuous Coverage<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Coverage lapses can lead to higher premiums and fewer available options.<\/p>\n\n\n\n<h2 id=\"why-full-coverage-is-becoming-more-important\" class=\"wp-block-heading\">Why Full Coverage Is Becoming More Important<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many drivers choose minimum coverage solely to save money. However, modern repair costs have changed the risk calculation.<\/p>\n\n\n\n<h3 id=\"new-vehicle-technology-increases-repair-bills\" class=\"wp-block-heading\">New Vehicle Technology Increases Repair Bills<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Features such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Adaptive cruise control<\/li>\n\n\n\n<li>Blind-spot monitoring<\/li>\n\n\n\n<li>Parking sensors<\/li>\n\n\n\n<li>Automatic emergency braking<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">can make even small accidents surprisingly expensive.<\/p>\n\n\n\n<h3 id=\"weather-related-risks-remain-unpredictable\" class=\"wp-block-heading\">Weather-Related Risks Remain Unpredictable<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Comprehensive coverage helps protect against:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Hail<\/li>\n\n\n\n<li>Falling trees<\/li>\n\n\n\n<li>Wind damage<\/li>\n\n\n\n<li>Theft<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For many drivers, the extra protection outweighs the premium difference.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read: <a href=\"https:\/\/trybeem.com\/blog\/wp-admin\/post.php?post=208875&amp;action=edit\" target=\"_blank\" rel=\"noreferrer noopener\">Cheapest Car Insurance in Kentucky: The 2026 Driver\u2019s Complete Guide<\/a><\/p>\n\n\n\n<h2 id=\"common-mistakes-drivers-make-when-shopping-for-insurance\" class=\"wp-block-heading\">Common Mistakes Drivers Make When Shopping for Insurance<\/h2>\n\n\n\n<h3 id=\"choosing-the-cheapest-policy-without-comparing-coverage\" class=\"wp-block-heading\">Choosing the Cheapest Policy Without Comparing Coverage<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The lowest premium is not always the best value. Coverage limits, deductibles, and exclusions matter significantly.<\/p>\n\n\n\n<h3 id=\"ignoring-deductibles\" class=\"wp-block-heading\">Ignoring Deductibles<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A low monthly premium paired with a very high deductible can create financial stress after an accident.<\/p>\n\n\n\n<h3 id=\"not-updating-policies-after-life-changes\" class=\"wp-block-heading\">Not Updating Policies After Life Changes<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Events such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Marriage<\/li>\n\n\n\n<li>Relocation<\/li>\n\n\n\n<li>Vehicle upgrades<\/li>\n\n\n\n<li>Improved credit<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">can affect rates and discount eligibility.<\/p>\n\n\n\n<h3 id=\"failing-to-shop-around\" class=\"wp-block-heading\">Failing to Shop Around<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Many drivers remain with the same insurer for years without comparing alternatives. Insurance companies frequently adjust rates, making comparison shopping one of the easiest ways to save.<\/p>\n\n\n\n<h2 id=\"how-beem-helps-drivers-find-affordable-car-insurance\" class=\"wp-block-heading\">How Beem Helps Drivers Find Affordable Car Insurance<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Finding affordable insurance no longer means contacting multiple companies individually.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Beem\u2019s Car Insurance marketplace helps drivers:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Compare multiple insurance quotes<\/li>\n\n\n\n<li>Evaluate coverage levels<\/li>\n\n\n\n<li>Explore affordable policy options<\/li>\n\n\n\n<li>Identify potential discounts<\/li>\n\n\n\n<li>Find coverage that aligns with both protection needs and budget goals<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">As insurance pricing becomes more dynamic in 2026, comparison shopping remains one of the most effective ways to lower premiums.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read: <a href=\"https:\/\/trybeem.com\/blog\/wp-admin\/post.php?post=229954&amp;action=edit\" target=\"_blank\" rel=\"noreferrer noopener\">Best Car Insurance for College Students in 2026: Affordable Coverage Without the Stress<\/a><\/p>\n\n\n\n<h2 id=\"additional-costs-new-hampshire-drivers-often-overlook\" class=\"wp-block-heading\">Additional Costs New Hampshire Drivers Often Overlook<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many drivers focus only on their monthly premiums while overlooking other expenses that affect total insurance costs.<\/p>\n\n\n\n<h3 id=\"deductibles\" class=\"wp-block-heading\">Deductibles<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A policy with a lower premium may come with a higher deductible, increasing out-of-pocket costs after a claim.<\/p>\n\n\n\n<h3 id=\"rental-car-reimbursement\" class=\"wp-block-heading\">Rental Car Reimbursement<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Not every policy automatically includes rental vehicle coverage during repairs.<\/p>\n\n\n\n<h3 id=\"roadside-assistance\" class=\"wp-block-heading\">Roadside Assistance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Coverage for towing, lockouts, jump-starts, and flat tires may require optional endorsements.<\/p>\n\n\n\n<h3 id=\"gap-insurance\" class=\"wp-block-heading\">Gap Insurance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Drivers financing or leasing newer vehicles may benefit from gap coverage if the vehicle is totaled.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding these additional costs helps drivers evaluate the true value of an insurance policy rather than focusing solely on the monthly payment.<\/p>\n\n\n\n<h2 id=\"why-new-hampshire-remains-one-of-the-best-states-for-affordable-car-insurance\" class=\"wp-block-heading\">Why New Hampshire Remains One of the Best States for Affordable Car Insurance<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Several long-term factors continue to help New Hampshire maintain relatively low insurance costs.<\/p>\n\n\n\n<h3 id=\"lower-traffic-congestion\" class=\"wp-block-heading\">Lower Traffic Congestion<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Compared with larger states, states with fewer vehicles on the road generally have fewer claims.<\/p>\n\n\n\n<h3 id=\"lower-population-density-1\" class=\"wp-block-heading\">Lower Population Density<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Reduced urban concentration lowers accident exposure across much of the state.<\/p>\n\n\n\n<h3 id=\"lower-claim-frequency\" class=\"wp-block-heading\">Lower Claim Frequency<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance companies benefit from fewer severe losses, helping keep premiums competitive.<\/p>\n\n\n\n<h3 id=\"strong-insurance-competition\" class=\"wp-block-heading\">Strong Insurance Competition<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A healthy insurance marketplace encourages insurers to compete for customers through pricing and discounts. These advantages help New Hampshire consistently rank among the least expensive states for car insurance.<\/p>\n\n\n\n<h2 id=\"conclusion\" class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">New Hampshire remains one of the cheapest states for car insurance in 2026, with average premiums significantly below national levels. Lower traffic density, fewer catastrophic weather events, and strong market competition all contribute to affordable rates.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, your actual premium depends on much more than statewide averages. Age, driving history, ZIP code, vehicle type, and coverage levels all influence what you pay.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The most effective strategy remains to compare multiple quotes, review coverage regularly, and take advantage of available discounts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Using Beem\u2019s Car Insurance marketplace can help simplify that process, allowing drivers to explore competitive coverage options and potentially lower their insurance costs without sacrificing protection. <a href=\"https:\/\/apps.apple.com\/us\/app\/beem-cash-advance-banking\/id1525101476\" target=\"_blank\" rel=\"noreferrer noopener\">Download the\u00a0Beem\u00a0app today!<\/a><\/p>\n\n\n\n<h2 id=\"fa-qs\" class=\"wp-block-heading\">FAQs<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1782230162991\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">1. What is the average cost of car insurance in New Hampshire in 2026?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Average full-coverage premiums generally range from about $1,047 to $1,900 annually, while minimum coverage often falls between $466 and $624 per year. Actual costs vary based on personal factors such as driving history, age, location, and vehicle type.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782230167732\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">2. Which company offers the cheapest car insurance in New Hampshire?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Rates vary by driver profile, but companies such as Geico, Progressive, Hanover, USAA (for eligible members), and Concord Group frequently rank among the most affordable options. Comparing quotes remains the best way to identify the cheapest provider for your situation.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782230172020\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">3. Is car insurance legally required in New Hampshire?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>New Hampshire is unique because most drivers are not legally required to carry car insurance. However, drivers must still demonstrate financial responsibility and may face significant financial exposure if they cause an accident without coverage.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782230176108\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">4. Why is car insurance cheaper in New Hampshire?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Lower population density, reduced traffic congestion, fewer catastrophic weather losses, and lower claim frequency all contribute to lower average premiums. These factors reduce insurer risk and help keep rates competitive.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782230187972\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">5. Is minimum coverage enough in New Hampshire?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Minimum coverage may satisfy basic financial protection needs, but it often leaves drivers vulnerable to large out-of-pocket expenses after serious accidents. Many drivers choose full coverage for broader protection against collisions, theft, weather damage, and other risks.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782230192509\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">6. How can I lower my car insurance premium in New Hampshire?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Drivers can often save by comparing quotes annually, maintaining a clean driving record, bundling policies, increasing deductibles when appropriate, and qualifying for discounts such as safe-driver or telematics programs. Even small changes can create meaningful savings over time.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1782230197100\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">7. Does my city affect how much I pay for insurance?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Yes. Drivers in larger cities such as Manchester often pay more than drivers in smaller towns due to higher traffic density and greater exposure to accidents. ZIP code remains one of the most important factors insurers use when calculating premiums.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>New Hampshire continues to rank among the most affordable states for car insurance in 2026. Compared to national averages, drivers in the Granite State generally pay significantly less for both minimum and full coverage policies. Lower population density, reduced traffic congestion, fewer large urban centers, and lower claim frequency all contribute to the state&#8217;s relatively [&hellip;]<\/p>\n","protected":false},"author":78,"featured_media":208264,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2315],"tags":[3279,2175,6988,3566,6987,5318,6355],"edited-by":[],"class_list":["post-208263","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-insurance","tag-auto-insurance","tag-car-insurance","tag-car-insurance-in-new-hampshire","tag-cheapest-car-insurance","tag-cheapest-car-insurance-in-new-hampshire","tag-new-hampshire","tag-vehicle-insurance"],"acf":[],"_links":{"self":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/208263","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/users\/78"}],"replies":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/comments?post=208263"}],"version-history":[{"count":1,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/208263\/revisions"}],"predecessor-version":[{"id":300015,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/208263\/revisions\/300015"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media\/208264"}],"wp:attachment":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media?parent=208263"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/categories?post=208263"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/tags?post=208263"},{"taxonomy":"edited-by","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/edited-by?post=208263"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}