{"id":267709,"date":"2025-06-11T22:33:25","date_gmt":"2025-06-11T17:03:25","guid":{"rendered":"https:\/\/trybeem.com\/blog\/?p=267709"},"modified":"2025-06-12T00:02:40","modified_gmt":"2025-06-11T18:32:40","slug":"role-of-hysa-in-financial-wellness-apps","status":"publish","type":"post","link":"https:\/\/trybeem.com\/blog\/role-of-hysa-in-financial-wellness-apps\/","title":{"rendered":"The Role of HYSA in Financial Wellness Apps"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#what-is-a-hysa-and-why-is-it-gaining-popularity\">What Is a HYSA and Why Is It Gaining Popularity?<\/a><\/li><li><a href=\"#what-are-financial-wellness-apps-designed-to-do\">What Are Financial Wellness Apps Designed to Do?<\/a><\/li><li><a href=\"#why-hys-as-are-foundational-inside-wellness-apps\">Why HYSAs Are Foundational Inside Wellness Apps<\/a><ul><\/ul><\/li><li><a href=\"#how-beem-uses-hysa-to-power-smarter-financial-behavior\">How Beem Uses HYSA to Power Smarter Financial Behavior<\/a><ul><\/ul><\/li><li><a href=\"#real-life-use-cases-hysa-inside-a-financial-wellness-app\">Real-Life Use Cases: HYSA Inside a Financial Wellness App<\/a><ul><\/ul><\/li><li><a href=\"#what-makes-an-in-app-hysa-better-than-a-banks-hysa\">What Makes an In-App HYSA Better Than a Bank\u2019s HYSA?<\/a><ul><\/ul><\/li><li><a href=\"#key-benefits-of-hysa-integration-in-wellness-ecosystems\">Key Benefits of HYSA Integration in Wellness Ecosystems<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><ul><li><a href=\"#fa-qs-for-hysa-in-financial-wellness-apps\">FAQs for HYSA in Financial Wellness Apps<\/a><\/li><\/ul><\/li><li><a href=\"#faq-question-1748802539371\">What is a HYSA in the context of wellness apps?<\/a><\/li><li><a href=\"#faq-question-1748802553701\">Why do financial wellness apps include HYSAs?<\/a><\/li><li><a href=\"#faq-question-1748802560651\">How does a HYSA improve financial wellness?<\/a><\/li><li><a href=\"#faq-question-1748802567234\">Are HYSAs in these apps better than traditional bank accounts?<\/a><\/li><li><a href=\"#faq-question-1748802584251\">What features make HYSA-powered apps effective?<\/a><\/li><li><a href=\"#faq-question-1748802590985\">Can HYSAs help with emergency fund planning?<\/a><\/li><li><a href=\"#faq-question-1748802597751\">Are HYSAs within wellness apps safe to use?<\/a><\/li><li><a href=\"#faq-question-1748802610501\">Who should use a HYSA-enabled wellness app?<\/a><\/li><li><a href=\"#faq-question-1748802626816\">Do these apps charge fees for using a HYSA?<\/a><\/li><li><a href=\"#faq-question-1748802634451\">How quickly can users access funds from a HYSA?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p>High-yield savings accounts are one of the most effective tools to achieve financial stability. Such accounts, which were once offered as standalone banking products, are being provided with personal financial apps like Beem.<\/p>\n\n\n\n<p>HYSAs offer high interest, real-time access, and seamless goal-setting; they help users save smarter, not harder. This blog explores the role of HYSAs in financial wellness apps, why they\u2019re critical to building better money habits, and how Beem\u2019s own HYSA offering is designed to turn passive saving into proactive financial growth.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-is-a-hysa-and-why-is-it-gaining-popularity\">What Is a HYSA and Why Is It Gaining Popularity?<\/h2>\n\n\n\n<p>A <a href=\"https:\/\/trybeem.com\/blog\/high-yield-savings-account-vs-savings-account\/\" target=\"_blank\" data-type=\"post\" data-id=\"240763\" rel=\"noreferrer noopener\">high-yield savings account<\/a> (HYSA) offers significantly higher interest rates than traditional bank accounts. While the average checking account offers an APY (Annual Percentage Yield) of about 0.01%, many HYSAs in 2025 offer 4\u20135%\u2014a meaningful difference that allows savings to grow passively over time.<\/p>\n\n\n\n<p>Unlike stocks or other investments, HYSAs are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>FDIC-insured (up to $250,000).<\/li>\n\n\n\n<li>Low-risk and liquid (you can access your funds anytime).<\/li>\n\n\n\n<li>Ideal for short- to mid-term savings goals.<\/li>\n<\/ul>\n\n\n\n<p>As more consumers seek low-risk ways to build emergency buffers, prepare for large expenses, or park cash smartly, HYSAs emerge as a cornerstone of sound financial planning.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-are-financial-wellness-apps-designed-to-do\">What Are Financial Wellness Apps Designed to Do?<\/h2>\n\n\n\n<p>Financial wellness apps are digital platforms designed to help users manage money proactively, reduce financial stress, and build better habits. They typically offer a mix of:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Budget tracking.<\/li>\n\n\n\n<li>Spending insights.<\/li>\n\n\n\n<li>Goal-based savings.<\/li>\n\n\n\n<li>Credit monitoring.<\/li>\n\n\n\n<li>Emergency cash access.<\/li>\n\n\n\n<li>Smart automation.<\/li>\n<\/ul>\n\n\n\n<p>Apps like Beem, Monarch Money, and Cleo are reshaping how users interact with their finances. Instead of just tracking past activity, these platforms help users plan forward, automate savings, and build confidence through small, measurable wins.<\/p>\n\n\n\n<p>As these apps evolve, they increasingly integrate key financial products directly into their ecosystem. One of the most impactful additions is the high-yield savings account.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"why-hys-as-are-foundational-inside-wellness-apps\">Why HYSAs Are Foundational Inside Wellness Apps<\/h2>\n\n\n\n<p><a href=\"https:\/\/trybeem.com\/blog\/six-tips-to-set-financial-goals-in-2024\/\" data-type=\"post\" data-id=\"133908\" target=\"_blank\" rel=\"noreferrer noopener\">Financial wellness<\/a> is built on habits, and savings is often the first and most essential habit users are encouraged to develop. Within wellness apps, HYSAs serve as both a product and a behavior tool, enabling users to store, grow, and protect their money with minimal effort.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"savings-is-the-first-step-toward-stability\">Savings Is the First Step Toward Stability<\/h3>\n\n\n\n<p>You can\u2019t invest, pay off debt, or plan for retirement without first establishing a safety net. A HYSA allows users to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Build emergency funds.<\/li>\n\n\n\n<li>Set aside for short-term goals.<\/li>\n\n\n\n<li>Create mental separation from spending cash.<\/li>\n<\/ul>\n\n\n\n<p>Unlike checking accounts, which encourage transactions, HYSAs encourage accumulation and protection.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-hys-as-reinforce-positive-habits\">HYSAs Reinforce Positive Habits<\/h3>\n\n\n\n<p>Many financial wellness apps integrate visible growth features, like:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Daily interest tracking.<\/li>\n\n\n\n<li>Visual progress bars.<\/li>\n\n\n\n<li>Smart savings suggestions.<\/li>\n<\/ul>\n\n\n\n<p>These elements make saving feel rewarding, which boosts motivation and leads to long-term behavior change.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-hys-as-bridge-planning-and-protection\">HYSAs Bridge Planning and Protection<\/h3>\n\n\n\n<p>Users can use HYSAs for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Planned purchases (e.g., vacations, laptops, school costs).<\/li>\n\n\n\n<li>Financial protection (e.g., emergency buffer).<\/li>\n\n\n\n<li>Backing up cash flow in times of volatility.<\/li>\n<\/ul>\n\n\n\n<p>In apps like Beem, HYSAs become not just a place to save, but a layer of defense built into a larger financial safety net.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-beem-uses-hysa-to-power-smarter-financial-behavior\">How Beem Uses HYSA to Power Smarter Financial Behavior<\/h2>\n\n\n\n<p>At Beem, the HYSA isn\u2019t just a feature\u2014it\u2019s a core component of the platform\u2019s mission to provide everyday Americans with accessible, intelligent financial tools. Here\u2019s how Beem\u2019s HYSA works as part of a broader financial wellness stack:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"integrated-with-the-beem-app\">Integrated with the Beem App<\/h3>\n\n\n\n<p>Users can:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Open a HYSA directly inside the app (no need for third-party banks).<\/li>\n\n\n\n<li>View interest earned in real time.<\/li>\n\n\n\n<li>Set and automate savings goals.<\/li>\n<\/ul>\n\n\n\n<p>This integration means there\u2019s no need to toggle between platforms or manually transfer funds\u2014everything happens within Beem\u2019s secure ecosystem.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"connected-to-emergency-features\">Connected to Emergency Features<\/h3>\n\n\n\n<p>Beem\u2019s HYSA works seamlessly with tools like:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/trybeem.com\/get-instant-cash-advance\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/trybeem.com\/get-instant-cash-advance\" rel=\"noreferrer noopener\">Everdraft\u2122<\/a> \u2013 an instant cash advance feature that protects users from overdrafts.<\/li>\n\n\n\n<li>Bill protection \u2013 ensuring unexpected expenses don\u2019t derail savings progress.<\/li>\n\n\n\n<li>Credit health tools \u2013 showing how saving impacts borrowing potential.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"smart-nudges-and-automation\">Smart Nudges and Automation<\/h3>\n\n\n\n<p>Beem uses behavioral AI to help users:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Save \u201cleftover\u201d money at the end of the week.<\/li>\n\n\n\n<li>Round up transactions into savings.<\/li>\n\n\n\n<li>Adjust savings amounts based on income or spending patterns.<\/li>\n<\/ul>\n\n\n\n<p>Instead of asking users to figure it all out themselves, Beem offers a system that thinks and adapts in the background.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"real-life-use-cases-hysa-inside-a-financial-wellness-app\">Real-Life Use Cases: HYSA Inside a Financial Wellness App<\/h2>\n\n\n\n<p>Let\u2019s explore how different users benefit from HYSA-powered apps like Beem:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"case-1-the-recent-grad\">Case 1: The Recent Grad<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Goal:<\/strong> Build emergency fund.<\/li>\n\n\n\n<li><strong>How HYSA helps:<\/strong> Beem auto-saves $20\/week. The user watches the balance grow with interest and hits the $1,000 milestone in 12 months.<br><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"case-2-the-freelancer\">Case 2: The Freelancer<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Goal:<\/strong> Handle income volatility.<\/li>\n\n\n\n<li><strong>How HYSA helps:<\/strong> During high-income weeks, Beem automatically moves 10% into HYSA. Funds are available for leaner months.<br><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"case-3-the-parent\">&nbsp;Case 3: The Parent<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Goal: <\/strong>Save for school fees and family travel.<\/li>\n\n\n\n<li><strong>How HYSA helps:<\/strong> Beem tracks two custom goals using visual meters, building toward summer and fall expenses with no effort.<br><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"case-4-the-debt-stressed-budgeter\">&nbsp;Case 4: The Debt-Stressed Budgeter<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Goal: <\/strong>Avoid new debt from surprise bills.<\/li>\n\n\n\n<li><strong>How HYSA helps:<\/strong> Beem\u2019s Everdraft\u2122 draws from HYSA first, protecting both credit score and monthly budget.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-makes-an-in-app-hysa-better-than-a-banks-hysa\">What Makes an In-App HYSA Better Than a Bank\u2019s HYSA?<\/h2>\n\n\n\n<p>Traditional HYSAs often function in a vacuum. You open the account, deposit some cash, and then&#8230; it just sits. There&#8217;s no insight, no feedback, no behavioral support. In contrast, in-app HYSAs (like Beem\u2019s) deliver:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"context-aware-intelligence\">Context-Aware Intelligence<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Suggestions based on your spending habits.<\/li>\n\n\n\n<li>Notifications when you\u2019re ahead or behind your savings goal.<\/li>\n\n\n\n<li>Personalized advice based on your usage.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"seamless-automation\">Seamless Automation<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Transfers from checking, budgeting tools, or Everdraft\u2122 happen automatically.<\/li>\n\n\n\n<li>No logging into multiple platforms.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"one-unified-interface\">One Unified Interface<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>No app-switching.<\/li>\n\n\n\n<li>All financial tools live in one dashboard.<\/li>\n\n\n\n<li>Savings becomes part of your daily money story, not something you forget about.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"key-benefits-of-hysa-integration-in-wellness-ecosystems\">Key Benefits of HYSA Integration in Wellness Ecosystems<\/h2>\n\n\n\n<p>When a HYSA lives inside your financial wellness app, you gain:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Clarity <\/strong>\u2013 see precisely how your savings is growing and where it fits.<\/li>\n\n\n\n<li><strong>Confidence<\/strong> \u2013 every week you hit your goal, you build momentum.<\/li>\n\n\n\n<li><strong>Convenience <\/strong>\u2013 automation removes stress and decision fatigue.<\/li>\n\n\n\n<li><strong>Consistency<\/strong> \u2013 saving becomes a repeatable habit, not a once-in-a-while event.<\/li>\n\n\n\n<li><strong>Control<\/strong> \u2013 you can adjust goals, pause contributions, or reallocate anytime.<\/li>\n<\/ul>\n\n\n\n<p>Most importantly, you\u2019re not just saving money\u2014you\u2019re actively building financial wellness in an easy way to stick with.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>In the past, saving was manual, tedious, and disconnected. But today\u2019s best financial wellness apps are changing that\u2014and HYSAs are at the center of it. By offering competitive yields, intelligent automation, and contextual guidance, apps like Beem turn the humble savings account into a powerful engine for long-term financial wellness.<\/p>\n\n\n\n<p>If you&#8217;re ready to take control of your money, without getting overwhelmed, start with a straightforward step: Open a HYSA in <a href=\"https:\/\/trybeem.com\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/trybeem.com\/\" rel=\"noreferrer noopener\">Beem<\/a> and let your app do the heavy lifting while your money grows in the background. Download the app <a href=\"https:\/\/apps.apple.com\/us\/app\/beem-better-than-cash-advance\/id1525101476\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/apps.apple.com\/us\/app\/beem-better-than-cash-advance\/id1525101476\" rel=\"noreferrer noopener\">here<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs-for-hysa-in-financial-wellness-apps\">FAQs for HYSA in Financial Wellness Apps<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1748802539371\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">What is a HYSA in the context of wellness apps?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>A HYSA (High-Yield Savings Account) is a savings tool integrated into wellness apps to help users earn more interest on their money.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1748802553701\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Why do financial wellness apps include HYSAs?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>They help users build savings faster, automate good habits, and improve overall financial health through higher interest earnings.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1748802560651\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">How does a HYSA improve financial wellness?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>It encourages saving by rewarding users with better returns than standard savings accounts, supporting long-term financial goals.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1748802567234\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Are HYSAs in these apps better than traditional bank accounts?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Yes, they often offer higher interest rates, easy tracking, and smart saving tools directly within the app experience.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1748802584251\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">What features make HYSA-powered apps effective?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>They include automation, goal-based savings, spending analysis, and progress tracking \u2014 all tied to a high-yield account.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1748802590985\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Can HYSAs help with emergency fund planning?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Absolutely. They\u2019re ideal for emergency savings as they offer liquidity with higher returns, aiding financial preparedness.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1748802597751\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Are HYSAs within wellness apps safe to use?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Yes, most are FDIC-insured through partner banks, and encryption and security protocols for user protection are included.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1748802610501\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Who should use a HYSA-enabled wellness app?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Anyone aiming to save smarter, improve budgeting, or grow passive income through better interest rates can benefit.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1748802626816\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Do these apps charge fees for using a HYSA?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Most financial wellness apps provide access to HYSAs without monthly fees, making them affordable savings tools.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1748802634451\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">How quickly can users access funds from a HYSA?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Funds are typically accessible within 1\u20132 business days, and some apps even offer instant or same-day withdrawal options.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>High-yield savings accounts are one of the most effective tools to achieve financial stability. Such accounts, which were once offered as standalone banking products, are being provided with personal financial apps like Beem. HYSAs offer high interest, real-time access, and seamless goal-setting; they help users save smarter, not harder. This blog explores the role of [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":268446,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3106],"tags":[3926,3838,15148,337,15149],"edited-by":[],"class_list":["post-267709","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-save","tag-high-yield-savings-account","tag-hysa","tag-hysa-in-financial-wellness-apps","tag-save","tag-the-role-of-hysa-in-financial-wellness-apps"],"acf":[],"_links":{"self":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/267709","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/comments?post=267709"}],"version-history":[{"count":4,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/267709\/revisions"}],"predecessor-version":[{"id":268447,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/267709\/revisions\/268447"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media\/268446"}],"wp:attachment":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media?parent=267709"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/categories?post=267709"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/tags?post=267709"},{"taxonomy":"edited-by","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/edited-by?post=267709"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}