{"id":267875,"date":"2025-06-07T23:11:06","date_gmt":"2025-06-07T17:41:06","guid":{"rendered":"https:\/\/trybeem.com\/blog\/?p=267875"},"modified":"2025-06-07T23:11:07","modified_gmt":"2025-06-07T17:41:07","slug":"track-apy-changes-in-your-hysa","status":"publish","type":"post","link":"https:\/\/trybeem.com\/blog\/track-apy-changes-in-your-hysa\/","title":{"rendered":"How to Track APY Changes in Your HYSA Over Time"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#how-to-track-apy-changes-in-your-hysa-over-time\">How to Track APY Changes in Your HYSA<\/a><\/li><li><a href=\"#why-apy-tracking-matters-more-than-you-think\">Why APY Tracking Matters More Than You Think<\/a><\/li><li><a href=\"#what-is-apy-and-why-should-you-care\">What Is APY and Why Should You Care?<\/a><\/li><li><a href=\"#why-hysa-ap-ys-change-the-moving-parts\">Why HYSA APYs Change: The Moving Parts<\/a><ul><li><a href=\"#1-federal-reserve-decisions\">1. Federal Reserve Decisions<\/a><\/li><li><a href=\"#2-inflation\">2. Inflation<\/a><\/li><li><a href=\"#3-bank-marketing-strategies\">3. Bank Marketing Strategies<\/a><\/li><li><a href=\"#4-competitive-pressure\">4. Competitive Pressure<\/a><\/li><li><a href=\"#5-broader-economic-conditions\">5. Broader Economic Conditions<\/a><\/li><\/ul><\/li><li><a href=\"#the-cost-of-ignoring-apy-changes\">The Cost of Ignoring APY Changes<\/a><\/li><li><a href=\"#how-to-track-apy-changes-on-your-own\">How to Track APY Changes on Your Own<\/a><ul><li><a href=\"#review-your-banks-website-monthly\">Review Your Bank\u2019s Website Monthly<\/a><\/li><li><a href=\"#monitor-your-monthly-statement\">Monitor Your Monthly Statement<\/a><\/li><li><a href=\"#call-customer-support\">Call Customer Support<\/a><\/li><li><a href=\"#use-beem-to-research-better-options\">Use Beem to Research Better Options<\/a><\/li><li><a href=\"#maintain-a-simple-apy-tracking-sheet\">Maintain a Simple APY Tracking Sheet<\/a><\/li><\/ul><\/li><li><a href=\"#what-to-do-if-your-apy-drops\">What to Do If Your APY Drops<\/a><ul><li><a href=\"#step-1-double-check-other-banks\">Step 1: Double-Check Other Banks<\/a><\/li><li><a href=\"#step-2-compare-account-features\">Step 2: Compare Account Features<\/a><\/li><li><a href=\"#step-3-open-a-new-hysa-if-needed\">Step 3: Open a New HYSA (If Needed)<\/a><\/li><li><a href=\"#step-4-monitor-the-new-hysa-closely\">Step 4: Monitor the New HYSA Closely<\/a><\/li><\/ul><\/li><li><a href=\"#smart-tips-for-staying-ahead\">Smart Tips for Staying Ahead<\/a><ul><li><a href=\"#1-dont-just-set-and-forget\">1. Don\u2019t Just Set and Forget<\/a><\/li><li><a href=\"#2-split-your-savings-between-multiple-accounts\">2. Split Your Savings Between Multiple Accounts<\/a><\/li><li><a href=\"#3-use-rate-watch-tools-and-newsletters\">3. Use Rate Watch Tools and Newsletters<\/a><\/li><li><a href=\"#4-monitor-the-economy\">4. Monitor the Economy<\/a><\/li><\/ul><\/li><li><a href=\"#why-even-small-apy-differences-matter\">Why Even Small APY Differences Matter<\/a><\/li><li><a href=\"#what-beem-does-and-doesnt-do\">What Beem Does and Doesn\u2019t Do<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><ul><li><a href=\"#fa-qs-on-how-to-track-apy-changes-in-your-hysa\">FAQs on How to Track APY Changes in Your HYSA<\/a><\/li><\/ul><\/li><li><a href=\"#faq-question-1748927172189\">How often do HYSA APYs change?<\/a><\/li><li><a href=\"#faq-question-1748927185187\">Can I lose money if my APY drops?<\/a><\/li><li><a href=\"#faq-question-1748927192353\">How do I switch to another HYSA?<\/a><\/li><li><a href=\"#faq-question-1748927201038\">What\u2019s a good APY in today\u2019s market?<\/a><\/li><li><a href=\"#faq-question-1748927209737\">Should I have more than one HYSA?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p>Opening a high-yield savings account (HYSA) is a smart financial decision, especially when you want your money to grow passively. However, a crucial detail often gets overlooked: the interest rate isn\u2019t static. The Annual Percentage Yield (APY) on your HYSA can and often does change due to multiple external and internal factors. If you\u2019re not paying attention, your money could be growing at a much slower rate than you think. How to track APY changes in your HYSA? We tell you how.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-track-apy-changes-in-your-hysa-over-time\">How to Track APY Changes in Your HYSA<\/h2>\n\n\n\n<p>So you\u2019ve opened a <a href=\"https:\/\/trybeem.com\/blog\/high-yield-savings-account-vs-savings-account\/\" target=\"_blank\" data-type=\"post\" data-id=\"240763\" rel=\"noreferrer noopener\">high-yield savings account<\/a> to save more\u2014a wise decision! But you aren\u2019t there yet, especially if you don\u2019t know how much your HYSA earns. You need to examine its APY, or <a href=\"https:\/\/trybeem.com\/blog\/apy-vs-interest-rate\/\" target=\"_blank\" data-type=\"post\" data-id=\"187149\" rel=\"noreferrer noopener\">annual percentage yield<\/a> constantly. Let\u2019s look at how important this is and what difference it makes to your financial goals.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"why-apy-tracking-matters-more-than-you-think\">Why APY Tracking Matters More Than You Think<\/h2>\n\n\n\n<p>Tracking your APY is more than a good habit\u2014it&#8217;s a necessary strategy for ensuring that your financial goals stay on track. This guide breaks down the nuts and bolts of APY, why it fluctuates, and the exact steps you can take to stay updated and protect your interest earnings. Plus, we\u2019ll walk through how Beem helps you find and compare HYSAs initially, while empowering you with tools and insights to manage your account over time.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-is-apy-and-why-should-you-care\">What Is APY and Why Should You Care?<\/h2>\n\n\n\n<p>The annual percentage yield (APY) represents the real return on your savings over a one-year period, accounting for compounding interest. Unlike the simple interest rate, which only reflects the basic interest rate, APY includes the effects of how frequently interest is applied\u2014whether daily, monthly, or quarterly. That frequency matters.<\/p>\n\n\n\n<p>Imagine two savings accounts with the same interest rate. One <a href=\"https:\/\/trybeem.com\/blog\/compound-interest-magic-all-you-need-to-know\/\" target=\"_blank\" data-type=\"post\" data-id=\"134703\" rel=\"noreferrer noopener\">compounds<\/a> monthly, and the other compounds daily. The latter will yield more money over the same time period. APY gives you a truer reflection of what you\u2019ll actually earn from your savings. When you see an APY of 5%, it doesn\u2019t mean you\u2019ll receive exactly $500 on a $10,000 balance. Instead, you\u2019re seeing what you\u2019d earn over 12 months, assuming you leave your money untouched and the rate remains stable\u2014a condition that rarely holds without proper monitoring.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"why-hysa-ap-ys-change-the-moving-parts\">Why HYSA APYs Change: The Moving Parts<\/h2>\n\n\n\n<p>Many savers assume their HYSA APY will remain consistent. It won\u2019t. Banks adjust interest rates based on external market forces and internal business strategies. Here are the most common reasons your APY might fluctuate:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-federal-reserve-decisions\">1. Federal Reserve Decisions<\/h3>\n\n\n\n<p>The Federal Reserve sets the benchmark interest rate. When the Fed raises this rate to combat inflation or stimulate economic activity, banks often follow suit by increasing APYs on savings accounts. When it lowers the rate, APYs generally drop.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-inflation\">2. Inflation<\/h3>\n\n\n\n<p>Banks monitor inflation. If inflation is high, savers lose purchasing power, making savings less attractive. To maintain appeal, banks may raise APYs. When inflation is low, there\u2019s less incentive to offer higher rates.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-bank-marketing-strategies\">3. Bank Marketing Strategies<\/h3>\n\n\n\n<p>Many banks use APYs as promotional tools. They\u2019ll launch a HYSA with a high introductory APY to attract new customers and then lower it after a few months. These rates are typically short-lived and advertised with fine print.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-competitive-pressure\">4. Competitive Pressure<\/h3>\n\n\n\n<p>If a competitor bank starts offering a market-leading APY, other banks may increase their rates in response to remain attractive to potential customers. This rate chasing is common, especially among digital banks.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"5-broader-economic-conditions\">5. Broader Economic Conditions<\/h3>\n\n\n\n<p>Economic slowdowns, recessions, or booms all influence banking behavior. Banks may cut rates during downturns to protect their assets or raise them in better times to attract more deposits for lending activities.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-cost-of-ignoring-apy-changes\">The Cost of Ignoring APY Changes<\/h2>\n\n\n\n<p>Ignoring APY changes can quietly erode your earnings. Consider this:<\/p>\n\n\n\n<p>You open a HYSA with a 4.75% APY and deposit $10,000. Six months later, your APY drops to 3.85%, and you don\u2019t notice.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>At 4.75%, you\u2019d earn <strong>$475 annually<\/strong>.<\/li>\n\n\n\n<li>At 3.85%, you earn <strong>just $385<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p>That\u2019s a<strong> $90 loss in one year<\/strong>. Over five years, you\u2019d miss out on $450 or more\u2014enough to cover a small emergency or boost your emergency fund. The longer you remain unaware, the more these missed gains compound.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-track-apy-changes-on-your-own\">How to Track APY Changes on Your Own<\/h2>\n\n\n\n<p>After you use <a href=\"https:\/\/trybeem.com\/\" data-type=\"link\" data-id=\"https:\/\/trybeem.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Beem<\/a> to find a <a href=\"https:\/\/trybeem.com\/high-yield-savings-account\" data-type=\"link\" data-id=\"https:\/\/trybeem.com\/high-yield-savings-account\" target=\"_blank\" rel=\"noreferrer noopener\">top-rated HYSA<\/a>, you\u2019ll need to take over the monitoring. Here\u2019s how:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"review-your-banks-website-monthly\">Review Your Bank\u2019s Website Monthly<\/h3>\n\n\n\n<p>Almost every bank displays the current APY for its savings accounts on its product pages. Set a calendar reminder to check your HYSA\u2019s listed APY once a month. Bookmark the page so it\u2019s easy to access. If your APY has dropped, the bank may not inform you, but the page will quietly reflect the new rate.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"monitor-your-monthly-statement\">Monitor Your Monthly Statement<\/h3>\n\n\n\n<p>Each month, banks send statements outlining how much interest you\u2019ve earned. Compare the interest credited to your balance. If your contributions are consistent but your earnings fall, your APY has likely been reduced.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"call-customer-support\">Call Customer Support<\/h3>\n\n\n\n<p>If you\u2019re unsure whether the APY changed, call the bank. Ask for the current rate, when it last changed, and whether any promotional period has ended. Talking directly with a representative can reveal details you may not catch online.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"use-beem-to-research-better-options\">Use Beem to Research Better Options<\/h3>\n\n\n\n<p>If your current HYSA no longer offers a competitive APY, use Beem to explore alternatives. The platform shows real-time APYs, lets you compare banks side by side, and simplifies the application process.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"maintain-a-simple-apy-tracking-sheet\">Maintain a Simple APY Tracking Sheet<\/h3>\n\n\n\n<p>Start a spreadsheet with these columns:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Date.<\/li>\n\n\n\n<li>Bank Name.<\/li>\n\n\n\n<li>Current APY.<\/li>\n\n\n\n<li>Account Balance.<\/li>\n\n\n\n<li>Interest Earned This Month.<\/li>\n\n\n\n<li>Notes (such as Fed changes or promotional expiry).<\/li>\n<\/ul>\n\n\n\n<p>This lets you visualize trends and make informed decisions over time.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-to-do-if-your-apy-drops\">What to Do If Your APY Drops<\/h2>\n\n\n\n<p>An APY drop doesn\u2019t necessarily mean you should jump ship immediately, but it\u2019s a signal to re-evaluate.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"step-1-double-check-other-banks\">Step 1: Double-Check Other Banks<\/h3>\n\n\n\n<p>Use Beem\u2019s comparison tool to find out if other HYSAs are offering better rates. Focus on those with a proven track record of stability.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"step-2-compare-account-features\">Step 2: Compare Account Features<\/h3>\n\n\n\n<p>Make sure the new account is not just high in APY but also:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Free of monthly maintenance fees.<\/li>\n\n\n\n<li>Has no minimum balance requirement.<\/li>\n\n\n\n<li>Offers reliable mobile banking features.<\/li>\n\n\n\n<li>Allows quick fund transfers.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"step-3-open-a-new-hysa-if-needed\">Step 3: Open a New HYSA (If Needed)<\/h3>\n\n\n\n<p>If switching makes sense, open a new HYSA. Transfer a small amount first to test usability, customer service, and transaction speeds.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"step-4-monitor-the-new-hysa-closely\">Step 4: Monitor the New HYSA Closely<\/h3>\n\n\n\n<p>Even after switching, keep checking your new account\u2019s APY monthly. Banks can adjust rates quickly, so staying alert is essential.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"smart-tips-for-staying-ahead\">Smart Tips for Staying Ahead<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-dont-just-set-and-forget\">1. Don\u2019t Just Set and Forget<\/h3>\n\n\n\n<p>Set up calendar alerts or reminders to check your APY monthly. Staying engaged with your savings ensures you\u2019re not missing out on better opportunities.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-split-your-savings-between-multiple-accounts\">2. Split Your Savings Between Multiple Accounts<\/h3>\n\n\n\n<p>By having two or more HYSAs, you reduce the risk of losing earning potential if one bank lowers its rate. This approach gives you time to react without sacrificing interest.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-use-rate-watch-tools-and-newsletters\">3. Use Rate Watch Tools and Newsletters<\/h3>\n\n\n\n<p>Subscribe to trusted personal finance sites like Beem, NerdWallet, Bankrate, and Forbes. These platforms often send updates when banks increase or decrease their rates.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-monitor-the-economy\">4. Monitor the Economy<\/h3>\n\n\n\n<p>Track economic indicators like Federal Reserve rate decisions and inflation reports. When the Fed announces changes, HYSA APYs often adjust shortly afterward.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"why-even-small-apy-differences-matter\">Why Even Small APY Differences Matter<\/h2>\n\n\n\n<p>Let\u2019s assume you have $10,000 saved.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>At 3.5% APY: You\u2019ll earn about <strong>$1,880 over five years<\/strong>.<\/li>\n\n\n\n<li>At 5.0% APY: You\u2019ll earn about <strong>$2,763 over five years<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p>That\u2019s nearly $900 in additional interest.<\/p>\n\n\n\n<p>Switching to a better APY might take 15\u201330 minutes, but the long-term rewards are meaningful. And the best part? Once switched, your effort pays off passively.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-beem-does-and-doesnt-do\">What Beem Does and Doesn\u2019t Do<\/h2>\n\n\n\n<p>Beem is your entry point to high-yield savings. It helps you:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Discover <strong>competitive HYSAs<\/strong> based on APY, fees, and account features.<\/li>\n\n\n\n<li>Compare accounts <strong>across multiple banks<\/strong>.<\/li>\n\n\n\n<li><strong>Apply easily<\/strong> with no hidden fees or unnecessary complexity.<\/li>\n<\/ul>\n\n\n\n<p>However, Beem doesn\u2019t:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Monitor your HYSA balance or performance unless you link the account.<\/li>\n\n\n\n<li>Notify you when your bank changes your APY.<\/li>\n\n\n\n<li>Transfer money between accounts on your behalf.<\/li>\n<\/ul>\n\n\n\n<p>You\u2019re in charge of monitoring, and Beem empowers you to make better decisions from the start.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>A high APY can make your money work harder\u2014but only if you keep an eye on it. What starts as a competitive savings account can quickly become mediocre if the rate drops and you\u2019re not paying attention. Tracking APY isn\u2019t complex. You can protect your earnings and maximize your savings with a few habits\u2014monthly checks, a spreadsheet, and the willingness to switch.<\/p>\n\n\n\n<p>Use Beem to start strong, and then take control. Your savings deserve attention. Don\u2019t let silent changes cost you real money. Make the move. Monitor wisely. Grow consistently. Download the Beem app <a href=\"https:\/\/apps.apple.com\/us\/app\/beem-better-than-cash-advance\/id1525101476\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/apps.apple.com\/us\/app\/beem-better-than-cash-advance\/id1525101476\" rel=\"noreferrer noopener\">here<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs-on-how-to-track-apy-changes-in-your-hysa\">FAQs on How to Track APY Changes in Your HYSA<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1748927172189\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">How often do HYSA APYs change?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Banks don\u2019t follow a fixed schedule. Some adjust APYs monthly, others react to Federal Reserve decisions or inflation shifts. Regular monthly checks are recommended.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1748927185187\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Can I lose money if my APY drops?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>No, your principal is safe in an FDIC- or NCUA-insured HYSA. However, a lower APY means lower returns, and your money may not keep up with inflation if the APY drops too low.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1748927192353\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">How do I switch to another HYSA?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Find a new account using Beem. Open it online. Test transfers with a small deposit. If you like the experience, transfer your full balance. Close the old account only after all interest is paid and debits are cleared.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1748927201038\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">What\u2019s a good APY in today\u2019s market?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>As of 2025, a good APY is around 4.5% or higher, with daily compounding, zero monthly fees, and no minimum balance requirements.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1748927209737\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Should I have more than one HYSA?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Yes. Keeping multiple accounts allows you to test bank reliability, diversify interest earnings, create separate savings goals (emergency, travel, home, and reduce APY loss risk from one bank.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Opening a high-yield savings account (HYSA) is a smart financial decision, especially when you want your money to grow passively. However, a crucial detail often gets overlooked: the interest rate isn\u2019t static. The Annual Percentage Yield (APY) on your HYSA can and often does change due to multiple external and internal factors. If you\u2019re not [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":267878,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3106],"tags":[4945,15169,107,3926,15167,3838,212,337],"edited-by":[],"class_list":["post-267875","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-save","tag-apy","tag-apy-changes","tag-financial-planning","tag-high-yield-savings-account","tag-how-to-track-apy-changes-in-your-hysa-over-time","tag-hysa","tag-retirement-planning","tag-save"],"acf":[],"_links":{"self":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/267875","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/comments?post=267875"}],"version-history":[{"count":4,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/267875\/revisions"}],"predecessor-version":[{"id":268101,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/267875\/revisions\/268101"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media\/267878"}],"wp:attachment":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media?parent=267875"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/categories?post=267875"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/tags?post=267875"},{"taxonomy":"edited-by","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/edited-by?post=267875"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}