{"id":271153,"date":"2025-07-24T08:21:12","date_gmt":"2025-07-24T02:51:12","guid":{"rendered":"https:\/\/trybeem.com\/blog\/?p=271153"},"modified":"2025-07-24T08:21:14","modified_gmt":"2025-07-24T02:51:14","slug":"can-hysas-be-part-of-your-investment-diversification-plan","status":"publish","type":"post","link":"https:\/\/trybeem.com\/blog\/can-hysas-be-part-of-your-investment-diversification-plan\/","title":{"rendered":"Can HYSAs Be Part of Your Investment Diversification Plan?"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#what-role-does-a-hysa-play-in-an-investment-portfolio\">What Role Does a HYSA Play in an Investment Portfolio?<\/a><\/li><li><a href=\"#how-hys-as-compare-to-traditional-diversification-assets\">How HYSAs Compare to Traditional Diversification Assets<\/a><\/li><li><a href=\"#when-to-use-hys-as-in-a-diversification-strategy\">When to Use HYSAs in a Diversification Strategy<\/a><\/li><li><a href=\"#benefits-of-including-hys-as-in-a-diversified-portfolio\">Benefits of Including HYSAs in a Diversified Portfolio<\/a><\/li><li><a href=\"#limitations-of-relying-too-heavily-on-hys-as\">Limitations of Relying Too Heavily on HYSAs<\/a><\/li><li><a href=\"#how-to-balance-hysa-allocation-based-on-risk-profile\">How to Balance HYSA Allocation Based on Risk Profile<\/a><\/li><li><a href=\"#where-to-open-a-hysa-for-diversification-needs\">Where to Open a HYSA for Diversification Needs<\/a><ul><\/ul><\/li><li><a href=\"#conclusion\">Conclusion<\/a><ul><li><a href=\"#fa-qs-about-can-hys-as-be-part-of-your-investment-diversification\">FAQs About Can HYSAs Be Part of Your Investment Diversification Plan?<\/a><\/li><\/ul><\/li><li><a href=\"#faq-question-1753161888001\">Can a HYSA be considered an investment?<\/a><\/li><li><a href=\"#faq-question-1753161900764\">How does a HYSA help reduce investment risk?<\/a><\/li><li><a href=\"#faq-question-1753161910249\">Is it smart to keep part of my portfolio in cash or HYSAs?<\/a><\/li><li><a href=\"#faq-question-1753161922814\">Can HYSAs replace bonds in a portfolio?<\/a><\/li><li><a href=\"#faq-question-1753161928647\">Do HYSAs offer any tax advantages?<\/a><\/li><li><a href=\"#faq-question-1753161929699\">How much of my investment portfolio should be in a HYSA?<\/a><\/li><li><a href=\"#faq-question-1753161931712\">Are HYSAs safe during a market crash?<\/a><\/li><li><a href=\"#faq-question-1753161953864\">Can I move funds from a HYSA into investments easily?<\/a><\/li><li><a href=\"#faq-question-1753161954815\">Are there better alternatives to HYSAs for diversification?<\/a><\/li><li><a href=\"#faq-question-1753161988597\">Do HYSAs earn enough to keep up with inflation?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p>When most people think about investment diversification, the usual suspects\u2014stocks, bonds, real estate, maybe even crypto\u2014come to mind. However, as markets become more volatile and financial planning shifts toward resilience and liquidity, more investors evaluate what it means to diversify effectively. That\u2019s where high-yield savings accounts (HYSAs) come in.<\/p>\n\n\n\n<p>A HYSA isn&#8217;t a traditional investment vehicle but plays an influential supporting role in any financial plan. With zero market volatility, full liquidity, and FDIC insurance, it becomes a low-risk anchor in a diversified portfolio. Can HYSAs be part of your investment diversification plan? Let\u2019s find out.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-role-does-a-hysa-play-in-an-investment-portfolio\">What Role Does a HYSA Play in an Investment Portfolio?<\/h2>\n\n\n\n<p>HYSAs may not offer sky-high returns, but they offer something just as valuable in the right context: stability and access. Here\u2019s how:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Principal Preservation: <\/strong><a href=\"https:\/\/trybeem.com\/blog\/role-of-hysa-in-financial-wellness-apps\/\" target=\"_blank\" data-type=\"post\" data-id=\"267709\" rel=\"noreferrer noopener\">HYSAs<\/a> don\u2019t fluctuate with the market. Your balance remains intact.<\/li>\n\n\n\n<li><strong>Liquidity:<\/strong> Easily transfer funds when opportunities arise or emergencies hit.<\/li>\n\n\n\n<li><strong>Passive Income: <\/strong>Earn interest while your cash waits to be redeployed.<\/li>\n\n\n\n<li><strong>Staging Ground:<\/strong> Use it as a temporary home for funds between higher-risk investments.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-hys-as-compare-to-traditional-diversification-assets\">How HYSAs Compare to Traditional Diversification Assets<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Asset Type<\/strong><\/td><td><strong>Risk Level<\/strong><\/td><td><strong>Liquidity<\/strong><\/td><td><strong>Return Potential<\/strong><\/td><td><strong>Ideal Use Case<\/strong><\/td><\/tr><tr><td>HYSA<\/td><td>Very Low<\/td><td>High<\/td><td>Low-Moderate<\/td><td>Stability &amp; liquidity<\/td><\/tr><tr><td>Stocks<\/td><td>High<\/td><td>Medium<\/td><td>High<\/td><td>Long-term growth<\/td><\/tr><tr><td>Bonds<\/td><td>Low-Medium<\/td><td>Medium<\/td><td>Moderate<\/td><td>Income &amp; stability<\/td><\/tr><tr><td>Real Estate<\/td><td>Medium-High<\/td><td>Low<\/td><td>High (long-term)<\/td><td>Inflation hedge, passive income<\/td><\/tr><tr><td>CDs<\/td><td>Low<\/td><td>Low<\/td><td>Moderate<\/td><td>Fixed-term low-risk return<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>As the table shows, HYSAs provide a balance that complements riskier or illiquid assets in a portfolio.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"when-to-use-hys-as-in-a-diversification-strategy\">When to Use HYSAs in a Diversification Strategy<\/h2>\n\n\n\n<p>There are specific moments when an HYSA becomes especially valuable:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Market Volatility: <\/strong>When stocks are turbulent, HYSAs provide calm.<\/li>\n\n\n\n<li><strong>Short-Term Savings: <\/strong>Ideal for goals within 1\u20132 years (vacations, tuition, new home).<\/li>\n\n\n\n<li><strong>Rebalancing Funds:<\/strong> Store profits from one asset class before redeploying.<\/li>\n\n\n\n<li><strong>Emergency Fund: <\/strong>Avoid tapping into long-term investments when surprises strike.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"benefits-of-including-hys-as-in-a-diversified-portfolio\">Benefits of Including HYSAs in a Diversified Portfolio<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Reduced Portfolio Risk:<\/strong> Including a stable, non-correlated asset balances high-volatility sectors.<\/li>\n\n\n\n<li><strong>Emergency Access: <\/strong>Acts as your financial safety net.<\/li>\n\n\n\n<li><strong>Avoid Margin Calls:<\/strong> In down markets, liquid cash can prevent forced asset sales.<\/li>\n\n\n\n<li><strong>Peace of Mind: <\/strong>Sleep better knowing a portion of your assets are secure and accessible.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"limitations-of-relying-too-heavily-on-hys-as\">Limitations of Relying Too Heavily on HYSAs<\/h2>\n\n\n\n<p>While HYSAs offer peace of mind, over-reliance has its drawbacks:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Lower Returns:<\/strong> Especially compared to equities or real estate.<\/li>\n\n\n\n<li><strong>Inflation Risk:<\/strong> Over long periods, inflation may outpace HYSA APYs.<\/li>\n\n\n\n<li><strong>Not Meant for Growth:<\/strong> Use it as a stabilizer, not a growth engine.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-balance-hysa-allocation-based-on-risk-profile\">How to Balance HYSA Allocation Based on Risk Profile<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Risk Profile<\/strong><\/td><td><strong>Suggested HYSA\/CD Allocation<\/strong><\/td><\/tr><tr><td>Conservative<\/td><td>20\u201340%<\/td><\/tr><tr><td>Moderate<\/td><td>10\u201320%<\/td><\/tr><tr><td>Aggressive<\/td><td>5\u201310%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Adjust this allocation depending on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Age: <\/strong>Closer to retirement = more cash safety.<\/li>\n\n\n\n<li><strong>Goals: <\/strong>Saving for a house vs. growing wealth.<\/li>\n\n\n\n<li><strong>Market Outlook:<\/strong> In times of uncertainty, increase cash positions.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"where-to-open-a-hysa-for-diversification-needs\">Where to Open a HYSA for Diversification Needs<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-marcus-by-goldman-sachs\">1. Marcus by Goldman Sachs<\/h3>\n\n\n\n<p>Marcus by Goldman Sachs is a digital banking platform that blends the trust of a legacy institution with the convenience of modern finance.&nbsp;<\/p>\n\n\n\n<p>It offers high-yield savings accounts and flexible CDs with competitive interest rates and no hidden fees. Unlike traditional banks, Marcus has no physical branches and focuses entirely on online and mobile experiences. With zero monthly charges, easy ACH transfers, and a $0 minimum to open a savings account, Marcus appeals to individuals looking for a simple, secure way to grow their money.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/trybeem.com\/blog\/apy-vs-interest-rate\/\" target=\"_blank\" data-type=\"post\" data-id=\"187149\" rel=\"noreferrer noopener\">High APY<\/a>, strong security, trusted brand.<\/li>\n\n\n\n<li>Great for holding emergency reserves or cash buffers.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/07\/Can-HYSAs-Be-Part-of-Your-Investment-Diversification-Plan-1024x576.jpg\" alt=\"Can HYSAs Be Part of Your Investment Diversification Plan?\" class=\"wp-image-271157\" srcset=\"https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/07\/Can-HYSAs-Be-Part-of-Your-Investment-Diversification-Plan-1024x576.jpg 1024w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/07\/Can-HYSAs-Be-Part-of-Your-Investment-Diversification-Plan-300x169.jpg 300w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/07\/Can-HYSAs-Be-Part-of-Your-Investment-Diversification-Plan-768x432.jpg 768w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/07\/Can-HYSAs-Be-Part-of-Your-Investment-Diversification-Plan-1536x864.jpg 1536w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/07\/Can-HYSAs-Be-Part-of-Your-Investment-Diversification-Plan.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-ally-bank\">2. Ally Bank<\/h3>\n\n\n\n<p>Ally Bank is a fully digital bank known for its customer-first approach and strong financial tools. It offers high-yield savings accounts with competitive APYs, with no monthly maintenance fees or minimum balance requirements. Ally\u2019s online platform includes smart features like savings buckets and automatic boosters to help users meet their financial goals faster.<\/p>\n\n\n\n<p>Their checking accounts come with overdraft protection and nationwide ATM fee reimbursements. As an FDIC-insured institution, Ally ensures secure banking while delivering 24\/7 customer service. It focuses on a seamless digital experience, making it ideal for users who want convenience, transparency, and solid returns on savings.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>No minimums or fees.<\/li>\n\n\n\n<li>The bucket feature helps segment your savings goals.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-synchrony-bank\">3. Synchrony Bank<\/h3>\n\n\n\n<p>Synchrony Bank is a digital-only bank that focuses on helping savers maximize their money with minimal hassle. Known for its high-yield savings accounts offering competitive APYs, Synchrony charges no monthly fees and requires no minimum balance.<\/p>\n\n\n\n<p>Users can opt for an ATM card with up to $5 monthly ATM fee reimbursements. The bank also provides flexible CD options, including no-penalty and bump-up <a href=\"https:\/\/trybeem.com\/blog\/get-high-yield-savings-accounts-like-cds\/\" data-type=\"post\" data-id=\"267777\" target=\"_blank\" rel=\"noreferrer noopener\">CDs<\/a>, catering to short- and long-term goals. With strong digital security, FDIC insurance, and decades of experience in consumer finance, Synchrony Bank is ideal for those who want high returns and simplicity without traditional banking distractions.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Competitive APY with optional ATM access.<\/li>\n\n\n\n<li>Good for savers who value quick cash access.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-capital-one-360\">4. Capital One 360<\/h3>\n\n\n\n<p>Capital One 360 offers a competitive high-yield savings account with no monthly fees or minimum balance requirements, making it a strong choice for everyday savers. Users can open multiple savings \u201cbuckets\u201d to organize goals like emergency funds or vacations..<\/p>\n\n\n\n<p>With an APY that\u2019s often above the national average, Capital One 360 allows your money to grow securely while remaining easily accessible. It also includes mobile check deposit, automatic transfers, and strong digital tools to help manage finances.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>User-friendly mobile app.<\/li>\n\n\n\n<li>Easy integration with checking for seamless transfers.<\/li>\n<\/ul>\n\n\n\n<p><strong>Pro Tip: <\/strong>Always confirm FDIC insurance and compare current APYs before opening an account.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>Investment portfolios need balance, and a HYSA offers that. As a low-risk, liquid option, it helps stabilize investments, fund goals, and prepare for opportunities without locking up cash or exposing it to market volatility. Whether you\u2019re a conservative investor prioritizing safety or an aggressive one building a liquidity bridge, there\u2019s a place for HYSAs in your portfolio. Choose the right one\u2014FDIC-insured, competitive APY, and built for you.<\/p>\n\n\n\n<p>Whether you choose an online bank or a neobank like <a href=\"https:\/\/trybeem.com\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/trybeem.com\/\" rel=\"noreferrer noopener\">Beem<\/a>, choose a HYSA that fits how you live, save, and manage your money. Download <a href=\"https:\/\/apps.apple.com\/us\/app\/beem-better-than-cash-advance\/id1525101476\" target=\"_blank\" rel=\"noopener\">Beem<\/a> today to open your HYSA, track interest in real time, and connect your savings to smarter money habits. In addition, Beem\u2019s <a href=\"https:\/\/trybeem.com\/get-instant-cash-advance\">Everdraft\u2122<\/a> lets you withdraw up to $1,000 instantly and with no checks.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs-about-can-hys-as-be-part-of-your-investment-diversification\">FAQs About Can HYSAs Be Part of Your Investment Diversification Plan?<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1753161888001\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Can a HYSA be considered an investment?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>A HYSA isn\u2019t a traditional investment like stocks or bonds, but it does grow your money through interest. It\u2019s best seen as a low-risk financial tool that provides security and liquidity to support your broader investment strategy.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1753161900764\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">How does a HYSA help reduce investment risk?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>HYSAs act as a buffer during market volatility by offering a stable and liquid place to store funds. They help reduce overall portfolio risk by preserving capital when other assets are underperforming or too volatile.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1753161910249\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Is it smart to keep part of my portfolio in cash or HYSAs?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Keeping a portion of your portfolio in a HYSA provides flexibility for emergencies or short-term goals. It also ensures you have quick access to funds for new investment opportunities without selling riskier assets.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1753161922814\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Can HYSAs replace bonds in a portfolio?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Not completely. Bonds offer long-term income and growth potential, while HYSAs focus on short-term safety and access. They serve different roles, and many investors benefit from holding both for diversification.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1753161928647\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Do HYSAs offer any tax advantages?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>HYSAs don\u2019t come with tax benefits. Interest earned is taxed as regular income. Unlike retirement accounts or municipal bonds, they are not tax-deferred or tax-exempt, but they offer unmatched accessibility.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1753161929699\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">How much of my investment portfolio should be in a HYSA?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Most financial planners suggest keeping 5%\u201320% of your portfolio in liquid assets like HYSAs. This amount depends on your risk tolerance, upcoming expenses, and desired access to cash.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1753161931712\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Are HYSAs safe during a market crash?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Yes. HYSAs are federally insured (up to $250,000 per account), meaning your funds are protected even during economic downturns. Their value doesn&#8217;t fluctuate with the stock market, making them a haven.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1753161953864\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Can I move funds from a HYSA into investments easily?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Yes, most online HYSAs allow quick transfers to checking or brokerage accounts. This gives you the flexibility to move money into investments as needed without withdrawal penalties or long delays.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1753161954815\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Are there better alternatives to HYSAs for diversification?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>For long-term growth, yes\u2014stocks, ETFs, and real estate usually offer higher returns. But for capital safety and liquidity, especially during uncertain times, HYSAs are one of the best low-risk options.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1753161988597\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Do HYSAs earn enough to keep up with inflation?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Usually not. Even the best HYSAs may lag behind inflation, meaning your money could lose purchasing power over time. However, they still outperform traditional savings accounts and offer peace of mind.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>When most people think about investment diversification, the usual suspects\u2014stocks, bonds, real estate, maybe even crypto\u2014come to mind. However, as markets become more volatile and financial planning shifts toward resilience and liquidity, more investors evaluate what it means to diversify effectively. That\u2019s where high-yield savings accounts (HYSAs) come in. A HYSA isn&#8217;t a traditional investment [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":271155,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3106],"tags":[15876,3926,3987,3925,15877,337],"edited-by":[],"class_list":["post-271153","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-save","tag-can-hysas-be-part-of-your-investment-diversification-plan","tag-high-yield-savings-account","tag-high-yield-savings-accounts-2","tag-hysas","tag-investment-diversification-plan","tag-save"],"acf":[],"_links":{"self":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/271153","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/comments?post=271153"}],"version-history":[{"count":7,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/271153\/revisions"}],"predecessor-version":[{"id":271312,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/271153\/revisions\/271312"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media\/271155"}],"wp:attachment":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media?parent=271153"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/categories?post=271153"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/tags?post=271153"},{"taxonomy":"edited-by","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/edited-by?post=271153"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}