{"id":272411,"date":"2025-08-28T12:01:47","date_gmt":"2025-08-28T06:31:47","guid":{"rendered":"https:\/\/trybeem.com\/blog\/?p=272411"},"modified":"2025-08-28T12:01:49","modified_gmt":"2025-08-28T06:31:49","slug":"finding-in-network-providers-save-money","status":"publish","type":"post","link":"https:\/\/trybeem.com\/blog\/finding-in-network-providers-save-money\/","title":{"rendered":"Finding In-Network Providers\u2014How It Saves You Money"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#finding-in-network-providers-how-it-saves-you-money\">Finding In-Network Providers\u2014How It Saves You Money<\/a><\/li><li><a href=\"#what-are-in-network-providers\">What Are In-Network Providers?<\/a><\/li><li><a href=\"#key-characteristics-of-in-network-providers\">Key Characteristics of In-Network Providers<\/a><\/li><li><a href=\"#how-using-in-network-providers-saves-you-money\">How Using In-Network Providers Saves You Money<\/a><ul><\/ul><\/li><li><a href=\"#example-comparison\">Example Comparison<\/a><\/li><li><a href=\"#how-to-find-in-network-providers\">How to Find In-Network Providers<\/a><ul><\/ul><\/li><li><a href=\"#common-mistakes-to-avoid\">Common Mistakes to Avoid<\/a><\/li><li><a href=\"#how-beem-health-makes-finding-in-network-providers-easy\">How Beem Health Makes Finding In-Network Providers Easy<\/a><ul><\/ul><\/li><li><a href=\"#tips-for-maximizing-savings-with-in-network-providers\">Tips for Maximizing Savings with In-Network Providers<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><ul><li><a href=\"#fa-qs-about-finding-in-network-providers\">FAQs About Finding In-Network Providers<\/a><\/li><\/ul><\/li><li><a href=\"#faq-question-1754895410821\">What happens if I accidentally use an out-of-network provider?<\/a><\/li><li><a href=\"#faq-question-1754895428767\">Can I use Beem Health if I have multiple insurance plans?<\/a><\/li><li><a href=\"#faq-question-1754895452371\">How do I know if a specialist or hospital is in-network?<\/a><\/li><li><a href=\"#faq-question-1754895472885\">Are telemedicine visits covered in-network?<\/a><\/li><li><a href=\"#faq-question-1754895474437\">Why are out-of-network costs so much higher?<\/a><\/li><li><a href=\"#faq-question-1754895475654\">Can I request an exception if no in-network provider is available?<\/a><\/li><li><a href=\"#faq-question-1754895498870\">What if my provider leaves the network mid-treatment?<\/a><\/li><li><a href=\"#faq-question-1754895500004\">How can I avoid balance billing?<\/a><\/li><li><a href=\"#faq-question-1754895535436\">Are in-network pharmacy and lab benefits different?<\/a><\/li><li><a href=\"#faq-question-1754895560705\">Can I use Beem Health across different states or regions?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p>Healthcare costs can be overwhelming to a lot of us. Bills arrive months after a visit, costs are often unpredictable, and even with insurance, out-of-pocket bills can be shockingly high. One of the smartest, but least understood, ways to control your expenses is by carefully choosing in-network providers for all your medical needs.<\/p>\n\n\n\n<p>In-network providers\u2014doctors, clinics, hospitals, specialists, labs, imaging centers\u2014have agreed to contracted, pre-negotiated rates with your insurer. This arrangement lowers your share of the bill and protects you from unexpected \u201cbalance billing,\u201d where providers bill you for the difference between what they charge and what your insurer will pay.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"finding-in-network-providers-how-it-saves-you-money\">Finding In-Network Providers\u2014How It Saves You Money<\/h2>\n\n\n\n<p>Finding <a href=\"https:\/\/trybeem.com\/blog\/why-understanding-deductibles-and-out-of-pocket-maximums-matters\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/trybeem.com\/blog\/why-understanding-deductibles-and-out-of-pocket-maximums-matters\/\" rel=\"noreferrer noopener\">in-network providers<\/a> can be daunting, especially as provider networks and insurance details evolve. Enter Beem Health, a digital platform that takes the guesswork out of finding, comparing, and booking care with in-network providers. It makes your healthcare experience smoother, more affordable, and free of billing surprises. Here\u2019s everything you need to know about it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-are-in-network-providers\">What Are In-Network Providers?<\/h2>\n\n\n\n<p>In-network providers are physicians, healthcare professionals, hospitals, and clinics that have signed contracts with your health insurance company. These agreements set specific rates for each covered service, creating a \u201cpreferred network.\u201d When you use an in-network provider, your insurer pays a larger share of the cost\u2014and you pay less. Out-of-network providers are not under contract with your <a href=\"https:\/\/trybeem.com\/blog\/does-health-insurance-cover-surrogacy\/\" target=\"_blank\" data-type=\"post\" data-id=\"263151\" rel=\"noreferrer noopener\">insurance<\/a>. They may charge any price and are not bound by agreed-upon rates, so you\u2019re often responsible for higher bills and may not be covered.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"key-characteristics-of-in-network-providers\">Key Characteristics of In-Network Providers<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Contracted Rates:<\/strong> Prices for each procedure, office visit, or test are pre-negotiated with insurers, usually much lower than out-of-network rates.<\/li>\n\n\n\n<li><strong>Direct Insurer Payments:<\/strong> Claims are submitted directly to your insurance; you\u2019ll only be billed for your portion.<\/li>\n\n\n\n<li><strong>Protected from Balance Billing: <\/strong>You will not owe anything beyond your standard covered portion (co-pay, coinsurance, deductible).<\/li>\n\n\n\n<li><strong>Increased Coverage: <\/strong>Insurance pays a higher percentage, and your costs count toward your deductible and out-of-pocket maximum.<\/li>\n<\/ul>\n\n\n\n<p><strong>How Beem Health Helps:<\/strong> Beem Health identifies which doctors, clinics, dentists, labs, and specialists are in-network for your precise health plan\u2014so you always get accurate, cost-saving results.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-using-in-network-providers-saves-you-money\">How Using In-Network Providers Saves You Money<\/h2>\n\n\n\n<p>You have insurance to manage costs. But maximizing its benefits requires understanding\u2014<em>and using<\/em>\u2014the network. Here\u2019s how using in-network providers translates to savings:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-lower-out-of-pocket-costs\">1. Lower Out-of-Pocket Costs<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Copays: <\/strong>The standard amount you pay for an office visit, emergency room, or prescription is often much lower for in-network services.<\/li>\n\n\n\n<li><strong>Deductibles: <\/strong>In-network services are applied toward your annual deductible\u2014out-of-network care may not, leaving you paying more.<\/li>\n\n\n\n<li><strong>Coinsurance: <\/strong>After meeting your deductible, your insurance company pays a higher percentage for in-network care (often 70-90%), leaving you with a much smaller share.<\/li>\n\n\n\n<li><strong>Negotiated Discounts: <\/strong>The contracted rates are typically 30\u201360% less than \u201cretail\u201d or out-of-network rates.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-protection-from-balance-billing\">2. Protection From Balance Billing<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>No Large Surprise Bills: <\/strong>In-network providers are legally bound not to bill you for any balance between what they charge and what your insurer pays (beyond your standard responsibility).<\/li>\n\n\n\n<li><strong>Out-of-Network Risks: <\/strong>Providers outside your network can bill you for any remaining balance, often resulting in thousands of dollars in unexpected charges (a practice also called \u201csurprise billing\u201d or \u201cbalance billing\u201d).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-maximized-insurance-benefits\">3. Maximized Insurance Benefits<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Counts Toward Maximums: <\/strong>Only your in-network spending applies toward your annual <a href=\"https:\/\/trybeem.com\/blog\/why-understanding-deductibles-and-out-of-pocket-maximums-matters\/\" target=\"_blank\" data-type=\"post\" data-id=\"272103\" rel=\"noreferrer noopener\">deductible and out-of-pocket max<\/a>.<\/li>\n\n\n\n<li><strong>Better Overall Value: <\/strong>Your insurance plan is <em>designed<\/em> around its network; you receive full value for your premium when you use contracted providers.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"example-comparison\">Example Comparison<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Service<\/strong><\/td><td><strong>In-Network<\/strong><\/td><td><strong>Out-of-Network<\/strong><\/td><\/tr><tr><td>Doctor Visit Cost<\/td><td>$120 (insurance rate)<\/td><td>$300 (provider rate)<\/td><\/tr><tr><td>Your Copay<\/td><td>$25<\/td><td>$70 or full charge<\/td><\/tr><tr><td>After Deductible<\/td><td>Insurance covers 80%<\/td><td>Insurance covers 50% &#8211; or $0<\/td><\/tr><tr><td>Balance Billing<\/td><td>Not allowed<\/td><td>Often billed for difference<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-find-in-network-providers\">How to Find In-Network Providers<\/h2>\n\n\n\n<p>Finding in-network care is easier than ever with today\u2019s digital tools, but there are still pitfalls. Here\u2019s how to confidently choose the most affordable care for your family:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-use-your-insurers-online-directory\">1. Use Your Insurer\u2019s Online Directory<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Most insurers have a member portal or mobile app with a comprehensive, regularly updated directory of in-network doctors, specialists, labs, pharmacies, and clinics.<\/li>\n\n\n\n<li>Filter by location, specialty, gender, language, and facility amenities.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-use-beem-healths-advanced-provider-search\">2. Use Beem Health\u2019s Advanced Provider Search<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Beem Health takes your exact plan, updates its directory in real time, and provides easy-to-navigate results.<\/li>\n\n\n\n<li>Search by doctor, specialty, condition, location, telemedicine options, and read patient reviews.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-double-check-by-calling\">3. Double-Check by Calling<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Networks can change (especially after plan renewals or if a provider changes affiliations).<\/li>\n\n\n\n<li>Always call the provider\u2019s office and confirm that they take your exact insurance plan\/network before your appointment, especially for high-cost services.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-expand-searches-for-specialists-labs-or-facilities\">4. Expand Searches for Specialists, Labs, or Facilities<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Don\u2019t assume your specialist, lab, x-ray clinic, or hospital is in-network just because your primary care doctor is.<\/li>\n\n\n\n<li>Use your insurer\u2019s or Beem Health\u2019s filters for each separate service or procedure.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"common-mistakes-to-avoid\">Common Mistakes to Avoid<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Assuming Without Checking: <\/strong>Just because a provider \u201ctakes your insurance\u201d doesn\u2019t mean they\u2019re in your specific network.<\/li>\n\n\n\n<li><strong>Not Updating After Plan Switch:<\/strong> After changing jobs, insurance carriers, or plan types, always re-check your providers\u2019 network status.<\/li>\n\n\n\n<li><strong>Relying on Suggestions: <\/strong>Referral from your doctor does not guarantee the specialist is in-network.<\/li>\n\n\n\n<li><strong>Missing Facility Networks: <\/strong>Doctors serving at an in-network hospital might individually be out-of-network.<\/li>\n\n\n\n<li><strong>Lab and Radiology Oversights: <\/strong>Ask which labs or imaging centers the doctor uses, as these may be covered differently.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/08\/Finding-In-Network-Providers-1024x576.jpg\" alt=\"Finding In-Network Providers\" class=\"wp-image-272418\" srcset=\"https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/08\/Finding-In-Network-Providers-1024x576.jpg 1024w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/08\/Finding-In-Network-Providers-300x169.jpg 300w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/08\/Finding-In-Network-Providers-768x432.jpg 768w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/08\/Finding-In-Network-Providers-1536x864.jpg 1536w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/08\/Finding-In-Network-Providers.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-beem-health-makes-finding-in-network-providers-easy\">How Beem Health Makes Finding In-Network Providers Easy<\/h2>\n\n\n\n<p>Beem Health understands the often-confusing maze of provider networks and insurance plans. It makes navigation effortless:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"centralized-search-tool\">Centralized Search Tool<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Access a comprehensive, always-updated database of in-network primary care providers, specialists, urgent cares, hospitals, labs, pharmacies, and more.<\/li>\n\n\n\n<li>Custom search filters by location, appointment availability, patient ratings, languages spoken, and specific insurance plans.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"personalized-recommendations\">Personalized Recommendations<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>After you input your insurance plan, Beem Health recommends the closest, best-rated, and most affordable in-network options.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"real-time-appointment-booking-digital-reminders\">Real-Time Appointment Booking &amp; Digital Reminders<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Book appointments directly through the platform\u2014no phone calls or paperwork required.<\/li>\n\n\n\n<li>Receive automatic reminders, so you never miss a checkup or procedure.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"transparent-pricing-and-cost-estimates\">Transparent Pricing and Cost Estimates<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>See expected copay, out-of-pocket costs, and what your insurance will cover before you go\u2014reducing surprise bills.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"family-account-management\">Family Account Management<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Manage multiple policies, dependents, and insurance types on one unified dashboard\u2014all recommendations updated in real time.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"tips-for-maximizing-savings-with-in-network-providers\">Tips for Maximizing Savings with In-Network Providers<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Always Confirm Network Status: <\/strong>Call or check your provider\u2019s status before every visit or test\u2014even if you\u2019ve seen them before.<\/li>\n\n\n\n<li><strong>Use Beem Health to Compare Costs: <\/strong>Not all in-network providers charge the same amount for similar services\u2014compare fees before you book.<\/li>\n\n\n\n<li><strong>Schedule Preventive Care In-Network: <\/strong>Preventive visits (annual exams, vaccines, screenings) are usually free or low-cost, but only with in-network providers.<\/li>\n\n\n\n<li><strong>Keep Your Insurance Information Up to Date: <\/strong>Update your insurance details in the Beem Health app every time you change plans or renew policies for accurate, updated provider recommendations.<\/li>\n\n\n\n<li><strong>Ask about Referrals and Labs: <\/strong>When seeing a new specialist or getting bloodwork, confirm that <em>those<\/em> providers are also in-network.<\/li>\n\n\n\n<li><strong>Take Advantage of Telemedicine: <\/strong>Many health plans now cover telehealth visits with in-network providers\u2014fast, convenient, and usually lower cost!<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>Your health insurance is only as valuable as your ability to use it cost-effectively. Selecting in-network providers is the cornerstone of making the most of your plan\u2014protecting you from runaway medical bills, maximizing insurance benefits, and delivering the top-quality care you expect.<\/p>\n\n\n\n<p>Beem Health\u2019s seamless platform removes the confusion and stress from the process: search, compare, book, and manage your care confidently, all with the assurance that you\u2019re in-network and within budget. Download Beem Health <a href=\"https:\/\/apps.apple.com\/us\/app\/line-instant-cash-advance\/id1525101476\" target=\"_blank\" rel=\"noopener\">here<\/a>\u2014from the house of <a href=\"https:\/\/trybeem.com\/\">Beem<\/a>, the personal finance app trusted by over 5 million Americans.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs-about-finding-in-network-providers\">FAQs About Finding In-Network Providers<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1754895410821\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">What happens if I accidentally use an out-of-network provider?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>You may face much higher out-of-pocket costs\u2014including greater deductibles or coinsurance\u2014and may also be subject to balance billing, where the provider charges you for the difference between their standard rate and what insurance will pay. In some cases, your insurance may not cover any of the cost.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1754895428767\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Can I use Beem Health if I have multiple insurance plans?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Yes! Beem Health allows you to enter and manage details for multiple insurance plans (e.g., primary and secondary coverage, or multiple family members). This ensures you\u2019re matched to providers in-network for every plan.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1754895452371\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">How do I know if a specialist or hospital is in-network?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Check through your insurer\u2019s directory or Beem Health before scheduling. Always call the office or facility, as network affiliations can change. When in doubt, get a confirmation in writing.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1754895472885\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Are telemedicine visits covered in-network?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Most plans have expanded to include telehealth providers in their network. With Beem Health, you can find and book in-network virtual appointments to save time and money.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1754895474437\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Why are out-of-network costs so much higher?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Because there\u2019s no negotiated rate with your insurer, out-of-network providers can charge any amount. The insurer may cover only a small fraction, and you\u2019re responsible for the balance.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1754895475654\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Can I request an exception if no in-network provider is available?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>In some cases, especially for rare medical needs or in rural areas, insurers may approve an out-of-network provider at in-network rates. This usually requires pre-authorization.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1754895498870\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">What if my provider leaves the network mid-treatment?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>You may be eligible for \u201ccontinuity of care\u201d coverage, which allows you to finish your treatment plan at in-network rates for a limited time. If this happens, confirm with your insurer immediately.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1754895500004\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">How can I avoid balance billing?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Always double-check network status for every provider and facility, and use Beem Health for real-time verification and price estimates.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1754895535436\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Are in-network pharmacy and lab benefits different?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Yes, many insurance plans specify preferred in-network pharmacies and labs. Using non-preferred (\u201cout-of-network\u201d) pharmacies and labs can result in higher copays or non-covered services.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1754895560705\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Can I use Beem Health across different states or regions?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Beem Health\u2019s platform covers a nationwide provider database and updates network info continuously, making it easy for users in any region to find and book in-network care.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Healthcare costs can be overwhelming to a lot of us. Bills arrive months after a visit, costs are often unpredictable, and even with insurance, out-of-pocket bills can be shockingly high. One of the smartest, but least understood, ways to control your expenses is by carefully choosing in-network providers for all your medical needs. In-network providers\u2014doctors, [&hellip;]<\/p>\n","protected":false},"author":26,"featured_media":272416,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3819],"tags":[16049,16050,134],"edited-by":[],"class_list":["post-272411","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wellness","tag-finding-in-network-providers","tag-in-network-providers","tag-insurance"],"acf":[],"_links":{"self":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/272411","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/comments?post=272411"}],"version-history":[{"count":5,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/272411\/revisions"}],"predecessor-version":[{"id":273999,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/272411\/revisions\/273999"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media\/272416"}],"wp:attachment":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media?parent=272411"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/categories?post=272411"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/tags?post=272411"},{"taxonomy":"edited-by","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/edited-by?post=272411"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}