{"id":275111,"date":"2025-09-12T07:21:39","date_gmt":"2025-09-12T01:51:39","guid":{"rendered":"https:\/\/trybeem.com\/blog\/?p=275111"},"modified":"2025-09-12T07:21:41","modified_gmt":"2025-09-12T01:51:41","slug":"credit-card-perks","status":"publish","type":"post","link":"https:\/\/trybeem.com\/blog\/credit-card-perks\/","title":{"rendered":"Credit Card Perks That Make Travel Cheaper"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#how-perks-have-changed-the-way-americans-travel\">How Perks Have Changed the Way Americans Travel<\/a><ul><\/ul><\/li><li><a href=\"#how-much-do-americans-really-save-with-credit-card-perks\">How Much Do Americans Really Save with Credit Card Perks?<\/a><ul><\/ul><\/li><li><a href=\"#credit-card-perks-that-save-the-most-money\">Credit Card Perks That Save the Most Money<\/a><\/li><li><a href=\"#how-credit-card-perks-compare-to-travel-insurance\">How Credit Card Perks Compare to Travel Insurance<\/a><\/li><li><a href=\"#the-future-of-credit-card-travel-perks-in-2025-and-beyond\">The Future of Credit Card Travel Perks in 2025 and Beyond<\/a><ul><li><a href=\"#the-psychology-of-free-travel-why-perks-feel-better-than-discounts\">The Psychology of \u201cFree Travel\u201d: Why Perks Feel Better Than Discounts<\/a><\/li><\/ul><\/li><li><a href=\"#top-5-credit-cards-for-travel-rewards-in-2025\">Top 5 Credit Cards for Travel Rewards in 2025<\/a><ul><\/ul><\/li><li><a href=\"#5-credit-card-travel-perk-facts-you-didnt-know\">5 Credit Card Travel Perk Facts You Didn\u2019t Know<\/a><\/li><li><a href=\"#fa-qs-about-credit-card-perks\">FAQs About Credit Card Perks<\/a><ul><\/ul><\/li><li><a href=\"#final-word\">Final Word<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>If you\u2019ve ever sat on a plane and wondered how some people could afford first class while you were stuck in the middle seat, there\u2019s a good chance the answer wasn\u2019t cash; it was <strong>credit card perks<\/strong>. For years, savvy travelers have been unlocking free flights, complimentary hotel stays, and waived fees just by swiping the right card at the right time.<\/p>\n\n\n\n<p>For most people, <a href=\"https:\/\/trybeem.com\/blog\/best-secured-credit-cards\/\" target=\"_blank\" data-type=\"post\" data-id=\"133926\" rel=\"noreferrer noopener\">credit cards<\/a> are just a way to pay bills. But for travelers, they\u2019re one of the most powerful budgeting tools available. The right perks can shave hundreds, even thousands, off your annual travel costs, turning trips that once felt impossible into affordable adventures.<\/p>\n\n\n\n<p>So, how do credit cards actually make travel cheaper in 2025? Let\u2019s break it down.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-perks-have-changed-the-way-americans-travel\">How Perks Have Changed the Way Americans Travel<\/h2>\n\n\n\n<p>Twenty years ago, airline loyalty was everything. Travelers flew the same airline repeatedly to earn miles. Today, credit card perks have flipped the script: you don\u2019t need to be loyal to one airline or hotel chain. Instead, you can use transferable rewards, automatic benefits, and fee waivers to chase the <a href=\"https:\/\/trybeem.com\/blog\/cheap-flights-6-hacks-book-budget-air-travel\/\" target=\"_blank\" data-type=\"post\" data-id=\"134503\" rel=\"noreferrer noopener\">cheapest fares<\/a> and stays without losing out on points.<\/p>\n\n\n\n<p>This shift has democratized travel. According to NerdWallet\u2019s 2024 analysis, the average U.S. household with a mid-tier travel rewards card saved $1,200 per year in combined perks. For families, that can mean one extra vacation every year, without increasing the budget.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"flights-turning-big-ticket-purchases-into-almost-free\">Flights: Turning Big-Ticket Purchases Into \u201cAlmost Free\u201d<\/h3>\n\n\n\n<p>Airfare is often the largest expense for travelers, but credit card perks chip away at it in surprising ways.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Sign-up bonuses<\/strong>: A 60,000-point bonus on a card like Chase Sapphire Preferred can translate into a round-trip flight to Europe worth $800\u2013$1,000.<br><\/li>\n\n\n\n<li><strong>Companion certificates<\/strong>: Airline-branded cards sometimes give you a free ticket for a partner once per year. For couples, that\u2019s a guaranteed annual savings of $300\u2013$500.<br><\/li>\n\n\n\n<li><strong>Free checked bags<\/strong>: A family of four can save $240 on a single trip just by putting their tickets on the right airline card.<br><\/li>\n<\/ul>\n\n\n\n<p>Imagine booking two round-trip tickets to Italy at full price. With perks, you could slash that cost in half, or even cover it entirely with miles.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"hotels-when-a-bed-comes-with-breakfast-upgrades-and-a-free-night\">Hotels: When a Bed Comes With Breakfast, Upgrades, and a Free Night<\/h3>\n\n\n\n<p><a href=\"https:\/\/trybeem.com\/blog\/how-to-get-a-discount-at-a-hotel\/\" target=\"_blank\" data-type=\"post\" data-id=\"264876\" rel=\"noreferrer noopener\">Hotel perks<\/a> don\u2019t just save money; they change the experience. Mid-tier cards like Marriott Bonvoy or Hilton Surpass often give you one free night per year, which alone offsets the annual fee. On top of that, built-in status perks like free breakfast can save $30\u2013$40 daily for couples, while late checkout can eliminate the need for an extra night\u2019s booking.<\/p>\n\n\n\n<p>One traveler shared that over a two-week stay in Europe, free breakfasts from hotel status saved them nearly $500, money they redirected toward activities and sightseeing.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"beyond-points-the-invisible-savings-that-add-up\">Beyond Points: The \u201cInvisible\u201d Savings That Add Up<\/h3>\n\n\n\n<p>Not all perks are flashy like free flights. Some are invisible, but just as impactful.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>No foreign transaction fees<\/strong>: Saving 3% on every swipe abroad. A $2,000 trip means $60 saved instantly.<br><\/li>\n\n\n\n<li><strong>Airport lounge access<\/strong>: Free meals and drinks while waiting for flights. Twelve lounge visits in a year could save $500.<br><\/li>\n\n\n\n<li><strong>Built-in insurance<\/strong>: Trip cancellation, <a href=\"https:\/\/trybeem.com\/blog\/avoid-hidden-fees-in-car-rentals\/\" target=\"_blank\" data-type=\"post\" data-id=\"274805\" rel=\"noreferrer noopener\">rental car coverage<\/a>, and baggage delay protection that might otherwise cost $100\u2013$300 per trip in purchased insurance.<br><\/li>\n<\/ul>\n\n\n\n<p>These aren\u2019t headline perks you brag about at parties, but they quietly stretch your budget in ways that add up over a year of travel.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"the-hidden-math-do-perks-really-outweigh-fees\">The Hidden Math: Do Perks Really Outweigh Fees?<\/h3>\n\n\n\n<p>It\u2019s fair to ask: if some travel cards cost $95\u2013$695 a year, do the perks actually justify it? The answer depends on how you travel.<\/p>\n\n\n\n<p>Take the Amex Platinum at $695\/year:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>$200 <a href=\"https:\/\/trybeem.com\/blog\/how-to-save-money-on-uber\/\" target=\"_blank\" data-type=\"post\" data-id=\"257256\" rel=\"noreferrer noopener\">Uber Cash<\/a> credit.<br><\/li>\n\n\n\n<li>$200 airline incidental credit.<br><\/li>\n\n\n\n<li>$240 digital entertainment credit.<br><\/li>\n\n\n\n<li>Lounge access worth hundreds.<br><\/li>\n<\/ul>\n\n\n\n<p>For frequent travelers, these add up to well over the annual fee. But for someone who only travels once a year, a no-fee card with no FX charges may be a better fit. The key is aligning perks with your habits, not chasing benefits you\u2019ll never use.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-much-do-americans-really-save-with-credit-card-perks\">How Much Do Americans Really Save with Credit Card Perks?<\/h2>\n\n\n\n<p>The numbers speak for themselves. According to a 2024 NerdWallet study, the average U.S. household that actively uses a travel rewards card saves $1,200 per year in travel-related benefits. For frequent travelers, that number jumps to $2,500 or more.<\/p>\n\n\n\n<p>Breakdown of annual savings:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Free checked bags: $200\u2013$400<br><\/li>\n\n\n\n<li>Airport lounge meals &amp; drinks: $400\u2013$600<br><\/li>\n\n\n\n<li>Hotel free nights &amp; breakfast: $300\u2013$700<br><\/li>\n\n\n\n<li>Travel insurance coverage: $150\u2013$300<br><\/li>\n\n\n\n<li>No foreign transaction fees: $100\u2013$200<br><\/li>\n<\/ul>\n\n\n\n<p>Add them together, and many travelers save the equivalent of an entire vacation every year, simply by putting the right purchases on the right card.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>Read: <a href=\"https:\/\/trybeem.com\/blog\/best-credit-card-for-everyday-use\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/trybeem.com\/blog\/best-credit-card-for-everyday-use\/\" rel=\"noreferrer noopener\">Best Credit Card For Everyday Use In 2025<\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"pitfalls-when-perks-dont-pay-off\">Pitfalls: When Perks Don\u2019t Pay Off<\/h3>\n\n\n\n<p>Perks aren\u2019t always straightforward. Points lose value if airlines hike redemption rates. Free night certificates often expire in a year. Travel insurance coverage can exclude pandemics or extreme sports. And worst of all: perks only save money if you pay your balance in full. Carrying interest wipes out every dollar saved.<\/p>\n\n\n\n<p>The biggest mistake travelers make? Spending more just to earn perks. Buying a $600 flight you don\u2019t need for 5,000 points is like spending $600 to save $50.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"credit-card-perks-that-save-the-most-money\">Credit Card Perks That Save the Most Money<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Category<\/strong><\/td><td><strong>Example Perk<\/strong><\/td><td><strong>Average Annual Savings<\/strong><\/td><\/tr><tr><td>Flights<\/td><td>Free checked bags<\/td><td>$240\u2013$400 per family trip<\/td><\/tr><tr><td>Flights<\/td><td>Companion ticket<\/td><td>$300\u2013$500 annually<\/td><\/tr><tr><td>Hotels<\/td><td>Free night certificate<\/td><td>$200\u2013$300 annually<\/td><\/tr><tr><td>Hotels<\/td><td>Free breakfast<\/td><td>$30\u2013$40 per day<\/td><\/tr><tr><td>Insurance<\/td><td>Trip cancellation cover<\/td><td>$100\u2013$200 per trip<\/td><\/tr><tr><td>International travel<\/td><td>No FX fees<\/td><td>$50\u2013$150 per trip<\/td><\/tr><tr><td>Transit\/Dining<\/td><td>Uber\/Dining credits<\/td><td>$100\u2013$200 annually<\/td><\/tr><tr><td>Lounges<\/td><td>Airport lounge access<\/td><td>$300\u2013$500 annually<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-credit-card-perks-compare-to-travel-insurance\">How Credit Card Perks Compare to Travel Insurance<\/h2>\n\n\n\n<p>One overlooked aspect of travel cards is how much protection they quietly provide, sometimes rivaling standalone travel insurance policies. For example, a Chase Sapphire Reserve or Amex Platinum automatically includes trip cancellation coverage up to $10,000, rental car insurance, lost luggage reimbursement, and even emergency evacuation in some cases.<\/p>\n\n\n\n<p>Standalone travel insurance policies can cost $100\u2013$200 per trip. If your card already covers most scenarios, you\u2019re saving that cost every time you fly. The key difference? <a href=\"https:\/\/trybeem.com\/blog\/does-my-health-insurance-cover-international-travel\/\" target=\"_blank\" data-type=\"post\" data-id=\"239906\" rel=\"noreferrer noopener\">Travel insurance<\/a> often offers broader medical coverage, while credit cards focus on trip logistics. The smart approach for frugal travelers is to understand the overlap: lean on card perks for basics like cancellations and baggage delays, and only buy additional insurance if your trip requires medical coverage abroad.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-future-of-credit-card-travel-perks-in-2025-and-beyond\">The Future of Credit Card Travel Perks in 2025 and Beyond<\/h2>\n\n\n\n<p>Credit card perks aren\u2019t static. They evolve with traveler behavior and industry trends. In 2025, issuers are expanding beyond flights and hotels to meet modern travelers\u2019 needs. We\u2019re already seeing perks that cover rideshares, food delivery, and even streaming services for downtime abroad. Expect more flexible rewards programs, where points can be applied directly as statement credits for Airbnb, budget airlines, or train travel, not just legacy carriers.<\/p>\n\n\n\n<p>Another emerging trend: sustainability perks. Some cards are beginning to reward eco-friendly choices, such as double points for public transit or green-certified hotels. For budget travelers, this shift is promising because it aligns frugality with values. By 2030, we may see cards that directly offset carbon emissions or partner with budget airlines the way they currently do with legacy carriers.<\/p>\n\n\n\n<p>For travelers watching their wallets, the evolution of perks means even more opportunities to save money in ways that fit how people actually travel today.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"the-psychology-of-free-travel-why-perks-feel-better-than-discounts\">The Psychology of \u201cFree Travel\u201d: Why Perks Feel Better Than Discounts<\/h3>\n\n\n\n<p>There\u2019s something about paying with points or getting a perk \u201cfor free\u201d that feels better than a standard discount. Behavioral economists call this the endowment effect, where we value rewards more when they feel like bonuses, not deductions. A $400 flight paid with points often feels more satisfying than saving $400 in cash, even though the net result is the same.<\/p>\n\n\n\n<p>This psychology matters because it encourages travelers to reinvest savings into experiences, meals, activities, and cultural tours that make a trip richer, without inflating the budget.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"credit-cards-vs-budget-travel-do-they-work-together\">Credit Cards vs. Budget Travel: Do They Work Together?<\/h3>\n\n\n\n<p>Many frugal travelers assume credit cards are for luxury trips. But the opposite is true: perks stretch tight budgets further. A budget traveler using hostel stays and budget airlines might save more than anyone else because perks eliminate the \u201cnuisance fees\u201d (bags, insurance, FX charges) that often hit hardest on budget trips. Here&#8217;s more on <a href=\"https:\/\/trybeem.com\/blog\/how-to-build-a-holiday-travel-budget\/\" target=\"_blank\" data-type=\"post\" data-id=\"134650\" rel=\"noreferrer noopener\">How to Build a Holiday Travel Budget<\/a>. <\/p>\n\n\n\n<p>In other words, perks aren\u2019t just for first-class flyers; they\u2019re often more valuable for economy travelers trying to make every dollar count.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"top-5-credit-cards-for-travel-rewards-in-2025\">Top 5 Credit Cards for Travel Rewards in 2025<\/h2>\n\n\n\n<p>Not all cards are created equal. Here are five of the best options for American travelers this year, each catering to different lifestyles and budgets:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-chase-sapphire-preferred\">1. Chase Sapphire Preferred<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual fee<\/strong>: $95<br><\/li>\n\n\n\n<li><strong>Best for<\/strong>: Versatility, beginners.<br><\/li>\n\n\n\n<li><strong>Highlights<\/strong>: 60,000-point sign-up bonus, no foreign transaction fees, strong travel insurance.<br><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-amex-platinum\">2. Amex Platinum<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual fee<\/strong>: $695<br><\/li>\n\n\n\n<li><strong>Best for<\/strong>: Frequent flyers.<br><\/li>\n\n\n\n<li><strong>Highlights<\/strong>: Airport lounge access, $200 airline fee credit, Uber Cash, luxury hotel perks.<br><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-capital-one-venture-x\">3. Capital One Venture X<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual fee<\/strong>: $395<br><\/li>\n\n\n\n<li><strong>Best for<\/strong>: All-in-one travelers.<br><\/li>\n\n\n\n<li><strong>Highlights<\/strong>: 10x points on hotels, lounge access, $300 travel credit, 75,000-point bonus.<br><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-united-explorer-card\">4. United Explorer Card<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual fee<\/strong>: $95 (waived first year)<br><\/li>\n\n\n\n<li><strong>Best for<\/strong>: United loyalists.<br><\/li>\n\n\n\n<li><strong>Highlights<\/strong>: Free checked bags, priority boarding, two lounge passes annually.<br><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"5-marriott-bonvoy-boundless\">5. Marriott Bonvoy Boundless<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual fee<\/strong>: $95<br><\/li>\n\n\n\n<li><strong>Best for<\/strong>: Hotel stays.<br><\/li>\n\n\n\n<li><strong>Highlights<\/strong>: One free night certificate (up to 35k points), automatic Silver Elite status.<br><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"5-credit-card-travel-perk-facts-you-didnt-know\">5 Credit Card Travel Perk Facts You Didn\u2019t Know<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Airport lounge food counts as savings<\/strong>: If you spend $30 on food and drinks at the airport, lounge access can pay for itself in just a few visits.<br><\/li>\n\n\n\n<li><strong>Baggage delay insurance buys clothes for you<\/strong>: Some cards reimburse $100 per day for essentials if your bags are delayed \u2014 no need to pay out of pocket.<br><\/li>\n\n\n\n<li><strong>Free night certificates can be stacked<\/strong>: Some hotel chains let you combine certificates with points to book longer stays.<br><\/li>\n\n\n\n<li><strong>Points often transfer at a bonus rate<\/strong>: Chase often runs promotions where 50,000 points become 60,000 airline miles when transferred.<br><\/li>\n\n\n\n<li><strong>You don\u2019t need to fly often to benefit<\/strong>: Even one <a href=\"https:\/\/trybeem.com\/blog\/how-to-save-money-for-a-vacation\/\" target=\"_blank\" data-type=\"post\" data-id=\"258932\" rel=\"noreferrer noopener\">family vacation<\/a> per year can justify a card if it saves you on bags, insurance, or meals.<\/li>\n<\/ol>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fa-qs-about-credit-card-perks\">FAQs About Credit Card Perks<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1757556681448\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Are credit card travel perks worth it if I only travel once a year?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, but you need the right card. A no-annual-fee card with no foreign transaction fees saves money on any international trip. If you only travel occasionally, avoid premium cards unless their perks match your habits (like one free night covering the fee).<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1757556682556\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Which travel perk saves the most money overall?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>For families, free checked bags often add up to the biggest dollar savings. For couples, companion tickets can be worth hundreds annually. Frequent solo travelers usually benefit most from lounge access and no FX fees.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1757556683340\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can I rely on credit card insurance instead of buying travel insurance?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>It depends. Many cards cover trip cancellations, baggage delays, and rental cars. But they rarely cover medical expenses abroad. For long trips or international travel, supplemental insurance is still wise.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1757556699466\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What\u2019s the biggest mistake people make with travel credit cards?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Chasing points by overspending. Perks only work if you were already planning the purchase. Spending just for the sake of rewards usually costs more than it saves.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1757556748768\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How can I combine credit card perks with Beem?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Credit card perks help with planned expenses like flights and hotels, while Beem covers the unplanned, from emergency medical costs to last-minute cancellations. Together, they ensure your trip is both cheaper and financially secure.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"final-word\">Final Word<\/h2>\n\n\n\n<p>Credit cards are no longer just payment tools. For savvy travelers, they\u2019re like having a silent partner that covers baggage, finds you free nights, and quietly saves you hundreds along the way. But the magic only works if you match the perks to your habits, avoid overspending, and pair them with tools like Beem to handle the unexpected. Moreover, with the Beem app on your side, your next trip can help you save money without the stress of overspending.<\/p>\n\n\n\n<p>In travel, every dollar saved is a dollar that can be spent on memories. And credit card perks, when used wisely, make those memories more affordable than ever.&nbsp; Use Beem to get beneficial insights on where to cut costs, where to spend and how to save your money with your personalized&nbsp;<a href=\"https:\/\/trybeem.com\/budget-tracker-planner\" target=\"_blank\" rel=\"noreferrer noopener\">Budget Planner<\/a>.<\/p>\n\n\n\n<p>Download the Beem app <a href=\"https:\/\/apps.apple.com\/us\/app\/beem-better-than-cash-advance\/id1525101476\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/apps.apple.com\/us\/app\/beem-better-than-cash-advance\/id1525101476\" rel=\"noreferrer noopener\">here<\/a>. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019ve ever sat on a plane and wondered how some people could afford first class while you were stuck in the middle seat, there\u2019s a good chance the answer wasn\u2019t cash; it was credit card perks. For years, savvy travelers have been unlocking free flights, complimentary hotel stays, and waived fees just by swiping [&hellip;]<\/p>\n","protected":false},"author":80,"featured_media":275237,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3106],"tags":[16644],"edited-by":[16648,16645,16646,16649,16647],"class_list":["post-275111","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-save","tag-credit-card-perks","edited-by-claiming-credit-card-perks","edited-by-credit-card-perks","edited-by-saving-though-credit-cards","edited-by-travel-benefits-using-credit-cards","edited-by-travel-rewards"],"acf":[],"_links":{"self":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/275111","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/users\/80"}],"replies":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/comments?post=275111"}],"version-history":[{"count":7,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/275111\/revisions"}],"predecessor-version":[{"id":275238,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/275111\/revisions\/275238"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media\/275237"}],"wp:attachment":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media?parent=275111"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/categories?post=275111"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/tags?post=275111"},{"taxonomy":"edited-by","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/edited-by?post=275111"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}