{"id":276210,"date":"2025-09-20T16:15:46","date_gmt":"2025-09-20T10:45:46","guid":{"rendered":"https:\/\/trybeem.com\/blog\/?p=276210"},"modified":"2025-09-20T16:15:47","modified_gmt":"2025-09-20T10:45:47","slug":"first-time-car-buyer-car-insurance-tips","status":"publish","type":"post","link":"https:\/\/trybeem.com\/blog\/first-time-car-buyer-car-insurance-tips\/","title":{"rendered":"First-Time Car Buyer? Car Insurance Tips No One Tells You"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#understanding-the-basics-of-car-insurance\">Understanding the Basics of Car Insurance<\/a><ul><\/ul><\/li><li><a href=\"#hidden-factors-that-impact-your-premium-what-no-one-tells-you\">Hidden Factors That Impact Your Premium (What No One Tells You)<\/a><ul><\/ul><\/li><li><a href=\"#mistakes-first-time-buyers-make-with-insurance\">Mistakes First-Time Buyers Make With Car Insurance<\/a><ul><\/ul><\/li><li><a href=\"#smart-insurance-tips-for-first-time-car-buyers\">Smart Insurance Tips for First-Time Car Buyers<\/a><ul><\/ul><\/li><li><a href=\"#how-to-actually-lower-your-premium-as-a-new-driver\">How to Actually Lower Your Premium as a New Driver<\/a><ul><\/ul><\/li><li><a href=\"#car-insurance-discounts-first-time-buyers-often-miss\">Car Insurance Discounts First-Time Buyers Often Miss<\/a><ul><\/ul><\/li><li><a href=\"#what-first-time-buyers-should-ask-their-insurer-checklist\">What First-Time Buyers Should Ask Their Insurer (Checklist)<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><ul><li><a href=\"#fa-qs-for-first-time-car-buyer-car-insurance-tips-no-one-tells-you\">FAQs for First-Time Car Buyer? Car Insurance Tips No One Tells You<\/a><\/li><\/ul><\/li><li><a href=\"#faq-question-1758273828538\">Why is insurance so expensive for first-time car buyers?<\/a><\/li><li><a href=\"#faq-question-1758274019810\">Should I get full coverage or just liability?<\/a><\/li><li><a href=\"#faq-question-1758274027594\">What\u2019s the cheapest car to insure as a first-time buyer?<\/a><\/li><li><a href=\"#faq-question-1758274035145\">How can I lower my insurance if I\u2019m under 25?<\/a><\/li><li><a href=\"#faq-question-1758274043560\">Does Beem help me compare first-time buyer insurance options?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p>Buying your first car is a milestone that brings excitement, freedom, and a sense of independence. While much of the focus is on choosing the car, one critical factor is often overlooked until the last minute: car insurance. The car&#8217;s sticker price might seem manageable, but insurance premiums can strain a budget.<\/p>\n\n\n\n<p>According to national averages, <a href=\"https:\/\/www.cnbc.com\/select\/car-insurance-teens-what-to-know\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/www.cnbc.com\/select\/car-insurance-teens-what-to-know\/\" rel=\"noreferrer noopener\">first-time and younger drivers often pay premiums that are double or even triple those of experienced drivers.<\/a> The lack of driving history, combined with risk perception, means insurers view first-time buyers as higher risk and charge accordingly. Are you a first-time car buyer? Car insurance tips no one tells you. That\u2019s what this blog is all about.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"understanding-the-basics-of-car-insurance\">Understanding the Basics of Car Insurance<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"why-insurance-is-mandatory-and-where\">Why Insurance Is Mandatory (and Where)<\/h3>\n\n\n\n<p>Across the US, <a href=\"https:\/\/trybeem.com\/blog\/how-to-shop-for-car-insurance\/\" target=\"_blank\" data-type=\"post\" data-id=\"133931\" rel=\"noreferrer noopener\">car insurance<\/a> is required by law. Accidents happen, and the costs \u2014 medical bills, property damage, lawsuits \u2014 can be devastating. Liability insurance, the minimum required in most states, ensures that if you cause an accident, the other party\u2019s expenses are covered.<\/p>\n\n\n\n<p>Only New Hampshire and Virginia allow drivers to go without traditional insurance, but even then, drivers must prove financial responsibility or pay a fee to the state. Driving without insurance can lead to severe penalties everywhere, including license suspension, fines, and even vehicle impoundment. This means that insurance is not optional for first-time buyers. You must factor it into your budget from the very start.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"common-types-of-coverage-explained-simply\">Common Types of Coverage Explained Simply<\/h3>\n\n\n\n<p>Insurance policies can feel overwhelming because of jargon, but here\u2019s a straightforward breakdown:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Liability Coverage: <\/strong>Covers the other person\u2019s injuries and property if you\u2019re at fault. This is the legal minimum in most states.<\/li>\n\n\n\n<li><strong>Collision Coverage:<\/strong> Pays to repair or replace your car if it\u2019s damaged in an accident.<\/li>\n\n\n\n<li><strong>Comprehensive Coverage: <\/strong>Protects your car against non-collision damage like theft, fire, or natural disasters.<\/li>\n\n\n\n<li><strong>Gap Coverage:<\/strong> Covers the difference between your car\u2019s actual value and what you owe on a loan if your car is totaled.<\/li>\n\n\n\n<li><strong>Optional Add-Ons: <\/strong>Roadside assistance, rental reimbursement, and uninsured\/underinsured motorist coverage.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"why-first-time-buyers-pay-more\">Why First-Time Buyers Pay More<\/h3>\n\n\n\n<p>New drivers lack a history that insurers can use to predict risk. Without evidence of safe driving, you\u2019re placed in a higher-risk category. Younger age compounds this, as statistics show drivers under 25 are more likely to be involved in accidents. For first-time buyers in their teens or early twenties, premiums can be thousands higher than for a 30- or 40-year-old.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"hidden-factors-that-impact-your-premium-what-no-one-tells-you\">Hidden Factors That Impact Your Premium (What No One Tells You)<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"your-zip-code-matters-more-than-you-think\">Your ZIP Code Matters More Than You Think<\/h3>\n\n\n\n<p>Location is a surprisingly powerful factor. Live in a city with high accident rates, thefts, or vandalism? Your insurance cost goes up. Live in a rural area with fewer cars on the road? Rates are often lower. Insurers use local claim histories to set prices, meaning two people with identical cars and driving records can pay drastically different rates simply based on their ZIP code.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"the-car-you-choose-can-double-your-rate\">The Car You Choose Can Double Your Rate<\/h3>\n\n\n\n<p>Insurance isn\u2019t just about the driver but the car itself. Sports cars, <a href=\"https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/09\/What-You-Need-to-Know-About-Classic-Car-Insurance.jpg\" data-type=\"attachment\" data-id=\"276104\" target=\"_blank\" rel=\"noreferrer noopener\">luxury vehicles<\/a>, and cars with expensive parts often cost much more to insure than modest sedans or reliable compact cars. For example, a Toyota Corolla might cost $1,500 annually to insure, while a Ford Mustang for the same driver could cost over $3,000. Repair costs, theft rates, and accident frequency are all factors.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"credit-scores-and-insurance-rates\">Credit Scores and Insurance Rates<\/h3>\n\n\n\n<p>In most states, insurers use a credit-based insurance score to predict how likely you are to file a claim. The idea is controversial, but data shows that people with higher credit scores tend to file fewer claims. As a result, better credit usually equals lower premiums. Four states \u2014 California, Hawaii, Massachusetts, and Michigan \u2014 ban the use of credit in auto insurance pricing, but everywhere else, it matters. For first-time buyers, building credit responsibly can help reduce rates over time.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"annual-mileage-and-how-much-you-drive\">Annual Mileage and How Much You Drive<\/h3>\n\n\n\n<p>Insurers look closely at how much you drive annually. Someone commuting 50 miles daily poses more risk than someone who drives 5,000 miles a year. Many companies now offer low-mileage discounts or encourage new drivers to join usage-based programs that track driving habits. These discounts can be significant for students or urban residents who don\u2019t drive often.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"mistakes-first-time-buyers-make-with-insurance\">Mistakes First-Time Buyers Make With Car Insurance<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"buying-a-car-before-checking-insurance-rates\">Buying a Car Before Checking Insurance Rates<\/h3>\n\n\n\n<p>One of the most common mistakes is choosing a car without checking how much it costs to insure. Many cars that are affordable upfront \u2014 like sporty coupes or luxury sedans \u2014 come with sky-high insurance costs. Always get quotes before finalizing your car purchase.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"picking-minimum-coverage-to-save-money\">Picking Minimum Coverage to \u201cSave Money\u201d<\/h3>\n\n\n\n<p>It\u2019s tempting to choose the lowest required coverage to keep premiums down. But minimum liability may not cover the full costs of an accident. If damages exceed your coverage, you pay the difference out of pocket. For first-time buyers, this can be financially devastating.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"ignoring-deductibles\">Ignoring Deductibles<\/h3>\n\n\n\n<p>Your deductible is the amount you pay out of pocket before insurance kicks in. Many first-timers don\u2019t realize that choosing a higher deductible lowers premiums \u2014 but it also means more out-of-pocket expenses if you file a claim. Understanding this trade-off is critical.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"not-asking-about-discounts\">Not Asking About Discounts<\/h3>\n\n\n\n<p>Insurers offer dozens of potential discounts, from good student discounts to bundling and safe driving programs. First-time buyers often fail to ask, leaving money on the table.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"forgetting-to-shop-around\">Forgetting to Shop Around<\/h3>\n\n\n\n<p>Insurance rates vary widely between companies. A first-time buyer may accept the first quote offered, unaware they could save hundreds simply by comparing multiple insurers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"smart-insurance-tips-for-first-time-car-buyers\">Smart Insurance Tips for First-Time Car Buyers<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"check-insurance-costs-before-choosing-your-car\">Check Insurance Costs <\/h3>\n\n\n\n<p>Different makes and models come with drastically different premiums. Before buying, compare insurance costs. A Honda Civic might be thousands cheaper to insure annually than a Dodge Charger, even though the sticker prices are similar.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"stay-on-a-parents-policy-if-possible\">Stay on a Parent\u2019s Policy if Possible<\/h3>\n\n\n\n<p>Being added to a parent\u2019s policy is usually far cheaper for younger drivers than buying a standalone one. Family plans spread risk across multiple drivers and vehicles, lowering the per-person cost.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"bundle-with-renters-or-home-insurance\">Bundle With Renters or Home Insurance<\/h3>\n\n\n\n<p>Consider <a href=\"https:\/\/trybeem.com\/blog\/?p=276027\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/trybeem.com\/blog\/?p=276027\" rel=\"noreferrer noopener\">bundling auto and renters insurance<\/a> if you\u2019re moving into your first apartment. Many insurers offer 10\u201320% savings for multi-policy customers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"consider-usage-based-or-telematics-programs\">Consider Usage-Based or Telematics Programs<\/h3>\n\n\n\n<p>New drivers benefit from telematics programs because they provide data-based proof of safe driving. Drive carefully, avoid late-night trips, and keep mileage low \u2014 and your premiums can drop significantly over time.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/09\/First-Time-Car-Buyer-Car-Insurance-Tips-No-One-Tells-You-1-1024x576.jpg\" alt=\"First-Time Car Buyer Car Insurance Tips No One Tells You\" class=\"wp-image-276220\" srcset=\"https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/09\/First-Time-Car-Buyer-Car-Insurance-Tips-No-One-Tells-You-1-1024x576.jpg 1024w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/09\/First-Time-Car-Buyer-Car-Insurance-Tips-No-One-Tells-You-1-300x169.jpg 300w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/09\/First-Time-Car-Buyer-Car-Insurance-Tips-No-One-Tells-You-1-768x432.jpg 768w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/09\/First-Time-Car-Buyer-Car-Insurance-Tips-No-One-Tells-You-1-1536x864.jpg 1536w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/09\/First-Time-Car-Buyer-Car-Insurance-Tips-No-One-Tells-You-1.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"dont-forget-about-gap-insurance-for-new-cars\">Don\u2019t Forget About Gap Insurance for New Cars<\/h3>\n\n\n\n<p>New cars lose value quickly. If your car is totaled, standard insurance pays its depreciated value \u2014 not what you owe on a loan. Gap insurance covers that difference, protecting first-time buyers who finance or lease their cars.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-actually-lower-your-premium-as-a-new-driver\">How to Actually Lower Your Premium as a New Driver<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"build-and-maintain-good-credit-early\">Build and Maintain Good Credit Early<\/h3>\n\n\n\n<p>Start building credit with a secured card or small loan even if you&#8217;re young. Paying bills on time improves your credit-based insurance score, which translates into lower premiums.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"choose-a-safe-reliable-car\">Choose a Safe, Reliable Car<\/h3>\n\n\n\n<p>Vehicles with high safety ratings, anti-theft devices, and affordable parts cost less to insure. Sedans and compact cars are usually cheaper than trucks or sports cars.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"drive-less-save-more\">Drive Less, Save More<\/h3>\n\n\n\n<p>If you don\u2019t commute daily, look into low-mileage policies. Many insurers offer pay-per-mile options for drivers who log fewer than 7,500 miles annually.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"keep-a-clean-driving-record\">Keep a Clean Driving Record<\/h3>\n\n\n\n<p>Avoid tickets, accidents, and claims. Insurers reward clean records with significant reductions at renewal. For first-time buyers, your driving record is the single most important factor in future premium decreases.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"use-tools-like-beem-to-compare-quotes\">Use Tools Like Beem to Compare Quotes<\/h3>\n\n\n\n<p>Beem, an AI-powered smart wallet app, makes comparing insurers simple. It highlights which companies offer the best discounts for first-time buyers, ensuring you don\u2019t pay more than necessary.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"car-insurance-discounts-first-time-buyers-often-miss\">Car Insurance Discounts First-Time Buyers Often Miss<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"good-student-discounts\">Good Student Discounts<\/h3>\n\n\n\n<p>Students under 25 with a GPA of 3.0 or higher can qualify for 10\u201320% savings. Proof of transcripts or report cards is usually required.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"defensive-driving-course-discounts\">Defensive Driving Course Discounts<\/h3>\n\n\n\n<p>Completing an approved course can lower rates, proving to insurers that you\u2019re serious about safety.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"employer-union-or-membership-discounts\">Employer, Union, or Membership Discounts<\/h3>\n\n\n\n<p>Check if your employer, alumni association, or even credit union offers insurance partnerships. These \u201caffinity discounts\u201d often go unclaimed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"pay-in-full-or-auto-pay-discounts\">Pay-in-Full or AutoPay Discounts<\/h3>\n\n\n\n<p>Paying for your policy upfront or enrolling in automatic payments can cut insurers&#8217; administrative costs, and they often pass those savings along.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-first-time-buyers-should-ask-their-insurer-checklist\">What First-Time Buyers Should Ask Their Insurer (Checklist)<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>What\u2019s the average premium for my car make and model?<\/li>\n\n\n\n<li>What discounts am I eligible for as a new driver?<\/li>\n\n\n\n<li>Do you offer telematics or usage-based programs?<\/li>\n\n\n\n<li>What happens if I raise or lower my deductible?<\/li>\n\n\n\n<li>Can I bundle auto with renters or home insurance for a discount?<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>Buying your first car is a rite of passage, but insurance is the hidden cost that can catch new drivers by surprise. Premiums are higher for first-timers, but you can manage the expense with the right strategies. By understanding how insurers set rates, avoiding rookie mistakes, and making smart choices about coverage and vehicles, you\u2019ll save hundreds \u2014 even thousands \u2014 over the years.<\/p>\n\n\n\n<p><a href=\"https:\/\/trybeem.com\/\">Beem<\/a>, the personal finance app trusted by over 5 million Americans, provides a convenient platform for <a href=\"https:\/\/trybeem.com\/car-insurance\">comparing<\/a> car insurance quotes and discovering affordable rates tailored to individual needs. Take the first step towards securing reliable coverage with Beem. Download the app <a href=\"https:\/\/apps.apple.com\/us\/app\/beem-better-than-cash-advance\/id1525101476\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs-for-first-time-car-buyer-car-insurance-tips-no-one-tells-you\">FAQs for First-Time Car Buyer? Car Insurance Tips No One Tells You<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1758273828538\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Why is insurance so expensive for first-time car buyers?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Because insurers don\u2019t have a driving history to evaluate, they categorize new drivers as higher risk. Age, vehicle type, and location also drive up costs.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1758274019810\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Should I get full coverage or just liability?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Full coverage is required if your car is financed or leased. Even if not, liability-only coverage may expose you financially if your car is damaged. First-time buyers with newer cars should strongly consider full coverage.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1758274027594\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">What\u2019s the cheapest car to insure as a first-time buyer?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Typically, small sedans and reliable models like the Toyota Corolla, Honda Civic, or Hyundai Elantra are the cheapest to insure. Cars with high safety ratings and low repair costs are the cheapest to insure.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1758274035145\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">How can I lower my insurance if I\u2019m under 25?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Stay on a parent\u2019s policy, maintain good grades for discounts, join telematics programs, and drive safe vehicles if possible. Avoid tickets and accidents to qualify for lower rates over time.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1758274043560\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Does Beem help me compare first-time buyer insurance options?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Yes. Beem scans quotes across multiple insurers, shows which discounts you qualify for, and ensures you find affordable coverage without missing savings opportunities.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Buying your first car is a milestone that brings excitement, freedom, and a sense of independence. While much of the focus is on choosing the car, one critical factor is often overlooked until the last minute: car insurance. The car&#8217;s sticker price might seem manageable, but insurance premiums can strain a budget. According to national [&hellip;]<\/p>\n","protected":false},"author":78,"featured_media":276217,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2315],"tags":[2175,16873,16872,16871],"edited-by":[],"class_list":["post-276210","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-insurance","tag-car-insurance","tag-car-insurance-tips-no-one-tells-you","tag-first-time-car-buyer","tag-first-time-car-buyer-car-insurance-tips-no-one-tells-you"],"acf":[],"_links":{"self":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/276210","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/users\/78"}],"replies":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/comments?post=276210"}],"version-history":[{"count":7,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/276210\/revisions"}],"predecessor-version":[{"id":276365,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/276210\/revisions\/276365"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media\/276217"}],"wp:attachment":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media?parent=276210"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/categories?post=276210"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/tags?post=276210"},{"taxonomy":"edited-by","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/edited-by?post=276210"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}