{"id":278864,"date":"2025-10-18T20:23:00","date_gmt":"2025-10-18T14:53:00","guid":{"rendered":"https:\/\/trybeem.com\/blog\/?p=278864"},"modified":"2025-10-20T01:08:56","modified_gmt":"2025-10-19T19:38:56","slug":"house-poor-warning-signs-and-fixes","status":"publish","type":"post","link":"https:\/\/trybeem.com\/blog\/house-poor-warning-signs-and-fixes\/","title":{"rendered":"House Poor Warning Signs and Fixes"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#introduction\">Introduction<\/a><\/li><li><a href=\"#what-does-house-poor-mean\">What Does &#8220;House Poor&#8221; Mean?<\/a><ul><li><a href=\"#key-statistics\">Key Statistics<\/a><\/li><\/ul><\/li><li><a href=\"#major-warning-signs-of-being-house-poor\">Major Warning Signs of Being House Poor<\/a><ul><li><a href=\"#1-housing-costs-vs-income\">1) Housing costs vs. income<\/a><\/li><li><a href=\"#2-lack-of-emergency-savings\">2) Lack of emergency savings<\/a><\/li><li><a href=\"#3-financial-and-emotional-stress\">3) Financial and emotional stress<\/a><\/li><li><a href=\"#4-deferred-repairs-upkeep\">4) Deferred repairs &amp; upkeep<\/a><\/li><li><a href=\"#5-struggling-with-non-essential-expenses\">5) Struggling with non-essential expenses<\/a><\/li><li><a href=\"#6-reliance-on-credit-for-bills\">6) Reliance on credit for bills<\/a><\/li><\/ul><\/li><li><a href=\"#how-to-avoid-becoming-house-poor-when-buying\">How to Avoid Becoming House Poor When Buying<\/a><ul><li><a href=\"#key-checklist-planning-tips\">Key Checklist &amp; Planning Tips<\/a><\/li><\/ul><\/li><li><a href=\"#conclusion\">Conclusion<\/a><ul><li><a href=\"#fa-qs-about-house-poor\">FAQs About House Poor<\/a><\/li><\/ul><\/li><li><a href=\"#faq-question-1760796102618\">What fixes work best if I become house poor suddenly?<\/a><\/li><li><a href=\"#faq-question-1760796137355\">Is refinancing worth it when my home value drops?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"introduction\">Introduction<\/h2>\n\n\n\n<p>Owning a home is often regarded as the ultimate financial milestone, a symbol of stability, success, and security. Yet for many people, the dream of homeownership quickly turns into a financial burden. If you&#8217;re spending most of your income on your mortgage, taxes, and maintenance while struggling with savings or daily expenses, you may be what&#8217;s called &#8220;house poor.&#8221;<\/p>\n\n\n\n<p>Manage your home budget smarter with <a href=\"https:\/\/trybeem.com\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/trybeem.com\/\" rel=\"noreferrer noopener\">b<\/a> \u2014 track expenses, plan savings, and avoid becoming house poor. Get instant cash when you need it most with <a href=\"https:\/\/trybeem.com\/get-instant-cash-advance\" data-type=\"link\" data-id=\"https:\/\/trybeem.com\/get-instant-cash-advance\" target=\"_blank\" rel=\"noreferrer noopener\">Beem&#8217;s Everdraft\u2122<\/a> \u2014 a fast, no-hassle way to cover shortfalls without hidden fees.<\/p>\n\n\n\n<p>Being house poor can sneak up on anyone. Perhaps you stretched your budget to afford a bigger house, unexpected expenses arose, or your income decreased. Whatever the reason, the result is the same: your home feels like more of a financial trap than a source of pride. In this blog, we&#8217;ll break down what it means to be house poor, the biggest warning signs, the common causes, and, most importantly, realistic fixes to regain control of your finances.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-does-house-poor-mean\">What Does &#8220;House Poor&#8221; Mean?<\/h2>\n\n\n\n<p>Being house poor means owning or renting a home that costs more than you can realistically afford. A common financial guideline is that housing expenses should not exceed 28\u201330% of your gross monthly income. But many homeowners today spend 40\u201350% (or more) of their income on housing.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"key-statistics\">Key Statistics<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>According to the <a href=\"https:\/\/www.census.gov\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/www.census.gov\/\" rel=\"noreferrer noopener\">U.S. Census Bureau<\/a>, the average American household spends about 33% of its income on housing.<\/li>\n\n\n\n<li>A 2023 Bankrate survey found that 70% of homeowners feel financially strained by housing-related expenses.<\/li>\n\n\n\n<li>More than one in four homeowners admit to cutting back on essential spending, such as healthcare or savings, to keep up with housing costs.<\/li>\n<\/ul>\n\n\n\n<p>Clearly, house poverty isn&#8217;t just a personal issue; it&#8217;s a widespread challenge.<\/p>\n\n\n\n<p><strong>Also Read: <\/strong><a href=\"https:\/\/trybeem.com\/blog\/condo-vs-single-family-home\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/trybeem.com\/blog\/condo-vs-single-family-home\/\" rel=\"noreferrer noopener\">Condo vs Single-Family Home: Fees and Freedom Trade-Offs for US Buyers<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"major-warning-signs-of-being-house-poor\">Major Warning Signs of Being House Poor<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-housing-costs-vs-income\">1) Housing costs vs. income<\/h3>\n\n\n\n<p>What it looks like: Mortgage + property tax + insurance + utilities + HOA consumes a large slice of your gross pay.<\/p>\n\n\n\n<p>How to check:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Formula: Housing ratio = (monthly housing costs \u00f7 gross monthly income) \u00d7 100.<\/li>\n\n\n\n<li>Example: if housing costs = 2,000 and gross income = 5,000 \u2192 2,000 \u00f7 5,000 = 0.40 \u2192 40% of income.<\/li>\n<\/ul>\n\n\n\n<p>Why it matters: Above ~30\u201335% you lose flexibility; above ~40% you&#8217;re at high risk for shocks (job loss, repairs, rate rises). Lenders may approve more than you <em>can<\/em> afford; don&#8217;t confuse approval with affordability.<\/p>\n\n\n\n<p>Immediate moves:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Recalculate your housing ratio this week.<\/li>\n\n\n\n<li>Freeze non-essential spending for 30 days and rerun the numbers to see real breathing room.<\/li>\n\n\n\n<li>If the rate is greater than 40%, prepare a &#8220;Plan A\/B&#8221; that includes a refinance eligibility check and a short-term income boost.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-lack-of-emergency-savings\">2) Lack of emergency savings<\/h3>\n\n\n\n<p>What it looks like: You&#8217;re just one unforeseen payoff or job hiccup away from missing payments.<\/p>\n\n\n\n<p>How to check: Count actual essentials (mortgage, food, utilities, insurance, transport). Multiply by 3 (minimum) and 6 (ideal). Example: essential = $2,000 \u2192 3 months = $6,000; 6 months = $12,000.<\/p>\n\n\n\n<p>Why it matters: Without a buffer, you&#8217;ll resort to high-cost credit or cut vital expenses (such as healthcare and childcare).<\/p>\n\n\n\n<p>Immediate moves:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Automate a micro-savings rule: move even $50\u2013$200 monthly to a separate &#8220;home emergency&#8221; account.<\/li>\n\n\n\n<li>Reduce two non-essential subscriptions and divert that money to the fund.<\/li>\n\n\n\n<li>Build a 30\u201390 day plan: establish an emergency fund target, set a monthly contribution, and track visible progress.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-financial-and-emotional-stress\">3) Financial and emotional stress<\/h3>\n\n\n\n<p>What it looks like: Constant money anxiety, sleepless nights, bartering joy for bill payments (no holidays, avoiding family treats). You feel trapped.<\/p>\n\n\n\n<p>How to check (subjective but critical): Ask: &#8220;Do I avoid conversations about money?&#8221; &#8220;Have I stopped planning for life events?&#8221; If yes, stress is influencing decisions.<\/p>\n\n\n\n<p>Why it matters: Emotional stress impairs decision-making (panic selling, avoiding negotiations). It also has real health and work-cost consequences.<\/p>\n\n\n\n<p>Immediate moves:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Put financial health on the calendar, 20-minute weekly check-in to review budget (reduces anxiety).<\/li>\n\n\n\n<li>Use one visible metric (housing ratio or emergency months) to depersonalize the stress, facts calm emotions.<\/li>\n\n\n\n<li>Talk to a housing counsellor or a trusted financial coach; one talk often reveals simple fixes.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-deferred-repairs-upkeep\">4) Deferred repairs &amp; upkeep<\/h3>\n\n\n\n<p>What it looks like: You ignore the dripping roof, postpone furnace servicing, or delay repainting because you can&#8217;t pay now.<\/p>\n\n\n\n<p>To check, review the inventory of deferred items and estimate the combined repair cost. If the repair backlog exceeds 3% of the home&#8217;s value (or more than one to three months&#8217; salary), take note.<\/p>\n\n\n\n<p>Why it matters: Small fixes compound into large ones; a delayed, inexpensive repair can easily become a three- to ten-times more expensive issue later. Deferred maintenance also reduces resale value.<\/p>\n\n\n\n<p>Immediate moves:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Prioritize repairs: safety first (electrical, roof, plumbing).<\/li>\n\n\n\n<li>Get 2\u20133 quotes; sometimes, affordable payment plans are available.<\/li>\n\n\n\n<li>Create a maintenance sinking fund by setting aside 1% of the home&#8217;s value annually (or at least 1\u20133% of the home&#8217;s value per year as a long-term rule).<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"5-struggling-with-non-essential-expenses\">5) Struggling with non-essential expenses<\/h3>\n\n\n\n<p>What it looks like: Birthday presents, kids&#8217; extracurriculars, social life, small treats, all off the table. Quality of life is eroded.<\/p>\n\n\n\n<p>How to check: List six discretionary items you miss; if you regularly skip three or more of them, your house is costing you lifestyle value.<\/p>\n\n\n\n<p>Why it matters: A home should be a source of comfort. If it restricts all flexibility, you&#8217;re paying with life experiences and personal relationships. This is an early long-term warning sign.<\/p>\n\n\n\n<p>Immediate moves:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Rebudget entertainment into a &#8220;small joys&#8221; line item; even a small allowance restores morale.<\/li>\n\n\n\n<li>Sell or rent an unused asset (bike, camera, parking space) to fund a three-month &#8220;joy&#8221; buffer.<\/li>\n\n\n\n<li>Temporarily reduce housing spend (sublet a room, negotiate fees) rather than cut all life pleasures.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"6-reliance-on-credit-for-bills\">6) Reliance on credit for bills<\/h3>\n\n\n\n<p>What it looks like: You charge groceries, utilities, or medical bills and carry balances month-to-month. Minimum payments only.<\/p>\n\n\n\n<p>How to check: Compute credit utilization: (total revolving balances \u00f7 total revolving limits) \u00d7 100. Example: balance $3,000 \u00f7 limit $5,000 = 0.60 \u2192 60% utilization (high). Also, watch if you carry credit balances for 3+ months.<\/p>\n\n\n\n<p>Why it matters: Revolving debt adds interest, shrinks future borrowing options, and quickly escalates the cost of living. It&#8217;s a backward step from asset-building to liability addiction.<\/p>\n\n\n\n<p>Immediate moves:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Stop using cards for essentials whenever possible, and switch to debit until your balances are paid off.<\/li>\n\n\n\n<li>Prioritize high-interest debt with a small snowball or avalanche plan.<\/li>\n\n\n\n<li>Call creditors to request hardship programs or lower-interest transfer options.<\/li>\n<\/ol>\n\n\n\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/trybeem.com\/blog\/buy-now-or-wait-for-home-buying-in-2025\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/trybeem.com\/blog\/buy-now-or-wait-for-home-buying-in-2025\/\" rel=\"noreferrer noopener\">Buy Now or Wait? Interest Rate and Price Scenarios for Home Buying in 2025<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/10\/How-to-Avoid-Becoming-House-Poor-When-Buying-1024x576.webp\" alt=\"How to Avoid Becoming House Poor When Buying\" class=\"wp-image-278887\" title=\"How to Avoid Becoming House Poor When Buying\" srcset=\"https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/10\/How-to-Avoid-Becoming-House-Poor-When-Buying-1024x576.webp 1024w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/10\/How-to-Avoid-Becoming-House-Poor-When-Buying-300x169.webp 300w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/10\/How-to-Avoid-Becoming-House-Poor-When-Buying-768x432.webp 768w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/10\/How-to-Avoid-Becoming-House-Poor-When-Buying-1536x864.webp 1536w, https:\/\/trybeem.com\/blog\/wp-content\/uploads\/2025\/10\/How-to-Avoid-Becoming-House-Poor-When-Buying.webp 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-avoid-becoming-house-poor-when-buying\">How to Avoid Becoming House Poor When Buying<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"key-checklist-planning-tips\">Key Checklist &amp; Planning Tips<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Stick to the 28\/36 Rule: No more than 28% of gross income on housing, and no more than 36% on all debts combined.<\/li>\n\n\n\n<li>Budget for hidden costs, such as repairs, HOA dues, and insurance.<\/li>\n\n\n\n<li>Build a 6-month emergency fund before making any commitments.<\/li>\n\n\n\n<li>Consider future-proofing: Can you still afford the home if interest rates rise or income dips?<\/li>\n\n\n\n<li>Don&#8217;t max out your mortgage approval; buy <em>below<\/em> your budget to stay flexible.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n\n\n<p>Being house poor isn&#8217;t a sign of failure; it&#8217;s a challenge that can be addressed with proactive steps. Recognizing the warning signs early, understanding the root causes, and applying smart fixes like refinancing, budgeting, and downsizing can restore financial stability.<\/p>\n\n\n\n<p>When buying a home, always think long-term: prepare for the unexpected, stick to affordability guidelines, and avoid maxing out your mortgage approval. A home should bring comfort, not constant stress. By planning wisely and staying financially flexible, you can enjoy the pride of homeownership without falling into the trap of being house poor.<\/p>\n\n\n\n<p><a href=\"https:\/\/apps.apple.com\/us\/app\/beem-better-than-cash-advance\/id1525101476\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/apps.apple.com\/us\/app\/beem-better-than-cash-advance\/id1525101476\" rel=\"noreferrer noopener\">Download the Beem app<\/a> today to take control of your money and home goals.<\/p>\n\n\n\n<p>Final Tip: Take time today to calculate your housing costs as a percentage of your income. If you&#8217;re over 30%, it&#8217;s time to make adjustments; your financial freedom depends on it.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"fa-qs-about-house-poor\">FAQs About House Poor<\/h3>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1760795916346\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \"><strong>How do I calculate my true housing expenses?<\/strong><\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Add your mortgage or rent, property taxes, insurance, HOA fees, utilities, and estimated maintenance. Aim for less than 30% of gross monthly income.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1760796102618\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \"><strong>What fixes work best if I become house poor suddenly?<\/strong><\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Focus on <strong>immediate relief<\/strong>: cut non-essentials, refinance, negotiate bills, and explore temporary income streams.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1760796137355\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \"><strong>Is refinancing worth it when my home value drops?<\/strong><\/h2>\n<div class=\"rank-math-answer \">\n\n<p>It depends on your credit score and the lender&#8217;s terms. Even with lower equity, refinancing may reduce your monthly payment burden; be aware of potential fees associated with the process.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1760796156407\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \"><strong>What government help is available for house-poor homeowners?<\/strong><\/h2>\n<div class=\"rank-math-answer \">\n\n<p>In the U.S., programs such as <strong>HUD&#8217;s Housing Counseling<\/strong>, <strong>HAMP<\/strong>, and local mortgage relief initiatives can assist. Research your state or country&#8217;s specific housing aid.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1760797213838\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \"><strong>Can I lower property taxes if I&#8217;m struggling?<\/strong><\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Yes. File a property tax appeal by proving your home&#8217;s value is over-assessed compared to nearby properties.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1760797234106\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \"><strong>How do I know if selling is better than refinancing?<\/strong><\/h2>\n<div class=\"rank-math-answer \">\n\n<p>If your monthly costs remain unsustainable after adjustments, downsizing may be smarter long-term than holding onto a costly mortgage.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1760797250053\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \"><strong>What&#8217;s the role of the debt-to-income ratio in house poverty?<\/strong><\/h2>\n<div class=\"rank-math-answer \">\n\n<p>A high DTI (over 43%) restricts financial flexibility and increases the cost of borrowing. Lenders use this ratio to gauge affordability.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1760797263627\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \"><strong>Can renting my home help me avoid being house poor?<\/strong><\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Yes, renting out a room or basement can help offset mortgage payments, but be sure to check zoning laws and lease agreements first.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1760797285014\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \"><strong>How much should I save yearly for home maintenance?<\/strong><\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Experts suggest setting aside 1\u20133% of your home&#8217;s value annually for upkeep. A $300,000 home means budgeting $3,000\u2013$9,000 per year.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1760797300250\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \"><strong>What financial tools can help manage house poverty?<\/strong><\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Budgeting apps like YNAB (You Need a Budget), Mint, or PocketGuard can track spending, while mortgage calculators help you plan for affordability.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Introduction Owning a home is often regarded as the ultimate financial milestone, a symbol of stability, success, and security. Yet for many people, the dream of homeownership quickly turns into a financial burden. If you&#8217;re spending most of your income on your mortgage, taxes, and maintenance while struggling with savings or daily expenses, you may [&hellip;]<\/p>\n","protected":false},"author":71,"featured_media":278883,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2308],"tags":[17306,598,17303,17301,17300,17302,163,17305,17304],"edited-by":[],"class_list":["post-278864","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-spend","tag-credit-for-bills","tag-emergency-savings","tag-emotional-stress","tag-house-poor","tag-house-poor-warning-signs-and-fixes","tag-micro-savings-rule","tag-money","tag-repair","tag-upkeep"],"acf":[],"_links":{"self":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/278864","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/users\/71"}],"replies":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/comments?post=278864"}],"version-history":[{"count":9,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/278864\/revisions"}],"predecessor-version":[{"id":278954,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/278864\/revisions\/278954"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media\/278883"}],"wp:attachment":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media?parent=278864"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/categories?post=278864"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/tags?post=278864"},{"taxonomy":"edited-by","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/edited-by?post=278864"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}