{"id":279530,"date":"2025-10-23T10:30:26","date_gmt":"2025-10-23T05:00:26","guid":{"rendered":"https:\/\/trybeem.com\/blog\/?p=279530"},"modified":"2025-10-23T10:30:26","modified_gmt":"2025-10-23T05:00:26","slug":"how-small-businesses-can-survive-inflation","status":"publish","type":"post","link":"https:\/\/trybeem.com\/blog\/how-small-businesses-can-survive-inflation\/","title":{"rendered":"How Small Businesses Can Survive Inflation"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#understanding-inflations-impact-on-small-businesses\">Understanding Inflation\u2019s Impact on Small Businesses<\/a><\/li><li><a href=\"#1-audit-costs-and-find-silent-expenses\">1. Audit Costs and Find \u201cSilent Expenses\u201d<\/a><\/li><li><a href=\"#2-revisit-pricing-without-losing-customers\">2. Revisit Pricing Without Losing Customers<\/a><\/li><li><a href=\"#3-diversify-revenue-streams\">3. Diversify Revenue Streams<\/a><\/li><li><a href=\"#4-improve-cash-flow-management-with-real-time-tracking\">4. Improve Cash Flow Management With Real-Time Tracking<\/a><\/li><li><a href=\"#5-strengthen-supplier-relationships-and-negotiate-smartly\">5. Strengthen Supplier Relationships and Negotiate Smartly<\/a><\/li><li><a href=\"#6-reassess-inventory-and-adopt-lean-practices\">6. Reassess Inventory and Adopt Lean Practices<\/a><\/li><li><a href=\"#7-protect-profit-margins-through-smart-budget-adjustments\">7. Protect Profit Margins Through Smart Budget Adjustments<\/a><\/li><li><a href=\"#8-invest-in-efficiency-not-just-cost-cutting\">8. Invest in Efficiency, Not Just Cost-Cutting<\/a><\/li><li><a href=\"#9-manage-employee-expectations-with-transparency\">9. Manage Employee Expectations With Transparency<\/a><\/li><li><a href=\"#10-keep-an-emergency-cushion-or-access-to-one\">10. Keep an Emergency Cushion \u2014 or Access to One<\/a><\/li><li><a href=\"#11-strengthen-customer-retention-instead-of-chasing-new-ones\">11. Strengthen Customer Retention Instead of Chasing New Ones<\/a><\/li><li><a href=\"#12-monitor-market-trends-and-competitor-pricing\">12. Monitor Market Trends and Competitor Pricing<\/a><\/li><li><a href=\"#13-leverage-digital-marketing-over-costly-traditional-advertising\">13. Leverage Digital Marketing Over Costly Traditional Advertising<\/a><\/li><li><a href=\"#14-plan-for-rate-hikes-and-loan-adjustments\">14. Plan for Rate Hikes and Loan Adjustments<\/a><\/li><li><a href=\"#15-stay-mentally-resilient-and-future-focused\">15. Stay Mentally Resilient and Future-Focused<\/a><\/li><li><a href=\"#the-beem-advantage-for-small-business-survival\">The Beem Advantage for Small Business Survival<\/a><\/li><li><a href=\"#fa-qs-on-how-small-businesses-can-survive-inflation\">FAQs on How Small Businesses Can Survive Inflation<\/a><ul><\/ul><\/li><li><a href=\"#conclusion-survive-today-build-smarter-for-tomorrow\">Conclusion \u2014 Survive Today, Build Smarter for Tomorrow<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>Is the rising cost cutting into your profits? Many small businesses face this issue, from bakeries to marketing firms. Higher supplier prices and uncertain cash flow create tough choicesWhen inflation strikes, small business owners feel the pinch most, with little room for mistakes.<\/p>\n\n\n\n<p>Surviving inflation doesn\u2019t have to be hard. With smart strategies, you can protect profits and even grow. Tools like <a href=\"https:\/\/apps.apple.com\/us\/app\/line-instant-cash-advance\/id1525101476\" target=\"_blank\" rel=\"noreferrer noopener\">Beem\u2019s<\/a> AI Wallet and Everdraft simplify cash flow management, expense tracking, and access to instant funds. This lets you focus on growth instead of stress.<\/p>\n\n\n\n<p>Want to discover practical steps on how small businesses can survive inflation? Let\u2019s explore how to stay ahead.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"understanding-inflations-impact-on-small-businesses\"><strong>Understanding Inflation\u2019s Impact on Small Businesses<\/strong><\/h2>\n\n\n\n<p>Running a small business these days is like walking on a tightrope, particularly with increased expenses. A typical example is a neighborhood bakery that spent $10 for a dozen eggs previously but now spends $15. They cannot increase prices too rapidly lest they drive off loyal customers.<\/p>\n\n\n\n<p>Below are several ways in which inflation impacts small businesses:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>As suppliers raise their prices, inventory costs will go up, and profit margins will get tighter.<\/li>\n\n\n\n<li>Often, utility bills and rents go up much more quickly than the income of smaller companies, putting a lot of strain on their limited budgets.<\/li>\n\n\n\n<li>Workers might request a raise to keep up with living costs, so the company will need to <a href=\"https:\/\/trybeem.com\/blog\/catch-up-retirement-contributions-at-50\/\" target=\"_blank\" data-type=\"post\" data-id=\"278653\" rel=\"noreferrer noopener\">boost payroll<\/a>.<\/li>\n\n\n\n<li>As interest rates rise, loan repayments will become more expensive. This will reduce cash flow for expanding the business.<\/li>\n<\/ul>\n\n\n\n<p>By understanding these effects, entrepreneurs can plan better and change their strategies as costs rise.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"1-audit-costs-and-find-silent-expenses\"><strong>1. Audit Costs and Find \u201cSilent Expenses\u201d<\/strong><\/h2>\n\n\n\n<p>Small, undetected costs could munch away at profits in periods of inflation. Software subscriptions, additional inventory, or unnecessary services can creep into your bottom line.<\/p>\n\n\n\n<p>Some tips for cost auditing are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Go through expenses quarterly to identify unnecessary spending and overspending.<\/li>\n\n\n\n<li>Track subscriptions to cancel services you don\u2019t use.<\/li>\n\n\n\n<li>Sort expenses to find areas for cost savings.<\/li>\n<\/ul>\n\n\n\n<p>Regular audits ensure that every dollar counts. Beem&#8217;s AI Wallet enables cost tracking, identifying trends, and recommending how to reduce expenses efficiently.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"2-revisit-pricing-without-losing-customers\"><strong>2. Revisit Pricing Without Losing Customers<\/strong><\/h2>\n\n\n\n<p>Price changes usually follow inflation, but abrupt increases may frighten away customers. Therefore, strategic and transparent changes are essential for retaining them.<\/p>\n\n\n\n<p>Some strategies include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Gradually increase prices to retain loyalty.<\/li>\n\n\n\n<li>Package products or include minor perks to justify price changes.<\/li>\n<\/ul>\n\n\n\n<p>A bakery might offer \u201cinflation specials\u201d or loyalty discounts. This way, it can maintain customer trust while slowly raising prices.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"3-diversify-revenue-streams\"><strong>3. Diversify Revenue Streams<\/strong><\/h2>\n\n\n\n<p>Businesses are vulnerable in times of inflation if they depend on only one source of income. Therefore, they can broaden their financial resources by using digital products, subscriptions, or services.<\/p>\n\n\n\n<p>The following are the steps to broaden revenue:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Boost your revenue by creating digital products or providing online services.<\/li>\n\n\n\n<li>Start up subscriptions to get a reliable flow of money.<\/li>\n<\/ul>\n\n\n\n<p>For example, a gym could do the online classes, or a coffee shop could sell online. <a href=\"https:\/\/trybeem.com\/get-instant-cash-advance\" target=\"_blank\" rel=\"noreferrer noopener\">Beem AI Wallet<\/a> helps you track the most profitable revenue streams.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"4-improve-cash-flow-management-with-real-time-tracking\"><strong>4. Improve Cash Flow Management With Real-Time Tracking<\/strong><\/h2>\n\n\n\n<p>Cash flow is the main thing that keeps the business running smoothly, and sometimes, inflation worsens the situation of those with less cash on hand. This makes the real-time monitoring and instant access to the funds a must-have.<\/p>\n\n\n\n<p>Here are some cash flow tips:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>To avoid liquidity problems, monitor cash flow in real-time.<\/li>\n\n\n\n<li>Dividing cash flow into different categories makes it easier to have control over the payments.<\/li>\n\n\n\n<li>Keep quick access to funds for unexpected costs.<\/li>\n<\/ul>\n\n\n\n<p>Beem\u2019s AI Wallet offers insights into cash flow, while Everdraft gives instant, interest-free access to cash for short-term needs without hurting your credit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"5-strengthen-supplier-relationships-and-negotiate-smartly\"><strong>5. Strengthen Supplier Relationships and Negotiate Smartly<\/strong><\/h2>\n\n\n\n<p>Good supplier relationships can not only bring the cost down but also provide you with flexibility, which is crucial when prices rise due to inflation.<\/p>\n\n\n\n<p>Try these strategies:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lock in prices with long-term contracts.<\/li>\n\n\n\n<li>Make early payments for a discount.<\/li>\n\n\n\n<li>Build loyalty for better terms.<\/li>\n<\/ul>\n\n\n\n<p>For instance, a restaurant might secure a six-month flour contract to avoid price swings. <a href=\"https:\/\/trybeem.com\/get-instant-cash-advance\" target=\"_blank\" rel=\"noreferrer noopener\">Beem\u2019s tracking tools<\/a> can help schedule payments to maintain supplier trust and discounts.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"6-reassess-inventory-and-adopt-lean-practices\"><strong>6. Reassess Inventory and Adopt Lean Practices<\/strong><\/h2>\n\n\n\n<p>Excess inventory ties up cash during inflation. Lean practices help keep cash flow steady while meeting customer demand.<\/p>\n\n\n\n<p>Some of these inventory strategies include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Utilize just-in-time inventory to release cash.<\/li>\n\n\n\n<li>Order smaller batches more frequently according to demand.<\/li>\n\n\n\n<li>Analyze spending to optimize stock levels.<\/li>\n<\/ul>\n\n\n\n<p>A clothing retailer can lower risk by ordering smaller, demand-driven batches. Beem visualizes inventory spending to enhance efficiency.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"7-protect-profit-margins-through-smart-budget-adjustments\"><strong>7. Protect Profit Margins Through Smart Budget Adjustments<\/strong><\/h2>\n\n\n\n<p>Inflation can make profits unpredictable. Regular budget adjustments help small businesses stay profitable without cutting essential operations.<\/p>\n\n\n\n<p>Some budgeting tips:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Make <a href=\"https:\/\/trybeem.com\/blog\/how-to-plan-monthly-spending\/\" target=\"_blank\" data-type=\"post\" data-id=\"269227\" rel=\"noreferrer noopener\">monthly budget adjustments<\/a>, not quarterly.<\/li>\n\n\n\n<li>Redirect money to compensate for increased expenses without eliminating necessities.<\/li>\n\n\n\n<li>Track profitability in real time.<\/li>\n<\/ul>\n\n\n\n<p>Beem&#8217;s AI Wallet budgets adjust according to actual expenditure, indicating areas where to cut expenses or increase investment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"8-invest-in-efficiency-not-just-cost-cutting\"><strong>8. Invest in Efficiency, Not Just Cost-Cutting<\/strong><\/h2>\n\n\n\n<p>The reduction of expenses alone is not enough. Efficiency leads to productivity that preserves profits during inflation.<\/p>\n\n\n\n<p>Here are some efficiency investment tips:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Automate marketing, customer management, or invoicing.<\/li>\n\n\n\n<li>Monitor ROI from changes in operations.<\/li>\n\n\n\n<li>Monitor productivity benefits in addition to cost reductions.<\/li>\n<\/ul>\n\n\n\n<p>For instance, a digital agency may save 15% on automating client onboarding. Beem assists with measuring the profitability of such gains.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"9-manage-employee-expectations-with-transparency\"><strong>9. Manage Employee Expectations With Transparency<\/strong><\/h2>\n\n\n\n<p>Employees experience the pinch of inflation too. Open communication regarding salaries, benefits, and flexible incentives maintains high loyalty and morale. You should have open communication regarding raises, bonuses, and benefits. It increases employee loyalty in difficult times, forming a driven and resilient employee base.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"10-keep-an-emergency-cushion-or-access-to-one\"><strong>10. Keep an Emergency Cushion \u2014 or Access to One<\/strong><\/h2>\n\n\n\n<p>Surprise bills, missed payments, or supply problems can bog down small businesses. So, liquidity is essential for survival.<\/p>\n\n\n\n<p>Here\u2019s how to build an emergency fund:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Have at least one month of operating costs in liquid funds.<\/li>\n\n\n\n<li>Rely on short-term funds when you have <a href=\"https:\/\/trybeem.com\/blog\/beem-pass-for-emergency-expenses-in-your-circle\/\" target=\"_blank\" data-type=\"post\" data-id=\"271001\" rel=\"noreferrer noopener\">emergency expenses<\/a>.<\/li>\n\n\n\n<li>Never use a high-interest loan to get through an emergency period.<\/li>\n<\/ul>\n\n\n\n<p>Everdraft provides instant, interest-free cash as a reliable safety net without hurting your credit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"11-strengthen-customer-retention-instead-of-chasing-new-ones\"><strong>11. Strengthen Customer Retention Instead of Chasing New Ones<\/strong><\/h2>\n\n\n\n<p>During inflation, loyal customers are more valuable than new ones. Stable revenue is one of the greatest advantages for your business in such periods.<\/p>\n\n\n\n<p>Below are some of the ways:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Implement reward programs and offer personalized services.<\/li>\n\n\n\n<li>Engage in local communities to develop loyalty.<\/li>\n\n\n\n<li>Monitor repeat purchase patterns for insights.<\/li>\n<\/ul>\n\n\n\n<p>A salon offering loyalty credits for visits retains income streams. Beem Analytics tracks which clients and products bring the most repeat revenue.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"12-monitor-market-trends-and-competitor-pricing\"><strong>12. Monitor Market Trends and Competitor Pricing<\/strong><\/h2>\n\n\n\n<p>Inflation affects various sectors differently. Observing the pricing of your competitors will help you to stay competitive and make profits.<\/p>\n\n\n\n<p>Competitive strategies include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Benchmark pricing with competitors.<\/li>\n\n\n\n<li>Not underpricing to indicate lower quality.<\/li>\n\n\n\n<li>Adjusting rates to stay competitive yet profitable.<\/li>\n<\/ul>\n\n\n\n<p>Beem&#8217;s AI Wallet monitors industry-standard costs, providing <a href=\"https:\/\/trybeem.com\/blog\/beem-health-for-small-business-owners-freelancers\/\" target=\"_blank\" data-type=\"post\" data-id=\"270687\" rel=\"noreferrer noopener\">business owners<\/a> with clarity in strategic pricing without uncertainty.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"13-leverage-digital-marketing-over-costly-traditional-advertising\"><strong>13. Leverage Digital Marketing Over Costly Traditional Advertising<\/strong><\/h2>\n\n\n\n<p>Marketing budgets tend to get smaller during inflation. Affordable digital alternatives give higher ROI than traditional advertising.<\/p>\n\n\n\n<p>Here are some marketing tips:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Market cost-effective promotions on the web.<\/li>\n\n\n\n<li>Keep a record of your campaign effectiveness to make the most out of your budget.<\/li>\n<\/ul>\n\n\n\n<p>A restaurant could advertise \u201cinflation-friendly meals\u201d on social media instead of print ads, reaching more customers at a lower cost.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"14-plan-for-rate-hikes-and-loan-adjustments\"><strong>14. Plan for Rate Hikes and Loan Adjustments<\/strong><\/h2>\n\n\n\n<p>Increased interest rates increase loan prices. Planning prevents cash flow problems.<\/p>\n\n\n\n<p>Here\u2019s how to plan:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/trybeem.com\/blog\/emergency-business-loans\/\" target=\"_blank\" data-type=\"post\" data-id=\"229229\" rel=\"noreferrer noopener\">Refinance loans<\/a> to fixed rates when you can.<\/li>\n\n\n\n<li>Predict future payments based on possible hikes.<\/li>\n\n\n\n<li>Adjust cash flow to meet debt obligations.<\/li>\n<\/ul>\n\n\n\n<p>Beem&#8217;s AI Wallet predicts the impact of interest rate changes on finances. It enables companies to make effective debt repayment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"15-stay-mentally-resilient-and-future-focused\"><strong>15. Stay Mentally Resilient and Future-Focused<\/strong><\/h2>\n\n\n\n<p>Inflation cycles will normalize. Long-term thinking guarantees business continuity.<\/p>\n\n\n\n<p>Follow these strategies:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Make data-driven decisions and stay agile.<\/li>\n\n\n\n<li>Focus on long-term growth, not short-term panic.<\/li>\n<\/ul>\n\n\n\n<p><a href=\"https:\/\/apps.apple.com\/us\/app\/line-instant-cash-advance\/id1525101476\" target=\"_blank\" rel=\"noreferrer noopener\">Beem<\/a> provides financial clarity and instant liquidity. This helps business owners stay steady during volatility.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-beem-advantage-for-small-business-survival\"><strong>The Beem Advantage for Small Business Survival<\/strong><\/h2>\n\n\n\n<p>Beem offers a complete ecosystem for small businesses during inflation:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>AI Wallet: Monitors cash flow, expenses, and profit health in real time.<\/li>\n\n\n\n<li><a href=\"https:\/\/trybeem.com\/get-instant-cash-advance\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/trybeem.com\/get-instant-cash-advance\" rel=\"noreferrer noopener\">Everdraft<\/a>: Provides instant, zero-interest liquidity for operational needs.<\/li>\n\n\n\n<li>Beem Pass: Offers rewards and savings potential for payments.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fa-qs-on-how-small-businesses-can-survive-inflation\"><strong>FAQs<\/strong> on How Small Businesses Can Survive Inflation<\/h2>\n\n\n\n<p><\/p>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1761181167761\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How does inflation hurt small businesses the most?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Inflation increases costs for materials, utilities, and wages. When inflation is high, customers and small businesses spend less. To survive, track expenses, adjust prices, and manage resources wisely.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1761181168659\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What\u2019s the best way for small businesses to manage cash flow during inflation?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Monitor every expense and make automated budgets. Beem&#8217;s AI Wallet is an example of a tool that enables the monitoring of finances. Everdraft provides immediate liquidity to fill unexpected voids without interrupting business.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1761181182377\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Should small businesses raise prices during inflation?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, but carefully so. Custom\u0435r trust can be maintained with gradual price increases with add\u0435d value, bundles,\u200b or loyalty r\u0435w\u0430rds. This protects profit margins \u0430nd keeps businesses competitive.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1761181189329\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How can Beem help small businesses during tough months?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Beem offers real-time monetary information and computerized monitoring. Everdraft delivers immediate cash to pay for unforeseen expenses. Even in tough times, these tools help businesses stay operational.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1761181201214\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What should small businesses focus on during inflation?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Instead of making panic cuts, focus on efficiency, customer retention, and strategic planning. Beem helps you make informed decisions. It offers financial clarity on rising costs and helps keep your business running smoothly.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion-survive-today-build-smarter-for-tomorrow\"><strong>Conclusion \u2014 Survive Today, Build Smarter for Tomorrow<\/strong><\/h2>\n\n\n\n<p>Inflation can challenge small businesses. However, those willing to adapt and plan can turn obstacles into opportunities. The choices you make now will strengthen your business for the future.<\/p>\n\n\n\n<p>Beem provides the technology to facilitate financial management. The AI Wallet allows business owners to follow spending, make cash flow estimations, and get instant insights. Everdraft offers immediate, zero-interest cash for unexpected expenses.<\/p>\n\n\n\n<p>Download <a href=\"https:\/\/apps.apple.com\/us\/app\/line-instant-cash-advance\/id1525101476\" target=\"_blank\" rel=\"noreferrer noopener\">Beem<\/a> now. Start managing expenses, access real cash, and future-proof your business with confidence.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Is the rising cost cutting into your profits? Many small businesses face this issue, from bakeries to marketing firms. Higher supplier prices and uncertain cash flow create tough choicesWhen inflation strikes, small business owners feel the pinch most, with little room for mistakes. Surviving inflation doesn\u2019t have to be hard. With smart strategies, you can [&hellip;]<\/p>\n","protected":false},"author":80,"featured_media":279536,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2319],"tags":[4790,17415,216,17418,17417,17416],"edited-by":[],"class_list":["post-279530","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-debt","tag-beem","tag-how-small-businesses-can-survive-inflation","tag-save-money","tag-saving-and-expenses","tag-silent-expenses","tag-various-revenue-streams"],"acf":[],"_links":{"self":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/279530","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/users\/80"}],"replies":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/comments?post=279530"}],"version-history":[{"count":9,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/279530\/revisions"}],"predecessor-version":[{"id":279573,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/279530\/revisions\/279573"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media\/279536"}],"wp:attachment":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media?parent=279530"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/categories?post=279530"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/tags?post=279530"},{"taxonomy":"edited-by","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/edited-by?post=279530"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}