{"id":290798,"date":"2026-02-25T22:18:06","date_gmt":"2026-02-25T16:48:06","guid":{"rendered":"https:\/\/trybeem.com\/blog\/?p=290798"},"modified":"2026-02-25T22:18:07","modified_gmt":"2026-02-25T16:48:07","slug":"beem-late-fees","status":"publish","type":"post","link":"https:\/\/trybeem.com\/blog\/beem-late-fees\/","title":{"rendered":"Beem Late Fees Explained: Why We Don\u2019t Build Subscriptions Around Penalties"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#why-beem-late-fees-exist-in-the-first-place\">Why Beem Late Fees Exist In The First Place<\/a><\/li><li><a href=\"#the-beem-approach-prevent-late-fees-before-they-happen\">The Beem Approach: Prevent Late Fees Before They Happen<\/a><\/li><li><a href=\"#so-why-do-people-still-see-beem-late-fees-mentioned-online\">So Why Do People Still See \u201cBeem Late Fees\u201d Mentioned Online?<\/a><\/li><li><a href=\"#when-beem-late-fees-can-apply\">When Beem Late Fees Can Apply<\/a><\/li><li><a href=\"#the-most-common-reasons-subscription-payments-fail\">The Most Common Reasons Subscription Payments Fail<\/a><ul><\/ul><\/li><li><a href=\"#what-beem-does-instead-of-using-late-fees-as-leverage\">What Beem Does Instead Of Using Late Fees As Leverage<\/a><\/li><li><a href=\"#how-to-avoid-beem-late-fees\">How To Avoid Beem Late Fees<\/a><ul><\/ul><\/li><li><a href=\"#the-bigger-picture-why-this-matters-for-beem-as-a-brand\">The Bigger Picture: Why This Matters For Beem As A Brand<\/a><\/li><li><a href=\"#the-5-late-fee-decoded-and-why-it-caps-at-15\">The $5 Late Fee, Decoded (And Why It Caps At $15)<\/a><\/li><li><a href=\"#the-confusion-trap-that-creates-most-beem-late-fees-complaints\">The Confusion Trap That Creates Most \u201cBeem Late Fees\u201d Complaints<\/a><\/li><li><a href=\"#beem-subscription-related-charges-at-a-glance\">Beem Subscription-Related Charges At A Glance<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><li><a href=\"#frequently-asked-questions-on-beem-late-fees\">Frequently Asked Questions on BEEM Late Fees<\/a><ul><li><a href=\"#faq-question-1772037992176\">1. Does Beem charge late fees on subscriptions?<\/a><\/li><li><a href=\"#faq-question-1772038011961\">2. How much are Beem late fees?<\/a><\/li><li><a href=\"#faq-question-1772038019572\">3. Why would I be charged a late fee if I didn\u2019t \u201cchoose\u201d to pay late?<\/a><\/li><li><a href=\"#faq-question-1772038030689\">4. Can the Beem app waive my late fees?<\/a><\/li><li><a href=\"#faq-question-1772038055226\">5. How do I make sure I never see Beem late fees again?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<p>Late fees are one of the easiest ways for subscription products to quietly become predatory. A missed payment turns into a penalty, the penalty turns into a spiral, and suddenly the \u201chelpful app\u201d feels like it\u2019s profiting from stress.&nbsp;<\/p>\n\n\n\n<p>That is exactly what we refuse to build at Beem. Our subscription model is designed to be transparent, predictable, and human, especially when life gets messy. Here\u2019s how we think about late fees, why we minimize them, and when they can still apply.<\/p>\n\n\n\n<p>So let\u2019s be direct. At Beem, our goal is not to make money when you\u2019re late. Our model is designed so you can understand what you pay, why you pay it, and how to avoid extra charges in the first place. We treat late fees as a last resort, not as a revenue strategy.<\/p>\n\n\n\n<p>This blog explains what \u201cBeem late fees\u201d actually mean, why we structure subscriptions to prevent them, and the specific situations where a late fee can still apply.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"why-beem-late-fees-exist-in-the-first-place\"><strong>Why Beem Late Fees Exist In The First Place<\/strong><\/h2>\n\n\n\n<p>Most subscription businesses use late fees for one reason: failed payments cost money. Payment retries, customer support, recovery workflows, and continued service delivery create real operational costs. Some companies turn that into a penalty-driven system where late fees become a feature, not a consequence.<\/p>\n\n\n\n<p>We don\u2019t believe that\u2019s fair. People miss payments for normal reasons: timing gaps, a card expiring, a bank balance that got hit by another bill, or a life week that got messy. That\u2019s especially true for the customers we build for, everyday Americans managing real cash flow. So we designed Beem to work differently.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-beem-approach-prevent-late-fees-before-they-happen\"><strong>The Beem Approach: Prevent Late Fees Before They Happen<\/strong><\/h2>\n\n\n\n<p>When you subscribe to Beem, you\u2019re paying for ongoing access to a bundle of services: emergency cash access through <a href=\"https:\/\/trybeem.com\/get-instant-cash-advance\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/trybeem.com\/get-instant-cash-advance\" rel=\"noreferrer noopener\">Everdraft\u2122<\/a> for eligible members, money tools, and other plan benefits that are active throughout the subscription cycle.<\/p>\n\n\n\n<p>Instead of waiting for the end of the month and then charging you when your account is already tight, <a href=\"https:\/\/trybeem.com\/pricing\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/trybeem.com\/pricing\" rel=\"noreferrer noopener\">Beem\u2019s subscription<\/a> is billed upfront. We also try to collect the upcoming subscription in advance as soon as we detect funds, specifically to keep your services active and reduce the chances of missed subscription payments turning into late fees.<\/p>\n\n\n\n<p>That is the core philosophy behind our stance on Beem late fees: if we can prevent a late fee by designing smarter billing logic, we should.<\/p>\n\n\n\n<p><strong>People Also Read: <a href=\"https:\/\/trybeem.com\/blog\/how-much-cash-can-you-get-from-beem\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/trybeem.com\/blog\/how-much-cash-can-you-get-from-beem\/\" rel=\"noreferrer noopener\">How Much Money Can You Get From Beem<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"so-why-do-people-still-see-beem-late-fees-mentioned-online\"><strong>So Why Do People Still See \u201cBeem Late Fees\u201d Mentioned Online?<\/strong><\/h2>\n\n\n\n<p>Because it\u2019s important to be honest. A late fee can apply in a limited situation. Beem\u2019s intention is not to charge late fees just for the sake of it. But if a subscription remains unpaid beyond the allowed window after the end of a subscription cycle, a late fee may be assessed. Think of it like this:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Our system is designed to keep you from getting into a late situation.<\/li>\n\n\n\n<li>If the subscription still isn\u2019t paid after repeated attempts and time has passed, that\u2019s when a late fee can come into play.<\/li>\n<\/ul>\n\n\n\n<p>That difference matters. It\u2019s not \u201cwe punish you for being human.\u201d It\u2019s \u201cwe try to keep services running, and if payment is delayed long enough, a capped late fee can apply.\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"when-beem-late-fees-can-apply\"><strong>When Beem Late Fees Can Apply<\/strong><\/h2>\n\n\n\n<p>Here\u2019s the clean, practical explanation: <a href=\"https:\/\/help.trybeem.com\/support\/solutions\/articles\/84000381857-why-am-i-being-charged-a-late-fee-\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/help.trybeem.com\/support\/solutions\/articles\/84000381857-why-am-i-being-charged-a-late-fee-\" rel=\"noreferrer noopener\">Beem late fees<\/a> can apply for active users when the subscription isn\u2019t paid within a set grace period after the end of the subscription cycle. In that situation, the late fee is:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>$5 per missed subscription<\/li>\n\n\n\n<li>Capped so it does not grow forever<\/li>\n\n\n\n<li>Limited to a maximum of $15 across multiple missed cycles<\/li>\n<\/ul>\n\n\n\n<p>That cap is not accidental. If you\u2019re already behind, the last thing you need is an endlessly compounding penalty. If you\u2019re reading this because you saw Beem late fees on a statement or in an app screen, the key question is usually simple: did a subscription payment fail and remain unpaid past the grace period?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-most-common-reasons-subscription-payments-fail\"><strong>The Most Common Reasons Subscription Payments Fail<\/strong><\/h2>\n\n\n\n<p>Most \u201cBeem late fees\u201d situations start with one of these:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-not-enough-funds-at-the-time-of-billing\"><strong>1. Not enough funds at the time of billing<\/strong><\/h3>\n\n\n\n<p>Sometimes it\u2019s not that you \u201cdidn\u2019t pay.\u201d It\u2019s because your balance was low at the moment the payment tried to process.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-expired-card-or-outdated-payment-details\"><strong>2. Expired card or outdated payment details<\/strong><\/h3>\n\n\n\n<p>If your card expires, you switch banks, or your linked payment method changes, subscription billing can fail until you update it.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-a-mismatch-between-accounts\"><strong>3. A mismatch between accounts<\/strong><\/h3>\n\n\n\n<p>If you\u2019ve changed your primary linked account, the subscription deduction can fail until your setup reflects your current payment source.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-tight-timing-with-other-autopay-bills\"><strong>4. Tight timing with other autopay bills<\/strong><\/h3>\n\n\n\n<p>Rent, utilities, and insurance often hit at predictable times. If your subscription billing collides with those charges, it can fail even if you\u2019re generally financially stable.<\/p>\n\n\n\n<p>This is exactly why we push prevention first. Most late fee frustration comes from timing, not intent.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-beem-does-instead-of-using-late-fees-as-leverage\"><strong>What Beem Does Instead Of Using Late Fees As Leverage<\/strong><\/h2>\n\n\n\n<p>This part matters for trust. We don\u2019t want a subscription to become a trap. Our goal is to keep the relationship clean:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>We try to keep your subscription current through upfront billing and early collection when funds are available.<\/li>\n\n\n\n<li>If a payment fails, the system can attempt to recover missed subscription dues along with a future subscription cycle, instead of instantly shutting you out.<\/li>\n\n\n\n<li>Late fees, when they apply, are capped and not open-ended.<\/li>\n\n\n\n<li>If you\u2019re facing hardship, you can request a late fee waiver through the app, which is reviewed for consideration.<\/li>\n<\/ul>\n\n\n\n<p>That last point is important. People\u2019s lives don\u2019t always fit a billing calendar.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-avoid-beem-late-fees\"><strong>How To Avoid Beem Late Fees<\/strong><\/h2>\n\n\n\n<p>If you want to eliminate the risk of ever seeing the <a href=\"https:\/\/apps.apple.com\/us\/app\/beem-cash-advance-banking\/id1525101476\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/apps.apple.com\/us\/app\/beem-cash-advance-banking\/id1525101476\" rel=\"noreferrer noopener\">Beem app<\/a>&#8216;s late fees, these habits help most:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-keep-payment-details-current\"><strong>1. Keep payment details current<\/strong><\/h3>\n\n\n\n<p>If you changed banks or got a new card, update your linked account and card details promptly.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-maintain-a-small-buffer-on-billing-days\"><strong>2. Maintain a small buffer on billing days<\/strong><\/h3>\n\n\n\n<p>Even a small buffer can prevent a failed subscription payment that later turns into a late fee issue.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-dont-keep-a-plan-active-if-youre-not-using-it\"><strong>3. Don\u2019t keep a plan active if you\u2019re not using it<\/strong><\/h3>\n\n\n\n<p>If you\u2019re not actively using Beem benefits, cancel or pause instead of letting a subscription continue during a tight period. That\u2019s a simple way to reduce risk.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-be-intentional-about-timing\"><strong>4. Be intentional about timing<\/strong><\/h3>\n\n\n\n<p>If you know your balance is often lowest at the end of the month, plan your cash flow so subscription billing does not collide with rent or utilities. This is not about \u201cperfect budgeting.\u201d It\u2019s about reducing avoidable friction.<\/p>\n\n\n\n<p><strong>People Also Read: <a href=\"https:\/\/trybeem.com\/blog\/beem-everdraft-how-instant-cash-advances-work\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/trybeem.com\/blog\/beem-everdraft-how-instant-cash-advances-work\/\" rel=\"noreferrer noopener\">Beem Everdraft Explained<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-bigger-picture-why-this-matters-for-beem-as-a-brand\"><strong>The Bigger Picture: Why This Matters For Beem As A Brand<\/strong><\/h2>\n\n\n\n<p>A lot of fintech companies say they\u2019re \u201ctransparent.\u201d We treat transparency as a product requirement.<\/p>\n\n\n\n<p>When someone searches beem late fees, they\u2019re not just asking about a $5 charge. They\u2019re asking: can I trust this company not to nickel-and-dime me when I\u2019m already stressed?<\/p>\n\n\n\n<p>Our answer is built into the design:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Prevent late fees through smarter billing logic<\/li>\n\n\n\n<li>Keep late fees capped if they ever apply<\/li>\n\n\n\n<li>Offer hardship waiver pathways<\/li>\n\n\n\n<li>Keep the system understandable in normal language<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-5-late-fee-decoded-and-why-it-caps-at-15\"><strong>The $5 Late Fee, Decoded (And Why It Caps At $15)<\/strong><\/h2>\n\n\n\n<p>A lot of subscription apps treat late fees like a second revenue line: miss once, pay more, miss again, pay even more. We chose the opposite posture. If a subscription payment can\u2019t be auto-deducted on the scheduled date (usually because the linked bank doesn\u2019t have enough funds or the payment method is invalid\/expired), a late fee can apply, but it\u2019s intentionally simple: $5 per missed subscription, and the total late fees are capped at $15.<\/p>\n\n\n\n<p>Here\u2019s the practical interpretation: this isn\u2019t a \u201cdaily penalty\u201d that keeps growing while you\u2019re down. It\u2019s a bounded consequence meant to discourage long-running unpaid subscription cycles while preventing a spiral. One missed month is $5. Two missed months is $10. Three or more missed months still tops out at $15. That cap is the point.<\/p>\n\n\n\n<p>And this also explains why Beem collects the upcoming subscription cycle in advance when possible. The design goal is to keep your plan active and reduce the odds that you ever land in a late-fee scenario in the first place.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-confusion-trap-that-creates-most-beem-late-fees-complaints\"><strong>The Confusion Trap That Creates Most \u201cBeem Late Fees\u201d Complaints<\/strong><\/h2>\n\n\n\n<p>Most \u201cBeem late fees\u201d confusion comes from mixing three totally different kinds of charges into one mental bucket. They are not the same thing, and treating them as the same is how people feel blindsided:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Subscription fee<\/strong>: the monthly amount for your plan. This is the core membership cost.<\/li>\n\n\n\n<li><strong>Late fee<\/strong>: only shows up when the subscription payment couldn\u2019t be collected on schedule, and it\u2019s capped.<\/li>\n\n\n\n<li><strong>Instant transfer fee<\/strong>: applies only when you choose instant delivery to a debit card (speed upgrade). If you choose standard ACH, you avoid this speed fee.<\/li>\n<\/ol>\n\n\n\n<p>There\u2019s also a fourth thing people mistake as \u201cBeem fees\u201d: bank overdraft fees. Those are charged by your bank if an account goes negative when any debit hits, and they can happen with any autopay, merchant, or financial app.&nbsp;<\/p>\n\n\n\n<p>The reason it matters here is simple: if your balance is tight, multiple withdrawals and autopays can collide on the same day and it can look like \u201cone company took everything.\u201d&nbsp;<\/p>\n\n\n\n<p>The clean way to reduce that risk is to keep a small buffer on your linked account whenever possible and avoid stacking multiple subscriptions during a tight cycle.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"beem-subscription-related-charges-at-a-glance\"><strong>Beem Subscription-Related Charges At A Glance<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Charge type<\/strong><\/td><td><strong>What it is<\/strong><\/td><td><strong>When it can happen<\/strong><\/td><td><strong>How to avoid it<\/strong><\/td><td><strong>Is it optional?<\/strong><\/td><\/tr><tr><td>Subscription fee<\/td><td>Your monthly plan cost<\/td><td>Each billing cycle<\/td><td>Keep payment details current and maintain enough funds on billing day<\/td><td>No (if plan is active)<\/td><\/tr><tr><td>Late fee<\/td><td>A capped fee tied to a missed subscription payment<\/td><td>When the subscription payment can\u2019t be auto-deducted on the scheduled date (e.g., low funds, invalid\/expired payment method)<\/td><td>Maintain enough funds on billing day; update expired\/invalid payment details<\/td><td>No, but only applies if you miss the subscription payment<\/td><\/tr><tr><td>Late fee cap<\/td><td>A ceiling to prevent late fees from snowballing<\/td><td>Late fees are capped at $15 total<\/td><td>Same as above<\/td><td>Not applicable<\/td><\/tr><tr><td>Advance collection (prevention mechanism)<\/td><td>Subscription for the immediate future month can be collected in advance to reduce late-fee scenarios<\/td><td>When funds are available for deduction<\/td><td>Keep a buffer so the subscription can be collected cleanly<\/td><td>Not a \u201cfee\u201d; it\u2019s a billing approach<\/td><\/tr><tr><td>Instant transfer fee<\/td><td>Speed fee for getting funds instantly to a debit card<\/td><td>Only when you choose instant debit delivery<\/td><td>Choose standard ACH when you can wait<\/td><td>Yes (it\u2019s a speed upgrade)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>Late fees shouldn\u2019t be a business model. They shouldn\u2019t be a pressure tactic. And they definitely shouldn\u2019t be the way a financial app \u201cmakes up revenue\u201d when someone\u2019s cash flow is already tight.&nbsp;<\/p>\n\n\n\n<p>At Beem, we built our subscription approach to stay predictable and human: we try to prevent late-fee situations before they happen, and if a late fee ever applies, it\u2019s capped so it can\u2019t snowball into something worse. That\u2019s the standard we believe this category should live by.&nbsp;<\/p>\n\n\n\n<p>If you ever see a subscription charge that doesn\u2019t look right, we want you to treat it as something worth questioning, because trust only works when you\u2019re empowered to understand what you\u2019re paying and why.<\/p>\n\n\n\n<p>Beem does not try to profit from you being late. We design our subscription system to prevent late fees through upfront billing and early collection when funds are available. And if a late fee ever applies, it\u2019s limited, capped, and built with a hardship waiver pathway because penalties should never become a business model.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"frequently-asked-questions-on-beem-late-fees\"><strong>Frequently Asked Questions on BEEM Late Fees<\/strong><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1772037992176\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>1. Does Beem charge late fees on subscriptions?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>BEEM is designed to avoid late fees through upfront billing and early collection when funds are detected, but a late fee may apply in limited cases when a subscription remains unpaid beyond the grace period after the end of the subscription cycle. The important point is that Beem does not build its model around penalties. Late fees are meant to be rare, not routine.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1772038011961\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>2. How much are Beem late fees?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>When a late fee applies, it is $5 per missed subscription and it is capped, with a maximum of $15 over multiple missed cycles. The cap exists so a missed payment does not spiral into an endlessly compounding penalty.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1772038019572\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>3. Why would I be charged a late fee if I didn\u2019t \u201cchoose\u201d to pay late?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Most late fee situations start with a failed subscription payment, not a deliberate choice. Common reasons include low balance at the time of billing, expired payment methods, outdated linked account details, or timing collisions with other autopays like rent or utilities.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1772038030689\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>4. Can the Beem app waive my late fees?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>If you\u2019re facing financial hardship, Beem provides a way to request a late fee waiver from within the app. Requests are reviewed for consideration. This exists because real life happens, and a capped policy should still have a humane path for edge cases.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1772038055226\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>5. How do I make sure I never see Beem late fees again?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Keep your linked payment details current, maintain a small buffer around billing days when possible, and cancel or pause your subscription if you\u2019re not using the benefits. Most \u201cBeem late fees\u201d issues are preventable when billing can process cleanly the first time.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Late fees are one of the easiest ways for subscription products to quietly become predatory. A missed payment turns into a penalty, the penalty turns into a spiral, and suddenly the \u201chelpful app\u201d feels like it\u2019s profiting from stress.&nbsp; That is exactly what we refuse to build at Beem. Our subscription model is designed to [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":290800,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2312],"tags":[19150],"edited-by":[],"class_list":["post-290798","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-beem-guides","tag-beem-late-fees"],"acf":[],"_links":{"self":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/290798","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/comments?post=290798"}],"version-history":[{"count":3,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/290798\/revisions"}],"predecessor-version":[{"id":290802,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/290798\/revisions\/290802"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media\/290800"}],"wp:attachment":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media?parent=290798"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/categories?post=290798"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/tags?post=290798"},{"taxonomy":"edited-by","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/edited-by?post=290798"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}