{"id":290803,"date":"2026-02-25T23:13:08","date_gmt":"2026-02-25T17:43:08","guid":{"rendered":"https:\/\/trybeem.com\/blog\/?p=290803"},"modified":"2026-02-25T23:13:09","modified_gmt":"2026-02-25T17:43:09","slug":"cash-advance-apps-with-lawsuits","status":"publish","type":"post","link":"https:\/\/trybeem.com\/blog\/cash-advance-apps-with-lawsuits\/","title":{"rendered":"Cash Advance Apps With Lawsuits in 2026"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#what-lawsuit-means-in-this-category\">What \u201cLawsuit\u201d Means In This Category<\/a><\/li><li><a href=\"#the-themes-that-show-up-again-and-again\">The Themes That Show Up Again And Again<\/a><\/li><li><a href=\"#cash-advance-apps-with-lawsuits-or-enforcement-actions-in-2026\">Cash Advance Apps With Lawsuits Or Enforcement Actions In 2026<\/a><ul><li><a href=\"#quick-comparison-table\">Quick comparison table<\/a><\/li><li><a href=\"#what-to-take-from-each-category\">What To Take From Each Category<\/a><ul><\/ul><\/li><\/ul><\/li><li><a href=\"#how-to-use-this-list-without-overreacting\">How To Use This List Without Overreacting<\/a><ul><li><a href=\"#the-7-point-dont-get-surprised-checklist\">The 7-point \u201cdon\u2019t-get-surprised\u201d checklist<\/a><\/li><\/ul><\/li><li><a href=\"#where-beem-fits-in-a-lawsuits-and-trust-conversation\">Where Beem Fits In A \u201cLawsuits And Trust\u201d Conversation<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><li><a href=\"#fa-qs\">FAQs<\/a><ul><li><a href=\"#faq-question-1772040630000\">1. Do lawsuits mean a cash advance app is unsafe to use?<\/a><\/li><li><a href=\"#faq-question-1772040642562\">2. If an FTC refunds page exists, does that mean I\u2019ll get money back?<\/a><\/li><li><a href=\"#faq-question-1772040682443\">3. What\u2019s the biggest red flag across 2024\u20132026 cases?<\/a><\/li><li><a href=\"#faq-question-1772040695102\">4. Are tips considered fees?<\/a><\/li><li><a href=\"#faq-question-1772040708253\">5. How can I track whether a lawsuit is still active?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em><strong>Disclaimer:<\/strong> This article is for general informational purposes only and does not provide legal advice. It summarizes publicly available information about lawsuits, regulatory actions, and settlements as of February 2026. Allegations are not proof of wrongdoing, and some matters may be pending, appealed, or resolved after publication. Always review official court filings, regulator websites, and the company\u2019s current disclosures before making decisions.<\/em><\/p>\n<\/blockquote>\n\n\n\n<p>In 2026, \u201ccash advance app\u201d is no longer a niche product category. It\u2019s mainstream. And whenever a product touches money, urgency, subscriptions, and bank access, lawsuits and regulator actions tend to follow, especially when marketing, fees, or cancellation flows don\u2019t match what users experience.<\/p>\n\n\n\n<p>This blog is intentionally conservative: it only includes cases that are documented in public sources (FTC pages, attorney general announcements, major business reporting, and published settlement notices). It also uses careful language for a reason: a lawsuit can involve allegations that haven\u2019t been proven, or a settlement where a company does not admit wrongdoing.<\/p>\n\n\n\n<p>The point isn\u2019t to shame brands. The point is to help consumers understand what these cases typically focus on, and what to check before connecting any cash advance app to your bank.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-lawsuit-means-in-this-category\"><strong>What \u201cLawsuit\u201d Means In This Category<\/strong><\/h2>\n\n\n\n<p>When people hear \u201clawsuit,\u201d they often imagine one thing. In cash advance apps, it can mean several:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Regulatory enforcement (FTC\/DOJ\/CFPB):<\/strong> government alleges deceptive or unfair practices and seeks injunctions, refunds, or penalties.<\/li>\n\n\n\n<li><strong>State attorney general cases:<\/strong> state alleges violations of local consumer protection or lending rules.<\/li>\n\n\n\n<li><strong>Private class actions:<\/strong> consumers sue over alleged fees, disclosure, automatic renewals, or lending-law violations.<\/li>\n\n\n\n<li><strong>Security\/data breach lawsuits:<\/strong> lawsuits alleging failures to protect personal information (relevant because these apps handle sensitive financial identity data).<\/li>\n<\/ul>\n\n\n\n<p>Different type, different implications. An FTC refund program, for example, often means the agency reached an order or settlement and is distributing money to eligible consumers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-themes-that-show-up-again-and-again\"><strong>The Themes That Show Up Again And Again<\/strong><\/h2>\n\n\n\n<p>Across the cases below, you\u2019ll see the same issues repeat:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u201cUp to\u201d marketing vs typical user outcomes<\/strong> (how often users actually received the max).<\/li>\n\n\n\n<li><strong>\u201cInstant\u201d claims vs paid express delivery<\/strong> (speed sometimes requires a fee).<\/li>\n\n\n\n<li><strong>Subscription enrollment and cancellation friction<\/strong> (especially auto-renewal and \u201chard to cancel\u201d design).<\/li>\n\n\n\n<li><strong>Fee design that can behave like high APR<\/strong> (express fees, membership fees, tips, or service fees).<\/li>\n\n\n\n<li><strong>Disclosures and consent<\/strong> (what users were shown and when).<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"cash-advance-apps-with-lawsuits-or-enforcement-actions-in-2026\"><strong>Cash Advance Apps With Lawsuits Or Enforcement Actions In 2026<\/strong><\/h2>\n\n\n\n<p>Below is a snapshot of notable, publicly documented cases as of <strong>February 2026<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"quick-comparison-table\"><strong>Quick comparison table<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>App \/ company<\/strong><\/td><td><strong>Type of legal action<\/strong><\/td><td><strong>What it focuses on (high-level)<\/strong><\/td><td><strong>Status \/ outcome (publicly described)<\/strong><\/td><td><strong>Primary sources<\/strong><\/td><\/tr><tr><td><strong>Dave<\/strong><\/td><td>FTC case; DOJ civil enforcement action<\/td><td>Alleged misleading \u201cup to\u201d and \u201cinstant\u201d claims, undisclosed fees, tips\/consent issues, subscription cancellation<\/td><td>FTC case listed as pending (as of FTC case page)<\/td><td>FTC case page &amp; press releases; Reuters on DOJ action (<a href=\"https:\/\/www.ftc.gov\/legal-library\/browse\/cases-proceedings\/232-3014-dave-inc-ftc-v?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Federal Trade Commission<\/a>)<\/td><\/tr><tr><td><strong>Cleo AI<\/strong><\/td><td>FTC lawsuit + settlement<\/td><td>Alleged deception about amount\/speed of cash advances; alleged hard-to-cancel subscription<\/td><td>FTC announced $17M settlement<\/td><td>FTC press release; Reuters (<a href=\"https:\/\/www.ftc.gov\/news-events\/news\/press-releases\/2025\/03\/cash-advance-company-cleo-ai-agrees-pay-17-million-result-ftc-lawsuit-charging-it-deceives-consumers?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Federal Trade Commission<\/a>)<\/td><\/tr><tr><td><strong>Brigit (Bridge It, Inc.)<\/strong><\/td><td>FTC case; refunds<\/td><td>Alleged deceptive \u201cinstant\u201d advances and \u201cup to\u201d claims; alleged cancellation lock-in<\/td><td>FTC describes case; FTC sent &gt;$17M in refunds<\/td><td>FTC case &amp; refunds page (<a href=\"https:\/\/www.ftc.gov\/legal-library\/browse\/cases-proceedings\/2223051-bridge-it-inc-ftc-v-brigit?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Federal Trade Commission<\/a>)<\/td><\/tr><tr><td><strong>FloatMe<\/strong><\/td><td>FTC case; refunds<\/td><td>Alleged \u201cfree money\u201d\/instant claims and practices around advances and fees<\/td><td>FTC action; FTC sent refunds (&gt; $2.6M via PayPal noted)<\/td><td>FTC press release; refunds page (<a href=\"https:\/\/www.ftc.gov\/news-events\/news\/press-releases\/2024\/01\/ftc-acts-stop-floatmes-deceptive-free-money-promises-discriminatory-cash-advance-practices-baseless?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Federal Trade Commission<\/a>)<\/td><\/tr><tr><td><strong>EarnIn (ActiveHours)<\/strong><\/td><td>DC Attorney General lawsuit; reporting on court ruling<\/td><td>Alleged deceptive marketing; alleged illegal high-interest lending under DC law; later reporting describes adverse court ruling<\/td><td>Ongoing litigation \/ case developments reported<\/td><td>DC AG release; Payments Dive (<a href=\"https:\/\/oag.dc.gov\/release\/attorney-general-schwalb-sues-pay-advance-company?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">oag.dc.gov<\/a>)<\/td><\/tr><tr><td><strong>MoneyLion<\/strong><\/td><td>CFPB lawsuit settlement; additional suits by government entities reported<\/td><td>Alleged overcharging military borrowers; reports of suits alleging illegal high-interest loans and tactics<\/td><td>Reuters\/BankingDive report $1.75M settlement; other suits reported<\/td><td>Reuters; BankingDive; PaymentsDive (<a href=\"https:\/\/www.reuters.com\/legal\/government\/us-cfpb-settles-with-moneylion-enforcement-activity-winds-down-2025-11-21\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Reuters<\/a>)<\/td><\/tr><tr><td><strong>Klover<\/strong><\/td><td>Private class action(s) reported<\/td><td>Alleged fees function like very high APR; disclosure\/lending-law issues<\/td><td>Class action reporting (allegations)<\/td><td>ClassAction.org; TopClassActions (<a href=\"https:\/\/www.classaction.org\/news\/category\/klover-holdings-inc?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">ClassAction.org<\/a>)<\/td><\/tr><tr><td><strong>Albert (Albert Instant)<\/strong><\/td><td>Class action settlement reported<\/td><td>Alleged violations involving fees on cash advance product and Military Lending Act\/TILA issues<\/td><td>Settlement reported with published notice<\/td><td>ClassAction.org; settlement notice PDF (<a href=\"https:\/\/www.classaction.org\/news\/5.2m-albert-instant-settlement-ends-class-action-lawsuit-over-allegedly-illegal-payday-loan-fees?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">ClassAction.org<\/a>)<\/td><\/tr><tr><td><strong>Varo<\/strong> (offers cash advance)<\/td><td>Data breach lawsuit reported<\/td><td>Alleged failure to protect personal data<\/td><td>Lawsuit reported (not cash-advance-fee focused)<\/td><td>BankingDive (<a href=\"https:\/\/www.bankingdive.com\/news\/varo-bank-faces-lawsuit-over-march-data-breach\/716880\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Banking Dive<\/a>)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"what-to-take-from-each-category\"><strong>What To Take From Each Category<\/strong><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"ftc-actions-and-ftc-refunds-brigit-float-me-cleo-plus-ongoing-dave-case\"><strong>FTC actions and FTC refunds (Brigit, FloatMe, Cleo; plus ongoing Dave case)<\/strong><\/h4>\n\n\n\n<p><a href=\"https:\/\/www.ftc.gov\/news-events\/news\/press-releases\/2025\/03\/cash-advance-company-cleo-ai-agrees-pay-17-million-result-ftc-lawsuit-charging-it-deceives-consumers\" target=\"_blank\" rel=\"noreferrer noopener\">FTC actions<\/a> tend to focus on marketing accuracy (\u201cup to,\u201d \u201cinstant\u201d), fee disclosure timing, and cancellation flow clarity. If you see an <a href=\"https:\/\/www.ftc.gov\/enforcement\/refunds\/brigit-refunds\" target=\"_blank\" rel=\"noreferrer noopener\">FTC refunds<\/a> page for a product, that\u2019s a strong signal the FTC has already reached an order\/settlement that resulted in consumer redress distribution.\u00a0<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"state-ag-actions-and-lending-law-disputes-earn-in-money-lion-reporting\"><strong>State AG actions and lending-law disputes (EarnIn; MoneyLion reporting)<\/strong><\/h4>\n\n\n\n<p>These <a href=\"https:\/\/oag.dc.gov\/release\/attorney-general-schwalb-sues-pay-advance-company\" target=\"_blank\" rel=\"noreferrer noopener\">cases<\/a> often argue that \u201cadvance\u201d products function like loans under state law, or that fees effectively become illegal interest rates depending on how the product is structured.\u00a0<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"class-actions-and-settlements-albert-klover-brigit-subscription-litigation-reporting\"><strong>Class actions and settlements (Albert, Klover, Brigit subscription litigation reporting)<\/strong><\/h4>\n\n\n\n<p><a href=\"https:\/\/www.classaction.org\/news\/5.2m-albert-instant-settlement-ends-class-action-lawsuit-over-allegedly-illegal-payday-loan-fees\" target=\"_blank\" rel=\"noreferrer noopener\">Private litigation<\/a> often focuses on subscription renewals, cancellation design, disclosures, and whether fees constitute interest. These are allegations unless and until a settlement\/judgment says otherwise.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-use-this-list-without-overreacting\"><strong>How To Use This List Without Overreacting<\/strong><\/h2>\n\n\n\n<p>A lawsuit doesn\u2019t automatically mean:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>the company is \u201cfraudulent,\u201d or<\/li>\n\n\n\n<li>you\u2019ll receive money back, or<\/li>\n\n\n\n<li>you should never use the product.<\/li>\n<\/ul>\n\n\n\n<p>But it does mean you should be more disciplined about what you verify before using an app.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"the-7-point-dont-get-surprised-checklist\"><strong>The 7-point \u201cdon\u2019t-get-surprised\u201d checklist<\/strong><\/h3>\n\n\n\n<p>Before connecting any cash advance app to your bank:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>What\u2019s the total cost in dollars if you take $50 and repay in 7 days? Include subscription + express fee + tip\/service fee.<\/li>\n\n\n\n<li>Is instant delivery actually instant, and is it paid? What\u2019s the fee range?<\/li>\n\n\n\n<li>How common is the advertised max (\u201cup to $500,\u201d \u201cup to $1,000\u201d) for typical users? (If the app doesn\u2019t say, treat the max as rare.)<\/li>\n\n\n\n<li>Can you cancel in-app, quickly, without support? Subscription cancellation friction is a major lawsuit theme.<\/li>\n\n\n\n<li>What triggers repayment and when? (Most apps pull repayment around deposit timing; know what that means for your balance.)<\/li>\n\n\n\n<li>What permissions does the app request and why?<\/li>\n\n\n\n<li>If something goes wrong, is there a clear support channel and documented dispute process?<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"where-beem-fits-in-a-lawsuits-and-trust-conversation\"><strong>Where Beem Fits In A \u201cLawsuits And Trust\u201d Conversation<\/strong><\/h2>\n\n\n\n<p>At Beem, we take a simple position: clarity should be built into the product, not discovered after the fact. That\u2019s why our <a href=\"https:\/\/trybeem.com\/get-instant-cash-advance\" target=\"_blank\" rel=\"noreferrer noopener\">Everdraft\u2122<\/a> experience is described publicly in plain language: it\u2019s built for emergency gaps, with no interest, no credit checks, and no income restrictions, and it\u2019s designed so repayment is recovered when a verified deposit arrives.<\/p>\n\n\n\n<p>We also try to reduce the exact confusion that shows up across many lawsuits in this category by making two things explicit:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Access is tied to your <a href=\"https:\/\/trybeem.com\/pricing\" target=\"_blank\" rel=\"noreferrer noopener\">plan<\/a> (you \u201cchoose your plan and unlock Everdraft\u2122\u201d).<\/li>\n\n\n\n<li>You can choose how you receive funds (wallet, debit card, gift card or prepaid options are described on the Everdraft\u2122 page).<\/li>\n<\/ul>\n\n\n\n<p>That doesn\u2019t mean \u201cnothing can ever go wrong.\u201d It means the standard we aim for is: what the user experiences should match what the user was told.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>The most honest takeaway from \u201ccash advance apps with lawsuits in 2026\u201d is not that the category is doomed. It\u2019s that the category is being forced to grow up.<\/p>\n\n\n\n<p>Cases and settlements repeatedly revolve around the same consumer pain points: marketing that overstates typical outcomes, speed that costs more than expected, subscriptions that are harder to cancel than they should be, and fee structures that confuse stressed users.<\/p>\n\n\n\n<p>If you use cash advance apps in 2026, treat them like power tools: useful when you understand them, harmful when you don\u2019t. Verify cost in dollars, verify speed, verify cancellation, and never choose an app based on the \u201cup to\u201d number alone.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fa-qs\"><strong>FAQs<\/strong><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1772040630000\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>1. Do lawsuits mean a cash advance app is unsafe to use?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Not automatically. Lawsuits range from allegations to proven violations to settlements without admissions. What matters is whether the app is transparent about fees, delivery speed, and cancellation, and whether those match your actual experience.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1772040642562\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>2. If an FTC refunds page exists, does that mean I\u2019ll get money back?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Not necessarily. It usually means the FTC has an order\/settlement that resulted in a refund program, but eligibility rules apply and refunds may already be distributed.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1772040682443\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>3. What\u2019s the biggest red flag across 2024\u20132026 cases?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Two big ones: \u201cinstant\u201d that actually requires a fee and isn\u2019t disclosed early enough, and subscription enrollment\/cancellation flows that aren\u2019t simple.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1772040695102\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>4. Are tips considered fees?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Regulators and plaintiffs often treat \u201ctips\u201d as fees if consumers can\u2019t reasonably avoid them or if consent isn\u2019t clear. That theme appears in multiple public allegations and enforcement actions in the category.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1772040708253\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>5. How can I track whether a lawsuit is still active?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Use primary sources: the FTC case page for FTC matters, attorney general press pages for state actions, and reputable business\/legal reporting for updates.\u00a0<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p><strong>References:<\/strong><\/p>\n\n\n\n<p><strong>FTC + DOJ (primary regulators)<\/strong><\/p>\n\n\n\n<p>1) FTC press release (Dave) \u2014 Nov 5, 2024<\/p>\n\n\n\n<p><a href=\"https:\/\/www.ftc.gov\/news-events\/news\/press-releases\/2024\/11\/ftc-takes-action-against-online-cash-advance-app-dave-deceiving-consumers-charging-undisclosed-fees\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.ftc.gov\/news-events\/news\/press-releases\/2024\/11\/ftc-takes-action-against-online-cash-advance-app-dave-deceiving-consumers-charging-undisclosed-fees<\/a><\/p>\n\n\n\n<p>2) FTC press release (Dave referred to DOJ) \u2014 Dec 30, 2024<\/p>\n\n\n\n<p><a href=\"https:\/\/www.ftc.gov\/news-events\/news\/press-releases\/2024\/12\/ftc-refers-case-against-online-cash-advance-firm-dave-inc-department-justice\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.ftc.gov\/news-events\/news\/press-releases\/2024\/12\/ftc-refers-case-against-online-cash-advance-firm-dave-inc-department-justice<\/a><\/p>\n\n\n\n<p>3) FTC case page (Dave, Inc., FTC v.)<\/p>\n\n\n\n<p><a href=\"https:\/\/www.ftc.gov\/legal-library\/browse\/cases-proceedings\/232-3014-dave-inc-ftc-v\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.ftc.gov\/legal-library\/browse\/cases-proceedings\/232-3014-dave-inc-ftc-v<\/a><\/p>\n\n\n\n<p>4) DOJ press release (Dave + CEO Jason Wilk civil action) \u2014 Dec 30, 2024<\/p>\n\n\n\n<p><a href=\"https:\/\/www.justice.gov\/archives\/opa\/pr\/united-states-files-complaint-against-dave-inc-and-ceo-jason-wilk-alleging-deceptive\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.justice.gov\/archives\/opa\/pr\/united-states-files-complaint-against-dave-inc-and-ceo-jason-wilk-alleging-deceptive<\/a><\/p>\n\n\n\n<p>5) FTC press release (Cleo AI settlement) \u2014 Mar 27, 2025<\/p>\n\n\n\n<p><a href=\"https:\/\/www.ftc.gov\/news-events\/news\/press-releases\/2025\/03\/cash-advance-company-cleo-ai-agrees-pay-17-million-result-ftc-lawsuit-charging-it-deceives-consumers\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.ftc.gov\/news-events\/news\/press-releases\/2025\/03\/cash-advance-company-cleo-ai-agrees-pay-17-million-result-ftc-lawsuit-charging-it-deceives-consumers<\/a><\/p>\n\n\n\n<p>6) FTC refunds page (Brigit refunds)<\/p>\n\n\n\n<p><a href=\"https:\/\/www.ftc.gov\/enforcement\/refunds\/brigit-refunds\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.ftc.gov\/enforcement\/refunds\/brigit-refunds<\/a><\/p>\n\n\n\n<p>7) FTC case page (Brigit \/ Bridge It, Inc.)<\/p>\n\n\n\n<p><a href=\"https:\/\/www.ftc.gov\/legal-library\/browse\/cases-proceedings\/2223051-bridge-it-inc-ftc-v-brigit\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.ftc.gov\/legal-library\/browse\/cases-proceedings\/2223051-bridge-it-inc-ftc-v-brigit<\/a><\/p>\n\n\n\n<p>8) FTC press release (FloatMe action) \u2014 Jan 24, 2024<\/p>\n\n\n\n<p><a href=\"https:\/\/www.ftc.gov\/news-events\/news\/press-releases\/2024\/01\/ftc-acts-stop-floatmes-deceptive-free-money-promises-discriminatory-cash-advance-practices-baseless\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.ftc.gov\/news-events\/news\/press-releases\/2024\/01\/ftc-acts-stop-floatmes-deceptive-free-money-promises-discriminatory-cash-advance-practices-baseless<\/a><\/p>\n\n\n\n<p>9) FTC refunds page (FloatMe refunds)<\/p>\n\n\n\n<p><a href=\"https:\/\/www.ftc.gov\/enforcement\/refunds\/floatme-refunds\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.ftc.gov\/enforcement\/refunds\/floatme-refunds<\/a><\/p>\n\n\n\n<p><strong>State Attorney General (primary)<\/strong><\/p>\n\n\n\n<p>10) DC Attorney General press release (EarnIn lawsuit) \u2014 Nov 19, 2024<\/p>\n\n\n\n<p><a href=\"https:\/\/oag.dc.gov\/release\/attorney-general-schwalb-sues-pay-advance-company\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/oag.dc.gov\/release\/attorney-general-schwalb-sues-pay-advance-company<\/a><\/p>\n\n\n\n<p>11) New York Attorney General press release (DailyPay + MoneyLion) \u2014 Apr 14, 2025<\/p>\n\n\n\n<p><a href=\"https:\/\/ag.ny.gov\/press-release\/2025\/attorney-general-james-sues-payday-lending-companies-exploiting-workers-illegal\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/ag.ny.gov\/press-release\/2025\/attorney-general-james-sues-payday-lending-companies-exploiting-workers-illegal<\/a><\/p>\n\n\n\n<p><strong>Major reporting \/ reputable outlets (context + updates)<\/strong><\/p>\n\n\n\n<p>12) Reuters (FTC sues Dave) \u2014 Nov 5, 2024<\/p>\n\n\n\n<p><a href=\"https:\/\/www.reuters.com\/legal\/ftc-accuses-fintech-app-dave-misleading-users-about-cash-advances-2024-11-05\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.reuters.com\/legal\/ftc-accuses-fintech-app-dave-misleading-users-about-cash-advances-2024-11-05<\/a><\/p>\n\n\n\n<p>13) Reuters (Cleo AI settlement) \u2014 Mar 27, 2025<\/p>\n\n\n\n<p><a href=\"https:\/\/www.reuters.com\/legal\/cleo-ai-pay-17-million-settle-us-ftc-charges-it-deceived-consumers-2025-03-27\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.reuters.com\/legal\/cleo-ai-pay-17-million-settle-us-ftc-charges-it-deceived-consumers-2025-03-27<\/a><\/p>\n\n\n\n<p>14) Reuters (CFPB settlement with MoneyLion) \u2014 Nov 21, 2025<\/p>\n\n\n\n<p><a href=\"https:\/\/www.reuters.com\/legal\/government\/us-cfpb-settles-with-moneylion-enforcement-activity-winds-down-2025-11-21\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.reuters.com\/legal\/government\/us-cfpb-settles-with-moneylion-enforcement-activity-winds-down-2025-11-21<\/a><\/p>\n\n\n\n<p>15) Payments Dive (EarnIn court ruling coverage)<\/p>\n\n\n\n<p><a href=\"https:\/\/www.paymentsdive.com\/news\/earnin-earned-wage-access-adverse-court-ruling\/758027\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.paymentsdive.com\/news\/earnin-earned-wage-access-adverse-court-ruling\/758027<\/a><\/p>\n\n\n\n<p>16) Investopedia (Dave fee-structure update coverage)<\/p>\n\n\n\n<p><a href=\"https:\/\/www.investopedia.com\/online-bank-dave-updates-fee-structure-after-ftc-complaint-goes-to-federal-court-8767716\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.investopedia.com\/online-bank-dave-updates-fee-structure-after-ftc-complaint-goes-to-federal-court-8767716<\/a><\/p>\n\n\n\n<p><strong>Class actions \/ settlements (public notices + legal newswire reporting)<\/strong><\/p>\n\n\n\n<p>17) ClassAction.org (Albert Instant $5.2M settlement) \u2014 Jan 30, 2026<\/p>\n\n\n\n<p><a href=\"https:\/\/www.classaction.org\/news\/5.2m-albert-instant-settlement-ends-class-action-lawsuit-over-allegedly-illegal-payday-loan-fees\" target=\"_blank\" rel=\"noopener\">https:\/\/www.classaction.org\/news\/5.2m-albert-instant-settlement-ends-class-action-lawsuit-over-allegedly-illegal-payday-loan-fees<\/a><\/p>\n\n\n\n<p>18) ClassAction.org (Klover lawsuit article)<\/p>\n\n\n\n<p><a href=\"https:\/\/www.classaction.org\/news\/klover-lawsuit-alleges-cash-advance-app-illegally-reaps-aprs-in-excess-of-300-percent\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.classaction.org\/news\/klover-lawsuit-alleges-cash-advance-app-illegally-reaps-aprs-in-excess-of-300-percent<\/a><\/p>\n\n\n\n<p>19) ClassAction.org category page (Klover holdings coverage hub)<\/p>\n\n\n\n<p><a href=\"https:\/\/www.classaction.org\/news\/category\/klover-holdings-inc\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.classaction.org\/news\/category\/klover-holdings-inc<\/a><\/p>\n\n\n\n<p>20) TopClassActions (Brigit automatic renewal\/cancellation class action reporting)<\/p>\n\n\n\n<p><a href=\"https:\/\/topclassactions.com\/lawsuit-settlements\/lawsuit-news\/class-action-claims-brigit-used-illegal-automatic-renewals-to-charge-users\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/topclassactions.com\/lawsuit-settlements\/lawsuit-news\/class-action-claims-brigit-used-illegal-automatic-renewals-to-charge-users\/<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Disclaimer: This article is for general informational purposes only and does not provide legal advice. It summarizes publicly available information about lawsuits, regulatory actions, and settlements as of February 2026. Allegations are not proof of wrongdoing, and some matters may be pending, appealed, or resolved after publication. Always review official court filings, regulator websites, and [&hellip;]<\/p>\n","protected":false},"author":31,"featured_media":290829,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2312],"tags":[19151],"edited-by":[],"class_list":["post-290803","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-beem-guides","tag-cash-advance-apps-with-lawsuits"],"acf":[],"_links":{"self":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/290803","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/comments?post=290803"}],"version-history":[{"count":2,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/290803\/revisions"}],"predecessor-version":[{"id":290828,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/290803\/revisions\/290828"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media\/290829"}],"wp:attachment":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media?parent=290803"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/categories?post=290803"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/tags?post=290803"},{"taxonomy":"edited-by","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/edited-by?post=290803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}