{"id":296099,"date":"2026-04-21T16:52:32","date_gmt":"2026-04-21T11:22:32","guid":{"rendered":"https:\/\/trybeem.com\/blog\/?p=296099"},"modified":"2026-04-21T16:52:34","modified_gmt":"2026-04-21T11:22:34","slug":"how-to-start-financial-planning-in-your-20s","status":"publish","type":"post","link":"https:\/\/trybeem.com\/blog\/how-to-start-financial-planning-in-your-20s\/","title":{"rendered":"How to Start Financial Planning in Your 20s for Future Security?"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#why-your-20-s-are-the-most-important-financial-decade\">Why Your 20s Are the Most Important Financial Decade<\/a><ul><li><a href=\"#the-compounding-example\">The Compounding Example<\/a><\/li><li><a href=\"#credit-history\">Credit History<\/a><\/li><li><a href=\"#debt-works-the-same-way\">Debt Works The Same Way\u00a0<\/a><\/li><li><a href=\"#habits-stick\">Habits Stick<\/a><\/li><\/ul><\/li><li><a href=\"#step-1-get-clear-on-your-income-expenses-and-debt\">Step 1: Get Clear on Your Income, Expenses, and Debt<\/a><ul><li><a href=\"#start-with-income\">Start With Income<\/a><\/li><li><a href=\"#then-expenses\">Then Expenses<\/a><\/li><li><a href=\"#add-your-debts\">Add Your Debts<\/a><\/li><li><a href=\"#do-the-math\">Do The Math<\/a><\/li><li><a href=\"#if-you-dont-want-to-do-this-manually\">If You Don\u2019t Want To Do This Manually<\/a><\/li><\/ul><\/li><li><a href=\"#step-2-build-a-budget-that-matches-your-life-stage\">Step 2: Build a Budget That Matches Your Life Stage<\/a><ul><li><a href=\"#use-a-simple-starting-point\">Use A Simple Starting Point<\/a><\/li><li><a href=\"#focus-on-building-the-habit\">Focus On Building The Habit<\/a><\/li><li><a href=\"#dont-ignore-your-social-life\">Don\u2019t Ignore Your Social Life<\/a><\/li><li><a href=\"#if-your-income-changes\">If Your Income Changes<\/a><\/li><li><a href=\"#adjust-as-you-go\">Adjust As You Go<\/a><\/li><\/ul><\/li><li><a href=\"#step-3-build-an-emergency-fund-before-anything-else\">Step 3: Build an Emergency Fund Before Anything Else<\/a><ul><li><a href=\"#start-small\">Start Small<\/a><\/li><li><a href=\"#build-it-gradually\">Build It Gradually<\/a><\/li><li><a href=\"#keep-it-separate\">Keep It Separate<\/a><\/li><li><a href=\"#automate-it\">Automate It<\/a><\/li><li><a href=\"#while-youre-building-it\">While You\u2019re Building It<\/a><\/li><\/ul><\/li><li><a href=\"#step-4-start-building-credit-intentionally\">Step 4: Start Building Credit Intentionally<\/a><ul><li><a href=\"#keep-it-simple\">Keep It Simple<\/a><\/li><li><a href=\"#use-it-lightly\">Use It Lightly<\/a><\/li><li><a href=\"#pay-it-off-every-month\">Pay It Off Every Month<\/a><\/li><li><a href=\"#leave-the-account-open\">Leave The Account Open<\/a><\/li><li><a href=\"#think-long-term-here\">Think Long-Term Here<\/a><\/li><\/ul><\/li><li><a href=\"#step-5-start-investing-early-even-with-small-amounts\">Step 5: Start Investing Early, Even With Small Amounts<\/a><ul><li><a href=\"#if-your-job-offers-a-401-k-match\">If Your Job Offers A 401(K) Match<\/a><\/li><li><a href=\"#no-401-k\">No 401(K)?<\/a><\/li><li><a href=\"#why-roth-makes-sense-now\">Why Roth Makes Sense Now<\/a><\/li><li><a href=\"#keep-it-simple-1\">Keep It Simple<\/a><\/li><li><a href=\"#focus-on-consistency-not-amount\">Focus On Consistency, Not Amount.<\/a><\/li><\/ul><\/li><li><a href=\"#step-6-manage-and-eliminate-debt-strategically\">Step 6: Manage and Eliminate Debt Strategically<\/a><ul><li><a href=\"#tackle-high-interest-debt-first\">Tackle High-Interest Debt First<\/a><\/li><li><a href=\"#use-a-clear-method\">Use A Clear Method<\/a><\/li><li><a href=\"#dont-stress-about-all-debt-equally\">Don\u2019t Stress About All Debt Equally<\/a><\/li><li><a href=\"#be-careful-adding-more\">Be Careful Adding More.<\/a><\/li><\/ul><\/li><li><a href=\"#final-thoughts\">Final Thoughts<\/a><\/li><li><a href=\"#fa-qs-how-to-start-financial-planning-in-your-20-s-for-future-security\">FAQs: How to Start Financial Planning in Your 20s for Future Security<\/a><\/li><li><a href=\"#faq-question-1776770484125\">How should I start financial planning in my 20s?<\/a><\/li><li><a href=\"#faq-question-1776770488445\">How much should I save in my 20s?<\/a><\/li><li><a href=\"#faq-question-1776770493460\">Should I invest or pay off debt in my 20s?<\/a><\/li><li><a href=\"#faq-question-1776770498300\">How do I build credit in my 20s?<\/a><\/li><li><a href=\"#faq-question-1776770503069\">What are the biggest financial mistakes people make in their 20s?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>Many people in their late 30s and 40s say something along the lines of, \u201cI wish I had started earlier.\u201d Well, your 20s aren\u2019t a disadvantage financially; they\u2019re actually the best shot you get. This is not because you\u2019re making a ton of money and some people aren\u2019t, but because you\u2019ve got time. Most importantly, time does something weird with money; it stretches it, multiplies it, smooths out mistakes. You don\u2019t notice it right away, but it\u2019s working in the background.<\/p>\n\n\n\n<p>The tricky part is that nobody really gives you a clear starting point. You graduate, start earning, maybe juggle rent and student loans, and you\u2019re just expected to be good with money. That\u2019s a pretty vague assignment.<\/p>\n\n\n\n<p>So instead of overcomplicating things, let&#8217;s walk through what actually matters at this stage. Keep reading.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"why-your-20-s-are-the-most-important-financial-decade\">Why Your 20s Are the Most Important Financial Decade<\/h2>\n\n\n\n<p>One idea that changes how people think about money is this: when you start, it matters more than how much you start with.<\/p>\n\n\n\n<p>Here\u2019s a simple math you can do. If you assume around a 7% return over time (not guaranteed, but a reasonable long-term estimate), money you invest at 22 can end up being 7\u201310x more valuable than money you invest at 42. Same dollar, just more time to grow.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"the-compounding-example\">The Compounding Example<\/h3>\n\n\n\n<p>Here\u2019s a simple version: someone invests $200 a month from age 22 to 32 and then stops. Another person waits until 32 and invests $200 a month until 62. You\u2019d think the second person wins, right? They don\u2019t. Time beats consistency in that scenario.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"credit-history\">Credit History<\/h3>\n\n\n\n<p>Another thing people don\u2019t think about is that those first credit cards you open now will still be on your report years later. When you\u2019re applying for a mortgage in your 30s, lenders are looking at that history.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"debt-works-the-same-way\">Debt Works The Same Way&nbsp;<\/h3>\n\n\n\n<p>People carry credit card debt from their mid-20s well into their 30s. Interest compounds just like investments do, but it just works against you instead.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"habits-stick\">Habits Stick<\/h3>\n\n\n\n<p>This one\u2019s less about math. The way you handle money now tends to become your default. It\u2019s a lot easier to build something simple and consistent early than to try to overhaul everything later.<\/p>\n\n\n\n<p>Read: <a href=\"https:\/\/trybeem.com\/blog\/why-short-term-long-term-financial-goals-matter\/\" target=\"_blank\" rel=\"noreferrer noopener\">Why Short-Term and Long-Term Financial Goals Matter for Your Future<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"step-1-get-clear-on-your-income-expenses-and-debt\">Step 1: Get Clear on Your Income, Expenses, and Debt<\/h2>\n\n\n\n<p>Before you try to fix anything, you need to know what\u2019s actually going on. This sounds obvious, but most people avoid it longer than they should. Honestly, it\u2019s not that complicated.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"start-with-income\">Start With Income<\/h3>\n\n\n\n<p>Look at what you actually bring home each month. Not your salary before taxes, what lands in your account.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"then-expenses\">Then Expenses<\/h3>\n\n\n\n<p>This part can be uncomfortable. Rent, groceries, subscriptions, random spending, it all adds up. No judgment, write it down.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"add-your-debts\">Add Your Debts<\/h3>\n\n\n\n<p>Keep track of your balances and interest rates. Seeing it all in one place is eye-opening for most people.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"do-the-math\">Do The Math<\/h3>\n\n\n\n<p>Income minus expenses, that number tells you a lot. Positive means you\u2019ve got room to work with, negative means something needs to change.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"if-you-dont-want-to-do-this-manually\">If You Don\u2019t Want To Do This Manually<\/h3>\n\n\n\n<p>Tools like <a href=\"https:\/\/trybeem.com\/budget-gpt\" target=\"_blank\" rel=\"noreferrer noopener\">Beem&#8217;s BudgetGPT<\/a> can do most of this for you pretty quickly, especially helpful if your income isn\u2019t the same every month.&nbsp;<\/p>\n\n\n\n<p>Beem\u2019s BudgetGPT acts like a 24\/7 personal financial analyst, helping you take control of your budget with ease. It allows you to categorize expenses as essential or optional, break down your monthly spending, and project realistic costs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"step-2-build-a-budget-that-matches-your-life-stage\">Step 2: Build a Budget That Matches Your Life Stage<\/h2>\n\n\n\n<p>People try to follow super strict budgets in their 20s,s and it usually doesn\u2019t last. Life doesn\u2019t work that way at this stage. You need something that\u2019s structured, but flexible.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"use-a-simple-starting-point\">Use A Simple Starting Point<\/h3>\n\n\n\n<p>The 50\/30\/20 split is fine; this thumb rule can be used. It splits for needs, wants, savings, but don\u2019t treat it like a rule you can\u2019t break.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"focus-on-building-the-habit\">Focus On Building The Habit<\/h3>\n\n\n\n<p>If you\u2019re saving something consistently, you\u2019re doing it right. It doesn\u2019t have to be perfect.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"dont-ignore-your-social-life\">Don\u2019t Ignore Your Social Life<\/h3>\n\n\n\n<p>This matters more than people admit. If your budget doesn\u2019t include going out, trips, or just enjoying your time, you probably won\u2019t stick to it.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"if-your-income-changes\">If Your Income Changes<\/h3>\n\n\n\n<p>Many people in their 20s freelance or have variable income. In that case, build your budget around your lowest-expected month, and anything extra is a bonus.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"adjust-as-you-go\">Adjust As You Go<\/h3>\n\n\n\n<p>Your budget isn\u2019t something you set once and forget; it evolves. Beem\u2019s BudgetGPT acts like a 24\/7 personal financial analyst, helping you take control of your budget with ease. It allows you to categorize expenses as essential or optional, break down your monthly spending, and project realistic costs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"step-3-build-an-emergency-fund-before-anything-else\">Step 3: Build an Emergency Fund Before Anything Else<\/h2>\n\n\n\n<p>This is the step people skip because it\u2019s not exciting, but it\u2019s the one that saves you when things go sideways.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"start-small\">Start Small<\/h3>\n\n\n\n<p>You don\u2019t need a huge number right away. Start small; even $500\u2013$1,000 gives you breathing room.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"build-it-gradually\">Build It Gradually<\/h3>\n\n\n\n<p>Eventually, you want around three months of essential expenses, but don\u2019t stress about hitting that overnight.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"keep-it-separate\">Keep It Separate<\/h3>\n\n\n\n<p>If it\u2019s in your checking account, it\u2019s too easy to spend. A separate savings account works better.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"automate-it\">Automate It<\/h3>\n\n\n\n<p>Automation is a good start; set up a transfer and forget about it. It\u2019s one of those small moves that makes a big difference.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"while-youre-building-it\">While You\u2019re Building It<\/h3>\n\n\n\n<p>If something comes up before you\u2019re fully funded, tools like <a href=\"https:\/\/trybeem.com\/get-instant-cash-advance\" target=\"_blank\" rel=\"noreferrer noopener\">Everdraft\u2122<\/a> can help bridge the gap. Everdraft\u2122 by Beem is a breakthrough feature offering instant financial help during emergencies.&nbsp;<\/p>\n\n\n\n<p>Users can quickly access $10 to $1,000 without credit checks, income verification, or interest charges. With no hidden fees or restrictions, it empowers users to manage urgent expenses confidently and maintain control over their financial health.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"step-4-start-building-credit-intentionally\">Step 4: Start Building Credit Intentionally<\/h2>\n\n\n\n<p>Credit is one of those things that feels optional, until it suddenly isn\u2019t.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"keep-it-simple\">Keep It Simple<\/h3>\n\n\n\n<p>Start with one credit card, and that\u2019s enough.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"use-it-lightly\">Use It Lightly<\/h3>\n\n\n\n<p>Pick one recurring expense, such as a phone bill or a subscription, and add it to the card.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"pay-it-off-every-month\">Pay It Off Every Month<\/h3>\n\n\n\n<p>This is where people get into trouble. Set aside the monthly credit money; if you carry a balance, it starts costing you.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"leave-the-account-open\">Leave The Account Open<\/h3>\n\n\n\n<p>Even if you don\u2019t use it much later, that account age helps your credit over time.<\/p>\n\n\n\n<p>If you\u2019re starting from scratch<\/p>\n\n\n\n<p>There are plenty of people who have had no credit history at all. In that case, something like <a href=\"http:\/\/trybeem.com\/credit-builder-card\" target=\"_blank\" rel=\"noreferrer noopener\">Beem&#8217;s Credit Builder card<\/a> can help you get started without needing a deposit.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"think-long-term-here\">Think Long-Term Here<\/h3>\n\n\n\n<p>You\u2019re not building credit for today, you\u2019re building it for decisions you haven\u2019t made yet.<\/p>\n\n\n\n<p>Building credit in your 20s lays the foundation for every major financial goal that follows. Beem&#8217;s Credit Builder card reports to all three bureaus with no security deposit and no hidden fees. <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.useline.line\" target=\"_blank\" rel=\"noreferrer noopener\">Download the Beem app now<\/a>!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"step-5-start-investing-early-even-with-small-amounts\">Step 5: Start Investing Early, Even With Small Amounts<\/h2>\n\n\n\n<p>This is where people tend to hesitate. It feels complicated, but it really doesn\u2019t need to be.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"if-your-job-offers-a-401-k-match\">If Your Job Offers A 401(K) Match<\/h3>\n\n\n\n<p>This is important, take it, always. It\u2019s one of the few easy wins in finance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"no-401-k\">No 401(K)?<\/h3>\n\n\n\n<p>A Roth IRA is a solid option, especially at this stage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"why-roth-makes-sense-now\">Why Roth Makes Sense Now<\/h3>\n\n\n\n<p>You\u2019re likely in a lower tax bracket, so paying taxes now and letting the money grow tax-free later can work in your favor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"keep-it-simple-1\">Keep It Simple<\/h3>\n\n\n\n<p>You don\u2019t need to pick stocks. Index funds are usually enough.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"focus-on-consistency-not-amount\">Focus On Consistency, Not Amount.<\/h3>\n\n\n\n<p>Even $100 a month matters. Over time, that can grow into something meaningful, hundreds of thousands, potentially just from being steady.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"step-6-manage-and-eliminate-debt-strategically\">Step 6: Manage and Eliminate Debt Strategically<\/h2>\n\n\n\n<p>Debt isn\u2019t always avoidable, but how you handle it matters a lot.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"tackle-high-interest-debt-first\">Tackle High-Interest Debt First<\/h3>\n\n\n\n<p>Credit cards are usually the priority; the interest adds up fast.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"use-a-clear-method\">Use A Clear Method<\/h3>\n\n\n\n<p>The avalanche method pays off the highest-interest debts first, which makes the most sense mathematically.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"dont-stress-about-all-debt-equally\">Don\u2019t Stress About All Debt Equally<\/h3>\n\n\n\n<p>Lower-interest student loans can be handled more gradually while you invest.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"be-careful-adding-more\">Be Careful Adding More.<\/h3>\n\n\n\n<p>This is where people get stuck: car loans, buy now, pay later, a nd personal loans. They don\u2019t feel huge at first, but they add up.<\/p>\n\n\n\n<p>Read: <a href=\"https:\/\/trybeem.com\/blog\/why-financial-planning-is-more-than-budgeting\/\" target=\"_blank\" rel=\"noreferrer noopener\">Why Financial Planning Is More Than Just Budgeting<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"final-thoughts\">Final Thoughts<\/h2>\n\n\n\n<p>Early, the better. Being in your 20s, hustling and trying to save up for the future, is a good start. If this could be simplified into one thing, it\u2019d be this: you don\u2019t need to be perfect, you need to start. Some people build solid financial lives from pretty average beginnings, just by being consistent. No big moves, no complicated strategies, just small decisions, repeated over time.<\/p>\n\n\n\n<p>You don\u2019t have to stress about saving big; keep it simple, clear debts, maintain a good credit score, automate your savings, and use your credit wisely. Always have a flexible financial plan and set a budget for your immediate expenses.<\/p>\n\n\n\n<p>Your 20s give you something you won\u2019t always have, it\u2019s time to figure it out while it still counts the most. Use that, even if you\u2019re starting small.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"fa-qs-how-to-start-financial-planning-in-your-20-s-for-future-security\">FAQs: How to Start Financial Planning in Your 20s for Future Security<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1776770484125\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">How should I start financial planning in my 20s?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Start by understanding your income, expenses, and debt. Then build a simple plan around saving, budgeting, and credit. You don\u2019t need a perfect system, just a clear starting point.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776770488445\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">How much should I save in my 20s?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>This is a good time to start, aim for around 20% if possible, but don\u2019t stress if you\u2019re not there yet. What matters more is building the habit. You can increase it over time.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776770493460\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Should I invest or pay off debt in my 20s?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Always focus on high-interest debt first, then invest alongside lower-interest debt. It doesn\u2019t have to be all or nothing; most people do a mix.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776770498300\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">How do I build credit in my 20s?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Use a credit card responsibly for small purchases, paid off in full every month. Keep accounts open and avoid missing payments; time does the rest.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1776770503069\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">What are the biggest financial mistakes people make in their 20s?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Waiting too long to start, taking on high-interest debt, and ignoring credit. Most mistakes aren\u2019t dramatic; they\u2019re just small habits that add up over time.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Many people in their late 30s and 40s say something along the lines of, \u201cI wish I had started earlier.\u201d Well, your 20s aren\u2019t a disadvantage financially; they\u2019re actually the best shot you get. This is not because you\u2019re making a ton of money and some people aren\u2019t, but because you\u2019ve got time. Most importantly, [&hellip;]<\/p>\n","protected":false},"author":35,"featured_media":270304,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3106],"tags":[4790,107,168,191,216],"edited-by":[],"class_list":["post-296099","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-save","tag-beem","tag-financial-planning","tag-money-matters","tag-personal-finance","tag-save-money"],"acf":[],"_links":{"self":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/296099","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/comments?post=296099"}],"version-history":[{"count":10,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/296099\/revisions"}],"predecessor-version":[{"id":296134,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/296099\/revisions\/296134"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media\/270304"}],"wp:attachment":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media?parent=296099"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/categories?post=296099"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/tags?post=296099"},{"taxonomy":"edited-by","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/edited-by?post=296099"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}