{"id":297566,"date":"2026-05-22T19:59:11","date_gmt":"2026-05-22T14:29:11","guid":{"rendered":"https:\/\/trybeem.com\/blog\/?p=297566"},"modified":"2026-05-22T19:59:13","modified_gmt":"2026-05-22T14:29:13","slug":"rebuild-credit-after-bankruptcy-with-credit-card","status":"publish","type":"post","link":"https:\/\/trybeem.com\/blog\/rebuild-credit-after-bankruptcy-with-credit-card\/","title":{"rendered":"How to Rebuild Credit After Bankruptcy With a Credit Card in 2026"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#what-bankruptcy-does-to-your-credit-score\">What Bankruptcy Does to Your Credit Score<\/a><ul><li><a href=\"#what-chapter-7-bankruptcy-means\">What Chapter 7 Bankruptcy Means<\/a><\/li><li><a href=\"#what-chapter-13-bankruptcy-means\">What Chapter 13 Bankruptcy Means<\/a><\/li><li><a href=\"#what-your-score-looks-like-after-discharge\">What Your Score Looks Like After Discharge<\/a><\/li><\/ul><\/li><li><a href=\"#why-a-credit-card-is-your-best-rebuilding-tool\">Why a Credit Card Is Your Best Rebuilding Tool<\/a><ul><li><a href=\"#how-your-credit-score-is-actually-calculated\">How Your Credit Score Is Actually Calculated<\/a><\/li><li><a href=\"#what-a-secured-credit-card-is\">What a Secured Credit Card Is<\/a><\/li><li><a href=\"#secured-card-vs-prepaid-debit-card\">Secured Card vs. Prepaid Debit Card<\/a><\/li><\/ul><\/li><li><a href=\"#how-to-choose-the-right-card-after-bankruptcy\">How to Choose the Right Card After Bankruptcy<\/a><ul><li><a href=\"#why-reports-to-all-three-bureaus-is-non-negotiable\">Why &#8220;Reports to All Three Bureaus&#8221; Is Non-Negotiable<\/a><\/li><li><a href=\"#fees-to-accept-vs-fees-that-are-red-flags\">Fees to Accept vs. Fees That Are Red Flags<\/a><\/li><li><a href=\"#what-a-graduation-path-means\">What a Graduation Path Means<\/a><\/li><li><a href=\"#apr-defined-and-why-it-barely-matters-here\">APR Defined and Why It Barely Matters Here<\/a><\/li><\/ul><\/li><li><a href=\"#the-exact-method-to-use-your-card-for-credit-rebuilding\">The Exact Method to Use Your Card for Credit Rebuilding<\/a><ul><li><a href=\"#credit-utilization-and-the-under-10-strategy\">Credit Utilization and the Under-10% Strategy<\/a><\/li><li><a href=\"#the-autopay-and-manual-payment-combo\">The Autopay and Manual Payment Combo<\/a><\/li><li><a href=\"#the-statement-closing-date-timing-trick\">The Statement Closing Date Timing Trick<\/a><\/li><li><a href=\"#when-to-request-a-credit-limit-increase\">When to Request a Credit Limit Increase<\/a><\/li><\/ul><\/li><li><a href=\"#where-you-go-from-here\">Where You Go From Here<\/a><\/li><li><a href=\"#frequently-asked-questions\">FAQs: How to Rebuild Credit After Bankruptcy With a Credit Card<\/a><\/li><li><a href=\"#faq-question-1779451670760\">1. How long does rebuilding credit after bankruptcy actually take?\u00a0<\/a><\/li><li><a href=\"#faq-question-1779451674921\">2. Can I get a credit card immediately after my discharge?\u00a0<\/a><\/li><li><a href=\"#faq-question-1779451678609\">3. What score can I realistically expect after 12 months of rebuilding?\u00a0<\/a><\/li><li><a href=\"#faq-question-1779451684026\">4. Does paying rent or utilities help rebuild credit after bankruptcy?\u00a0<\/a><\/li><li><a href=\"#faq-question-1779451687882\">5. Should I get more than one credit card to speed up my recovery?\u00a0<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Picture this. You have just come out the other side of bankruptcy. The court papers are signed. The discharge is official. And the first thing you do is check your credit score.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The number staring back at you is somewhere in the 500s. Lower. And suddenly it hits you: the bankruptcy cleared the debt, but it did not clear the damage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here is the thing: most people do not hear amid all that legal paperwork. Bankruptcy is not the end of your financial story. It is a legal tool designed to give people a real second chance. What happens next is entirely up to you. And the credit card sitting in your wallet (or the one you are about to apply for) might be the most powerful rebuilding tool you have access to right now.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This guide covers exactly how to use a credit card to rebuild your credit after bankruptcy in 2026. Every term will be explained from scratch. Every step will be practical and specific. No vague advice.<\/p>\n\n\n\n<h2 id=\"what-bankruptcy-does-to-your-credit-score\" class=\"wp-block-heading\">What Bankruptcy Does to Your Credit Score<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Before you can rebuild anything, you need to clearly understand the starting point.<\/p>\n\n\n\n<h3 id=\"what-chapter-7-bankruptcy-means\" class=\"wp-block-heading\">What Chapter 7 Bankruptcy Means<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Chapter 7 is the most common type of personal bankruptcy in the United States. A federal court reviews your finances, and if your income falls below a set threshold, it legally cancels most of your unsecured debts. Unsecured debts are obligations not tied to physical property, such as credit card balances, medical bills, and <a href=\"https:\/\/trybeem.com\/blog\/personal-loans-first-responders\/\" target=\"_blank\" rel=\"noreferrer noopener\">personal loans<\/a>.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The full process runs 3 to 6 months from filing to discharge. Discharge means the court officially eliminates those debts, and your legal obligation to pay them ends permanently.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The cost: a Chapter 7 filing stays on your credit report for 10 years from the filing date.<\/p>\n\n\n\n<h3 id=\"what-chapter-13-bankruptcy-means\" class=\"wp-block-heading\">What Chapter 13 Bankruptcy Means<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Chapter 13 works differently. Rather than wiping debt out immediately, it creates a court-approved repayment plan lasting 3 to 5 years. You pay back a portion of what you owe, and the remaining eligible debts get discharged at the end. People choose Chapter 13 mainly when they have a regular income and want to protect assets (like a home) that Chapter 7 might require them to give up. A Chapter 13 filing stays on your credit report for 7 years from the filing date.<\/p>\n\n\n\n<h3 id=\"what-your-score-looks-like-after-discharge\" class=\"wp-block-heading\">What Your Score Looks Like After Discharge<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The average credit score after a Chapter 7 discharge lands in the 530 to 580 range, according to consumer credit industry data. If your score was already below 600 before filing, the drop is smaller. Starting from 720 or higher means a steeper fall.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But here is the part most people miss. Two people can file identical bankruptcies and look completely different to a lender three years later. One builds a clean payment history on a secured card starting in month one. The other does nothing and waits. The score is not a static judgment. It responds directly to current behavior.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read: <a href=\"https:\/\/trybeem.com\/blog\/how-to-rebuild-credit-after-bankruptcy\/\" target=\"_blank\" rel=\"noreferrer noopener\">How to Rebuild Credit After Bankruptcy?<\/a><\/p>\n\n\n\n<h2 id=\"why-a-credit-card-is-your-best-rebuilding-tool\" class=\"wp-block-heading\">Why a Credit Card Is Your Best Rebuilding Tool<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This sounds counterintuitive coming out of a debt situation. Hear the logic out.<\/p>\n\n\n\n<h3 id=\"how-your-credit-score-is-actually-calculated\" class=\"wp-block-heading\">How Your Credit Score Is Actually Calculated<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Your FICO score (the model most lenders use) is based on five factors: payment history (35%), credit utilization (30%), length of <a href=\"https:\/\/trybeem.com\/blog\/financial-planning-for-thin-or-no-credit-history\/\" target=\"_blank\" rel=\"noreferrer noopener\">credit history<\/a> (15%), new credit inquiries (10%), and credit mix (10%). Payment history and utilization alone make up 65% of your score. Both require active, open credit accounts to generate any signal.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With no open accounts, the scoring model has nothing to work with. That is the core problem after bankruptcy, and a credit card solves it directly.<\/p>\n\n\n\n<h3 id=\"what-a-secured-credit-card-is\" class=\"wp-block-heading\">What a Secured Credit Card Is<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A secured credit card requires a cash deposit before you can use it. That deposit, typically $200 to $500, becomes your credit limit. So a $300 deposit gives you a $300 credit limit. The deposit is collateral: something of value the lender holds in case you default.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">From the credit bureau&#8217;s perspective, a secured card looks identical to a regular unsecured card. The bureaus do not flag it. They see an open credit account with monthly activity, and that activity is what moves your score.<\/p>\n\n\n\n<h3 id=\"secured-card-vs-prepaid-debit-card\" class=\"wp-block-heading\">Secured Card vs. Prepaid Debit Card<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">These two products look similar but function completely differently. A prepaid debit card loads your own money and spends like cash. It involves no credit whatsoever and reports to zero credit bureaus. Using it responsibly for five years does nothing for your score.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A secured card is a real credit product. You borrow against your limit, receive a monthly bill, and your payment behavior gets reported to the bureaus every month. That is the mechanism that rebuilds credit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Consider a rideshare driver who files Chapter 7, deposits $250 into a secured card, and uses it only for weekly gas. She pays the balance in full every month. Six months later, her score has climbed 55 points. The deposit did not do that. The reported payment history did.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read: <a href=\"https:\/\/trybeem.com\/blog\/how-to-rebuild-your-credit-after-missed-payments\/\" target=\"_blank\" rel=\"noreferrer noopener\">How to Rebuild Your Credit After Missed Payments<\/a><\/p>\n\n\n\n<h2 id=\"how-to-choose-the-right-card-after-bankruptcy\" class=\"wp-block-heading\">How to Choose the Right Card After Bankruptcy<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Not every secured card helps you. Some are structured to extract fees from people in vulnerable situations. Knowing the difference before you apply matters.<\/p>\n\n\n\n<h3 id=\"why-reports-to-all-three-bureaus-is-non-negotiable\" class=\"wp-block-heading\">Why &#8220;Reports to All Three Bureaus&#8221; Is Non-Negotiable<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The three credit bureaus are Equifax, Experian, and TransUnion. Each maintains its own separate database of consumer credit histories. Lenders may check one, two, or all three when evaluating you. A card that reports to all three means your positive payment history appears in every database.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A card that only reports to one means two-thirds of your rebuild effort is invisible to most lenders. Confirm this before you apply. It is the single most important feature on the list.<\/p>\n\n\n\n<h3 id=\"fees-to-accept-vs-fees-that-are-red-flags\" class=\"wp-block-heading\">Fees to Accept vs. Fees That Are Red Flags<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">An annual fee between $25 and $40 is reasonable for a post-bankruptcy secured card. What is not acceptable: monthly maintenance fees layered on top of the annual fee, one-time processing fees deducted from your deposit before you even use the card, and vague &#8220;program fees&#8221; buried in the disclosures. Some products charge $75 or more before your first purchase. Walk away from those.<\/p>\n\n\n\n<h3 id=\"what-a-graduation-path-means\" class=\"wp-block-heading\">What a Graduation Path Means<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A graduation path means the card issuer will review your account after 12 to 18 months of responsible use and potentially upgrade you to an unsecured card, returning your deposit in the process. This feature signals the product is genuinely designed to move you forward. It is worth prioritizing over cards without an upgrade path.<\/p>\n\n\n\n<h3 id=\"apr-defined-and-why-it-barely-matters-here\" class=\"wp-block-heading\">APR Defined and Why It Barely Matters Here<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">APR stands for Annual Percentage Rate, which is the yearly interest rate on any balance carried from month to month. The average APR for secured cards in 2026 is between 25% and 28%. That seems scary. However, if you pay your entire balance before the due date each month, you carry no balance and owe no interest, making the APR absolutely irrelevant to you. If you use this card to rebuild rather than borrow, the APR will no longer be reflected in your account.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read: <a href=\"https:\/\/trybeem.com\/blog\/credit-cards-for-people-rebuilding-after-divorce\/\" target=\"_blank\" rel=\"noreferrer noopener\">Credit Cards for People Rebuilding After Divorce: What to Know in 2026<\/a><\/p>\n\n\n\n<h2 id=\"the-exact-method-to-use-your-card-for-credit-rebuilding\" class=\"wp-block-heading\">The Exact Method to Use Your Card for Credit Rebuilding<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Getting approved is step one. Using the card correctly is where the rebuild actually happens.<\/p>\n\n\n\n<h3 id=\"credit-utilization-and-the-under-10-strategy\" class=\"wp-block-heading\">Credit Utilization and the Under-10% Strategy<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Credit utilization is the ratio of your reported balance to your credit limit. On a $300 card with a $150 balance, your utilization is 50%. Standard guidance recommends staying below 30%. A sharper target: stay below 10%. On a $300 card, that means keeping your reported balance at $30 or less when your statement closes. The score responds more favorably at the lower end of the range, and the difference between 30% and 10% is genuinely significant.<\/p>\n\n\n\n<h3 id=\"the-autopay-and-manual-payment-combo\" class=\"wp-block-heading\">The Autopay and Manual Payment Combo<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Autopay automatically pays a set amount on your due date every month without any action from you. Set it for the minimum payment as a fallback. Then, separately pay your full balance manually a few days before the due date. The autopay protects you if you forget. The manual payment ensures you never carry a balance and never pay a dollar of interest.<\/p>\n\n\n\n<h3 id=\"the-statement-closing-date-timing-trick\" class=\"wp-block-heading\">The Statement Closing Date Timing Trick<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Your card has two dates each month: the statement closing date and the payment due date. The closing date is when your issuer snapshots your balance and reports it to the bureaus. That reported number determines your utilization for that month.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you pay down your balance before the closing date rather than just before the due date, the bureaus see a lower number. A lower reported balance, <a href=\"https:\/\/trybeem.com\/blog\/lower-credit-utilization-improve\/\" target=\"_blank\" rel=\"noreferrer noopener\">lower utilization<\/a>, and a better score. Same spending, better timing, meaningfully different result.<\/p>\n\n\n\n<h3 id=\"when-to-request-a-credit-limit-increase\" class=\"wp-block-heading\">When to Request a Credit Limit Increase<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">After 6 to 12 months of on-time payments, call your issuer and request a credit limit increase. On a secured card, this typically means adding to your deposit. The math is worth it: you spend $80 a month on a $300 limit (27% utilization). Add $200 to your deposit, bringing the limit to $500, and the same $80 counts as 16% utilization. Your spending did not change. Your score gets better because the ratio improved.<\/p>\n\n\n\n<h2 id=\"where-you-go-from-here\" class=\"wp-block-heading\">Where You Go From Here<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Rebuilding credit after bankruptcy is not complicated. Slow, yes. Patience-testing, absolutely. But complicated? Not really. The formula is a secured card that reports to all three bureaus, has a low utilization ratio, requires on-time monthly payments, and a credit report you actually read once a year.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">What makes this feel hard is that nothing dramatic happens month to month. The score moves quietly in the background while you go about your life. But it moves. It always moves when you do the right things consistently.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here is where many people quietly derail their own progress without realizing it. The credit card strategy is working: payments are on time, and utilization is low. But then an unexpected expense pops up, cash is tight for a few days, and suddenly the credit card is used as a backup fund rather than a rebuilding tool. That one shift in behavior, using the card out of necessity rather than strategy, is what pushes utilization up and slows the whole recovery down.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is where having a reliable way to manage everyday cash flow matters. Beem lets you send and receive money instantly, so when you need to split a bill, cover a short-term gap, or move money quickly between people you trust, you don&#8217;t have to reach for your credit card out of desperation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You handle the immediate need through Beem, and the credit card stays exactly where it should: a low-balance, on-time-payment rebuilding machine. It helps you <a href=\"https:\/\/trybeem.com\/credit-builder-card\" target=\"_blank\" rel=\"noreferrer noopener\">improve your credit score<\/a> without the risk of incurring expensive interest charges. <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.useline.line\" target=\"_blank\" rel=\"noreferrer noopener\">Download the app now.<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The two tools serve completely different purposes, and using them that way keeps your credit rebuild on track even when life doesn&#8217;t cooperate.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">One card. Low balance. On-time payment. Cash flow handled. Every month. Start there.<\/p>\n\n\n\n<h2 id=\"frequently-asked-questions\" class=\"wp-block-heading\">FAQs: How to Rebuild Credit After Bankruptcy With a Credit Card<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1779451670760\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">1. How long does rebuilding credit after bankruptcy actually take?\u00a0<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Most people see meaningful improvement within 12 to 24 months of consistent, strategic credit use. Reaching a &#8220;good&#8221; score above 670 on the FICO scale typically takes 3 to 5 years from the discharge date. The timeline shortens significantly when you maintain low utilization and zero missed payments throughout.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1779451674921\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">2. Can I get a credit card immediately after my discharge?\u00a0<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Yes. Most people can qualify for a secured credit card soon after bankruptcy discharge if they have a steady income and can provide the deposit. Some issuers specifically serve post-bankruptcy applicants. Unsecured cards from major banks usually require at least one year of clean credit history after bankruptcy before approval becomes likely.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1779451678609\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">3. What score can I realistically expect after 12 months of rebuilding?\u00a0<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Starting from the 530 to 580 post-bankruptcy range, one year of on-time payments and low utilization can move your score into the 620 to 660 range. That qualifies you for many auto loans, most apartment applications, and entry-level unsecured credit products.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1779451684026\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">4. Does paying rent or utilities help rebuild credit after bankruptcy?\u00a0<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Not automatically. Most landlords and utility companies do not report payments to credit bureaus. However, services like Experian Boost and rent-reporting platforms can add positive payment history to your credit file. Consistent on-time payments may strengthen your rebuild alongside responsible use of a secured card.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1779451687882\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">5. Should I get more than one credit card to speed up my recovery?\u00a0<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Not immediately. One secured card used responsibly for 12 months works better than multiple cards used carelessly. Several applications can result in hard inquiries, which may lower your score. After a year of consistent payments and low utilization, adding a second card can strengthen your credit profile.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Picture this. You have just come out the other side of bankruptcy. The court papers are signed. The discharge is official. And the first thing you do is check your credit score. The number staring back at you is somewhere in the 500s. Lower. And suddenly it hits you: the bankruptcy cleared the debt, but [&hellip;]<\/p>\n","protected":false},"author":72,"featured_media":242213,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2309],"tags":[7149,4790,352,701,107],"edited-by":[],"class_list":["post-297566","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit","tag-bankruptcy","tag-beem","tag-credit","tag-credit-score","tag-financial-planning"],"acf":[],"_links":{"self":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/297566","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/users\/72"}],"replies":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/comments?post=297566"}],"version-history":[{"count":17,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/297566\/revisions"}],"predecessor-version":[{"id":297608,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/297566\/revisions\/297608"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media\/242213"}],"wp:attachment":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media?parent=297566"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/categories?post=297566"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/tags?post=297566"},{"taxonomy":"edited-by","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/edited-by?post=297566"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}