{"id":306806,"date":"2026-10-30T23:38:00","date_gmt":"2026-10-30T18:08:00","guid":{"rendered":"https:\/\/trybeem.com\/blog\/?p=306806"},"modified":"2026-10-30T23:42:31","modified_gmt":"2026-10-30T18:12:31","slug":"beneficiary-audit","status":"publish","type":"post","link":"https:\/\/trybeem.com\/blog\/beneficiary-audit\/","title":{"rendered":"Beneficiary Audit: How to Make Sure Old Forms Are Not Sending Money to the Wrong People"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#what-is-a-beneficiary-audit\">What Is a Beneficiary Audit?<\/a><\/li><li><a href=\"#which-financial-accounts-should-be-included\">Which Financial Accounts Should Be Included?<\/a><\/li><li><a href=\"#life-events-that-should-trigger-a-beneficiary-review\">Life Events That Should Trigger a Beneficiary Review<\/a><\/li><li><a href=\"#how-to-find-your-existing-beneficiary-forms\">How to Find Your Existing Beneficiary Forms<\/a><\/li><li><a href=\"#check-for-outdated-or-unexpected-beneficiaries\">Check for Outdated or Unexpected Beneficiaries<\/a><\/li><li><a href=\"#understand-primary-vs-contingent-beneficiaries\">Understand Primary vs. Contingent Beneficiaries<\/a><\/li><li><a href=\"#review-beneficiaries-after-marriage-divorce-or-remarriage\">Review Beneficiaries After Marriage, Divorce, or Remarriage<\/a><\/li><li><a href=\"#be-careful-when-naming-minor-children\">Be Careful When Naming Minor Children<\/a><\/li><li><a href=\"#coordinate-beneficiary-designations-with-your-estate-plan\">Coordinate Beneficiary Designations With Your Estate Plan<\/a><\/li><li><a href=\"#how-to-update-a-beneficiary-designation\">How to Update a Beneficiary Designation<\/a><\/li><li><a href=\"#keep-a-beneficiary-audit-record\">Keep a Beneficiary Audit Record<\/a><\/li><li><a href=\"#dont-forget-beneficiary-information-during-financial-emergencies\">Don&#8217;t Forget Beneficiary Information During Financial Emergencies<\/a><\/li><li><a href=\"#common-beneficiary-audit-mistakes-to-avoid\">Common Beneficiary Audit Mistakes to Avoid<\/a><\/li><li><a href=\"#how-often-should-you-conduct-a-beneficiary-audit\">How Often Should You Conduct a Beneficiary Audit?<\/a><\/li><li><a href=\"#beneficiary-audit-checklist\">Beneficiary Audit Checklist<\/a><\/li><li><a href=\"#fa-qs\">FAQs<\/a><\/li><li><a href=\"#faq-question-1793376153491\">What is a beneficiary audit?<\/a><\/li><li><a href=\"#faq-question-1793376158508\">Does a will override a beneficiary designation?<\/a><\/li><li><a href=\"#faq-question-1793376163044\">When should I update my beneficiaries?<\/a><\/li><li><a href=\"#faq-question-1793376166772\">Should I name a contingent beneficiary?<\/a><\/li><li><a href=\"#faq-question-1793376170325\">How can I make sure my beneficiary changes were accepted?<\/a><\/li><li><a href=\"#faq-question-1793376174364\">Can Beem&#8217;s Everdraft\u2122 help with unexpected expenses while I&#8217;m managing my finances?<\/a><\/li><li><a href=\"#conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Beneficiary designations are simple to set up, but easy to forget. Years can go by as marriage, divorce, children, family relationships, and financial goals shift. Meanwhile, an old beneficiary form may still leave money or other assets to someone you have outgrown. That is why a beneficiary audit should be part of your financial planning routine.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By reviewing your designations periodically, you can catch outdated instructions and make corrections to ensure your accounts align with your current wishes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is also important to remember that beneficiary designations for retirement accounts, insurance policies, and other financial products operate independently of your will. Your will does not automatically override or update an account-specific beneficiary designation.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ultimately, the designation on file with your financial institution or insurer determines who receives the asset.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read on to learn how to conduct a thorough beneficiary audit, avoid costly mistakes, and identify which accounts need to be reviewed.<\/p>\n\n\n\n<h2 id=\"what-is-a-beneficiary-audit\" class=\"wp-block-heading\">What Is a Beneficiary Audit?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A beneficiary audit is a systematic review of the individuals or entities designated to receive assets from your financial accounts and insurance policies after your death. Start by identifying your primary and contingent beneficiaries.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A primary beneficiary is the person or entity first in line to inherit an asset. A contingent beneficiary serves as a backup, receiving the asset if the primary beneficiary cannot.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Do not rely on an old copy of your will or your personal financial records. Make a simple inventory of accounts and policies that may have beneficiary designations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read: <a href=\"https:\/\/trybeem.com\/blog\/wp-admin\/post.php?post=295852&amp;action=edit\" target=\"_blank\" rel=\"noreferrer noopener\">How Life Insurance Policies Are Taxed: A Simple Guide<\/a><\/p>\n\n\n\n<h2 id=\"which-financial-accounts-should-be-included\" class=\"wp-block-heading\">Which Financial Accounts Should Be Included?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">You should audit financial products that allow you to designate beneficiaries. Depending on circumstances, this may include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>401(k) plans or other employer-sponsored retirement accounts<\/li>\n\n\n\n<li>Traditional or Roth IRAs<\/li>\n\n\n\n<li>Life insurance policies<\/li>\n\n\n\n<li>Annuities<\/li>\n\n\n\n<li>Payable-on-death (POD) bank accounts<\/li>\n\n\n\n<li>Transfer-on-death (TOD) investment accounts<\/li>\n\n\n\n<li>Other financial products that permit beneficiary designations<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The rules for beneficiary designations can vary by account type, provider, and applicable law. Always verify the requirements directly with each financial institution rather than assuming every account works the same way.<\/p>\n\n\n\n<h2 id=\"life-events-that-should-trigger-a-beneficiary-review\" class=\"wp-block-heading\">Life Events That Should Trigger a Beneficiary Review<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Certain changes should prompt an immediate review rather than waiting for your next annual review. Review your designations after:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Marriage or remarriage<\/li>\n\n\n\n<li>Divorce or legal separation<\/li>\n\n\n\n<li>Birth or adoption of a child<\/li>\n\n\n\n<li>Death of a beneficiary<\/li>\n\n\n\n<li>Significant changes in family or personal relationships<\/li>\n\n\n\n<li>Major changes to your financial goals or estate plan<\/li>\n\n\n\n<li>Moving to another state<\/li>\n\n\n\n<li>Changing jobs or opening a new retirement account<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Changing jobs, for instance, can leave an old 401(k) stranded with a beneficiary designation you haven&#8217;t reviewed in years. Similarly, a divorce may alter your intentions, but it won&#8217;t automatically update every account to reflect them.<\/p>\n\n\n\n<h2 id=\"how-to-find-your-existing-beneficiary-forms\" class=\"wp-block-heading\">How to Find Your Existing Beneficiary Forms<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Start by listing every financial institution where you have relevant accounts or policies. Then log in to your online accounts or contact the providers directly. Ask for confirmation of the beneficiaries currently on file. If the information is not available online, request a current beneficiary statement or the provider&#8217;s beneficiary form.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Look through old paper records, previous beneficiary forms, and estate-planning documents. These can help you understand what you previously intended, but they should not replace confirmation from the provider. As you review each account, record the date you checked the designation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read: <a href=\"https:\/\/trybeem.com\/blog\/wp-admin\/post.php?post=297462&amp;action=edit\" target=\"_blank\" rel=\"noreferrer noopener\">Life Insurance Beneficiary Rules: What to Know Before You Choose<\/a><\/p>\n\n\n\n<h2 id=\"check-for-outdated-or-unexpected-beneficiaries\" class=\"wp-block-heading\">Check for Outdated or Unexpected Beneficiaries<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When reviewing your records, look beyond whether a beneficiary is listed. Check for former spouses or partners, deceased beneficiaries, and anyone else who no longer reflects your wishes. Verify that children&#8217;s names and identifying information are accurate, and check for missing contingent beneficiaries.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pay particular attention to percentage allocations. If you have multiple beneficiaries, ensure the percentages reflect your current intentions and comply with the provider&#8217;s rules. An account can be properly titled and fully funded, yet still have an outdated beneficiary designation.<\/p>\n\n\n\n<h2 id=\"understand-primary-vs-contingent-beneficiaries\" class=\"wp-block-heading\">Understand Primary vs. Contingent Beneficiaries<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A primary beneficiary receives the asset if eligible under applicable rules. A contingent beneficiary serves as a backup. Naming one provides clear instructions if the primary beneficiary predeceases you or is otherwise unable to receive the asset.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Where permitted, you can name multiple primary or contingent beneficiaries and assign specific percentages to each. Review these allocations carefully after major life events such as births, deaths, marriages, or divorces. Because rules differ among financial products, confirm how your specific provider handles primary and contingent designations.<\/p>\n\n\n\n<h2 id=\"review-beneficiaries-after-marriage-divorce-or-remarriage\" class=\"wp-block-heading\">Review Beneficiaries After Marriage, Divorce, or Remarriage<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Marriage, divorce, and remarriage are among the most critical reasons to revisit beneficiary designations. Never assume that updating your will automatically updates the beneficiary information on your retirement accounts or insurance policies. Review those accounts separately and confirm the current designations directly with each provider.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">After a major change in your relationship, review your retirement accounts, life insurance policies, annuities, bank accounts, and investment accounts. If you are unsure how a divorce, remarriage, or other legal change affects an existing designation, consult an estate planning attorney.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read: <a href=\"https:\/\/trybeem.com\/blog\/wp-admin\/post.php?post=278881&amp;action=edit\" target=\"_blank\" rel=\"noreferrer noopener\">Beneficiary Designation: Silent Estate Planning Risks and Quick Fixes<\/a><\/p>\n\n\n\n<h2 id=\"be-careful-when-naming-minor-children\" class=\"wp-block-heading\">Be Careful When Naming Minor Children<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Naming a minor child directly as a beneficiary can introduce legal and administrative complications. Because minors cannot directly own or manage certain inherited assets, a court may need to appoint a legal guardian or custodian to oversee the funds.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The best approach depends on your family circumstances, the asset type and value, and governing laws. In many cases, establishing a trust or another estate-planning structure is worth considering. If minor children are involved\u2014especially with substantial assets at stake\u2014seek professional legal advice to evaluate your options.<\/p>\n\n\n\n<h2 id=\"coordinate-beneficiary-designations-with-your-estate-plan\" class=\"wp-block-heading\">Coordinate Beneficiary Designations With Your Estate Plan<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Your beneficiary forms and estate plan should complement each other rather than conflict. Compare your account designations against your will, trusts, and other estate planning documents. Resolve any conflicting instructions to ensure your beneficiary selections align with your broader estate goals.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Keep in mind that a power of attorney serves a distinct purpose: it grants authority for financial or legal decision-making during your lifetime. Review powers of attorney separately from beneficiary designations, which govern the transfer of assets after death.<\/p>\n\n\n\n<h2 id=\"how-to-update-a-beneficiary-designation\" class=\"wp-block-heading\">How to Update a Beneficiary Designation<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you find an outdated designation, contact the financial institution or insurance provider. Depending on the provider, you may be able to make the change online or may need to complete a current beneficiary form.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Provide accurate identifying information and carefully confirm the primary and contingent beneficiaries, along with their percentage allocations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">After submitting your updates, retain proof that the provider accepted and processed the changes. Once processed, log in to verify the updated information or request written confirmation from the institution.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read: <a href=\"https:\/\/trybeem.com\/blog\/wp-admin\/post.php?post=306119&amp;action=edit\" target=\"_blank\" rel=\"noreferrer noopener\">Accelerated Death Benefit Riders: When Early Payouts Are Possible<\/a><\/p>\n\n\n\n<h2 id=\"keep-a-beneficiary-audit-record\" class=\"wp-block-heading\">Keep a Beneficiary Audit Record<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A simple tracking document can make future reviews much easier. For each account, record:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Financial institution<\/li>\n\n\n\n<li>Account or policy type<\/li>\n\n\n\n<li>Primary beneficiary<\/li>\n\n\n\n<li>Contingent beneficiary<\/li>\n\n\n\n<li>Percentage allocation<\/li>\n\n\n\n<li>Date last reviewed<\/li>\n\n\n\n<li>Date any update was submitted<\/li>\n\n\n\n<li>Confirmation that the change was accepted<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Keep copies of completed forms and confirmation notices in a secure location. Update the record whenever you make a beneficiary change or experience a major life event.<\/p>\n\n\n\n<h2 id=\"dont-forget-beneficiary-information-during-financial-emergencies\" class=\"wp-block-heading\">Don&#8217;t Forget Beneficiary Information During Financial Emergencies<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Financial planning is not only about long-term asset distribution; it should also account for short-term cash needs. For eligible Beem users, <a href=\"https:\/\/trybeem.com\/get-instant-cash-advance\" target=\"_blank\" rel=\"noreferrer noopener\">Everdraft\u2122<\/a> provides access to short-term emergency cash advances when unexpected expenses create a cash-flow gap.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Everdraft\u2122 is a short-term financial resource, not a substitute for emergency savings, beneficiary planning, or estate planning.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Everdraft\u2122 by Beem offers instant financial support during emergencies, allowing eligible users to access $10 to $1,000 without credit checks, income verification, or interest charges. With no hidden fees or restrictions, it empowers users to manage urgent expenses confidently while maintaining control over their financial health. <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.useline.line\" target=\"_blank\" rel=\"noopener\">Download the app today<\/a>.<\/p>\n\n\n\n<h2 id=\"common-beneficiary-audit-mistakes-to-avoid\" class=\"wp-block-heading\">Common Beneficiary Audit Mistakes to Avoid<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Outdated beneficiary designations are common, particularly as accounts are opened or closed, and family situations evolve. A frequent mistake is assuming a will governs all financial assets; in reality, assets like retirement accounts, life insurance, POD bank accounts, and TOD investment accounts pass directly to the named beneficiaries regardless of what a will says.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Another common error is forgetting about old employer retirement plans after changing jobs, which can leave unintended beneficiaries behind. Finally, failing to remove deceased beneficiaries or neglecting to name contingent beneficiaries can cause significant complications. Any major change in personal circumstances\u2014especially divorce or remarriage\u2014should prompt a full review of all beneficiary designations.<\/p>\n\n\n\n<h2 id=\"how-often-should-you-conduct-a-beneficiary-audit\" class=\"wp-block-heading\">How Often Should You Conduct a Beneficiary Audit?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For most people, an annual beneficiary review is an essential part of a broader financial checkup. You should also review your designations immediately after major life events, such as marriage, divorce, births, deaths, remarriage, or significant changes to your financial and estate plans.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Additionally, verify beneficiary details whenever you open, close, consolidate, or transfer financial accounts. For example, if you roll an old retirement account over to a new provider, confirm that your beneficiary choices are properly established on the new account rather than assuming the information carried over automatically.<\/p>\n\n\n\n<h2 id=\"beneficiary-audit-checklist\" class=\"wp-block-heading\">Beneficiary Audit Checklist<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Use this checklist during your next review:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>List all accounts and insurance policies<\/li>\n\n\n\n<li>Confirm primary beneficiaries<\/li>\n\n\n\n<li>Confirm contingent beneficiaries<\/li>\n\n\n\n<li>Check percentage allocations<\/li>\n\n\n\n<li>Remove outdated designations where appropriate<\/li>\n\n\n\n<li>Review beneficiaries after major life events<\/li>\n\n\n\n<li>Compare designations with the estate plan<\/li>\n\n\n\n<li>Save confirmation of beneficiary updates<\/li>\n\n\n\n<li>Record the date of your review<\/li>\n\n\n\n<li>Set a reminder for your next audit<\/li>\n<\/ul>\n\n\n\n<h2 id=\"fa-qs\" class=\"wp-block-heading\">FAQs<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1793376153491\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">What is a beneficiary audit?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>A beneficiary audit is the process of reviewing and verifying beneficiary designations across your financial accounts and insurance policies. It helps identify outdated names, incorrect percentages, missing contingent beneficiaries, and other issues that may no longer reflect your wishes.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1793376158508\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Does a will override a beneficiary designation?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Not necessarily. Certain financial accounts and insurance policies have their own beneficiary rules and designations. Your will may not automatically change the beneficiary listed with a financial institution or insurer.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1793376163044\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">When should I update my beneficiaries?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Review them after marriage, divorce, remarriage, the birth or adoption of a child, the death of a beneficiary, significant relationship changes, or major changes to your financial or estate plan. An annual review is also a useful habit.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1793376166772\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Should I name a contingent beneficiary?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>A contingent beneficiary can provide a backup if the primary beneficiary cannot receive the asset. Where appropriate, having a clearly designated backup may reduce uncertainty and help ensure the asset has a clear intended recipient.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1793376170325\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">How can I make sure my beneficiary changes were accepted?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>After submitting a change, obtain confirmation from the financial institution or insurer. Then recheck the account or request an updated beneficiary statement. Keep the confirmation with your financial records.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1793376174364\" class=\"rank-math-list-item\">\n<h2 class=\"rank-math-question \">Can Beem&#8217;s Everdraft\u2122 help with unexpected expenses while I&#8217;m managing my finances?<\/h2>\n<div class=\"rank-math-answer \">\n\n<p>Eligible Beem users may be able to use Everdraft\u2122 for certain short-term emergency cash needs when an unexpected expense creates a cash-flow gap. It should be viewed as a short-term resource rather than a replacement for emergency savings, beneficiary reviews, or broader financial planning.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<h2 id=\"conclusion\" class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A beneficiary audit is a simple yet critical component of financial planning. Dedicating time to reviewing your beneficiary designations prevents assets from going to unintended recipients and ensures no key accounts are overlooked.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Regularly check designations across all retirement accounts, insurance policies, bank accounts, brokerage accounts, and other financial instruments. It is especially vital to update these designations after major life changes, such as marriage, divorce, or the birth of a child.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Making beneficiary checks an annual habit ensures your estate plan remains fully aligned with your wishes. Taking a few minutes today to confirm your records are up to date can save your loved ones from complex legal and financial headaches later.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Beneficiary designations are simple to set up, but easy to forget. Years can go by as marriage, divorce, children, family relationships, and financial goals shift. Meanwhile, an old beneficiary form may still leave money or other assets to someone you have outgrown. That is why a beneficiary audit should be part of your financial planning [&hellip;]<\/p>\n","protected":false},"author":35,"featured_media":291596,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[18745],"tags":[4790,20231,1938],"edited-by":[],"class_list":["post-306806","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-life-insurance","tag-beem","tag-beneficiary-audit","tag-life-insurance"],"acf":[],"_links":{"self":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/306806","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/comments?post=306806"}],"version-history":[{"count":3,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/306806\/revisions"}],"predecessor-version":[{"id":306820,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/posts\/306806\/revisions\/306820"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media\/291596"}],"wp:attachment":[{"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/media?parent=306806"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/categories?post=306806"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/tags?post=306806"},{"taxonomy":"edited-by","embeddable":true,"href":"https:\/\/trybeem.com\/blog\/wp-json\/wp\/v2\/edited-by?post=306806"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}