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Build Credit on
Every Transaction

Grow your credit faster. Monthly reporting to bureaus combined with credit score tracking and actionable insights.

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Trusted by
5 Million+
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Your Wallet
includes a free
Beem Card

    • Add it to Apple wallet, Google wallet & more. Use anywhere Mastercard works
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Spend using your
Beem Card

    • Grow your credit on every transaction, including rental payments and ATM withdrawals

Build Credit with
every transaction

    • Monthly reporting to all bureaus combined with credit score tracking and actionable insights
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Do more with Beem

Fast personal loans, health program, & so much more!

Get up to $1000 instant cash

Access future deposits for emergencies. No interest & no credit checks!

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Send money for free to anyone on any app

Send gift cards, pre-paid cards, & more. Even to those without a bank account!

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Save up to 40% on interest rates

Get personal loans up to $100k! Compare & find the best offers.

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Get up to $1000 instant cash

Access future deposits for emergencies. No interest & no credit checks!

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Send money for free to anyone on any app

Send gift cards, pre-paid cards, & more. Even to those without a bank account!

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Save up to 40% on interest rates

Get personal loans up to $100k! Compare & find the best offers.

Promo
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Get up to $1000 instant cash

Access future deposits for emergencies. No interest & no credit checks!

Promo
icon-0icon-1

Send money for free to anyone on any app

Send gift cards, pre-paid cards, & more. Even to those without a bank account!

Promo
icon-0icon-1

Save up to 40% on interest rates

Get personal loans up to $100k! Compare & find the best offers.

Promo
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Why People Love Beem?
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Easy to use and navigate! No hoops to jump thru!

Every other week this app is my hero. Like most ppl I often struggle to pay all of my bills on time or go grocery shopping. I often...

Alex

Alex

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Absolutely life-saving!

This app has been a game changer for my budget. It helps me send money instantly without worrying about fees.

Sophie

Sophie

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Smooth experience

Transfers are fast, and the interface is intuitive. I never have to waste time figuring things out.

Mark

Mark

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Highly recommend

I was skeptical at first, but now I can’t imagine going back to my old payment methods.

Emma

Emma

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ONE WALLET. ENDLESS POSSIBILITIES

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Download Beem. Get Wallet Access in Seconds.

*No credit checks, no interest, no income restrictions. Qualification not guaranteed.

Frequently asked questions by Beeeeemers!

Beem partners with Upwardli to open a credit builder card that turns your spending activity into credit building. Once approved, both a deposit account and a credit builder card will be opened in your name at Cross River Bank.

Once an initial deposit is made into your account, this will open your card and it will also set your card's spending limit.

Once your account is set up you will be able to use your card anywhere Mastercard is accepted. Any balances left unpaid, will result in a late payment being reported to the credit bureaus.