Build Credit on
Every Transaction
Grow your credit faster. Monthly reporting to bureaus combined with credit score tracking and actionable insights.
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Your Wallet
includes a free
Beem Card
includes a free
Beem Card
- Add it to Apple wallet, Google wallet & more. Use anywhere Mastercard works


Spend using your
Beem Card
Beem Card
- Grow your credit on every transaction, including rental payments and ATM withdrawals
Build Credit with
every transaction
every transaction
- Monthly reporting to all bureaus combined with credit score tracking and actionable insights





Do more with Beem
Fast personal loans, health program, & so much more!





ONE WALLET. ENDLESS
POSSIBILITIES

Download Beem. Get Wallet Access in Seconds.
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*No credit checks, no interest, no income restrictions. Qualification not guaranteed.
Frequently asked questions by Beeeeemers!
Beem partners with Upwardli to open a credit builder card that turns your spending activity into credit building. Once approved, both a deposit account and a credit builder card will be opened in your name at Cross River Bank.
Once an initial deposit is made into your account, this will open your card and it will also set your card's spending limit.
Once your account is set up you will be able to use your card anywhere Mastercard is accepted. Any balances left unpaid, will result in a late payment being reported to the credit bureaus.