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Get up to $1,800/yr# to
pay your subscriptions

  • Pay for 100+ Bills & Subscriptions
  • Build Your Credit score while you spend
  • Plans starting at $0/month*
  • Spending limit is $150/month. That's $1,800/year.#
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Features you will Love

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Get Started for
FREE*

Plans starting at $0/month with Beem Subscription.

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100+ Subscriptions
Supported

Choose from a range of popular subscriptions to pay and grow your credit.

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Build & Grow Your
Credit Fast

Increase your FICO score by up to 44 points¹ within months. No hard credit inquiry required.

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Save While You
Spend

Use Credit to pay for your subscriptions and keep that extra cash for emergencies or savings.

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Reporting to Credit
Bureaus

Annual Credit limit is reported to 3 major Credit Bureaus: Equifax, Experian, and TransUnion.

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Automate Your Bill
Payments

Track all subscriptions on the app while building your credit score with automatic payments.

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Why trust Beem with building your credit?

Because millions do! Over 2 million people already rely on Beem for their finances, using our secure money transfers, bill payments, tax filing and budgeting tools.

How It Works

1
Get $1,800/yr#
in credit limit
Sign up in minutes and
get your Mastercard for
payments.
2
Pay your bills &
subscriptions
Choose from a range of
100+ subscription and Bills
to pay from.
3
Build & grow
your credit
Pay for your
subscriptions and watch
your credit Grow.

1. How to Build Credit?

Building credit with Beem is simple! Sign up for a Beem account and connect your subscriptions (over 100+ options available) to your Debit Mastercard.  As you use this card to pay your subscriptions on time, Beem's partenr GrowCredit reports your positive payment history to credit bureaus every month, helping you build credit responsibly and improve your FICO score.

2. How long will it take for my credit score to be affected?

While results may vary, GrowCredit users have seen their FICO score increase by up to 44 points within months! The key is consistent on-time payments. With Beem, tracking your progress is easy — you can monitor your credit score directly within the app, staying motivated throughout your credit-building journey.

3. Benefits of using Beem Credit Builder?

There are many advantages to using Beem's credit builder feature. It's easy and convenient. You can leverage your existing subscriptions to build credit without changing your spending habits. It's secure. Beem utilizes bank-level security measures to protect your information and transactions. It's also effective. By making on-time payments with your Debit Mastercard, you'll establish a positive credit history and potentially see a significant increase in your credit score within months.

4. How to Join?

Joining this program is quick and easy. Simply download the Beem app and create your account. The signup process is designed for everyone, regardless of your current credit score. Once you are set up, connect your favorite subscriptions, you can add this service as an add-on and Beem in partnership with GrowCredit will send you a secure Debit Mastercard specifically for those payments. Start using your card, pay on time, and watch your credit score climb!

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Beem is trusted by
2 million+
Americans

  • Cash Advance, Cash Back, and Car Savings – All with Beem!

    “ Beem was incredible in many ways. First, it allowed me to advance a small cash amount that got me out of a jam. Second, I get cash back at almost everywhere I shop. They even helped me save on my auto insurance policy. ”

    Ronny

  • So convenient and easy !

    “ I already had Beem on my phone and didn’t have to download any new app. I didn’t have to take time off from work and wait for someone like last year. The app walked me through it step by step and my Federal & State taxes were accepted while at work, through my phone. ”

    Joshua

  • I am glad I chose Beem. Good help feature.

    “ I liked that it was easy to to go back to different sections to review different parts of my taxes. I was able to type in questions about different forms and be led to articles that were informative. ”

    Kayla

  • Accuracy & simplicity!

    “ Filing with Beem was awesome & accurate. Beem said I owed $200 while Turbo Tax said I wouldn’t owe anything. This cost me $1200 in penalty last year. So there you have it - that’s why I’m done with them.. They’re not catching things that they should. ”

    Keith

  • Easier to go back & correct.

    “ I liked Beem because it was a lot easier to go back and make corrections. In Turbotax, there was no going back, which was frustrating. I like that Beem made my life easier in that way.. I knew if I made a mistake, it wouldn’t be a headache to fix it later on. ”

    Gregory

  • Could get taxes done fast and move on with my day.

    “ Simple & quick - I would definitely recommend them to a friend as a hassle free, fast tax filing option. It had all the things I value in a tax filing service - ease of use, step by step instructions that are easy to follow, and cost effectiveness. ”

    Wayne

  • As a Small business owner - Beem was simple & direct

    “ I’m a natural born over thinker. So far Beem has been no-nonsense and straightforward. I think that for people that have more complex taxes, Tubrbo Tax it not cost or time efficient - That’s why I’m not using them again this year. ”

    Stephanie

  • Beem gave me convenience.

    “ Usually, I use Turbo Tax, but I wouldn’t recommend it. I found it difficult to use - if you need to go back and adjust anything, it’s a very annoying process. Beem was a very straightforward process. Everything was clearly labeled and the instructions gave just enough detail. ”

    Collin

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