How to Cancel Horizon Gold
Subscription in Few Steps
Need to cancel your Horizon Gold subscription? Learn how to do it in a few easy steps and manage your finances effectively.
More funds for emergencies may be an everyday problem for you. To solve such issues, you might use various methods to fulfill needs, including debts, loans, or credit cards. Have you ever bought Horizon Gold to boost your credit score? You might have mistaken Horizon Gold for a credit card, but it's a store card.
If you want to cancel your Horizon Gold membership, follow the steps in this article below. The article will guide you through the process and help you gain better insights into using your funds. The proper guidance and advice can help you manage your funds and save them for a better future.
Methods of Cancellation
You must call their customer service team to cancel your Horizon Gold Card. Here are the steps one can follow:
Step 1
Call the support team at 1-800-251-6144.
Step 2
Verify your account details.
Step 3
Share your request to cancel your membership.
Step 4
Provide them with a reason to cancel your service.
Step 5
You will receive a confirmation email on your account.
Horizon Gold Refund Policy
Horizon Gold has a straightforward refund policy. They do not offer full refunds to their users. However, if one requests a refund within 30 days of the billing cycle, they are entitled to a partial or prorated refund. The company first checks and ensures your service usage and then estimates the amount you are entitled to. You can raise your refund request and cancellation to ensure you get most of your refund on time.
How Much Can You Save After Canceling Your Horizon Gold
A Horizon gold card usually costs around $300. Users can select a monthly or yearly payment cycle, whichever suits them. The card is only valid if used for the Horizon outlet online store. With this budget, users can get a premium credit card to help them buy almost any store online or offline. The membership also has a $500 limit on purchases, further restricting users from shopping more.
Where to Invest That Amount
Credit cards are a blessing in disguise if you are careful with your expenses. It can soon become a tragedy for shopping lovers and those who spend without much thought. If you prefer to avoid shopping from the Horizon online store, there is no use to buy its gold card. Using this $300 annually in some investment opportunities is better than paying your debts. You can also subscribe to apps like Beem to manage your expenses and help you with money troubles. You can find better investment opportunities, such as High-yield savings accounts, and earn returns of up to 5% APYs. You can also evaluate and compare loans from other lenders and find the right fit with Beem.
Alternatives to Horizon Gold
Horizon Gold is a membership-based shopping card that allows members to shop online at the Horizon Outlet store. If you're looking for alternatives to Horizon Gold that offer similar benefits or alternatives for shopping credit cards, here are some options to consider:
Fingerhut
Fingerhut offers an online shopping credit account that allows you to buy products from their catalog with monthly payments. They also provide opportunities to build credit.
Luxe Signature
Luxe Signature is another online shopping site that offers a membership-based shopping card similar to Horizon Gold. It provides a credit line for shopping on its platform.
NetFirst Platinum
NetFirst Platinum offers a line of credit that can be used exclusively at their online store. It provides a credit limit for purchases and is accessible to those seeking credit.
FlexShopper
FlexShopper offers a lease-to-own payment option for electronics, appliances, furniture, and more. It allows you to make monthly payments and eventually own the items.
OpenSky
OpenSky offers a shopping platform where you can shop from various merchants and pay over time. It's a shopping community that also provides credit-building opportunities.
Conclusion
Horizon Gold might advertise as a way to boost your credit score, but the case is different. Its perks and benefits could be more helpful, but many constraints exist. Neither legal assistance, roadside protection, or prescription benefits can help you the way they advertise. It is better to cancel your membership and save $25 every month. You can explore other credit cards that allow you to spend wisely and provide benefits for members as well.
