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Why should you trust Beem?

Over 5 million people rely on Beem for secure money transfers, bill payments, and budgeting tools. Our partnerships with leading insurance providers ensure you get the best personalized quotes for your needs.

Personalized Car Insurance Quotes in 5 minutes

One place for every major car insurance provider

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Save hundreds of dollars every year

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Compare and Save Up to $1000/yr

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Beem is trusted by
5 million+
Americans
  • Cash Advance, Cash Back, and Car Savings – All with Beem!

    Beem was incredible in many ways. First, it allowed me to advance a small cash amount that got me out of a jam. Second, I get cash back at almost everywhere I shop. They even helped me save on my auto insurance policy.

    Ronny

  • So convenient and easy !

    I already had Beem on my phone and didn’t have to download any new app. I didn’t have to take time off from work and wait for someone like last year. The app walked me through it step by step and my Federal & State taxes were accepted while at work, through my phone.

    Joshua

  • I am glad I chose Beem. Good help feature.

    I liked that it was easy to to go back to different sections to review different parts of my taxes. I was able to type in questions about different forms and be led to articles that were informative.

    Kayla

  • Accuracy & simplicity!

    Filing with Beem was awesome & accurate. Beem said I owed $200 while Turbo Tax said I wouldn’t owe anything. This cost me $1200 in penalty last year. So there you have it - that’s why I’m done with them.. They’re not catching things that they should.

    Keith

  • Easier to go back & correct.

    I liked Beem because it was a lot easier to go back and make corrections. In Turbotax, there was no going back, which was frustrating. I like that Beem made my life easier in that way.. I knew if I made a mistake, it wouldn’t be a headache to fix it later on.

    Gregory

  • Could get taxes done fast and move on with my day.

    Simple & quick - I would definitely recommend them to a friend as a hassle free, fast tax filing option. It had all the things I value in a tax filing service - ease of use, step by step instructions that are easy to follow, and cost effectiveness.

    Wayne

  • As a Small business owner - Beem was simple & direct

    I’m a natural born over thinker. So far Beem has been no-nonsense and straightforward. I think that for people that have more complex taxes, Tubrbo Tax it not cost or time efficient - That’s why I’m not using them again this year.

    Stephanie

  • Beem gave me convenience.

    Usually, I use Turbo Tax, but I wouldn’t recommend it. I found it difficult to use - if you need to go back and adjust anything, it’s a very annoying process. Beem was a very straightforward process. Everything was clearly labeled and the instructions gave just enough detail.

    Collin

What is Car Insurance?

Car insurance is a contract between you and an insurance company to get financial coverage for accidents, theft, or damage to your vehicle. This coverage can extend to other drivers, passengers, and property affected by an accident. It is a legal requirement in most states, ensuring that you can cover potential liabilities that may arise from driving.

Why Do You Need Car Insurance?

Legal Requirement : In most states, it's a legal requirement to have car insurance. Failing to do so can result in fines or even the suspension of your driver's license.
Financial Protection : Car accidents and vehicle-related incidents can lead to expensive repairs and medical bills. Car insurance provides a safety net, covering these expenses.
Peace of Mind : Knowing you have insurance in place provides peace of mind, allowing you to drive without constantly worrying about potential financial burdens.

How Much Does Car Insurance Cost?

The cost of car insurance varies depending on several factors, including:

Age and Gender : Younger and male drivers tend to pay higher premiums.
Driving History : A clean driving record often leads to lower rates.
Type of Coverage : The extent of coverage and additional options impact costs.
Location : Your geographical location, mainly urban vs. rural areas, affects rates.

What Affects Your Car Insurance Rate?

Driving Record : Accidents, traffic violations, and DUI convictions can significantly increase your premiums.
Vehicle Type : The make and model of your car, its age, and safety features impact rates.
Location : High-crime or accident-prone areas can lead to higher premiums.
Coverage Level : Increasing your coverage or opting for additional protection options will raise your premiums.
Personal Factors : Your age, marital status, and credit score can also affect your rates.

How to Get Car Insurance?

To get car insurance, follow these steps:

Determine Your Needs : Assess your budget, driving habits, and the level of coverage you require.
Gather Information : Collect essential information such as your driver's license, vehicle details, and previous insurance policies.
Compare Quotes : Use a reliable online platform like Beem to compare quotes from various insurance providers.
Customize Your Policy : Select the coverage options that best suit your needs, considering factors like deductibles and coverage limits.
Submit Your Application : Fill out the application and submit the required information.
Review and Finalize : Review the policy terms and pricing before finalizing your purchase.
Make Payments : Pay the premium, and your selected car insurance policy will cover you.

What Does Car Insurance Cover?

Car insurance typically covers:

Vehicle Damage : Repairs or replacement of your vehicle in case of accidents, theft, or vandalism.
Liability : Costs for damage or injuries to others in an accident where you're at fault.
Medical Expenses : Coverage for your own and your passengers' medical bills resulting from an accident.
Uninsured/Underinsured Motorist : Protection against drivers without insurance or insufficient coverage.

What is Typically Not Covered by Car Insurance?

Car insurance typically does not cover:

Routine Maintenance : Regular vehicle maintenance and wear and tear are not included.
Personal Belongings : Your personal items inside the car are generally not covered.
Racing or Reckless Driving : Incidents related to racing or reckless driving are usually excluded.
Intentional Damage : Deliberate damage to your vehicle is not covered.

Why Choose Beem for Car Insurance?

Beem offers several advantages for those seeking car insurance:

One-Stop Comparison : Beem provides a platform to compare quotes from numerous insurance providers, saving you time and money.
Quick and Convenient : You can get personalized quotes within minutes, streamlining the process.
Trusted Providers : Beem partners with reputable insurance companies, ensuring reliability and quality.
Savings : By comparing quotes, you can save hundreds of dollars annually.

What is the Cheapest Car Insurance?

The cheapest car insurance varies from person to person. It depends on individual factors such as age, location, driving history, and the type of coverage required. Using Beem's comparison tool can help you find the most affordable option that you can tailor to your needs.

Do You Need Insurance to Rent a Car?

Yes, you typically need insurance to rent a car. Rental companies often offer insurance options, but you can also rely on your own car insurance policy if it provides adequate coverage for rental cars. It's essential to verify the terms and coverage with the rental company before making a decision.

What is Comprehensive Car Insurance?

Comprehensive car insurance is a type of security that goes beyond basic liability insurance. It covers damage to your vehicle caused by events other than collisions, such as theft, vandalism, natural disasters, or hitting an animal.

What is Liability Car Insurance?

Liability car insurance is the minimum coverage required in most states. It covers the costs associated with damage or injuries to others when you are at fault in an accident. It doesn't cover your vehicle's damage or your medical expenses.

In case you are curious

    Why is it important to compare car insurance quotes with Beem?

    Is it necessary to buy additional coverage?

    What does auto insurance with Beem cover?

    How do I compare auto insurance with Beem?

    How much does auto insurance with Beem cost?

    Is auto insurance required?

    Your guide to compare car insurance rates on Beem

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Cheapest Car Insurance in Texas

As September 2023 dawns, the pursuit of affordable yet dependable car insurance remains paramount in the vast expanse of Texas. That’s why we’ve put together this comprehensive guide on how to find the cheapest car insurance in Texas. Read on to know more....

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Cheapest Car Insurance in Florida

Whether you’re a young driver sporting a commendable record or a seasoned driver on a quest to economize, we have carefully examined the options to help you get the best and cheapest car insurance in Florida according to your needs. Let’s explore!...

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Cheapest Car Insurance in California (CA) for January 2024

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When Did Car Insurance Become Mandatory?

Car insurance has become an essential component of responsible vehicle ownership. However, do you know when did it become mandatory in the United States? We’ll explain the origin of car insurance...

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Do Car Dealerships Offer Temporary Insurance

What if you need auto insurance for a short while? Temporary insurance, also known as short-term car insurance, are provided by many car dealerships. Here's what you need to know about temporary insurance and how it works...

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