Car insurance that
everyone can afford 🛡️
everyone can afford 🛡️
Get personalized car insurance quotes from industry leading insurance providers
Personalized quotes In 5 mins
Compare rates in one place
Drive safe & save big
Over 5 million people rely on Beem for secure money transfers, bill payments, and budgeting tools. Our partnerships with leading insurance providers ensure you get the best personalized quotes for your needs.
Personalized Car Insurance Quotes in 5 minutes
One place for every major car insurance provider
Compare all options & find a match
Save hundreds of dollars every year
Compare and Save
Up to $1000/yr
Compare Personalized Car Insurance Quotes
Get All Discounts in One Place
No Hidden Fees. No Catch
Unlock up to 40% on Car Insurance by Driving Safely
Get Rewarded for Good Driving Behavior
Offers from top providers like Progressive & GEICO
Get Maximum Discount with Excellent Driving Scores
Cash Advance, Cash Back, and Car Savings – All with Beem!
“ Beem was incredible in many ways. First, it allowed me to advance a small cash amount that got me out of a jam. Second, I get cash back at almost everywhere I shop. They even helped me save on my auto insurance policy. ”
So convenient and easy !
“ I already had Beem on my phone and didn’t have to download any new app. I didn’t have to take time off from work and wait for someone like last year. The app walked me through it step by step and my Federal & State taxes were accepted while at work, through my phone. ”
I am glad I chose Beem. Good help feature.
“ I liked that it was easy to to go back to different sections to review different parts of my taxes. I was able to type in questions about different forms and be led to articles that were informative. ”
Accuracy & simplicity!
“ Filing with Beem was awesome & accurate. Beem said I owed $200 while Turbo Tax said I wouldn’t owe anything. This cost me $1200 in penalty last year. So there you have it - that’s why I’m done with them.. They’re not catching things that they should. ”
Easier to go back & correct.
“ I liked Beem because it was a lot easier to go back and make corrections. In Turbotax, there was no going back, which was frustrating. I like that Beem made my life easier in that way.. I knew if I made a mistake, it wouldn’t be a headache to fix it later on. ”
Could get taxes done fast and move on with my day.
“ Simple & quick - I would definitely recommend them to a friend as a hassle free, fast tax filing option. It had all the things I value in a tax filing service - ease of use, step by step instructions that are easy to follow, and cost effectiveness. ”
As a Small business owner - Beem was simple & direct
“ I’m a natural born over thinker. So far Beem has been no-nonsense and straightforward. I think that for people that have more complex taxes, Tubrbo Tax it not cost or time efficient - That’s why I’m not using them again this year. ”
Beem gave me convenience.
“ Usually, I use Turbo Tax, but I wouldn’t recommend it. I found it difficult to use - if you need to go back and adjust anything, it’s a very annoying process. Beem was a very straightforward process. Everything was clearly labeled and the instructions gave just enough detail. ”
What is Car Insurance?
Car insurance is a contract between you and an insurance company to get financial coverage for accidents, theft, or damage to your vehicle. This coverage can extend to other drivers, passengers, and property affected by an accident. It is a legal requirement in most states, ensuring that you can cover potential liabilities that may arise from driving.
Why Do You Need Car Insurance?
How Much Does Car Insurance Cost?
The cost of car insurance varies depending on several factors, including:
What Affects Your Car Insurance Rate?
How to Get Car Insurance?
To get car insurance, follow these steps:
What Does Car Insurance Cover?
Car insurance typically covers:
What is Typically Not Covered by Car Insurance?
Car insurance typically does not cover:
Why Choose Beem for Car Insurance?
Beem offers several advantages for those seeking car insurance:
What is the Cheapest Car Insurance?
The cheapest car insurance varies from person to person. It depends on individual factors such as age, location, driving history, and the type of coverage required. Using Beem's comparison tool can help you find the most affordable option that you can tailor to your needs.
Do You Need Insurance to Rent a Car?
Yes, you typically need insurance to rent a car. Rental companies often offer insurance options, but you can also rely on your own car insurance policy if it provides adequate coverage for rental cars. It's essential to verify the terms and coverage with the rental company before making a decision.
What is Comprehensive Car Insurance?
Comprehensive car insurance is a type of security that goes beyond basic liability insurance. It covers damage to your vehicle caused by events other than collisions, such as theft, vandalism, natural disasters, or hitting an animal.
What is Liability Car Insurance?
Liability car insurance is the minimum coverage required in most states. It covers the costs associated with damage or injuries to others when you are at fault in an accident. It doesn't cover your vehicle's damage or your medical expenses.
In case you are curious
- Age and gender: Younger drivers and male drivers are statistically more likely to be involved in accidents, so they often pay higher rates.
- Driving record: Drivers with a history of accidents or traffic violations are considered high risk and may pay higher rates.
- Location: Urban areas and areas with high rates of theft or accidents may have higher insurance rates.
- Vehicle type: Certain types of cars are more expensive to insure, such as luxury cars or sports cars.
- Coverage limits: The amount of coverage you choose can affect your car insurance rates.
- Credit score: Some insurance companies consider your credit score when setting rates.
- Liability Insurance: This covers damage you cause to other people and their property.
- Collision Insurance: This covers damage to your own vehicle in case you are involved in a collision.
- Comprehensive Insurance: This covers damage to your vehicle from non-collision events, such as theft or weather damage.
- Personal Injury Protection (PIP): This covers medical expenses for you and your passengers in the event of an accident.
- Uninsured/Underinsured Motorist Coverage: This covers you in the event of an accident with a driver who doesn`t have insurance or enough insurance to cover the damages.
- Vehicle make, model and year
- Your driving record
- Your current insurance policy and coverage limits
- Safe driver discounts
- Multiple policy discounts (such as bundling your car and home insurance)
- Good student discounts
- Military discounts
- Taking advantage of discounts (such as safe driver, good student, or military discounts).
- Bundling your car and home insurance policies in one single company.
- Choosing a higher deductible.
- Shopping around and comparing rates from multiple companies.
- Coverage limits: Ensure the policy provides enough coverage to protect you financially in case of an accident.
- Deductibles: Choose a deductible you can pay out of pocket if you need to make a claim.
- Exclusions and limitations: Understand what is not covered by the policy and any restrictions that may apply.
- Additional benefits: Look for additional benefits, such as roadside assistance or rental car coverage, that you can add to the policy.
- Customer service: Consider the insurance company's reputation and its customer service record.
- Coverage limits and deductibles
- Exclusions and limitations
- Terms and conditions of the policy
Why is it important to compare car insurance quotes with Beem?
Is it necessary to buy additional coverage?
It depends on your needs and budget. Additional coverage, such as collision or comprehensive coverage, can provide extra protection in case of an accident, but it also increases the premium cost.
What does auto insurance with Beem cover?
How do I compare auto insurance with Beem?
How much does auto insurance with Beem cost?
Is auto insurance required?
Your guide to compare car insurance rates on Beem
Having car insurance is a crucial aspect of owning a car. Having the right coverage to protect yourself and your vehicle is essential. However, with so many different insurance companies and policies, comparing rates and choosing the right one can be overwhelming. To help you find the best car insurance at the most affordable price, we`ve prepared a comprehensive guide on how to compare car insurance quotes for you.
Understanding Car Insurance Rates and Quotes
Before you can compare car insurance quotes, its essential to understand how insurance companies determine those rates. Check them out below:
Factors that Affect Auto Insurance Rates
Types of Car Insurance Coverage
When comparing car insurance rates, it`s important to understand the different types of coverage available. Read about them below:
How to Compare Car Insurance Quotes
Now that you understand how car insurance quotes are determined and the different types of coverage available, it's time to start comparing rates. Here's how:
Be Prepared With Information
Before you start shopping for affordable car insurance, gather some basic information about your vehicle and driving history, such as:
Use Online Comparison Tools like MediaAlpha. All you need to do is fill up basic information with MediaAlpha. You will get the best-suited quotes from multiple insurance companies to compare rates and coverage options and make the best-informed choice.
What is The Best Way to Compare Auto Insurance Quotes?
The best way to compare car insurance quotes is to use a reliable online comparison tool like MediaAlpha. This tool lets you input your information and receive quotes from multiple insurance companies simultaneously. This saves you time and makes it easy to compare quotes and coverage options side by side for you to choose the best auto insurance.
Are Online Comparison Tools Reliable?
Yes, online comparison tools are reliable. However, it's important to remember that the quotes you receive may not be exact. Insurance companies consider various factors when determining rates, and the information you provide may differ from what they use to calculate your final quote. Trust tools like MediaAlpha when shopping for affordable auto insurance online.
Tips for Choosing the Right Auto Insurance Policy
Once you've compared rates and coverage options, it's time to choose the best policy for your needs. Here are some tips:
Consider Your Needs
When shopping for the best car insurance online, consider your individual needs and the level of coverage you require. For example, you may not need comprehensive coverage if you have an older car with a low resale value. On the other hand, if you have a new or expensive car, consider higher coverage limits to protect your investment.
Look for Discounts and Bundles
Many insurance companies offer discounts and bundles to help you save money on your car insurance. Some standard deals include:
Be sure to ask about these discounts when comparing rates and policies.
How to Save Money on Auto Insurance
There are multiple ways you can save money on car insurance. These are some pointers to keep in mind while shopping:
What to Look for in an Auto Insurance Policy?
When choosing a car insurance policy, there are several factors that you need to look at to get affordable car insurance you are looking for at a price you can afford. Here are some factors to consider:
Read the Fine Print
Before signing up for an auto insurance policy, make sure you read the fine print and understand the details of the coverage. Pay attention to things like:
Get Insurance Now
Comparing car insurance quotes can be daunting, but it's an integral part of being a responsible car owner. By understanding the factors that affect insurance rates, using online comparison tools like MediaAlpha, you can find the right coverage at a price that fits your budget. Consider your needs, look for discounts and bundles, and read the fine print before choosing the best car insurance policy.
Cheapest Car Insurance in Texas
As September 2023 dawns, the pursuit of affordable yet dependable car insurance remains paramount in the vast expanse of Texas. That’s why we’ve put together this comprehensive guide on how to find the cheapest car insurance in Texas. Read on to know more....
21 Dec, 2023 | Team Beem
Cheapest Car Insurance in Florida
Whether you’re a young driver sporting a commendable record or a seasoned driver on a quest to economize, we have carefully examined the options to help you get the best and cheapest car insurance in Florida according to your needs. Let’s explore!...
22 Dec, 2023 | Team Beem
Cheapest Car Insurance in California (CA) for January 2024
We at Beem aim to equip you with comprehensive insights, invaluable tips, and practical strategies to navigate the cheapest car insurance in California. Whether you’re a new driver or an experienced motorist looking for better rates, this guide has something for everyone....
22 Dec, 2023 | Team Beem
When Did Car Insurance Become Mandatory?
Car insurance has become an essential component of responsible vehicle ownership. However, do you know when did it become mandatory in the United States? We’ll explain the origin of car insurance...
22 Dec, 2023 | Amrita Khandelwal
Do Car Dealerships Offer Temporary Insurance
What if you need auto insurance for a short while? Temporary insurance, also known as short-term car insurance, are provided by many car dealerships. Here's what you need to know about temporary insurance and how it works...
07 Nov 2023 | Meenakshi Sengupta