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How To Save $10000 In A Year: 6 Money Habits to Try | Beem

Having $10,000 is a big deal. And not a lot of Americans have that kind of money in their account. Here's how you can change that situation and be on your way to saving $10,000 in your account.

Why Should Creating an Emergency Fund Be a Top Priority ?

Have you ever been in a situation where you desperately needed cash but did not have the money you need? Unprecedented financial circumstances can come up at any time, leaving you in the lurch if you don’t have the necessary funds. This is why it is vital to have an emergency fund. It can help bail you out of tight spots.

Handle your money differently this 2022

The New Year is the perfect time for new beginnings. It's an opportunity to retrospect on what went wrong last year or in the previous years. Some of us may not make any resolutions after not keeping up with anything in the past. However, most experts ask you not to give up because nearly all of us usually set unrealistic targets and get frustrated by not reaching them in a short time.

2022 finances: It’s never too late to get back up again

We wouldn’t mind eating a little more, enjoying a little more, and spending a little more during the holiday season. So, it’s likely that all of us would have spent beyond the holiday budget. The new year is the best time to start a new habit, especially a financial habit.

Making Smart Financial Decisions – Things to Know Before

It’s time to ring in the new year. But before you do, here are some smart money moves that will set you up for success in 2022 — and beyond.

New Year Eve on Budget – Celebrate with caution!

The holiday season can be both expensive as well as exhausting. You’ve probably spent an entire month or two shopping, buying gifts and decking up your home for Christmas. Now, if you have to plan a New Year’s Eve party as well, it can be scary given the extra expenses and effort.

Christmas on a Budget: A Step-by-Step Guide

Even if you aren’t someone who spends an extravagant amount, creating a budget for Christmas will help you. Have you ever asked yourself if you will have a great Christmas on a budget? Well, we all know that Christmas is the most wonderful time of the year, a time when people spend tons of money. That eventually leads to racking up tons of debt buying Christmas gifts for your loved ones.

How to afford Christmas when you’re struggling with finances

You might be running short of funds this year end. That doesn't mean you need to have a blue Christmas. Depending on your budget, you can prepare for a memorable holiday with fewer expenses and more activities.
How to save money on a christmas tree

How to Save Money on a Christmas Tree

This weekend as you head out to pick out your Christmas tree, while singing 'Oh Christmas Tree’, we thought we would remind you of ways you can save money on your tree shopping! We know what you’re thinking! Christmas comes once a year so it’s ok to spend every dime you have on a gorgeous tree, right?

Smart Christmas shopping hacks to save while you spend

While holiday shopping can be one of "The Most Wonderful Time of the Year" kind of feeling, it can have the potential to be awful. Why? You have to brave malls that are super crowded, overpriced items and carols on repeat. But do you want your shopping experience to be that way? The good news is it doesn’t have to be.
Host a Thanksgiving meal without breaking your budget

Host a Thanksgiving meal without breaking your budget

Thanksgiving is here. As important as it is to enjoy your Thanksgiving meal, you also need to look into your budget and ways to cut costs. Hosting Thanksgiving dinner for your family and guests can get super expensive.

5 hacks to save money around the house

Run out of options to save money again around the house? Living from one paycheck to another is extremely tough. It is scary due to the uncertainty it brings. The truth is most Americans live like this, without being able to save money for their future.

How to save money while shopping on Amazon

Think Amazon and it's not the rainforest that comes to mind first. Yes, to our generations, the first thing that comes to mind is Amazon, the e-commerce company that has brought shopping to our fingertips.

Money Saving Tips: Embracing the Old-Fashioned Way

When it comes to saving money, the Internet is full of suggestions and ideas on how to get it right. But sometimes, old school is the best. That's why we've put together some good old fashioned savings tips just for you.
How to Save Money on Groceries

How to Save Money on Groceries: The Best Guide Ever

Before visiting a store and buying that extra flour or fruits, check what you really need. The Sunday paper is full of adverts, coupons and grocery deals to promote brands. You can also pick the buy 1 get 1 deal. Moreover, opt for wholesalers as they sell grocery items at low costs in bulk.
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1. Beem's Cash for emergencies or Everdraft™ product is different from cash advance, payday loans, personal loans. Depending on eligibility, Everdraft™ ranges from $5 - $1,000, subject to Beem's qualification terms and policies. Everdraft is part of the product bundle that comes with the Beem's monthly subscription. There are multiple ways to get your funds credited, however when funds are instantly transferred to debit card, a fee of $1-$4 may apply. Most users receive their Instant Transfer within 1-20 minutes. To check the Everdraft™ eligibility, users don't need to have a Beem monthly subscription. Beem doesn't ask for credit score to check the Everdraft™ qualification.
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