Rachael Richard

Content Writer and Consultant, Financial Earning and Jobs Expert

Committed, organized and adept at handling priorities with a positive attitude, Rachael is a financial earning and jobs expert. She is passionate about teaching, blogging, classical dance and singing. She loves to teach and find new ways to explain concepts.

Education

PhD (pursuing, awaiting thesis submission) in Botany, MSc in Plant Science and Herbal Wealth, BSc in Chemistry, Botany, Zoology

Experience

Research Scholar and Lecturer at St Joseph’s University, Bangalore

Skills

Communication
Organizing
Adaptability
Creative
Good listener
Financial earning
Jobs specialist

Articles written by Rachael Richard

Emergency Fund vs High-Yield Savings: Which Should You Prioritize?

February 5, 2026
Rachael Richard

Financial Planning for 2026: How to Build a Smart Money Roadmap

February 4, 2026
Rachael Richard

How to Review and Adjust Your Education Plan Annually

February 4, 2026
Rachael Richard

The Pros and Cons of Prepaid Tuition Plans

February 3, 2026
Rachael Richard

How to Balance Debt Payoff With Educational Savings

February 3, 2026
Rachael Richard

How to Align Education Goals With Family Finances

February 3, 2026
Rachael Richard

How Job Loss and Disability Protection Relate to a Financial Safety Plan

January 30, 2026
Rachael Richard

Educational Planning for Families With Multiple Kids

January 28, 2026
Rachael Richard

How to Use Tax Benefits for Education Costs

January 28, 2026
Rachael Richard

Financial Mistakes You Can Fix in 30 Days

January 27, 2026
Rachael Richard

How to Budget for Pets Without Extra Stress

January 27, 2026
Rachael Richard

How to Balance Wants vs Needs in a Family Budget

January 27, 2026
Rachael Richard

Why Ignoring Employer Benefits Is a Big Loss

January 22, 2026
Rachael Richard

How to Apply the 100-Hour Rule to Earning More

January 18, 2026
Rachael Richard

How Small Fees Drain Your Savings

January 9, 2026
Rachael Richard