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The holiday season is a time for joy, giving, and celebration—but it can also be a financial strain for many. The costs quickly add up between buying gifts, hosting gatherings, and traveling. If you’re wondering, “How can I get free money for Christmas?” you’re not alone. The good news is there are real ways to ease the financial burden during the holidays. You can earn extra cash in many ways, from cashback apps and reward programs to seasonal grants and giveaways.
This guide will explore practical and creative methods to help you enjoy a festive Christmas without breaking the bank.
Sign Up for Cashback and Reward Apps
There is a straightforward way to make extra money for Christmas by using cashback and reward apps. These apps allow you to earn points or money off purchases you make, which you could cash in for money, gift cards, or other rewards.
Rakuten, Swagbucks, and Ibotta provide cashback opportunities for everyday spending at the retailers you use most. A cashback portal like Rakuten can pay you each time you shop, and Ibotta offers rewards for buying groceries or other necessities. The trick is to begin early and earn those rewards year-round so that by December 1, you can knock out Christmas expenses with a sizable stash.
Combine with other apps and platforms to maximize your earnings. Bonus Tip: Use a cashback app and your rewards credit card for double points/cash, or even better. The holidays are also the peak season for these apps to go wild with promotions, increasing their cashback rates, and introducing holiday-related bonuses, so be sure to look out for any!
Read related blog: How To Get Free Money For Your Wedding
Participate in Holiday Giveaways and Contests
As we head towards the holiday season, everyone from businesses to bloggers is starting all their exciting offers and promotions of giveaways or contests. These can be as simple as social media giveaways or contests with prize awards in gift cards, electronics, and even cash.
To improve your odds of scoring freebies, follow them on Instagram, Twitter, and Facebook—they often host daily or weekly giveaways leading up to the holidays. A few even have an ongoing “12 Days of Christmas” event, so you have many chances to win leading up to the holiday!
Although entering contests and giveaways can be time-consuming, the reward always pays off. Please read the rules to ensure you’re eligible, and be very cautious of scams. Only take part in contests from reputable sources.
Utilize Credit Card Rewards for Holiday Purchases
Most people earn credit card rewards all year, but it’s time to redeem those points or miles during the holidays. Travel, cashback, or retail-specific points are all great ways to save money on holiday expenses using your credit card.
For example, if you use a cashback credit card, you have earned enough to pay for some or all of your Christmas shopping. If your card gives points, you can cash them in for gift cards, giving presents without spending extra money!
Additionally, certain cards offer holiday incentives, such as bonus cashback on select purchases such as groceries or electronics in traditional holiday expense categories. You can always find seasonal deals from your card reward portal, so go ahead and make full use of rewards during this time.
Join Get-Paid-To (GPT) Sites Offering Christmas Bonuses
GPT sites are platforms that pay users to participate in activities like surveys, watching videos, or signing up for offers. These platforms also offer special Christmas bonuses during the holiday season, so it is a great time to make some extra money.
GPT platforms and their holiday promotions GPT sites are well known for launching various holiday-related deals and offers and rewards points boosts around the end of November or the beginning of December. You can even earn gift cards, PayPal cash, and more by completing additional tasks whenever you have free time. The rewards may not be huge themselves, but just that extra spend from bonuses at Christmas could tip the balance and help you get a few little things for your loved ones.
Consistency is the key to getting the most out of GPT sites. Even if you only spend a few minutes a day on these platforms, the hours accumulate before you know it (especially when considering end-of-year bonuses).
Read related blog: How to Shop for Christmas on a Budget
Apply for Christmas Assistance Programs
Christmas assistance programs help low-income families who cannot buy Christmas gifts for their kids, while some additional charities can provide free presents for children, for example. These programs provide various services, from giving children free toys to helping their parents pay for necessities.
Other Christmas assistance programs are run by The Salvation Army, Toys for Tots, and even particular churches that will help provide toys for kids. People, for instance, can «adopt» a family in need through The Salvation Army’s Angel Tree Program, which then gives the family gifts of toys, clothing, and food at Christmas.
Given each program’s unique criteria, early applications are advised as there are capacities. These programs can help reduce a sizable financial burden over the holidays and ensure your family can enjoy the festive season without needing usury loans.
Take Advantage of Free Sign-Up Bonuses
Plenty of apps, banks, and platforms offer new users a free sign-up bonus. This is a great way to earn a small amount of money for Christmas shopping quickly.
Beyond cashback, financial apps like Chime, SoFi, and Robinhood commonly have a sign-up bonus as well (these can come in the form of free money when you sign up and complete some actions — such as making a deposit or hitting a certain number of transactions). Credit cards also pay you great sign-up bonuses — gift cards, travel, or cash back.
Also, read the terms and conditions carefully because some bonuses require you to spend a certain amount or have a certain balance to qualify. Yes, it only pays out once you have met the requirements — but this could be a helpful piece of extra money in your wallet for the holidays if you can meet them.
Use Referral Programs to Earn Extra Cash
You can get paid in cash or benefits by many companies and applications if they have referrals. These programs have made it easy for anyone using the product offered to earn income.
For example, Cash App PayPal and Venmo offer sign-up referral bonuses when you refer a friend to create an account using your unique link. Likewise, Rakuten offers cashback to you and those who sign up when they start using it after following your referral link.
Most referral programs are simple and require little effort on your end. Also, many companies offer higher referral bonuses during the holiday season, making it an optimal opportunity to publicize these programs within your network.
Read related blog: How Much Do Christmas Trees Cost
Sell Unused Items for Quick Cash
The best time of year for decluttering is the holiday season, so all those clothes you never use can be sold for a few extra bucks. With online markets like eBay, Facebook Marketplace, and Poshmark, you can sell everything from clothes, electronics, furniture, and collectibles.
Since many people are in a competitive shopping mood during the holidays, you can sell your items fast and for just the right price. It’s time to go through your closets, garage, and storage and find things that still have a lot of life in them but no longer serve a purpose in your brand-new lifestyle.
List your items with lovely photos and good descriptions, ensuring you present all the information clearly and make a reasonable price. You may be surprised about the extra funds you can come up with by dumping stuff you no longer use.
Offer Seasonal Services in Your Community
Another way to earn extra money for Christmas is to help your community by doing seasonal work. Whether shoveling snow, hanging lights, caring for pets, or babysitting, there are ways to provide a service that someone can benefit from during the winter.
These sites, including TaskRabbit and Nextdoor, will allow people in your area to learn about your work. You can get the word out via social media or posters at local community centers. Providing seasonal services is a quick way to cash in on holidays while helping your neighbors prepare.
Because most people will want these things done before they head in for their holiday party, there may be more money to go around, so you can charge a pretty penny and fund your holiday excitement.
Explore Local Charity and Non-Profit Assistance
While these are national programs, several local charities and non-profits offer holiday help. Such agencies also supply people in need with free food commodities, holiday toys, and financial resources.
You can also ask your community center, religious institutions, or local government offices for local resources. Most towns and cities plan to ensure that everyone in the community can partake in holiday cheer, regardless of their financial condition.
Read related blog: How to Get Free Money on Temu?
Conclusion
Christmas need not break the bank. You can create a rewards account like Ebates, sign up to coupon websites, and apply for apps that will pay you back. If you need extra cash to get by or are looking for a more significant financial lifeline, the programs above can help you financially. Why not begin looking for these openings today? You may discover that this Christmas is much more cheerful and fun.
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FAQs on How Can I Get Free Money for Christmas
How can I get free money for Christmas without spending anything?
Making free money for Christmas without cost — utilizing cashback apps, entering holiday contests, using GPT sites, referring a friend, etc.
What are some legit programs that offer free money for Christmas?
Some legitimate programs that offer “free” money for Christmas include cashback apps like Rakuten, rewards from credit cards, or assistance programs such as The Salvation Army’s Angel Tree Program or Toys for Tots.
Are there any apps that give you money for Christmas?
Swagbucks, Ibotta, and Rakuten are just a few other examples of apps that will give you cash back and/or rewards (which can be turned into money or gift cards) and are also ways to get free money for Christmas.