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Negative interest rates: Explained

Every savings account offers you a sum of money in return every year when you deposit money into it. This is based on a pre-decided percentage and it is applied to the balance you maintain in your account. The resulting amount is called interest.

November 2, 2022
Johnathan James

How Do Payday Loans Work: Should You Get One? | Beem

Payday loans are high-cost loans that are granted for a small amount like $500-$1,000. You have to pay it back by your next paycheck. But how do the work and are they worth it?

August 21, 2022
Devanshee Dave

Why applying for a personal loan isn’t hard

Most online lenders and some banks offer a pre-qualification check that can be done online. Comparing offers with your requirements, options, and financial condition will help you choose the right one. You must make sure you can comfortably afford the monthly payments.

August 19, 2022
Richard Samuel

Why would I need a co-signer for an auto loan?

You would have worked hard to pay bills on time, and this would have earned you a good credit score that might outshine others. People who are aware of this may contact you to co-sign a loan for them. This is because having a co-signer with a good score and an established credit history is an advantage for someone applying for a loan with a lower credit score or thin credit profile.

August 8, 2022
Richard Samuel

Tips for Paying Off Student Loans: Millennial Tips

Student loans are a boon when you get them and a bane when you have to pay them back. While some call them a necessary evil, the pros outweigh the cons. But what is the best strategy to repay them?

March 4, 2022
Richard Samuel

What is a Loan? All You Need to Know About How Loans Work

Typically, you can get a loan with several types of lenders including banks, credit unions and online lenders among others.

August 25, 2021
Salakha Sharma

Debunking 4 personal loan myths you thought were true

June 29, 2021
Johnathan James

Best Strategies To Get A $5500 Loan With Lowest APR

May 26, 2021
Allan Moses

Joint Personal Loans for Married Couples: A Total Manual

May 25, 2021
Allan Moses

Things to Know Before Applying for Personal Loan: Explained

Progressively, personal loans are developing in ubiquity, with generally 20.2 million borrowers in the US as indicated by the web-based loaning commercial center Lending Tree.

July 4, 2020
Ayush Sharma

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1. Beem's Cash for emergencies or Everdraft™ product is different from cash advance, payday loans, personal loans. Depending on eligibility, Everdraft™ ranges from $5 - $1,000, subject to Beem's qualification terms and policies. Everdraft is part of the product bundle that comes with the Beem's monthly subscription. There are multiple ways to get your funds credited, however when funds are instantly transferred to debit card, a fee of $1-$4 may apply. Most users receive their Instant Transfer within 1-20 minutes. To check the Everdraft™ eligibility, users don't need to have a Beem monthly subscription. Beem doesn't ask for credit score to check the Everdraft™ qualification.

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