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Banking

What is a Social Security Number?

A Social Security number (SSN) is a nine-digit identifier designated to a US citizen, permanent resident and temporary (working) resident to keep a track of their income and decide related benefits to them. Here's everything you need to know about a Social Security Number, including how it works.

January 24, 2024
linewpadmin

Stop Payment – How to Cancel a Check & Stop Payment fees

There are many ways to request a stop payment, and the fee is different for each method. Most banks have the option to request a stop payment on the online banking website, computerized telephone banking, or customer service. A stop payment on a check is valid for six months.

December 28, 2023
Richard Samuel

Direct Deposit into Savings Instead of a Checking Account

Discover the subtleties of checking and savings accounts and their distinct purposes. Use direct deposit to save for long-term financial goals effortlessly.

December 22, 2023
linewpadmin

How to cancel a lost or stolen check

December 8, 2023
Devanshee Dave

How to Transfer Money From Bank to Bank in Few Steps

If you want to transfer money online, you need to establish a link between the two accounts involved. Bank transfers are common for people who own both a checking account and savings account in the same or different banks.

December 7, 2023
Devanshee Dave

Pros and Cons of a High-Yield Savings Account. Explained

When exploring the pros and cons of high yield savings accounts, you will find that the primary advantage of HYSAs is their higher interest rates. Traditional savings accounts often have interest rates below 0.33%, while the average rate for high-yield savings accounts is 3.5% to 4.5% or higher, depending on market conditions.

August 8, 2023
linewpadmin

What Is a Prepaid Visa Card: Definition, Working and Usage

The possibilities for spending with Visa prepaid cards are truly endless. However, there are certain things to consider before starting to use them.

January 18, 2023
Nivedita Majumdar

What Is a Money Order: All you need to know

A money order is an alternate option to cash and personal checks, money orders eliminate the risk of your money getting stolen.

October 21, 2022
Johnathan James

Multiple Savings Accounts -How Many Can I Have.

Savings accounts are helpful. But how much is too much? Here's the answer to the question: should you have more then one savings account?

October 18, 2022
Richard Samuel

Should Couples Have Separate Bank Accounts?

Many financial experts will tell you that having separate financial accounts as a couple is critical to a healthy relationship as it builds trust and keeps money out of the equation.

October 13, 2022
Richard Samuel

October Stimulus Check Update: What You Need to Know

According to reports, Google recently warned its employees: "There will be blood on the streets if next quarter's results don't look up." Yes, it does sound scary. But thankfully, the next round of stimulus checks are here to provide relief.

October 11, 2022
linewpadmin

How to Write a Check: A Simple Step-by-Step Guide

Ever faced with what you need to write on a check? Here are all the dos and don'ts that goes into writing a check.

September 15, 2022
Devanshee Dave

How to Mobile Deposit a Check ?

How often are you required to deposit a check? If you ever have to queue up in a line at the bank for a check deposit, remember, there is an easier option.

September 15, 2022
Richard Samuel

Should Married Couples Have Separate Bank Accounts? | Beem

Experts tend to believe that having a separate bank account means having a distant relationship with your partner. In the case where one partner is bringing a fortune and the other partner doesn't have anything, it makes sense to have a separate bank account.

September 5, 2022
Devanshee Dave

Prepaid Debit Card – Benefits

When you hear prepaid debit card, think of it as a gift card. It allows you to spend any amount of money is stored on the card. When you're low on balance, you can reload the card online or at an ATM.

September 4, 2022
Richard Samuel