Search

Cheap Health Insurance in Arkansas

With rising medical expenses, health insurance is not just beneficial but essential. Individuals or families benefit from minimal expenses amid unexpected emergencies. We present to you the best insurance providers in Arkansas.
Cheap Health Insurance in Arkansas
Getting appropriate health insurance is important across the U.S., including Arkansas. This blog will review some cheap health insurance providers in Arkansas, listing their pros and cons. Read on.
In this article

With rising medical expenses, health insurance is not just beneficial but essential. Individuals or families benefit from minimal expenses amid unexpected emergencies.

This blog will review some cheap health insurance providers in Arkansas, listing their pros and cons.

Top Cheap Health Insurance in Arkansas

Here are Arkansas’s top cheap health insurance providers and platforms.  

Beem

Beem, a platform for all things insurance, offers a range of plans designed to fit various lifestyles and budgets, including short-term medical coverage, accident insurance, critical illness coverage, or dental plans.

FactorsDetails 
ProsFlexible coverage duration (30 days to 1 year).
Options for individual and family plans.
Benefits for office visits and urgent care.
Access to large national networks.
ConsNot suitable for long-term coverage.
Monthly FeesIt depends on the plan and the chosen health insurance coverage which ranges between $391 and $407.
Out-Of-Pocket CostsVaries widely based on the selected plan, typically higher than traditional plans.
DeductiblesRanges from $1,000 to $5,000, depending on the plan.

Octave

Octave focuses on matching clients with therapists suited to their needs, using evidence-based methods, and aims for measurable improvements in mental health.

FactorDescription
ProsPersonalized therapy with a focus on human connection.
Range of therapy specialties.
Evidence-based approaches for faster results.
Significant improvement in depression symptoms for most clients.
ConsLimited out-of-state coverage.
Higher deductibles compared to some other providers.
Monthly CostAround $250 for an individual plan.
Out-of-PocketsUp to $8,000.
DeductiblesTypically, $3,000 for an individual.

Banner Aetna

Banner Aetna offers plans designed to provide extensive medical coverage, including telehealth services, everyday medicine and specialty care.

FactorsDetails 
ProsWide network of providers.
Comprehensive coverage, including telehealth.
Strong customer service.
Specialty care options for complex medical needs.
ConsPremiums are slightly higher than competitors.
Out-of-network care is expensive.
Monthly CostAround $350 for an individual plan.
Out-Of-Pocket CostsUp to $6,500.
Deductible Typically, $1,500 for an individual.

Oscar 

Oscar Health Insurance uses advanced technology to provide personalized, accessible, and affordable healthcare. Its services include virtual care, a dedicated team, and cost-saving prescription options.

Factors Details 
ProsInnovative tech features like telemedicine.
Cash rewards for meeting health goals.
Flexible plans tailored to different needs.
High customer satisfaction.
ConsLimited network compared to larger providers.
Customer service can be inconsistent.
Monthly FeesAround $407 on average for an individual plan.
Out-Of-Pocket CostsUp to $7,000.
DeductibleTypically $2,000 for an individual.

Ambetter 

Ambetter Health provides marketplace insurance plans that cover essential health benefits, ensuring comprehensive medical care and wellness services for individuals and families.

Factors Details 
ProsCompetitive pricing.
The broad range of plans.
Wellness programs and benefits.
Coverage for essential health benefits.
ConsMixed reviews on customer service.
Some plans have higher out-of-pocket costs.
Monthly FeesAround $290 for an individual plan.
Out-Of-Pocket CostsUp to $7,500.
DeductiblesTypically, $2,500 for an individual.

Health Advantage

Health Advantage, an Arkansas Blue Cross and Blue Shield affiliate, provides flexible and affordable group health plans through a large network of healthcare providers. Its focus is on quality care and cost management.

Factors Details 
ProsLarge network of quality healthcare providers.Cost-effective group plans for small and large employers.Focus on managing and reducing healthcare costs.Affiliated with Arkansas Blue Cross and Blue Shield.
ConsNo out-of-network coverage.Requires primary care physician (PCP) coordination.
Monthly FeesAround $330 for an individual plan.
Out-Of-Pocket CostsUp to $6,800.
DeductiblesTypically, $2,200 for an individual.

Blue Cross Blue Shield 

Since 1929, Blue Cross Blue Shield has been providing healthcare coverage tailored to the needs of local communities, ensuring access to a vast network of doctors and hospitals.

Factors Details 
ProsExtensive network of over 1.7 million providers.Personalized, community-focused healthcare.Nationwide coverage in all 50 states, D.C., and Puerto Rico.Long-standing reputation and trust.
ConsHigher monthly premiums compared to some competitors.Some plans have high deductibles.
Monthly FeesAround $370 for an individual plan.
Out-Of-Pocket CostsUp to $6,000.
DeductiblesTypically, $1,800 for an individual.

Conclusion 

Getting appropriate health insurance is important across the U.S., including Arkansas. Beem is a platform for all things insurance, whether short-term medical plans, accident insurance, or critical illness coverage. You can obtain solutions that fit your budget, ensuring you receive quality care whenever needed.

Read Related Blog: Cheap health insurance in Michigan.

FAQs

Who offers the lowest health insurance rates in Arkansas?

Arkansas’s lowest health insurance rates can vary depending on age, location, and coverage needs. It’s advisable to compare quotes from different insurance providers to find the most affordable option.

How do you get free health insurance in Arkansas?

While there isn’t typically free health insurance available for everyone in Arkansas, you may qualify for Medicaid if your income is below a certain level. Some community health centers and non-profit organizations offer those in need free or low-cost healthcare services.

Which insurer has low deductibles and out-of-pocket costs in Arkansas?

Health insurance plans with low deductibles and out-of-pocket costs vary depending on the provider and plan. Generally, you’ll find lower deductibles and out-of-pocket expenses in plans with higher monthly premiums. It’s essential to compare different plans to find the one that best fits your budget and coverage needs.

Was this helpful?

Did you like the post or would you like to give some feedback? Let us know your opinion by clicking one of the buttons below!

👍👎

Author

Picture of Raman Gujral

Raman Gujral

An achievement-oriented professional, Raman has 10+ years of experience in B2B SaaS and B2C products across Fintech, Telecom, Digital Media, Social Media and Logistics domains. Defining and communicating product vision and strategy, product roadmap development, product positioning, and data analysis, he is also an expert in health insurance and personal loans content.

Editor

This page is purely informational. Beem does not provide financial, legal or accounting advice. This article has been prepared for informational purposes only. It is not intended to provide financial, legal or accounting advice and should not be relied on for the same. Please consult your own financial, legal and accounting advisors before engaging in any transactions.

Related Posts

How Much Does Fake Teeth Cost?
Replacing missing teeth offers a lot of advantages. A complete set of teeth enhances your appearance and plays a crucial role in maintaining the structure of your mouth and jaw. Let's get started on this exciting and important topic.
How to Get Dental Implants Covered by Medical Insurance
Modern technology and treatment methods enable us to restore our smiles because of dental implants. Yet, such implants can be expensive. This blog dwells on how to subvert such costs.
Does Dental Insurance Cover Implants?
Dental implants are a valuable solution for replacing missing teeth. Yet, their high costs are a concern. In this blog, discover whether dental insurance covers implant costs, among others, to help you make the right decision.
How to Get Insurance to Pay for Eyelid Surgery
Eyelid surgery can provide multiple benefits, cosmetic and functional. It can rejuvenate your appearance by removing excess skin, fat, and muscle from the upper and lower eyelids. It can also address medical issues. But read this blog to understand if insurance will meet your needs.
Is Blepharoplasty Covered By Insurance?
Understanding insurance coverage for blepharoplasty hinges on its distinction between cosmetic and medically necessary purposes. Since medical insurance doesn't typically cover cosmetic procedures, elective blepharoplasty for aesthetic reasons is usually not reimbursed. And how can one determine if insurance will cover the procedure? Read to know more.
Does Insurance Cover Root Canal?
This blog will cover everything about root canal procedures, their associated costs, and how dental insurance can help pay for treatment. It also examines dental insurance plans and ways to get the most from your coverage.
Features
Essentials

Get up to $1,000 for emergencies

Send money to anyone in the US

Ger personalized financial insights

Monitor and grow credit score

Save up to 40% on car insurance

Get up to $1,000 for loss of income

Insure up to $1 Million

Coming Soon

File federal and state taxes at low cost

Quick estimate of your tax returns

Get up to $1,000 for emergencies

Send money to anyone in the US

Save big on auto insurance - compare quotes now!

Zip Code:
Zip Code: