Search

Cheap Health Insurance in Connecticut

Connecticut residents have many options for reasonably priced health insurance. There are individual policies, employee insurance or Medicaid. But which option works the best for you? Read to know more.
Cheap Health Insurance in Connecticut
As many as fourteen states, including Connecticut, have their health insurance market. Choose the best insurance plan for your family by comparing options and their features. Buckle up for an informative experience.
In this article

Connecticut residents have many options for reasonably priced health insurance. You can enroll in Medicaid or Medicare, purchase an individual policy from an insurer, or get insurance via your employer. As many as fourteen states, including Connecticut, have their health insurance market. Choose the best insurance plan for your family by comparing options and their features. Here are the cheap health insurance in Connecticut.

Top Cheap Health Insurance in Connecticut

Let’s look at the top cheap health insurance providers in Connecticut.

Beem

Beem simplifies managing multiple health insurance plans on a single platform.

Pros: Convenience, potential cost savings through provider negotiation, comparison tools.

Cons: Limited network of insurers, potential hidden fees, coverage gaps due to plan consolidation.

Monthly Cost: Variable (platform fee + individual plan premiums). Research specific costs.

Out-of-Pocket & Deductibles: Depend on chosen plans within Trybeem. Might not directly affect costs but could help find plans with lower costs.

ConnectiCare Benefits, Inc.

It’s a major health insurer offering various plans.

Pros: Established company, variety of plans, potential for discounts, and wellness programs.

Cons: It may not offer the cheapest options, with network limitations depending on your plan.

Monthly Cost (Basic Plan): Estimated at $648 per month (subject to change and depends on factors like age and location).

Out-of-Pocket & Deductibles: Varies by plan. Get a quote for specifics on your chosen plan.

Anthem Blue Cross and Blue Shield (Elevance Health)

Another leading Connecticut insurer known for its extensive network and customer service.

Pros: Large provider network, good customer satisfaction ratings, potential for wellness program benefits.

Cons: May not be the most budget-friendly option.

Monthly Cost (Basic Plan): Estimated $620/month (subject to change and depends on factors like age and location).

Out-of-Pocket & Deductibles: Varies by plan. Get a quote for specifics on your chosen plan.

Access Health CT (Connecticut’s Health Insurance Marketplace)

A state-run marketplace where you can compare plans from various insurers and potentially qualify for subsidies.

Pros: Access to subsidies that can significantly lower costs, ability to compare plans from multiple companies.

Cons: Open enrollment period limitations, may require more research comparing plans.

Monthly Cost (Basic Plan): Depends on the plan and potential subsidies. Use the marketplace tool for personalized estimates.

Out-of-Pocket & Deductibles: Varies by plan. Use the marketplace tool for specifics on your chosen plan.

UnitedHealthcare

A national company, UnitedHealthcare offers a wide range of plans in Connecticut.

Pros: Large network of doctors and hospitals, potential for lower premiums with high-deductible plans.

Cons: Customer service reviews can be mixed, network coverage can vary by plan.

Monthly Cost (Basic Plan): Around $450+ depending on age, location, and plan details

Out-of-Pocket & Deductibles: Varies by plan, but expect higher deductibles with lower monthly costs.

Cigna

Cigna offers a variety of plans in Connecticut, with a focus on wellness programs.

Pros: Known for user-friendly online tools and resources, some plans offer wellness program incentives that can lower costs.

Cons: Network may be narrower than some competitors, some plans might have higher out-of-pocket costs.

Monthly Cost: Around $500+ depending on age, location, and plan details.

Out-of-Pocket & Deductibles: Varies by plan, but may have higher out-of-pocket costs compared to some competitors.

Aetna (Now Part of CVS Health)

Aetna, recently acquired by CVS Health, offers a variety of plans in Connecticut.

Pros: Wide network of doctors and hospitals, potential for integrated care with CVS pharmacies (depending on plan details).

Cons: Out-of-network coverage may be limited, some customer service reviews mention difficulties with claims processing.

Monthly Cost: Around $400+ depending on age, location, and plan details.

Out-of-Pocket & Deductibles: Varies by plan, but expect higher deductibles with lower monthly costs.

Kaiser Permanente (Not Available Statewide)

Kaiser Permanente operates as an HMO model, with a network of its own doctors and hospitals (limited geographical availability).

Pros: Streamlined care experience focusing on preventative care, potentially lowering out-of-pocket costs once you meet deductibles.

Cons: Limited network of doctors and hospitals (only available in certain areas of Connecticut) and minimal flexibility in choosing providers.

Monthly Cost: Around $350+ depending on age, location, and plan details.

Out-of-Pocket & Deductibles: Out-of-pocket costs may be lower after meeting deductibles, but confirm coverage details for your specific location.

Conclusion

Anthem BlueCross BlueShield is the top affordable insurance provider in the state. It also has the fewest complaints and the lowest average pricing of any Connecticut health insurance provider.

Read Related Article: Cheap health insurance in Florida.

FAQs

Who has the lowest health insurance rates in Connecticut

Anthem’s Silver PPO Standard Pathway is Connecticut’s least expensive silver health insurance plan, costing $583 a month for a 40-year-old. However, you must pay $500 if you choose the Bronze plan. 

How to get free health insurance in Connecticut?

You must be a resident of the state of Connecticut, a citizen, permanent resident, or legal alien, in need of health care or insurance help, and have a low-to very low-income financial position to qualify for Connecticut Medicaid.

Which has low deductibles and out of pockets in Connecticut?

Gold plans can be helpful if you seek low-deductible insurance. Modest deductibles and frequently modest out-of-pocket expenses for medical care are features of many gold plans.

Was this helpful?

Did you like the post or would you like to give some feedback? Let us know your opinion by clicking one of the buttons below!

👍👎

Author

Picture of Raman Gujral

Raman Gujral

An achievement-oriented professional, Raman has 10+ years of experience in B2B SaaS and B2C products across Fintech, Telecom, Digital Media, Social Media and Logistics domains. Defining and communicating product vision and strategy, product roadmap development, product positioning, and data analysis, he is also an expert in health insurance and personal loans content.

Editor

This page is purely informational. Beem does not provide financial, legal or accounting advice. This article has been prepared for informational purposes only. It is not intended to provide financial, legal or accounting advice and should not be relied on for the same. Please consult your own financial, legal and accounting advisors before engaging in any transactions.

Related Posts

How Much Does Fake Teeth Cost?
Replacing missing teeth offers a lot of advantages. A complete set of teeth enhances your appearance and plays a crucial role in maintaining the structure of your mouth and jaw. Let's get started on this exciting and important topic.
How to Get Dental Implants Covered by Medical Insurance
Modern technology and treatment methods enable us to restore our smiles because of dental implants. Yet, such implants can be expensive. This blog dwells on how to subvert such costs.
Does Dental Insurance Cover Implants?
Dental implants are a valuable solution for replacing missing teeth. Yet, their high costs are a concern. In this blog, discover whether dental insurance covers implant costs, among others, to help you make the right decision.
How to Get Insurance to Pay for Eyelid Surgery
Eyelid surgery can provide multiple benefits, cosmetic and functional. It can rejuvenate your appearance by removing excess skin, fat, and muscle from the upper and lower eyelids. It can also address medical issues. But read this blog to understand if insurance will meet your needs.
Is Blepharoplasty Covered By Insurance?
Understanding insurance coverage for blepharoplasty hinges on its distinction between cosmetic and medically necessary purposes. Since medical insurance doesn't typically cover cosmetic procedures, elective blepharoplasty for aesthetic reasons is usually not reimbursed. And how can one determine if insurance will cover the procedure? Read to know more.
Does Insurance Cover Root Canal?
This blog will cover everything about root canal procedures, their associated costs, and how dental insurance can help pay for treatment. It also examines dental insurance plans and ways to get the most from your coverage.
Features
Essentials

Get up to $1,000 for emergencies

Send money to anyone in the US

Ger personalized financial insights

Monitor and grow credit score

Save up to 40% on car insurance

Get up to $1,000 for loss of income

Insure up to $1 Million

Coming Soon

File federal and state taxes at low cost

Quick estimate of your tax returns

Get up to $1,000 for emergencies

Send money to anyone in the US

Save big on auto insurance - compare quotes now!

Zip Code:
Zip Code: