Search

Cheap Health Insurance in Kansas

Monthly health insurance premiums in Kansas are higher than the national average, with premiums dependent on the type of coverage chosen. We tell you how you can secure the best coverage at the lowest possible cost in Kansas.
Cheap Health Insurance in Kansas
The type of coverage you choose influences your insurance premiums. This blog examines the top five cheap health insurance in Kansas, while highlighting their benefits and drawbacks.
In this article

Monthly health insurance premiums cost nearly $486 in Kansas, higher than the national average, according to data from The Kaiser Family Foundation. The coverage you choose influences your premiums. This blog examines the top five cheap health insurance in Kansas, while highlighting their benefits and drawbacks.

Top Cheap Health Insurance in Kansas

Here are the top five health insurance coverage options you can find in Kansas

Beem

Beem is a popular app that offers various financial services. It also offers a marketplace where you can search for your ideal health insurance policy. Beem partners with top providers such as Allstate to bring you comprehensive coverage at affordable prices. From short-term medical insurance to coverage for critical illness, you can find everything at cheap rates. 

ProsConsMonthly CostOut-Of-PocketsDeductibles
Cheap monthly premiums.

Extensive coverage options.

Easy access to online tools and resources.
Out-of-pocket expenses can be high.

No physical location.
Depends on the policy you have chosen. However, you can find coverages with monthly costs as low as $2.80 a month Can range from $6,000 to $10,000 annually.Can range between $3,500 and $9,500 every year.

Aetna Medicare

Aetna Medicare is a well-known provider serving millions across the country. It offers plans specifically designed for those eligible for Medicare, including Medicare Advantage and Medicare Supplement plans. In Kansas, Aetna is among the most affordable options.

ProsConsMonthly CostOut-Of-PocketsDeductibles
Offers additional benefits such as meals-at-home program and prescription benefits.

$0 monthly premium with Medicare Advantage plan.
Plans vary based on location.

Need to pay Medicare Part B premium as well.
There are several plans with which your monthly premium will be $0. However, the premium can go up to $519 depending on the planCan range between $8,850 and $13,300.Most of the plans have a $0 deductible. However, for plans with deductibles, the maximum amount can go up to $1,000.

Medicaid in Kansas

Medicaid is a program funded by the state and federal governments that pays for medically necessary services to those with low or no income. It provides low-cost or free health insurance to eligible low-income individuals and families in Kansas.

ProsConsMonthly CostOut-Of-PocketsDeductibles
Comprehensive coverage with no premiums for eligible individuals.

Low to no out-of-pocket costs.

Coverage for a wide range of health services.
Eligibility restrictions based on income and other factors.

Limited provider network compared to private insurance.
Medicaid in Kansas typically has no monthly premiums for eligible individuals and families.Out-of-pocket costs for Medicaid recipients in Kansas are minimal. Generally, the expenses include $0-$5 copayments for doctor visits and $0-$10 for prescription medicationsUsually nil, making it a very cost-effective option for those who qualify.

Oscar Health

Oscar Health is a newer entrant in the Kansas health insurance market, known for its tech-savvy approach and customer-friendly services. Oscar offers various plans under the Affordable Care Act plan; it can be a great option if you prefer the convenience of using the mobile app and virtual visits to doctors.

ProsConsMonthly CostOut-Of-PocketsDeductibles
Offers three types of health plans: HMOs, EPOs and PPOs.

Offers the convenience of a mobile app.

Free virtual primary care visits.
Rates can be higher.

Lack of vision and dental care coverage.
Can range between $254 and $544, depending on the plan.Can range between $1,550 and $9,450.Can be as low as $1,500. However, it may vary based on the plan. 

MediKan in Kansas

MediKan is a state-funded program designed to provide temporary health coverage to certain low-income adults who don’t qualify for Medicaid. It offers coverage for 12 months only, and you must also apply for  Social Security disability benefits.

ProsConsMonthly CostOut-Of-PocketsDeductibles
Provides essential health coverage for those ineligible for Medicaid.

Covers a wide range of medical services.
Temporary coverage limited to 12 months.

Limited to specific eligibility criteria.
Doesn’t charge monthly premiums for eligible individuals.Typically low and include small copayments for doctor visits and prescriptions. Some services may require a nominal fee.Generally has no deductibles, making it  accessible for those who qualify.

Conclusion

Kansas citizens have several health insurance options to choose from. One must  research them before opting for the most suitable option. Assess factors including the benefits and coverage they offer, monthly costs, among other factors. You can use Beem to find policies from top providers everywhere. Additionally, if your income is low, you can check out state-funded health insurance programs such as Medicaid and MediKan.

Read Related Article: Cheap health insurance in Iowa.

FAQs

Who offers the lowest health insurance rates in Kansas?

Medicaid offers the lowest health insurance rates in Kansas, with no premiums for eligible individuals and minimal out-of-pocket costs. For those who do not qualify for Medicaid, Beem and Oscar provide competitively priced plans with affordable monthly premiums.

How to get free health insurance in Kansas?

To get free health insurance in Kansas, you can apply for Medicaid if you meet the eligibility criteria based on income and family size. Additionally, certain individuals may qualify for MediKan, which provides temporary coverage at no cost.

Which plan has low deductibles and out-of-pockets in Kansas?

Aetna Medicare offers plans with low deductibles and out-of-pocket costs for Medicare-eligible individuals. For non-Medicare individuals, Medicaid provides the lowest out-of-pocket expenses, often with no deductible. You can use Beem to compare rates and coverages offered by various providers to determine the best policy for your needs.

Was this helpful?

Did you like the post or would you like to give some feedback? Let us know your opinion by clicking one of the buttons below!

👍👎

Author

Picture of Raman Gujral

Raman Gujral

An achievement-oriented professional, Raman has 10+ years of experience in B2B SaaS and B2C products across Fintech, Telecom, Digital Media, Social Media and Logistics domains. Defining and communicating product vision and strategy, product roadmap development, product positioning, and data analysis, he is also an expert in health insurance and personal loans content.

Editor

This page is purely informational. Beem does not provide financial, legal or accounting advice. This article has been prepared for informational purposes only. It is not intended to provide financial, legal or accounting advice and should not be relied on for the same. Please consult your own financial, legal and accounting advisors before engaging in any transactions.

Related Posts

How Much Does Fake Teeth Cost?
Replacing missing teeth offers a lot of advantages. A complete set of teeth enhances your appearance and plays a crucial role in maintaining the structure of your mouth and jaw. Let's get started on this exciting and important topic.
How to Get Dental Implants Covered by Medical Insurance
Modern technology and treatment methods enable us to restore our smiles because of dental implants. Yet, such implants can be expensive. This blog dwells on how to subvert such costs.
Does Dental Insurance Cover Implants?
Dental implants are a valuable solution for replacing missing teeth. Yet, their high costs are a concern. In this blog, discover whether dental insurance covers implant costs, among others, to help you make the right decision.
How to Get Insurance to Pay for Eyelid Surgery
Eyelid surgery can provide multiple benefits, cosmetic and functional. It can rejuvenate your appearance by removing excess skin, fat, and muscle from the upper and lower eyelids. It can also address medical issues. But read this blog to understand if insurance will meet your needs.
Is Blepharoplasty Covered By Insurance?
Understanding insurance coverage for blepharoplasty hinges on its distinction between cosmetic and medically necessary purposes. Since medical insurance doesn't typically cover cosmetic procedures, elective blepharoplasty for aesthetic reasons is usually not reimbursed. And how can one determine if insurance will cover the procedure? Read to know more.
Does Insurance Cover Root Canal?
This blog will cover everything about root canal procedures, their associated costs, and how dental insurance can help pay for treatment. It also examines dental insurance plans and ways to get the most from your coverage.
Features
Essentials

Get up to $1,000 for emergencies

Send money to anyone in the US

Ger personalized financial insights

Monitor and grow credit score

Save up to 40% on car insurance

Get up to $1,000 for loss of income

Insure up to $1 Million

Coming Soon

File federal and state taxes at low cost

Quick estimate of your tax returns

Get up to $1,000 for emergencies

Send money to anyone in the US

Save big on auto insurance - compare quotes now!

Zip Code:
Zip Code: