As you prepare to apply for a personal loan, it’s important to understand what levers you can pull to decrease how much you pay over the life of the loan.
Best Strategies To Find Loan With Low APR
Here are some strategies:
- Shop around.
- Get a co-signer.
- Sign up for an autopay discount.
- Avoid fees.
- Use collateral.
- Work with a credit union.
- Choose a shorter repayment period.
- Improve your credit score.
- Lower your debt-to-income ratio.