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What is a Good Credit Score: Understanding Creditworthiness

When was the last time you checked your credit score? If you're new to the credit field, you need to know what makes a good credit score. Read on to know more.

Secured Credit Card: Building Credit with Financial Security

Don't have a good credit score? Unable to get the money for a loan? Here's how you can restore your credit score using a secured credit card.

How to Save Money on Pets

Whether you've been a cat parent for years or this is your first time owning a dog, there is a huge amount of money involved in taking care of a pet. Many families that adopted new pets during the epidemic may ask how to reduce the cost of their care. Wondering how much a dog costs and how to save money on pets? Read our complete guide.

How to Do Credit Score Check For Free?

A credit score predicts your credit behavior based on information from your credit reports, such as how likely you are to repay a loan on time. When deciding whether to approve you for a new account, creditors and lenders take your credit scores into account.

Better money habits you need right now!

There are plenty of money habits out there. But which ones take the cake when you to deal with good money management.

How to manage money at every stage of life

Whatever your balance is, set up your strategy so that at any stage in life, you are financially secure. Boost the savings so that your money doesn’t let you down when you need it the most.

How Does debt consolidation impact your credit score

A good way to reduce your monthly debt payments is to apply for debt consolidation. It helps lower your overall interest rate. But how does it impact your credit score? Any time you apply for a loan, a hard inquiry is made on your credit. This reduces your score a bit. But this should not be much of a problem if you have good financial practices in general.

What is interest and how to pick the right rate

Interest is the amount of money that you get every time you lend a sum of money to someone else. It is the amount that the lender gets from the borrower. If you borrow money, you pay interest. If you lend money, you get interest income.

What you can do with $1000 dollars

If you have $1,000 and don’t know how to make the most of it, you’re in the right place.

Negative interest rates: Explained

Every savings account offers you a sum of money in return every year when you deposit money into it. This is based on a pre-decided percentage and it is applied to the balance you maintain in your account. The resulting amount is called interest.

Bank vs Credit Union: Which One Is Good for Savings?

Parking your money in an investment is always a good idea. When you invest money, you earn interest on your deposit. This way, you can use your funds to earn more instead of keeping them with you and not earning anything. Also, most accounts with financial institutions are insured federally. This makes your investment safe even if the institution goes out of business.

Diy Tricks to Make Halloween a Financial Treat

The Halloween budget is expected to touch the sky this year. Candy, decorations and costumes have already been hit by inflation. The average American will spend $169 in 2022, according to a recent survey, with parents spending $309 on underage children.

How to save on last-minute Halloween costs

While it is a popular holiday in the United States, Halloween is also the season when Americans spend the most. It is forecasted that in 2022 people will spend around $10.6 billion on Halloween-related items.
How to not have a Broke Halloween

How to Not Have a Broke Halloween 2024

Americans spend extravagantly on costumes, decorations, and fancy tricks and treats. In 2022, Americans are expected to spend over $10.6 billion on Halloween. This blog talks about clever tricks that can save you from going broke this Halloween.

How Halloween can teach children about money

It's that time of the year again: Spooks and thrills and treats and money. Yes money. You can guess what we're talking about. Yes, there is financial literacy lessons to be learnt even in Halloween.
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