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401(k)

What is 401(k) and How does it work? A Complete Guide

When you withdraw money from a 401(k) account, the IRS may lay claim to some of it. Here are the rules and information you should be familiar with if you want to avoid paying extra.

September 9, 2021
Salakha Sharma

How to Roll Over 401k to IRA: Mastering the Art

When leaving an employer for reasons other than retirement, it is important to ensure that you make informed decisions regarding your 401(k) plan.

September 9, 2021
Salakha Sharma

National 401k Day Guide: Deciding Between IRA and 401k

While one option is generally sufficient to create a reserve of funds after you retire, there is no reason why you can’t choose both.

September 9, 2021
Neehara Sanjivi

Why a 401(k) Withdrawal Should Be Your Last Resort

Your 401(k) gives you some pretty sweet tax breaks—if you don’t pull out of the plan before you turn 59 years old. However, when times are tough and you need an influx of cash, taking money out of your 401(k) to stay afloat is an option you could consider. But what are the repercussions?

August 6, 2021
Neehara Sanjivi

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1. Beem's Cash for emergencies or Everdraft™ product is different from cash advance, payday loans, personal loans. Depending on eligibility, Everdraft™ ranges from $5 - $1,000, subject to Beem's qualification terms and policies. Everdraft is part of the product bundle that comes with the Beem's monthly subscription. There are multiple ways to get your funds credited, however when funds are instantly transferred to debit card, a fee of $1-$4 may apply. Most users receive their Instant Transfer within 1-20 minutes. To check the Everdraft™ eligibility, users don't need to have a Beem monthly subscription. Beem doesn't ask for credit score to check the Everdraft™ qualification.