Car Insurance In Waukegan

Local insurance agents and agencies offer personalized solutions tailored to individual needs to help find the best car insurance In Waukegan.
Car Insurance in Waukegan
Car Insurance In Waukegan
The blog aims to help you zero in on the best options for car insurance in Waukegan that align with your financial needs and future goals.
In this article

When it comes to securing the right car insurance in Waukegan, enlisting the expertise of a trusted insurance agent is often the best way to navigate the complex world of auto coverage. These professionals understand the unique challenges and requirements of the local area, making them well-equipped to tailor insurance plans to individual needs.

Whether you’re a daily commuter or an occasional driver, they can help you find the optimal protection and value for your situation. With a local agent by your side, you can ensure you’re not overpaying for coverage you don’t need while guaranteeing you the necessary protection in an unexpected accident. So, regarding car insurance, relying on a professional agent in Waukegan is a smart and relevant choice for residents seeking peace of mind on the road.

Trybeem – Affordable Car Insurance

Beem offers the best car insurance at budget-friendly rates. They simplify comparing quotes by providing personalized options from major insurance providers. Here’s what you need to know:

Factors Affecting Rates:

  • Age, driving record, and location influence your premiums.
  • Vehicle type and coverage choices impact costs.

Coverage Options:

  • Liability, collision, comprehensive, and more.
  • Tailor your policy to your specific needs.

Why Choose Beem:

  • Compare quotes in minutes, saving you money.
  • Access a variety of discounts and bundles.
  • Get the coverage you want at an affordable price.

How to Get Started:

  • Enter basic information to our partner, MediaAlpha.
  • Use the online tool to find the best-suited policy.
  • Make an informed choice for your auto insurance needs.

Beem simplifies the car insurance comparison process, ensuring you have the necessary coverage without breaking the bank. Get started with Beem today.

Illinois Vehicle

Illinois Vehicle offers essential auto insurance coverage tailored to individual needs. You meet legal requirements with liability coverage that includes the following minimums: $25,000 for one person’s injury or death in an accident, $50,000 for multiple people’s injury or death in an accident, and $20,000 for property damage to others. Additionally, they offer optional full coverage, encompassing collision and comprehensive policies. Uninsured and underinsured motorist coverage ensures financial protection in accidents involving insufficiently insured drivers. Roadside assistance and rental reimbursement options provide added peace of mind. Illinois Vehicle caters to drivers with diverse circumstances, including those without a valid driver’s license. Their commitment to affordable, comprehensive coverage safeguards drivers from unexpected financial hardship.

United Auto Insurance

In Waukegan, Illinois, United Auto Insurance is the go-to source for car insurance needs. With over 50 years of experience, they offer low-cost insurance coverage, including auto, SR-22, motorcycle, commercial auto, liability, homeowner’s, and renter’s insurance. Their commitment to serving the local community extends to new and experienced drivers, making peace of mind affordable. United Auto Insurance provides free quotes and guidance, catering to high-risk drivers and those seeking budget-friendly insurance options.

Insure On The Spot

Insure on the Spot in Waukegan, IL, offers affordable car insurance with a legacy dating back to 1986. With extensive experience, they cater to a diverse range of drivers, from new to experienced, and vehicles of all ages. Committed to customer satisfaction, they boast a 97% approval rating and an average savings of $300 for their clients. Insure on the Spot provides instant insurance ID cards via email and offers 24/7 Nationwide Roadside Assistance. Contact their bilingual service associates for personalized car insurance solutions in Waukegan, whether you reside in North Chicago, Libertyville, Beach Park, or Grayslake.

Magnum Insurance

In Waukegan, IL, the local Magnum Insurance Agency provides affordable insurance options, including auto insurance, SR22 insurance, motorcycle insurance, commercial insurance, life insurance, and more. Their certified agents work with top partners to find the right coverage for your needs at competitive rates. Whether you need an SR22 certificate or are looking for a car, motorcycle, renters, homeowners, or commercial insurance, Magnum Insurance offers affordable options and excellent service. With over 38 Chicagoland stores, they have a strong track record of serving over 3 million customers and providing exclusive perks like discounts and a mobile app for policy management.


State Farm offers comprehensive insurance solutions for residents of Waukegan, IL. Their insurance products include home, auto, life, and more coverage. Customers can personalize their insurance quotes online or consult a local agent to create a tailored insurance plan that suits their needs and budget. New auto insurance customers have reported potential savings of nearly $50 per month. State Farm provides various coverage options, such as collision, comprehensive, liability, medical payments, and uninsured or underinsured motorist coverage for cars and motorcycles. For insurance needs in Waukegan, State Farm is ready to assist.

Alamo Insurance

Alamo Insurance & Financial Service is a trusted choice for those seeking comprehensive insurance coverage in Illinois and nearby areas. With 29 years of industry experience, their expert agents offer home, life, commercial, and auto insurance tailored to your budget. Serving residents of Waukegan, Round Lake Beach, and Mundelein since 1994, this locally-owned agency ensures personalized service. They provide free quotes from top insurance providers, offering same-day coverage and various discounts. Alamo Insurance is licensed in Illinois, Indiana, and Wisconsin, making it a reliable option for affordable auto insurance.

Brian Lock

Brian Lock offers a range of auto insurance plans. With over a decade of experience, Brian and his team, affiliated with State Farm, have achieved recognition in the insurance carrier’s Ambassador Club, Chairman’s Circle, and SVP Club. Their car insurance offerings encompass collision, comprehensive, rideshare, and rental insurance. While specializing in auto insurance, they also provide coverage for homes, life, health, and businesses, ensuring complete protection for clients in Waukegan and nearby areas.

Weer Insurance Group

Weer Insurance Group is a reputable auto insurance provider catering to Waukegan and its neighboring areas. With a commitment to safeguarding personal and commercial clients from financial liabilities, it stands out as a leading business insurance provider boasting a network of over 18,000 agents. Their insurance offerings include comprehensive and collision protection under full coverage and liability insurance to shield clients from potential legal ramifications following significant vehicular incidents. Their mobility and flexibility to meet clients at their preferred locations sets them apart. Weer Insurance Group has garnered positive feedback, with a robust online presence and high ratings in professionalism and responsiveness.

West’s Insurance Agency

West’s Insurance Agency is a reputable choice for insurance services in Waukegan and beyond. Established by Bradford F. West in 1929, it remains a family-owned and operated full-service independent insurance agency. Their coverage spans various insurance policies, including auto, homeowners, and business insurance. The auto insurance they offer encompasses protection against losses resulting from accidents and related medical expenses. Furthermore, they provide comprehensive insurance that safeguards against damages from natural disasters like hurricanes, floods, theft, or fire incidents. Although some online reviews vary, they maintain high professionalism with quick responsiveness and helpful communication.

Simply Insurance

Simply Insurance is a distinguished independent insurance agency focusing on auto insurance solutions. With over a decade of experience, this agency is dedicated to delivering flexible, efficient, and cost-effective auto insurance options to its clientele. They cater to a wide range of drivers, including preferred and special cases, and offer same-day coverage for those in urgent need. Moreover, Simply Insurance provides coverage for non-license holders and high-risk drivers while offering services in English and Spanish to accommodate a diverse client base. With positive online reviews and high professionalism, they consistently demonstrate quick responsiveness, friendliness, and helpful communication.

Leonardi Insurance Agency

Leonardi Insurance Agency has proudly served Waukegan and nearby communities for over 94 years. They offer comprehensive auto insurance policies encompassing complete vehicle replacement, roadside assistance, and original replacement parts. With owner Craig Slaw’s 40 years of industry expertise and an experienced team, Leonardi Insurance Agency effectively caters to the needs of more than 1,000 families and 300 businesses within the Chicago metro area. Although they hold a high rating, their overall professionalism score reflects responsiveness, friendliness, and helpfulness.

Kent Rouse

Kent Rouse, an established State Farm agent, has served clients in Waukegan and nearby areas for nearly eight years. With a dedicated team of six agents, they specialize in providing expert guidance on car insurance policies. Additionally, Rouse and his team offer valuable assistance in financial services, including educational saving and retirement planning. While they boast high ratings on Google and Facebook, their overall professionalism rating, including responsiveness, friendliness, and helpfulness, indicates room for improvement.

Alamo Insurance – Waukegan

Alamo Insurance, situated in Waukegan, is a well-regarded independent insurance agency providing comprehensive insurance solutions to residents in the area. Their team of experienced agents assists clients in navigating a range of insurance options to safeguard their properties, vehicles, and themselves. Alamo Insurance specializes in writing auto insurance policies that cover road calamities, natural disasters, and losses, including vehicles used for ridesharing services. With bilingual staff and agents, they cater to both English and Spanish-speaking clients. Their reputation is solid, as evidenced by their favorable Google and Yelp reviews.


When securing the right car insurance in Waukegan, residents have a variety of trusted options to choose from. Local insurance agents and agencies offer personalized solutions tailored to individual needs, whether you’re a daily commuter, an occasional driver, or facing unique circumstances. These professionals are committed to providing efficient, affordable, and comprehensive car insurance plans. With their expertise, residents can navigate the complex world of auto coverage and ensure they have the necessary protection for peace of mind on the road.

You can use Beem to find the best insurance quotes to help you make the right choice. Auto insurance with Beem covers damage to your vehicle, other vehicles or property, and injuries to yourself or others. 


How Much Is The Average Car Insurance In Waukegan, Illinois?

On average, good drivers in Waukegan, Illinois, pay approximately $49 per month or $584 per year for minimum-coverage car insurance. In comparison, full-coverage insurance rates average around $141 per month or $1,694 per year.

Is Car Insurance High In Waukegan, Illinois?

Car insurance rates in Waukegan, Illinois, are relatively affordable for good drivers, with minimum-coverage insurance averaging $49 per month while full-coverage rates are around $141 per month.

Do You Need Car Insurance In Waukegan, Illinois?

Yes, car insurance is required in Waukegan, Illinois, as it is mandatory in Illinois for all drivers to have minimum liability insurance coverage to operate a vehicle legally.

What Is Full Coverage In Waukegan, Illinois?

Full coverage in Waukegan, Illinois, includes liability and comprehensive/collision coverage for maximum protection.

How Does Car Insurance Work In Waukegan, Illinois?

Car insurance in Waukegan, Illinois, offers financial protection and coverage for accident-related costs based on policy terms and coverage types.

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Picture of Aniket Kulkarni

Aniket Kulkarni

A seasoned Product Manager specializing in car insurance content, Aniket has a passion for simplifying complex insurance concepts. His strategic approach to content development reflects years of experience in the product development industry, coupled with a commitment to providing accurate, reliable information.


This page is purely informational. Beem does not provide financial, legal or accounting advice. This article has been prepared for informational purposes only. It is not intended to provide financial, legal or accounting advice and should not be relied on for the same. Please consult your own financial, legal and accounting advisors before engaging in any transactions.

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