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9 Best Cash Advance Apps that Work with Cash App [2024]

Let’s learn about cash advance applications that work with Cash App and provide instant access to money. Examine characteristics to ensure smooth integration and wise financial choices.
Cash Advance Apps that Work with Cash App
9 Best Cash Advance Apps that Work with Cash App [2024]
Learn about 10 cash advance applications that work well with Cash App to provide quick access to funds. Explore the features of Dave, Albert, Klover, Beem, Brigit, Empower, MoneyLion, etc, to make wise borrowing decisions.
In this article

If you use Cash App to send money quickly or the Cash App debit card, the good news is that numerous cash advance apps are compatible with Cash App. This means you can tap into these apps for an advance on your earnings and effortlessly transfer funds to your Cash App wallet. Are you excited to learn about cash advance apps that go with Cash App? Let’s begin!

Cash Advance Apps that Work with Cash App

We have a list of 9 cash advance apps that some of you might already know. They make it easy to borrow money for a short while without trouble. You don’t need a Cash App account, but having both can be useful.

Cash Advance AppFeatures
BeemVersatile instant transfers and withdrawals of $5-$1,000
BrigitUp to $250 borrowing, no credit checks
EmpowerImmediate $250 advances, $1,000 credit lines
MoneyLion$500 Instacash, diverse financial services
AlbertOverdraft-free $250 advances, focus on security
KloverTask incentives for larger advances
DaveSuited for small emergencies, up to $500
BranchFee-free $500 instant advances, no membership
DailyPayOn-demand pay, accurate tracking of wages
Table 1.0. Best cash advance apps that work with Cash App

1. Beem

Beem stands out with its seamless instant money transfers, irrespective of the recipient’s bank status or possession of the Beem app.

Features

Beem ensures a versatile solution for money movement. Its Everdraft™ feature amplifies transaction capabilities, allowing diverse and extensive transfers. It provides instant cash advances of $5 to $1,000 during emergencies. Additionally, Beem offers multiple recipient options, including gift cards, prepaid cards, bank transfers, and instant debit card transfers, enhancing convenience and flexibility.

2. Brigit

Brigit offers up to $250 borrowing without conducting credit checks, providing flexible repayment choices and a credit-enhancing attribute.

Pros

  • Flexibility in repayment schedules
  • Free extension for repayment
  • Credit-building feature

Cons

  • 1-3 days for standard delivery
  • Variations in maximum loan amounts
  • Subscription fees are notably steep.

Also Read: Cash Advance Apps that works with paypal

3. Empower

Empower, as an app, provides immediate paycheck cash advances of up to $250 and credit lines reaching $1,000. The cash advances come without fees or interest, whereas credit lines may carry a 35.99% APR.

Pros

  • Fee-free and interest-free cash advances
  • Flexible eligibility without credit checks

Cons

  • Cash advance capped at $250
  • $8 monthly subscription

4. MoneyLion

MoneyLion, a comprehensive mobile app, combines banking, investment opportunities, and credit-building loans and provides cash advances up to $500, offering rapid Instacash access for eligible users.

Pros

  • Swift access to $500 through Instacash
  • Range of available financial services
  • No requirement for credit verification

Cons

  • Requires connected bank accounts
  • Monthly membership fee of $19.99

5. Albert

Like Cash App, Albert offers overdraft-free cash advances up to $250 with 2-3 days processing time, emphasizing data security and financial inclusivity.

Pros

  • Optional debit card availability
  • No requirement for credit verification
  • Absence of interest fees

Cons

  • Extended standard delivery duration
  • Limited availability of specific banking services

6. Klover

Klover includes spending insights, overdraft protection, and a points system to increase borrowing limits. The app incentivizes tasks like inviting friends, scanning receipts, or completing surveys to earn points for more significant advances or to offset instant deposit fees.

Pros

  • Absence of obligatory fees
  • Prevents overdrawing of accounts

Cons

  • Cap on advances at $200
  • Three-day wait for funds
  • Elevated fast-funding fees

7. Dave

Dave allows advances from $25 to $500, featuring a low $1 subscription fee, catering to minor emergencies but requiring access to detailed income and expenditure information.

Pros

  • Well-suited for small advances
  • Maximum advance limit of $500
  • No penalties for late payments

Cons

  • Mandates access to income and spending records
  • Users have voiced concerns about fluctuations in maximum advance amounts

8. Branch

The branch enables cash advances up to $500 through “Instant Pay” without membership or advance fees. Instead of interest, users can choose to leave a tip. For instant advances withdrawn on payday, they charge between $2.99 to $4.99.

Pros

  • No advance fee unless it’s an instant withdrawal
  • Absence of membership fees

Cons

  • Limits on advance amounts
  • Requires a supported debit card
  • Not suitable for remote employees

9. DailyPay

DailyPay offers an on-demand pay solution granting employees access to earned wages before the standard payday. This platform serves diverse businesses, yet instant transfers can be costly despite accurately tracking hours and wages.

Pros

  • Accurate hours and wage tracking
  • Ability to add offers to your Cash App card

Cons

  • Instant transfers can be expensive
  • Delayed availability contradicts the name

What is a Cash App?

Cash App is a free platform for quick money transfers. It allows sending and receiving payments instantly in the US and UK after linking a bank account or depositing funds into the Cash App. Users also get a free Visa debit card to spend their Cash App balance anywhere Visa is accepted. Frequent Cash App users might also access Borrow, a credit line for emergencies, although a 5% fee applies to each withdrawal.

Benefits of Using Cash App

Cash App provides numerous benefits compared to other financial institutions:

  • No monthly fees or overdraft charges.
  • Access your paycheck up to 48 hours in advance via direct deposit.
  • Exclusive in-app discounts on select retailer purchases.
  • Round off transactions to invest in stocks or bitcoin.
  • Account insured by FDIC.

What Are Cash Advance Apps that Work with Cash App?

Here’s a table outlining cash advance apps and their compatibility with Cash App:

Cash Advance AppCompatibility with Cash App
BeemYes
BrigitYes
EmpowerYes
MoneyLionYes
AlbertYes
KloverYes
DaveYes
BranchNo
Cash App SpotMeYes
DailyPayNo

Choosing a Cash Advance App that Works with Cash App

When selecting a cash advance app compatible with Cash App, consider factors like fees, advance limits, and integration.

Apps like Beem, Brigit, Empower, MoneyLion, Albert, Klover, Dave offer seamless compatibility. Assess their fee structures, maximum advance amounts, and ease of use to find the one that aligns best with your financial needs and preferences.

Conclusion 

Many options are available when you’re a Cash App user and want to send money to another cash advance app. Depending on your cash advance app, you’ll require a different method to connect your accounts if you need help to link directly to the Cash App.

Assessing their unique features and compatibilities enables users to navigate borrowing options that fit their needs, simplifying financial management and enhancing accessibility.

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Team Beem

Team Beem

Team Beem brings you the latest in the world of personal finance to you. From tips and tricks on how to manage money to how to get cash for emergencies, Beem is your destination for all the information you need to be smart about your money.

This page is purely informational. Beem does not provide financial, legal or accounting advice. This article has been prepared for informational purposes only. It is not intended to provide financial, legal or accounting advice and should not be relied on for the same. Please consult your own financial, legal and accounting advisors before engaging in any transactions.

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