If you use Cash App to send money quickly or the Cash App debit card, the good news is that numerous cash advance apps are compatible with Cash App. This means you can tap into these apps for an advance on your earnings and effortlessly transfer funds to your Cash App wallet. Are you excited to learn about cash advance apps that go with Cash App? Let’s begin!
Cash Advance Apps that Work with Cash App
We have a list of 9 cash advance apps that some of you might already know. They make it easy to borrow money for a short while without trouble. You don’t need a Cash App account, but having both can be useful.
| Cash Advance App | Features |
|---|---|
| Beem | Versatile instant transfers and withdrawals of $5-$1,000 |
| Brigit | Up to $250 borrowing, no credit checks |
| Empower | Immediate $250 advances, $1,000 credit lines |
| MoneyLion | $500 Instacash, diverse financial services |
| Albert | Overdraft-free $250 advances, focus on security |
| Klover | Task incentives for larger advances |
| Dave | Suited for small emergencies, up to $500 |
| Branch | Fee-free $500 instant advances, no membership |
| DailyPay | On-demand pay, accurate tracking of wages |
1. Beem
Beem stands out with its seamless instant money transfers, irrespective of the recipient’s bank status or possession of the Beem app.
Features
Beem ensures a versatile solution for money movement. Its Everdraft™ feature amplifies transaction capabilities, allowing diverse and extensive transfers. It provides instant cash advances of $5 to $1,000 during emergencies. Additionally, Beem offers multiple recipient options, including gift cards, prepaid cards, bank transfers, and instant debit card transfers, enhancing convenience and flexibility.
2. Brigit
Brigit offers up to $250 borrowing without conducting credit checks, providing flexible repayment choices and a credit-enhancing attribute.
Pros
- Flexibility in repayment schedules
- Free extension for repayment
- Credit-building feature
Cons
- 1-3 days for standard delivery
- Variations in maximum loan amounts
- Subscription fees are notably steep.
3. Empower
Empower, as an app, provides immediate paycheck cash advances of up to $250 and credit lines reaching $1,000. The cash advances come without fees or interest, whereas credit lines may carry a 35.99% APR.
Pros
- Fee-free and interest-free cash advances
- Flexible eligibility without credit checks
Cons
- Cash advance capped at $250
- $8 monthly subscription
4. MoneyLion
MoneyLion, a comprehensive money borrowing app, combines banking, investment opportunities, and credit-building loans and provides cash advances up to $500, offering rapid Instacash access for eligible users.
Pros
- Swift access to $500 through Instacash
- Range of available financial services
- No requirement for credit verification
Cons
- Requires connected bank accounts
- Monthly membership fee of $19.99
5. Albert
Like Cash App, Albert offers overdraft-free cash advances up to $250 with 2-3 days processing time, emphasizing data security and financial inclusivity.
Pros
- Optional debit card availability
- No requirement for credit verification
- Absence of interest fees
Cons
- Extended standard delivery duration
- Limited availability of specific banking services
6. Klover
Klover includes spending insights, overdraft protection, and a points system to increase borrowing limits. The app incentivizes tasks like inviting friends, scanning receipts, or completing surveys to earn points for more significant advances or to offset instant deposit fees.
Pros
- Absence of obligatory fees
- Prevents overdrawing of accounts
Cons
- Cap on advances at $200
- Three-day wait for funds
- Elevated fast-funding fees
7. Dave
Dave allows advances from $25 to $500, featuring a low $1 subscription fee, catering to minor emergencies but requiring access to detailed income and expenditure information.
Pros
- Well-suited for small advances
- Maximum advance limit of $500
- No penalties for late payments
Cons
- Mandates access to income and spending records
- Users have voiced concerns about fluctuations in maximum advance amounts
8. Branch
The branch enables cash advances up to $500 through “Instant Pay” without membership or advance fees. Instead of interest, users can choose to leave a tip. For instant advances withdrawn on payday, they charge between $2.99 to $4.99.
Pros
- No advance fee unless it’s an instant withdrawal
- Absence of membership fees
Cons
- Limits on advance amounts
- Requires a supported debit card
- Not suitable for remote employees
9. DailyPay
DailyPay offers an on-demand pay solution granting employees access to earned wages before the standard payday. This platform serves diverse businesses, yet instant transfers can be costly despite accurately tracking hours and wages.
Pros
- Accurate hours and wage tracking
- Ability to add offers to your Cash App card
Cons
- Instant transfers can be expensive
- Delayed availability contradicts the name
Benefits of Using Cash App
Cash App provides numerous benefits compared to other financial institutions:
- No monthly fees or overdraft charges.
- Access your paycheck up to 48 hours in advance via direct deposit.
- Exclusive in-app discounts on select retailer purchases.
- Round off transactions to invest in stocks or bitcoin.
- Account insured by FDIC.
Conclusion
Many options are available when you’re a Cash App user and want to send money to another cash advance app. Depending on your cash advance app, you’ll require a different method to connect your accounts if you need help to link directly to the Cash App.
Assessing their unique features and compatibilities enables users to navigate borrowing options that fit their needs, simplifying financial management and enhancing accessibility.
