Search

Credit

Build it for your future.

Credit

Does Partial Payment Affect Credit Score? Explained

Partial payments will have a negative effect on your credit score. Even though the creditor might accept the payment, it will be reported as missed or delinquent when you don’t pay the minimum amount.

Can I Settle for a Fair Credit Score?

The Federal Trade Commission always advises everyone not to believe agencies that guarantee to increase your credit score or remove certain parts from your report. These are scams that would steal your money.

630 Credit Score: Understanding Your Financial Health

According to FICO, nearly 9% of Americans had scores between 600 and 649 in 2019. If you pay every bill on time and never use more than 30% of the credit limit, you can easily increase your credit score.

Credit score 580: Is it good or bad for you?

Delaying payments and bills can lead to a bad credit score. A score of 580 is considered a bad score. Almost 12.5% of Americans hold credit scores between 500 to 599 on the FICO.

Bad Credit and No Credit: What’s the Difference

Both bad credit and no credit have their disadvantages. It is best to have a favorable score and take actions that create a good credit history.

Cash Now Pay Later vs Buy Now Pay Later

While Buy Now Pay Later (BNPL) has become the buzzword of the payments industry in the Covid-19 era, have you heard of Cash Now Pay Later(CNPL)? If you haven’t you are living under a rock! No worries, that’s why we’re here, to help you understand the nuances of BNPL and CNPL and what will work best for you.

Why is your credit score low?

It's crucial to have a good credit score. When you are irregular with your loan or credit card payments, you are likely to have a low credit score.
good credit score

Credit Wellness: How to Maintain Good Credit Health

Are you're saving up to buy a house someday? And you’ll need a big loan for the same? Or do you want to pay less interest on your credit card? Either way, you need to improve your credit score. The key to getting better interest rates and lower fees.

Why ‘Buy Now, Pay Later’ Is a Bad Idea: Exploring the Risks

If you continuously rely on the Buy Now Pay Later (BNPL) method for your purchases, you might have to change your plans to survive 2022.

How to Protect Your Credit Score Effectively

Protecting your finances goes beyond just keeping tabs on your bank balance or your loans. It pays to keep an eye on your credit score as well. Here's our guide to protecting your credit score.
How to boost credit score for a personal loan

Boost Credit Personal Loan: Everything You Need to Know

Sometimes, earning a regular income is not sufficient to cover the additional expenses and that can indeed be tough. One of the solutions to aid this problem is to get a personal loan. But what happens if your credit score is bad?

How to Build Good Credit Without a Credit Card| Beem

Whenever you opt for credit, whether it is a credit card or any other kind of loan, it is reported to the credit bureaus such as Equifax, Experian, and TransUnion. There are some utility firms and rental companies that report your bill payment to credit rating agencies. So how can you build a good credit score without using a credit card?

The best time to build your credit score is now!

Did you know that in the United States alone, almost 40% of people between the ages of 20 to 24 have almost zero credit history. If you need to know how you can build and maintain a good credit score, we've got you covered.

Cash Now Pay Later: Why millennials and Gen Zers love it

Cash Now Pay Later (CNPL) has become a 2021 trend. And by the looks of it, the easy cash option has appealed and caught on to millennials and Gen Zers rapidly. Read on to know all about the phenomenon.

20 Legit and Easy Ways to Get Fast Cash

Your payday seems far away, maybe days or weeks at a distance and you need cash now, right now! But what could you possibly do? You’re probably having panic attacks and stress naturally! But honestly, you don’t have to worry a notch. There are ways to get your hands on money in a hurry, without falling prey to scams — 20 ways to be more precise.
Features
Essentials

Get up to $1,000 for emergencies

Send money to anyone in the US

Ger personalized financial insights

Monitor and grow credit score

Save up to 40% on car insurance

Get up to $1,000 for loss of income

Insure up to $1 Million

Plans starting at $2.80/month

Compare and get best personal loan

Get up to 5% APY today

Learn more about Federal & State taxes

Quick estimate of your tax returns

1 month free trial on medical services

Get paid to play your favourite games

Start saving now from top brands!