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When and Why You Need a Personal Check: Banking Insights

A personal check works like a promissory note confirming the payment to the receiver. You should opt for a check only from a bank or a credit union to avoid the higher cost. Using checks comes with zero convenience fees.

August 24, 2022
Devanshee Dave

What Happens When Certificate of Deposit Matures

Once your CD matures, you have the option to reinvest in a new CD or invest the money somewhere else or can use it as you desire. But if you fail to withdraw money within 2 weeks from the day of maturity, the bank will reinvest the amount in a new CD of the same term.

August 23, 2022
Devanshee Dave

How Much Returns Does a CD Give?

CDs provide a stable return over a period of time and the best part of that is that the investments are secured federally. It is always suggested that you research, compare and calculate details related to your CDs. Notice the difference in lock-in period, interest rates, and earnings after a few years.

August 23, 2022
Devanshee Dave

Unlocking Benefits: The Power of a Premium Checking Account

If you have enough assets to qualify and be eligible for a premium checking account, you can take advantage of additional benefits. It is a one-stop destination for all your banking needs where you can find an umbrella of services under one roof.

August 23, 2022
Devanshee Dave

Why ‘Buy Now, Pay Later’ Is a Bad Idea: Exploring the Risks

If you continuously rely on the Buy Now Pay Later (BNPL) method for your purchases, you might have to change your plans to survive 2022.

August 23, 2022
Richard Samuel

How to save money on school supplies in 2022

Sky-rocketing consumer products have put shoppers in a fix, especially parents of kids who are going back to school this year. There are a few options including charity organizations and tax breaks that can help you save money if you’re shopping for school supplies for your kids.

August 23, 2022
Johnathan James

How to Protect Your Credit Score Effectively

Protecting your finances goes beyond just keeping tabs on your bank balance or your loans. It pays to keep an eye on your credit score as well. Here's our guide to protecting your credit score.

August 23, 2022
Maddison Frank

Why Personal Checks Are Still Relevant in the Digital Age

Checks work like debit cards, but transactions don’t happen in an instant. You can avoid convenience fees entirely if you make payments by writing a personal check. For large purchases, a cashier’s check is a secure option.

August 22, 2022
Richard Samuel

What You Need to Start a Bank Account Online: Step-by-Step

Before you start applying, you must have clarity on what kind of account you need. The FDIC safeguards your money if the bank fails. After you open an account online, you would be required to make an initial deposit.

August 22, 2022
Richard Samuel

Why finding the right bank is important

Before choosing a bank, you should be aware of the bank’s practices. Banks that use advanced technology can lend you a helping hand in numerous situations. Asking people who already manage several bank accounts would also give you more clarity.

August 22, 2022
Richard Samuel

Joint accounts: All you need to know

A joint bank account would work well provided you and another account holder have a trustworthy relationship. Couples can opt for a joint account as it would make it easy to share the expenditure like rent. If you’re opening a joint account with your spouse, you don’t have to close your individual account as it can always have some money for personal expenses or even giving surprises.

August 22, 2022
Richard Samuel

Checking vs Savings Account: What to Pick in 2024

If you want to gain the advantage of interest rate on savings, a savings account is an ideal deal for you. If you have a bank account needed for basic and frequent daily transactions, a checking account is suitable for you.

August 21, 2022
Devanshee Dave

Boost Credit Personal Loan: Everything You Need to Know

Sometimes, earning a regular income is not sufficient to cover the additional expenses and that can indeed be tough. One of the solutions to aid this problem is to get a personal loan. But what happens if your credit score is bad?

August 21, 2022
Devanshee Dave

Depositing Money Through ATM: Convenient Banking in 2024

ATMs eliminate the need to visit a bank to deposit money. You can deposit any amount of bills together, and the ATM will process it for you, no need to fill a slip.

August 21, 2022
Devanshee Dave

How to Make an International Money Transfer: Easy Steps

Sending money online internationally has become very easy with a variety of options available. Most payment methods cover countries across the globe ranging from emerging countries to developed ones. The payment charges for transfer range from $1 to $5. It can be more depending on the institution you choose.

August 21, 2022
Devanshee Dave

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1. Beem's Cash for emergencies or Everdraft™ product is different from cash advance, payday loans, personal loans. Depending on eligibility, Everdraft™ ranges from $5 - $1,000, subject to Beem's qualification terms and policies. Everdraft is part of the product bundle that comes with the Beem's monthly subscription. There are multiple ways to get your funds credited, however when funds are instantly transferred to debit card, a fee of $1-$4 may apply. Most users receive their Instant Transfer within 1-20 minutes. To check the Everdraft™ eligibility, users don't need to have a Beem monthly subscription. Beem doesn't ask for credit score to check the Everdraft™ qualification.

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