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Maximizing Cash Back Rewards: The Best Practices

Make sure you redeem your cash back by requesting for a statement credit, bank deposit, or physical check in the mail, depending on what your issuer offers before it expires.

January 3, 2023
Fatema Yusuf

Side Gigs to Make Fast $100 Cash

Do you own a motorcycle, have a smartphone and are willing to work nights and weekends? You can put them to work and earn money on your own time. Similarly, utilize any skill you have, and you will be able to earn $100 per day through freelancing online.

January 3, 2023
Thejaswini MA

How to Use Credit Card Reward Points for Holiday Travel: Top Tips

December 26, 2022
Allan Moses

Secured Credit Card: Building Credit with Financial Security

Don't have a good credit score? Unable to get the money for a loan? Here's how you can restore your credit score using a secured credit card.

November 20, 2022
Daman Datta

How to get started on your credit journey

A good credit score can help you in various things such as opting for an education loan, getting a home loan, buying a car using credit, or just as simple as opting for a credit card. You can get a secured credit card easily when you are just starting your credit journey.

September 15, 2022
Devanshee Dave

Credit Wellness: How to Maintain Good Credit Health

Are you're saving up to buy a house someday? And you’ll need a big loan for the same? Or do you want to pay less interest on your credit card? Either way, you need to improve your credit score. The key to getting better interest rates and lower fees.

August 30, 2022
Shirlene Grace Isaac

Why You Should Own a Debit Card

A debit card is a physical card used to make purchases online or even in-person by spending cash from your checking account. If you don’t have a bank account, you can try a prepaid debit card.If you use a credit card, you can make a purchase now and pay later.

August 27, 2022
Richard Samuel

How to Build Good Credit Without a Credit Card| Beem

Whenever you opt for credit, whether it is a credit card or any other kind of loan, it is reported to the credit bureaus such as Equifax, Experian, and TransUnion. There are some utility firms and rental companies that report your bill payment to credit rating agencies. So how can you build a good credit score without using a credit card?

March 4, 2022
Devanshee Dave

Stay away from debt during the most expensive Thanksgiving

Since food prices have risen like never before, you will have to redo your budget for this Thanksgiving. While it’s already expensive to host Thanksgiving dinner, this year will be a different story if you don’t plan a strategy now.

November 24, 2021
Richard Samuel

Consolidate Credit Card Debt: Strategies for Financial Freedom

Debt management plans combine all your credit card debts into monthly instalments at comparatively lower interest. If you have a permanent life insurance policy that has the option for a loan, you can use this facility to consolidate your credit card debt.

August 5, 2021
Neehara Sanjivi

Credit Cards: 5 Signs You Are Asking for Trouble

It is estimated that Americans have more than $4.2 trillion in outstanding debt, with credit card debt accounting for more than 25% of that amount, according to the Federal Reserve.

September 1, 2020
Karthik Viveka

Over-dependence on credit cards puts your financial stability in peril

August 6, 2020
Karthik Viveka

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1. Beem's Cash for emergencies or Everdraft™ product is different from cash advance, payday loans, personal loans. Depending on eligibility, Everdraft™ ranges from $5 - $1,000, subject to Beem's qualification terms and policies. Everdraft is part of the product bundle that comes with the Beem's monthly subscription. There are multiple ways to get your funds credited, however when funds are instantly transferred to debit card, a fee of $1-$4 may apply. Most users receive their Instant Transfer within 1-20 minutes. To check the Everdraft™ eligibility, users don't need to have a Beem monthly subscription. Beem doesn't ask for credit score to check the Everdraft™ qualification.

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