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Personal Loan vs Credit Card: Know which suits you?

When choosing between a personal loan vs credit card, several factors must be considered to make an informed decision based on individual circumstances and financial goals.

July 26, 2023
Raman Gujral

How to use a credit card to build good credit

The lifetime value of a good credit score will save you money on most of your major life purchases, so it’s a financial target worth pursuing.

January 20, 2023
Nivedita Majumdar

What credit cards are good for fair credit?

With the help of the right credit card, you can build on your credit score and improve the future of your finances. So make the right choice and select from the best credit cards for fair credit.

January 18, 2023
Nivedita Majumdar

How Do Cash Back Credit Cards Work in 2024

You need to educate yourself on the different credit card benefits and fees in order to get the best out of your cash back card.

January 18, 2023
Daman Datta

What is a low credit score and how to better it

A low credit score can put you in a tough situation reflecting a history of inaccurate/default repayment records and higher credit inquiries.

January 18, 2023
Fatema Yusuf

Best secured credit cards

Take your pick from our recommendations of the best secured credit cards. Your secured credit card could just be the right pathway to improve credit and build up your finances.

January 11, 2023
Nivedita Majumdar

What is a balance transfer credit card?

It is easier to keep track of payments if you consolidate several credit card balances onto a single card. Choosing the right card is important.

January 11, 2023
Daman Datta

How to read your credit score chart

January 9, 2023
Fatema Yusuf

Maximizing Cash Back Rewards: The Best Practices

Make sure you redeem your cash back by requesting for a statement credit, bank deposit, or physical check in the mail, depending on what your issuer offers before it expires.

January 3, 2023
Fatema Yusuf

Side Gigs to Make Fast $100 Cash

Do you own a motorcycle, have a smartphone and are willing to work nights and weekends? You can put them to work and earn money on your own time. Similarly, utilize any skill you have, and you will be able to earn $100 per day through freelancing online.

January 3, 2023
Thejaswini MA

How to Use Credit Card Reward Points for Holiday Travel: Top Tips

December 26, 2022
Allan Moses

Secured Credit Card: Building Credit with Financial Security

Don't have a good credit score? Unable to get the money for a loan? Here's how you can restore your credit score using a secured credit card.

November 20, 2022
Daman Datta

How to get started on your credit journey

A good credit score can help you in various things such as opting for an education loan, getting a home loan, buying a car using credit, or just as simple as opting for a credit card. You can get a secured credit card easily when you are just starting your credit journey.

September 15, 2022
Devanshee Dave

Credit Wellness: How to Maintain Good Credit Health

Are you're saving up to buy a house someday? And you’ll need a big loan for the same? Or do you want to pay less interest on your credit card? Either way, you need to improve your credit score. The key to getting better interest rates and lower fees.

August 30, 2022
Shirlene Grace Isaac

Why You Should Own a Debit Card

A debit card is a physical card used to make purchases online or even in-person by spending cash from your checking account. If you don’t have a bank account, you can try a prepaid debit card.If you use a credit card, you can make a purchase now and pay later.

August 27, 2022
Richard Samuel

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1. Beem's Cash for emergencies or Everdraft™ product is different from cash advance, payday loans, personal loans. Depending on eligibility, Everdraft™ ranges from $5 - $1,000, subject to Beem's qualification terms and policies. Everdraft is part of the product bundle that comes with the Beem's monthly subscription. There are multiple ways to get your funds credited, however when funds are instantly transferred to debit card, a fee of $1-$4 may apply. Most users receive their Instant Transfer within 1-20 minutes. To check the Everdraft™ eligibility, users don't need to have a Beem monthly subscription. Beem doesn't ask for credit score to check the Everdraft™ qualification.

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