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How to Build Good Credit Without a Credit Card| Beem

Whenever you opt for credit, whether it is a credit card or any other kind of loan, it is reported to the credit bureaus such as Equifax, Experian, and TransUnion. There are some utility firms and rental companies that report your bill payment to credit rating agencies. So how can you build a good credit score without using a credit card?

March 4, 2022
Devanshee Dave

Stay away from debt during the most expensive Thanksgiving

Since food prices have risen like never before, you will have to redo your budget for this Thanksgiving. While it’s already expensive to host Thanksgiving dinner, this year will be a different story if you don’t plan a strategy now.

November 24, 2021
Richard Samuel

Consolidate Credit Card Debt: Strategies for Financial Freedom

Debt management plans combine all your credit card debts into monthly instalments at comparatively lower interest. If you have a permanent life insurance policy that has the option for a loan, you can use this facility to consolidate your credit card debt.

August 5, 2021
Neehara Sanjivi

Credit Cards: 5 Signs You Are Asking for Trouble

It is estimated that Americans have more than $4.2 trillion in outstanding debt, with credit card debt accounting for more than 25% of that amount, according to the Federal Reserve.

September 1, 2020
Karthik Viveka

Over-dependence on credit cards puts your financial stability in peril

August 6, 2020
Karthik Viveka

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1. Beem's Cash for emergencies or Everdraft™ product is different from cash advance, payday loans, personal loans. Depending on eligibility, Everdraft™ ranges from $5 - $1,000, subject to Beem's qualification terms and policies. Everdraft is part of the product bundle that comes with the Beem's monthly subscription. There are multiple ways to get your funds credited, however when funds are instantly transferred to debit card, a fee of $1-$4 may apply. Most users receive their Instant Transfer within 1-20 minutes. To check the Everdraft™ eligibility, users don't need to have a Beem monthly subscription. Beem doesn't ask for credit score to check the Everdraft™ qualification.