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Richard Samuel

E Richard Samuel loves learning. From finding out the newest food in town to traveling and writing, he loves learning about everything. When he’s not writing, he’s probably trying to master the piano or watching food reviews.

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Richard Samuel
millennial student loans

Tips for Paying Off Student Loans: Millennial Tips

Student loans are a boon when you get them and a bane when you have to pay them back. While some call them a necessary evil, the pros outweigh the cons. But what is the best strategy to repay them?

Frugal February Challenge: Smart Finance Plans to Change

It's not something that might thrill you. Still, this simple challenge during the shortest month of the year can make a significant difference and also help you reach your financial goals. At the end of it, even if you fail, you would be in a better place than you were in January.

Significant Social Security changes coming this 2024

After a challenging 2021, if you're on your way to becoming a senior citizen, you are set to get increased benefits. Here's our round-up of all the changes that are coming this year.

Financial resolutions checklist for the rest of the year

The New Year is the best time to set right things. Where are you in your resolutions? Why don’t we secure our future by making easy-to-follow financial resolutions?

Handle your money differently this 2022

The New Year is the perfect time for new beginnings. It's an opportunity to retrospect on what went wrong last year or in the previous years. Some of us may not make any resolutions after not keeping up with anything in the past. However, most experts ask you not to give up because nearly all of us usually set unrealistic targets and get frustrated by not reaching them in a short time.

Get back on track with your money this New Year

Having a plan is easy. Sticking to it is tough. With the pandemic and the ensuing fallout, finances took a turn for the worse in 2021. This New Year brings new opportunities. Here's your chance to get it right this time.

2022 finances: It’s never too late to get back up again

We wouldn’t mind eating a little more, enjoying a little more, and spending a little more during the holiday season. So, it’s likely that all of us would have spent beyond the holiday budget. The new year is the best time to start a new habit, especially a financial habit.

How to afford Christmas when you’re struggling with finances

You might be running short of funds this year end. That doesn't mean you need to have a blue Christmas. Depending on your budget, you can prepare for a memorable holiday with fewer expenses and more activities.

How to set up your emergency kit on a budget

Wherever you live, you will need an emergency survival kit to survive hurricanes, wildfires, tornadoes or blizzards. That's why we're taking you through all the essential steps you need to take to protect yourself and your loved ones from emergencies.
Stay away from debt during the most expensive Thanksgiving

Stay away from debt during the most expensive Thanksgiving

Since food prices have risen like never before, you will have to redo your budget for this Thanksgiving. While it’s already expensive to host Thanksgiving dinner, this year will be a different story if you don’t plan a strategy now.

Lionel Messi Net Worth 2024: Biography, Career and Salary

Lionel Messi is the highest-paid soccer player globally and also the highest-paid athlete in all sports. His 2017 contract with FC Barcelona gave Messi a base annual salary of $168 million. But did you know the down-to-earth player has a heart of gold when it comes to philanthropy.

Shiba Inu: Is It Wise to Invest in the Meme Coin Now?

As new cryptocurrencies are joining the fray every day, there is no assurance that today's investments will give good returns in the future. Investments that bring steady returns perform well over time.

Holiday hacks: How to plan a debt-free vacation

There is no doubt that all of us enjoy vacations. No one would say “no” to a break after months of hard work. However, holidays are expensive and would need thousands of dollars. And the money would disappear in a few days. Your vacation should be enjoyable with your mind away from calculating finances. That's why we have these holiday hacks for you to enjoy a debt-free vacation.
tax filing extention

Tax Filing Extension 2023 – Things to remember

The month of April is when taxes are due in the United States. It's the month where you would find many filers doing whatever it takes to meet the deadline. However, if you've missed it and got a tax extension, now's the time to pay it.

What New York’s bills mean for the city’s delivery workers

During the Covid-19 pandemic, food delivery workers have become ubiquitous as restaurants relied entirely on delivery services to survive. The gig working industry had gone for a toss. Here's how New York is changing that.
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