Cash Now Pay Later: Emergency funds when you need it most

Do you have bills to pay, tickets to book online and other emergency needs? This is where Beem’s Cash Now Pay Later (CNPL) comes in handy.
Cash Now Pay Later: Emergency funds when you need it most
The concept of Buy Now Pay Later is taking the world by storm. But did you know you can also get Cash Now and Pay Later? The advantage with CNPL is you get cash in hand, not just buying options which is the case with BNPL.
In this article

You need cash now, but payday is still days or weeks away. What do you do? Panic and stress start taking over. Want to get your hands on money in a hurry without falling prey to scams? Subscribe to Beem.

What is Cash Now Pay Later?

The CNPL concept allows you, the user, to have instant access to cash and pay it back later. It is similar to credit card benefits — same but different! This will take your bill-paying to a whole new level. It makes transactions easy and you can settle the entire amount at the end of the cycle which is typically 3 months.

Here are all the benefits of Cash Now Pay Later with Beem:

It’s all about the extras

If you’re an active working professional with a ton of bills to pay out every month, with Beem you can get money when it matters to you most. Now you have access to extra cash when bills pile up. 

Repay when you can

CNPL with Beem allows you to borrow money without having to repay your debt right away. It is unlike personal loans that require monthly payments to satisfy your debt over time. Rather, it is a fixed repayment schedule over the course of a few months.

You will be told upfront what you’ll need to pay each time and it’s usually the same amount. Beem subscription plan starts at just $2.47/month.

Signs of approval

Beem provides you with fast approval decisions and payouts. Approval happens in 5 easy steps that are convenient, confidential, secure and straightforward.

Also Known About : Cash Now Pay Later

Qualifications matter

It will take you less than a few minutes to find out how much cash you qualify for. It could be anywhere from $10 to $500 for customers without interest and credit checks. Beem also provides tools and services to help you save, spend and plan better. Returning customers are eligible for more.

Shopping spree

Cash Now Pay Later gives you the ability to take items home right away for your emergency needs. You can pay later based on your paycheck date. It is convenient at the moment and disciplines you to pay for purchases over time. 

Credit score unaffected

A high credit score is not necessary to qualify for CNPL and neither does it affect your credit score in any way because CNPL usually doesn’t add to your credit score. 

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Shirlene Grace Isaac

Shirlene Grace Isaac

Shirlene puts words on the Internet because she loves to do so and also for the money! She is a singer, songwriter, occasional poet, artist and muser — all in the body of a 20 something. She's a taleteller of sorts often looking for opportunities to narrate stories untold.


This page is purely informational. Beem does not provide financial, legal or accounting advice. This article has been prepared for informational purposes only. It is not intended to provide financial, legal or accounting advice and should not be relied on for the same. Please consult your own financial, legal and accounting advisors before engaging in any transactions.

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