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Credit Wellness: How to Maintain Good Credit Health

Are you're saving up to buy a house someday? And you’ll need a big loan for the same? Or do you want to pay less interest on your credit card? Either way, you need to improve your credit score. The key to getting better interest rates and lower fees.

Why ‘Buy Now, Pay Later’ Is a Bad Idea: Exploring the Risks

If you continuously rely on the Buy Now Pay Later (BNPL) method for your purchases, you might have to change your plans to survive 2022.

How to Protect Your Credit Score Effectively

Protecting your finances goes beyond just keeping tabs on your bank balance or your loans. It pays to keep an eye on your credit score as well. Here's our guide to protecting your credit score.
How to boost credit score for a personal loan

Boost Credit Personal Loan: Everything You Need to Know

Sometimes, earning a regular income is not sufficient to cover the additional expenses and that can indeed be tough. One of the solutions to aid this problem is to get a personal loan. But what happens if your credit score is bad?

How to Build Good Credit Without a Credit Card| Beem

Whenever you opt for credit, whether it is a credit card or any other kind of loan, it is reported to the credit bureaus such as Equifax, Experian, and TransUnion. There are some utility firms and rental companies that report your bill payment to credit rating agencies. So how can you build a good credit score without using a credit card?

The best time to build your credit score is now!

Did you know that in the United States alone, almost 40% of people between the ages of 20 to 24 have almost zero credit history. If you need to know how you can build and maintain a good credit score, we've got you covered.

Cash Now Pay Later: Why millennials and Gen Zers love it

Cash Now Pay Later (CNPL) has become a 2021 trend. And by the looks of it, the easy cash option has appealed and caught on to millennials and Gen Zers rapidly. Read on to know all about the phenomenon.

20 Legit and Easy Ways to Get Fast Cash

Your payday seems far away, maybe days or weeks at a distance and you need cash now, right now! But what could you possibly do? You’re probably having panic attacks and stress naturally! But honestly, you don’t have to worry a notch. There are ways to get your hands on money in a hurry, without falling prey to scams — 20 ways to be more precise.

Cash Now Pay Later: What is the future of BNPL

Buy Now Pay Later is the trend now. The option to not pay immediately and return the money in easy installments without the nag of credit checks or interest fees is reshaping the way we look at money.

Does Cash Now Pay Later Affect Your Credit Score?

The concept of “Cash Now Pay Later” (CNPL) isn’t new. Traditionally, stores hold on to an item until you can afford to pay for it, CNPL will help you walk out of the store with your item while utilizing a plan to pay for it over time.

What’s the Big Deal About Cash Now, Pay Later?

Money can be a boon or a bane, but it's never going away. We may always be in a state of need even when we dream of being content with what we have. That's why Cash Now Pay Later is an asset in realizing those dreams.

Cash Now Pay Later: All the dos and don’ts of CNPL

Shopping has become America's favorite pastime. With advertisements popping, from TV to billboards to city buses, temptation hits the eye everywhere. And Cash Now Pay Later by Line is kind of like the cherry on top of the cake, with quick access to cash when you need it most.

What is Credit Score? Here’s Why It Matters to You

Your credit score is an indication of your capability to repay new debt. If your score is 690 or above, your credit is considered to be good.

Cash Now Pay Later: Emergency funds when you need it most

The concept of Buy Now Pay Later is taking the world by storm. But did you know you can also get Cash Now and Pay Later? The advantage with CNPL is you get cash in hand, not just buying options which is the case with BNPL.

Consolidate Credit Card Debt: Strategies for Financial Freedom

Debt management plans combine all your credit card debts into monthly instalments at comparatively lower interest. If you have a permanent life insurance policy that has the option for a loan, you can use this facility to consolidate your credit card debt.
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1. Beem's Cash for emergencies or Everdraft™ product is different from cash advance, payday loans, personal loans. Depending on eligibility, Everdraft™ ranges from $5 - $1,000, subject to Beem's qualification terms and policies. Everdraft is part of the product bundle that comes with the Beem's monthly subscription. There are multiple ways to get your funds credited, however when funds are instantly transferred to debit card, a fee of $1-$4 may apply. Most users receive their Instant Transfer within 1-20 minutes. To check the Everdraft™ eligibility, users don't need to have a Beem monthly subscription. Beem doesn't ask for credit score to check the Everdraft™ qualification.
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