Top 14 Apps Like Dave – Best Alternatives for Dave

Depending on the diverse financial needs and preferences of users, there may be requirement for higher cash advance limits and lower fees. While Dave is a good option, there are numerous reliable alternatives. Let’s explore!
Dave Alternatives
Top 14 Apps Like Dave – Best Alternatives for Dave
The ever-evolving financial technology landscape prompts us to explore alternatives to Dave to meet users' financial needs and preferences. Here are some of the most popular Dave alternative.
In this article

Dave is a mobile app with widespread popularity for its financial management features. It protects against dreaded overdraft fees, seamlessly connecting to users’ bank accounts and issuing real-time alerts to prevent these costly mishaps.

Moreover, it offers users the flexibility to access cash advances, typically up to $100, along with a suite of financial tools, including budgeting, automatic savings, and credit-building solutions.

However, the ever-evolving financial technology landscape prompts us to explore alternatives to Dave. Why? Because users’ financial needs and preferences are diverse. Some may require higher cash advance limits, lower fees, or different financial tools. Beem is the best alternative app to instant cash advance that offers benefits without any hidden interest charges and due date fees.

So let’s deep dive into the top 14 Best alternatives for Dave and find the ideal Dave alternative that aligns with your financial goals.

Top 14 Apps Like Dave – Best Alternatives

Discover the top 14 alternatives to Dave, each offering unique features and benefits, providing diverse solutions to your financial needs, and empowering your financial journey.

Top 14 Apps Like Dave - Best Alternatives for Dave

Cash Advance App Comparison Table

BeemMoney transfers, simplified tax filing, budgeting, credit monitoringManages finances in one placeMay not offer cash advances
PayactivEarned Wage Access, instant transfers, financial control, automatic paymentsAccess earned wages before payday, manage financesMay require employer participation
EmpowerCash advances up to $250, no credit checks, instant transfersGet cash advances, avoid overdraftsMonthly subscription fee
EarninAccess to earned wages, no fees or interest, tip-basedAccess earned wages without feesLower limit compared to some cash advances
VaroCash advances up to $100, flat fee, early direct deposit, online banking featuresCash advances, early access to paycheck, manage financesLower advance limit compared to some
MoneyLionHigher advance limits, credit builder program, crypto trading, investment accountsHigher advance limits, additional financial toolsMay require MoneyLion bank account for full features
BrigitCash advances (Instant Cash), budgeting tools, extensions availableCash advances, budgeting toolsMonthly subscription fee
DailyPay100% access to earned income, real-time updates, 24/7 transfersAccess all earned wages before payday, manage financesEmployer-dependent
AlbertCash advances up to $250, no interest or fees, up to 3 advances per pay periodCash advances without fees, multiple advancesLower advance limit
ChimeLine of credit (SpotMe), up to $200, no overdraft fees, covers overdraftsAvoid overdraft fees, access small credit lineLower advance limit
PockBoxConnects with short-term lenders, access to quick cash up to $2,500, simple applicationQuick access to cashMay have high interest rates
BranchAdvanced pay process, access to up to $5,000 per pay period, flexible, no membership feesAccess larger sums before payday, flexibleMay require employer participation
LoanSoloConnects with willing lenders, quick access to cash up to $3,000, repayment flexibilityAccess cash from lenders, flexible repaymentHigh risk of defaults, recovery fees
AxosEarly access to paycheck, no cash advances, funds released fasterGet paid earlierNo cash advances

1. Beem


Beem, the best alternative app to instant cash advance, is your dependable financial partner, offering various versatile solutions. Beem simplifies money transfers, making it effortless to send money to anyone.

Apps Like Dave- Beem

During tax season, Beem provides straightforward filing options. Its Better Financial Feed prevents overdrafts, offers budget planning tools, and provides personalized financial insights. Beem also helps monitor and improve your credit score, opening doors to rentals, leases, loans, and more.

Play store ratings:


14.9K reviews


Apple store ratings:

4.3 • 21.3K Ratings

2. Payactiv

apps like dave - payactiv

Payactiv’s app grants you complete control over your finances, enabling access to your earnings when required. It empowers you to maximize your financial goals and offers exclusive discounts, premium services, and added convenience from trusted companies within a single app.

Apps Like Dave- Payactiv

Payactiv introduces Earned Wage Access (EWA), allowing you to access part of your paycheck as soon as it’s earned, eliminating the need to wait for payday. You can even schedule automatic payments, giving you and your family increased financial freedom.

Payactiv simplifies the path to financial stability by providing new opportunities to earn, spend, and save money all in one place.

Play store ratings:


26.4K reviews


Apple store ratings:

 4.8 • 46.7K Ratings

3. Empower

apps like dave - empower

Empower is a financial services company that offers cash advances of up to $250 without needing credit checks or interest. To access these advances, there’s an $8 monthly fee.

Apps Like Dave- Empower

This fee includes standard bank transfers, taking 2 to 5 days. Alternatively, instant transfers are available, ranging from $1 to $8, unless you have a qualifying Empower Card for reduced fees.

Play store ratings:


155K reviews


Apple store ratings:

4.8 • 168.7K Ratings


apps like dave- earnin

EARNIN is a valuable financial app tailored to meet urgent money requirements. Designed primarily for full-time workers, it grants access to their earned wages, resembling features found in Dave. It allows for advance paybacks in emergencies without altering interest rates or fees.

Apps Like Dave- EARNIN

There are no membership fees, making it an enticing choice. Users have the option to leave tips, but it’s not obligatory. With regular use, you can even increase your limit to $500.

Play store ratings:


234K reviews


Apple store ratings:

 4.7 • 276K Ratings

5. Varo

apps like dave - varo

Varo is a financial platform that offers cash advances of up to $100 without needing tips or interest charges. Instead, they charge a fee based on the advance amount, which is repaid on your next payday.

Apps Like Dave- Varo

You should have had an active Varo checking account lasting at least 30 days to qualify. It should have received at least $1,000 in direct deposits and have an active Varo debit card.

Varo provides early access to your direct deposit paycheck and offers various online banking features, making it a convenient financial tool.

Also Read: Solo Funds Alternatives

Play store ratings:


2.22L reviews


Apple store ratings:

 4.9 • 202.7K Ratings

6. MoneyLion

apps like dave - moneylion

MoneyLion distinguishes itself from Dave by not charging a monthly fee and offering more substantial advance limits. You can access $500 per pay period as a standard amount and up to $700 if you join MoneyLion’s Credit Builder Plus program.

Apps Like Dave- MoneyLion

By opening a RoarMoney account with direct deposit, you could qualify for up to $1,000. MoneyLion serves as a comprehensive banking app featuring investment accounts and crypto trading.

Play store ratings:


1.14L reviews


Apple store ratings:

 4.7 • 121.8K Ratings

7. Brigit

apps like dave- brigit

Brigit is a financial app akin to Dave, offering instant cash advances for bad credit and valuable money management tools. Subscribers can access up to $250, with initial limits usually lower.

Apps Like Dave- Brigit

You need an active checking account for two months, consistent direct deposits, and a positive balance to qualify. While most repay their advances on the next payday, extensions are available.

Deposits take a few business days, or you can pay a small fee for instant transfer. Brigit’s features are accessible with a $9.99 monthly fee.

Also Read: Alternative to cash app

Play store ratings:


181K reviews


Apple store ratings:

4.8 • 285.6K Ratings

8. DailyPay

apps like dave - dailypay

DailyPay provides a distinct advantage over the Dave app by granting access to 100% of your earned income, making it suitable for emergencies requiring more than $500. It offers ‘earned wage access,’ allowing employees to access their earnings as they accrue rather than waiting for payday.

Apps Like Dave- Dailypay

However, it’s important to note that DailyPay is only available if your employer offers it. You can transfer funds instantly (for a fee) or wait until the next business day, and the app integrates with your company’s timekeeping system to track your earnings.

It provides real-time earning updates and allows 24/7 fund transfers to any account or card.

Play store ratings:


126K reviews


Apple store ratings:

 4.8 • 230.8K Ratings

9. Albert

apps like dave - albert

Albert is a well-known cash advance app that provides up to $250 in cash advances without any interest or fees, much like Dave. You can access up to three cash advances per pay period, at most $250. This feature helps bridge financial gaps between paydays.

Apps Like Dave- Albert

The cash advances from Albert are free, and you can gradually increase your advance amount with a good repayment history. Repayment occurs on your next payday, but you can discuss an extension plan if you encounter difficulties.

Also Read: Best Klover Alternatives

Play store ratings:


91.3K reviews


Apple store ratings:

 4.6 • 172.5K Ratings

10. Chime

apps like dave - chime

Chime offers a unique cash advance service, allowing you to access up to $200 for debit card purchases and cash withdrawals. They have a SpotMe program, which doesn’t charge overdraft fees but provides a line of credit.

Apps Like Dave- Chime

Initially, users may have a $20 limit, but it can increase to $200 with responsible use. If you review your bank account balance, Chime covers the overdraft and deducts the repayment from your next paycheck.

Play store ratings:


6.18L reviews


Apple store ratings:

 4.8 • 776.2K Ratings

11. PockBox

apps like dave - pockbox

PockBox is a notable online app that connects users with short-term lenders, providing access to quick cash, sometimes up to $2,500. Filling out simple forms takes only a few minutes, and you can expect the funds in your account by the next business day.

Apps Like Dave- PockBox

Repayment options vary based on your credit situation, with online and offline payment methods available. Its efficiency has established PockBox as a market leader in this space.

12. Branch

apps like dave - branch

Branch offers an advanced pay process, allowing users to manage work-related tasks like shift changes, chatting with colleagues, and tracking hours. You can access up to $5,000 per pay period or $150 per day based on your work hours. Like Dave, it’s quick and flexible but doesn’t have membership costs.

Apps Like Dave- Branch

You can take advances from your daily earnings, provided your employer also uses the app. Register, upload your work hours, and enjoy its benefits for cash transactions.

Play store ratings:


14.7L reviews


13. Loan Solo

apps like dave - loansolo

Loan Solo connects users with willing lenders, providing quick access to cash without additional costs or hassles. Depending on the lender and your credit, you can secure up to $1,000 for payday cash advances and about $3,000 for personal loans.

Closing financial gaps or staying ahead can be more cost-effective than dealing with extra charges from other apps.

14. Axos

apps like dave - axos

Axos isn’t a traditional cash advance app like Dave, as it doesn’t offer loans or cash advances. Instead, it provides ‘Direct Deposit Express,’ offering early access to your paycheck a few days before your official payday.

Axos releases the funds when your employer deposits your check, unlike most banks that make you wait for clearance. Once the funds clear, Axos keeps them because they provided you with early access.

Play store ratings:

Apps Like Dave- Axos bank

Play store ratings:


5.88K reviews


Apple store ratings:

 4.7 • 12.6K Ratings


As we wrap up our exploration of Dave’s alternatives, it’s clear that the financial tech world is teeming with innovative solutions. Dave may be the hero for some, but a diverse league of financial apps like Beem, Empower, MoneyLion, and many more are waiting to save your day.

While Dave has been a helpful solution for many, exploring these alternatives allows you to tailor your financial tools to your needs. Whether you seek higher cash advance limits, lower fees, or a broader range of financial services, there’s an app out there. Ultimately, the ability to mold your financial destiny rests within your control. Delve into these alternatives, broaden your financial tactics, and boldly navigate your financial path.

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Shirlene Grace Isaac

Shirlene puts words on the Internet because she loves to do so and also for the money! She is a singer, songwriter, occasional poet, artist and muser — all in the body of a 20 something. She's a taleteller of sorts often looking for opportunities to narrate stories untold.


This page is purely informational. Beem does not provide financial, legal or accounting advice. This article has been prepared for informational purposes only. It is not intended to provide financial, legal or accounting advice and should not be relied on for the same. Please consult your own financial, legal and accounting advisors before engaging in any transactions.

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