Gift Card vs Cash: Choosing the Perfect Gift

You don’t want to buy the wrong size or give them something they don’t need. This is where the gift card vs gift cash debate comes into play this Christmas. Let’s learn!
Gift Card vs Cash: Choosing the Perfect Gift
What is the perfect gift? How do you pick the right one that is meaningful and fits your budget? We're here to help.
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Buying a Christmas gift, as delightful as it may sound, can never be an easy task. It’s Christmas, and you want to give the ideal gift. However, you don’t want to buy the wrong size or give them something they don’t need. We’ve all been there. This is where the gift card vs gift cash debate comes into play this Christmas.

Let’s examine both arguments and settle the debate.

Why Should You Pick Cash for a Gift?

Sometimes the gift you buy for a person might cost you $100 but end up being worth hardly anything to them. If you’re not sure what to get your gift recipient for Christmas or if you don’t know them well enough to pick a favorite brand, giving them cash allows them to spend it on whatever they want. That is better than giving them something generic or something that will just be tucked away and never be used.

When it comes to gift money, all you have to do is put it in an envelope and hand it over. There are no special gift-wrapping requirements, and the envelope is made of paper, so it can be recycled. Less waste on all counts.

But that’s not the only reason! Money could be the best last-minute gift. You might not be able to find a lot of time to go out and find a present sometimes and in this case, giving them gift money could be a good option.

There is no doubt that cash is the more obvious option. It can be used nearly anywhere and at any time. There is no expiration date and no limit to what recipients can spend it on. While you may intend to treat them, they may save or invest it instead.

Also know about: Christmas Gifts

Why Buy Them a Gift Card?

The first reason you would prefer a gift card over cash is that it is more personal and a nice way to show how special the receiver is. It shows that you’ve thought about what to buy that person and by choosing what they like in their favorite brand you are also gifting them the freedom to pick what to buy.

Unlike cash, which is a non-personal transaction, the giving and receiving of a gift card can be tailored to the individual in so many ways. You can even add a short message to the card. 

Doing so will help strengthen the reason for the reward and help the receiver remember who it was from.

Making the Right Christmas Choice

Everyone has faced the dilemma of finding an appropriate gift at some point in their lives. We simply don’t know enough about people’s choices. A gift card allows the recipient to purchase whatever they want from a specific store. Now that the recipient knows where you want them to buy their gift from, they can happily and easily browse through the online store or go to the physical outlet and buy what they truly want for Christmas.

Because gift cards are usually single-merchant or multi-brand, the recipient is more likely to spend it on a surprise treat for themselves. As a result, the gift card offers a more memorable experience than cash, and the item they select serves as a permanent reminder of their accomplishment.

Many retailers frequently offer points, CashBack, or other rewards for purchasing gift cards for someone else. This makes it a great way for the person getting the gift to earn something as well.

Unlike receiving a gift and then taking pains to return it, a gift card is very convenient to redeem. Offline cards and vouchers must be redeemed in-store, whereas online ones can be redeemed with a few clicks. These benefits make gift cards all the merrier.

Also know about: Gift Christmas

Gift Card or Cash This Christmas

Let’s get one thing clear. Gift cards and gift cash are both appropriate and cheerful gifts to give this Christmas.

For decades, many people remained convinced that a gift should be a tangible object. However, in recent years, people have come around to the idea of giving cash or checks and gift cards instead of wrapped surprise presents. Choosing between gift cash and a gift card is not as difficult as you might think; a gift card is special, and cash is never a disappointment, especially during the holidays. Either way, you win. Merry Christmas!

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This page is purely informational. Beem does not provide financial, legal or accounting advice. This article has been prepared for informational purposes only. It is not intended to provide financial, legal or accounting advice and should not be relied on for the same. Please consult your own financial, legal and accounting advisors before engaging in any transactions.

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