Features

Essentials

Everdraft™
Get up to $1,000 for emergencies

Send Money, Pay Later™
Send money to anyone in the US

BFF - Better Financial Feed
Ger personalized financial insights

Credit Monitoring
Monitor and grow credit score

Insurance

Car-Insurance
Save up to 40% on car insurance

Job-Loss & Disability Protection
Get up to $1,000 for loss of income

Identity Theft Insurance
Insure up to $1 Million

Affordable Health Solutions
Plans starting at $2.80/month

Banking & Tax

Personal Loan
Compare and get best personal loan

High Yield Savings
Get up to 5% APY today

Tax Resources
Learn more about Federal & State taxes

Tax Calculator
Quick estimate of your tax returns

Save & Earn

Beem Health
1 month free trial on medical services

Play games & earn
Get paid to play your favourite games

Deals & Discounts
Start saving now from top brands!
Pricing

99¢/mo (Lite) New

$2.47/mo (Basic)

$5.97/mo (Plus)

$12.97/mo (Pro)

Compare all plans
About
Blog
Help

Archives

Archives

Fixed Rate vs Variable Rate: Which One to Choose?

You can determine which type of interest (fixed rate vs variable rate) is most appropriate for your situation if you understand how each type works and its benefits and downsides. Let's explore!

October 19, 2023
Raman Gujral

Best Debt Consolidation Loan

In the blog, we explore the pros and cons of personal debt consolidation loans, who should consider it, and who should not. Read on to know more!

October 18, 2023
Fatema Yusuf

Best low-interest personal loans

Getting a personal loan can be an emergency or a requirement, and knowing everything about it is undoubtedly crucial in today's life. Let's explore more about low-interest personal loans!

October 18, 2023
Fatema Yusuf

How to Get Quick cash – 25 Best Ways

While having an emergency fund is essential, there are ways to obtain extra money quickly when needed. Here are 25 best ways to find fast cash in the United States.

October 16, 2023
Shirlene Grace Isaac

Bonds Vs. High Yield Savings

Bonds and High-Yield Savings accounts offer distinct paths to financial growth. By understanding these options better, you can tailor your financial strategy accordingly. Read on to know more!

October 16, 2023
Allan Moses

Does Opening A HYSA Affect Credit Score?

This blog attempts to study how financial decisions impact credit scores, mainly focusing on the question: Does opening a high-yield savings account affect credit score?

October 14, 2023
Daman Datta

High yield savings account vs Roth IRA: Which one to choose?

Let’s dive deep into High Yield Savings Account vs. Roth IRA to determine the best option for you.

October 14, 2023
Allan Moses

High yield savings account vs Treasury Bills: Which one to choose?

In this article, we'll explain the differences and benefits of High Yield Savings Account vs. Treasury Bills, helping you confidently navigate the financial landscape.

October 14, 2023
Allan Moses

High-Yield Savings Account vs. Investing: Which is Better?

Saving and investing are two different key aspects when managing your money. So, what is thе bеst option bеtwееn a high-yield savings account and invеsting? Let's look at it in morе dеtail.

October 14, 2023
Allan Moses

Personal Loan Interest Rates

Personal loans have experienced a surge in popularity in recent weeks. Consumers are increasingly turning to personal loans for efficient debt consolidation. Therefore, it is important to understand various aspects pertaining to personal loan interest rates. Let's explore!

October 13, 2023
Fatema Yusuf

Personal Loans with No Credit Check

The term’ personal loan no credit check’ may appear quite appealing on the surface but is laced with several tricky requirements. Let’s take a look at what this term entails.

October 13, 2023
Raman Gujral

What is the Benefit of Obtaining a Personal Loan?

Personal loans are primarily used to achieve a specific financial objective or improve one’s financial situation. Let’s understand what is the benefit of obtaining a personal loan.

October 12, 2023
Raman Gujral

Instant Cash Advance to Debit Card

Debit cards are designed to access the funds available in your linked bank account, primarily through ATM withdrawals. Here's how you can get instant cash advance to debit card.

October 11, 2023
Shirlene Grace Isaac

How Do High Yield Savings Accounts Work?

Let’s try and answer the question, ‘how do high yield savings accounts work?’ and learn how high-yield savings accounts help people grow interest in their funds quickly.

October 9, 2023
Fatema Yusuf

CD vs. High Yield Savings

It's crucial to understand the fundamental differences between CDs and High Yield Savings Accounts to make an informed decision. The Beem guide will help understand which is best-suited for you.

October 3, 2023
Allan Moses

Start your #Beem journey free !

Features

Company

Resources

Popular Blogs

1. Beem's Cash for emergencies or Everdraft™ product is different from cash advance, payday loans, personal loans. Depending on eligibility, Everdraft™ ranges from $5 - $1,000, subject to Beem's qualification terms and policies. Everdraft is part of the product bundle that comes with the Beem's monthly subscription. There are multiple ways to get your funds credited, however when funds are instantly transferred to debit card, a fee of $1-$4 may apply. Most users receive their Instant Transfer within 1-20 minutes. To check the Everdraft™ eligibility, users don't need to have a Beem monthly subscription. Beem doesn't ask for credit score to check the Everdraft™ qualification.

© 2025 Line Financial PBC. All rights reserved.