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How Do Payday Loans Work: Should You Get One? | Beem

Payday loans are high-cost loans that are granted for a small amount like $500-$1,000. You have to pay it back by your next paycheck. But how do the work and are they worth it?

August 21, 2022
Devanshee Dave

What to Know Before Investing

Many seasoned investors know if a stock deserves a place in their portfolio or not. You should not be observing only the stock price movements and short-term gains. Invest only if you have enough money to sustain for the next 5 years.

August 21, 2022
Richard Samuel

Checking vs Savings Account: What to Pick in 2024

If you want to gain the advantage of interest rate on savings, a savings account is an ideal deal for you. If you have a bank account needed for basic and frequent daily transactions, a checking account is suitable for you.

August 21, 2022
Devanshee Dave

Boost Credit Personal Loan: Everything You Need to Know

Sometimes, earning a regular income is not sufficient to cover the additional expenses and that can indeed be tough. One of the solutions to aid this problem is to get a personal loan. But what happens if your credit score is bad?

August 21, 2022
Devanshee Dave

Depositing Money Through ATM: Convenient Banking in 2024

ATMs eliminate the need to visit a bank to deposit money. You can deposit any amount of bills together, and the ATM will process it for you, no need to fill a slip.

August 21, 2022
Devanshee Dave

How to Make an International Money Transfer: Easy Steps

Sending money online internationally has become very easy with a variety of options available. Most payment methods cover countries across the globe ranging from emerging countries to developed ones. The payment charges for transfer range from $1 to $5. It can be more depending on the institution you choose.

August 21, 2022
Devanshee Dave

How to Open Savings Account: Your Money, Your Future

You can apply for a savings account either by mail, online, or through a call. For opening a savings account documents like ID, social security number, passport or driving license, etc. are a must. You can expect an average interest rate of 0.50% on a savings account.

August 21, 2022
Devanshee Dave

What Is a Brokerage

Some brokers might move the trade to an external third-party market maker that does the trading by linking buyers and sellers. Make sure to check the caliber of the broker’s execution before signing up. Some brokers provide resources and tools that would help you in every step.

August 20, 2022
Richard Samuel

Types of bonds you should know about

Investing in bonds is safer than stocks. A bond is a fixed-income instrument. Bonds can be a valuable addition that would balance risks and diversify your portfolio.

August 20, 2022
Richard Samuel

Are Bonds a Good Investment

Most financial advisors would agree that bonds can be a valuable addition to your investment portfolio. You could get potential tax breaks if you purchase municipal bonds. The full original principal is paid back at the end of the term.

August 20, 2022
Richard Samuel

Index funds: The right way to invest

The index rate determines the variable interest rates for a financial product. Index funds comprise stocks that typically represent an entire index. The most familiar stock market indexes are The S&P 500 and the Dow Jones Industrial Average.

August 20, 2022
Richard Samuel

How to Choose the Right Broker

While there are numerous aspects to assess, the final call would be based on your preferences. It is better to answer a few questions about your investing goals before searching. Most brokers predominantly put forward a fixed menu of investment options.

August 20, 2022
Richard Samuel

Why applying for a personal loan isn’t hard

Most online lenders and some banks offer a pre-qualification check that can be done online. Comparing offers with your requirements, options, and financial condition will help you choose the right one. You must make sure you can comfortably afford the monthly payments.

August 19, 2022
Richard Samuel

How to Invest in Stocks

A stock is a small slice of the company. The stock market shows an annual return of 10%. Stocks have what it takes for you to take home exponentially high returns.

August 19, 2022
Richard Samuel

Best Cryptocurrency Wallet In 2024

You need a special cryptocurrency wallet for trading cryptocurrency. Bitcoin wallets widely come in two categories: Hot storage and cold storage wallets. Never trade or own more than what you can afford to lose.

August 19, 2022
Richard Samuel

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1. Beem's Cash for emergencies or Everdraft™ product is different from cash advance, payday loans, personal loans. Depending on eligibility, Everdraft™ ranges from $5 - $1,000, subject to Beem's qualification terms and policies. Everdraft is part of the product bundle that comes with the Beem's monthly subscription. There are multiple ways to get your funds credited, however when funds are instantly transferred to debit card, a fee of $1-$4 may apply. Most users receive their Instant Transfer within 1-20 minutes. To check the Everdraft™ eligibility, users don't need to have a Beem monthly subscription. Beem doesn't ask for credit score to check the Everdraft™ qualification.

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