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How to not scare your Halloween 2022 budget

It’s the time when can you dress as a hot dog and chill around with your friends and fall asleep under the pile of Twix wrappers free of judgment. Halloween is a messenger for fall, indicating cooler weather, turning leaves and hot cocoa.

October 28, 2022
Fatema Yusuf

Black-Owned Credit Unions: Your Guide to Inclusive Banking

A conventional white family has eight times the wealth of a typical Black family. A Black-owned bank is a regular banking institution where the board of directors comprises African American members. Netflix, Inc deposits 2% of its funds in Black-owned banks.

October 21, 2022
Richard Samuel

What Is a Money Order: All you need to know

A money order is an alternate option to cash and personal checks, money orders eliminate the risk of your money getting stolen.

October 21, 2022
Johnathan James

Multiple Savings Accounts -How Many Can I Have?

Savings accounts are helpful. But how much is too much? Here's the answer to the question: should you have more then one savings account?

October 18, 2022
Richard Samuel

How millennials can plan for their aging parents

Saving is always a critical factor for millennials, more so when family and aging parents are involved. Don't know where to start planning your finances for them? We're here to help you get started.

October 13, 2022
Richard Samuel

Should Couples Have Separate Bank Accounts?

Many financial experts will tell you that having separate financial accounts as a couple is critical to a healthy relationship as it builds trust and keeps money out of the equation.

October 13, 2022
Richard Samuel

October Round of Stimulus Checks Update: What You Need to Know

According to reports, Google recently warned its employees: "There will be blood on the streets if next quarter's results don't look up." Yes, it does sound scary. But thankfully, the next round of stimulus checks are here to provide relief.

October 11, 2022
linewpadmin

How to manage money in your own business

Are you setting out on your own? If you’re starting your own business, and prefer the “self-employed” tag, there will come a time when you struggle to manage your money. Don’t worry, because there’s always a first time for everything and money-management is a process.

October 11, 2022
Shirlene Grace Isaac

Soft vs Hard Credit Check: Which Is Financially Healthier?

Credit checks can be pretty confusing, especially if you’re not one to keep track of your credit reports. However, it’s a good idea to learn the differences between hard and soft credit checks, because one of them could affect your credit scores in the long run.

October 4, 2022
Allan Moses

The demonization of debt and its negative impact

With the rise of social media as a source of information, it is easy to get carried away in the waves of trends and financial advice that one is presented with. But what is the reality of debt? Read on to find out.

September 29, 2022
ado

How to Make Money on TikTok | Beem

TikTok was launched in China in 2016 under the name Douyin. Later in 2018, it was launched in the United States. Did you know you can make money from it?

September 15, 2022
Devanshee Dave

How To Mobile Deposit A Check?

How often are you required to deposit a check? If you ever have to queue up in a line at the bank for a check deposit, remember, there is an easier option.

September 15, 2022
Richard Samuel

How to get started on your credit journey

A good credit score can help you in various things such as opting for an education loan, getting a home loan, buying a car using credit, or just as simple as opting for a credit card. You can get a secured credit card easily when you are just starting your credit journey.

September 15, 2022
Devanshee Dave

How to Freeze Your Credit: Protecting Your Financial Security

There are three credit bureaus in the US - TransUnion, Equifax and Experian. You can contact them and get your credit account frozen. There is no cost associated with freezing or unfreezing your account.

September 15, 2022
Devanshee Dave

Credit Score: Everything you need to know in 2024

For FICO, it is your payment history and credit utilization ratio while for VantageScores, it is your credit use, its available credit and your credit mix. But what does your credit score mean?

September 15, 2022
Devanshee Dave

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1. Beem's Cash for emergencies or Everdraft™ product is different from cash advance, payday loans, personal loans. Depending on eligibility, Everdraft™ ranges from $5 - $1,000, subject to Beem's qualification terms and policies. Everdraft is part of the product bundle that comes with the Beem's monthly subscription. There are multiple ways to get your funds credited, however when funds are instantly transferred to debit card, a fee of $1-$4 may apply. Most users receive their Instant Transfer within 1-20 minutes. To check the Everdraft™ eligibility, users don't need to have a Beem monthly subscription. Beem doesn't ask for credit score to check the Everdraft™ qualification.

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