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How to Freeze Your Credit: Protecting Your Financial Security

There are three credit bureaus in the US - TransUnion, Equifax and Experian. You can contact them and get your credit account frozen. There is no cost associated with freezing or unfreezing your account.

September 15, 2022
Devanshee Dave

Credit Score: Everything you need to know in 2024

For FICO, it is your payment history and credit utilization ratio while for VantageScores, it is your credit use, its available credit and your credit mix. But what does your credit score mean?

September 15, 2022
Devanshee Dave

Buying a Beach House: Your Ultimate Guide to Seaside Property

If a country’s economy is doing really well in the past few years, there are chances that the real estate prices are high and that can reflect on the beach house prices as well.

September 15, 2022
Devanshee Dave

How to Buy a House on a Single Income: Expert Strategies

Buying a home is a dream for many. Making it a reality more so. However, what happens if you're the only person earning in your family or you're the only source of income at home. Read on.

September 11, 2022
Devanshee Dave

Investing for Millennial Women: A Financial Roadmap

For many years, the investment field was dominated by men because of the gender-biased mindset, but times are changing as, in recent years especially after the pandemic, the interest of women in making investments has increased.

September 11, 2022
Devanshee Dave

Investing lessons for Gen Z

Generation Z is skeptical of the investment system because they are young and they need personalized products which the banks are not able to provide at the moment, which wasn't the case with their parents.

September 11, 2022
Devanshee Dave

How to Get a Good Deal on a Used Car: Tips and Strategies

Buying a car is a liability because with time its value decreases as the depreciation factor makes its impact. When you buy a used car in good condition, it reduces your cost and gives you the joy of owning a car.

September 10, 2022
Devanshee Dave

How to Build Wealth with Just $5 a Day

People are often lost in the myth that they need to have millions just to start investing but that is not true. You should always be sure of your financial condition and compare your expenses and savings to find out the amount that you can save.

September 8, 2022
Devanshee Dave

Top 5 financial gifts for your grandkids

Roth IRA is the most essential and intelligent gift that you can give to your grandchildren. If you deposit even a portion of this to a 529 college savings plan, there will be a lot less to worry about funds.

September 5, 2022
Devanshee Dave

Should Married Couples Have Separate Bank Accounts? | Beem

Experts tend to believe that having a separate bank account means having a distant relationship with your partner. In the case where one partner is bringing a fortune and the other partner doesn't have anything, it makes sense to have a separate bank account.

September 5, 2022
Devanshee Dave

Does Partial Payment Affect Credit Score? Explained

Partial payments will have a negative effect on your credit score. Even though the creditor might accept the payment, it will be reported as missed or delinquent when you don’t pay the minimum amount.

September 4, 2022
Richard Samuel

Can I Settle for a Fair Credit Score?

The Federal Trade Commission always advises everyone not to believe agencies that guarantee to increase your credit score or remove certain parts from your report. These are scams that would steal your money.

September 4, 2022
Richard Samuel

630 Credit Score: Understanding Your Financial Health

According to FICO, nearly 9% of Americans had scores between 600 and 649 in 2019. If you pay every bill on time and never use more than 30% of the credit limit, you can easily increase your credit score.

September 4, 2022
Richard Samuel

Budget Calendar: Organize Your Finances Effectively

A budget calendar can be used to plan your monthly spending and set reminders for payments.

September 4, 2022
Richard Samuel

Differences Between Savings and Investments | Beem

Want to build a strong financial foundation? Then consider saving and investing your money. A good balance of both will play an important part in building a brighter financial future.

September 4, 2022
Shirlene Grace Isaac

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1. Beem's Cash for emergencies or Everdraft™ product is different from cash advance, payday loans, personal loans. Depending on eligibility, Everdraft™ ranges from $5 - $1,000, subject to Beem's qualification terms and policies. Everdraft is part of the product bundle that comes with the Beem's monthly subscription. There are multiple ways to get your funds credited, however when funds are instantly transferred to debit card, a fee of $1-$4 may apply. Most users receive their Instant Transfer within 1-20 minutes. To check the Everdraft™ eligibility, users don't need to have a Beem monthly subscription. Beem doesn't ask for credit score to check the Everdraft™ qualification.

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